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Superior Credit Union Rates & Review August 2026

Superior Credit Union's 12 month rates are at 3.55%, 24 month rates are at 3.55%, 36 month rates are at 3.55%, 60 month rates are at 3.55%, 6 month rates are at 3.00%. Superior Credit Union's savings rates are at 0.05%. Superior Credit Union's money market rates are at 0.05%. Superior Credit Union's Personal Loan Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Superior Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.95%. Rates last updated and verified on 08/28/2026.

Superior Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Superior Credit Union? Share your experience about Superior Credit Union by leaving a review below, or read customer reviews before you decide to use Superior Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.95%
Excellent Lower than avg
Superior Credit Union
Collegeville
100 Crosskeys Rd
Collegeville, PA 19426 3128
https://www.superiorcu.org
Member NCUA

Superior Credit Union CD Rates

Product Rate APY Term View More
12 month 3.50% 3.55% 12 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
24 month 3.50% 3.55% 24 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
36 month 3.50% 3.55% 36 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
60 month 3.50% 3.55% 60 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
6 month 3.00% 3.00% 6 Months
Min Deposit $500
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Superior Credit Union Savings Rates

Product Rate APY View More
Holiday, Dream Club 0.05% 0.05%
Min Deposit $0
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Pet Savings 0.05% 0.05%
Min Deposit $5
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Shared Savings 0.05% 0.05%
Min Deposit $5
Min Balance $25
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Superior Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.50% 1.50%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market Tiers 1.50% 1.50%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market 1.25% 1.25%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market Tiers 1.25% 1.25%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market 1.00% 1.00%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market Tiers 1.00% 1.00%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market 0.75% 0.75%
Min Balance $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market Tiers 0.75% 0.75%
Min Balance $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Business Money Market 0.20% 0.20%
Min Balance $250,001
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Business Money Market 0.15% 0.15%
Min Balance $25,001
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Business Money Market 0.13% 0.13%
Min Balance $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Business Money Market 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Money Market Tiers 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Superior Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity LOC - - 8.24% Variable
Details As Low As; Prime-based
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Superior Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle Loan - - 5.49% 36 Months
Details As low as; 2025* - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
New Vehicle Loan - - 5.74% 66 Months
Details As low as; 2025* - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 5.74% 36 Months
Details As low as; 2021 - 2025*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 5.99% 66 Months
Details As low as; 2021 - 2025*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
New Vehicle Loan - - 6.24% 84 Months
Details As low as; 2025* - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 6.24% 72 Months
Details As low as; 2021 - 2025*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 6.49% Up to 60 Months
Details As Low As; Year: 2020
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 6.99% Up to 60 Months
Details As Low As; Year: 2019
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 7.49% Up to 60 Months
Details As Low As; Year: 2018
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 7.99% Up to 60 Months
Details As Low As; Year: 2017
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Used Vehicle Loan - - 9.99% Up to 48 Months
Details As Low As; Year: 2016 & Older
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Superior Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 9.90%
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Credit Card - Personal - 9.90%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Secured Credit Card - 9.90%
Details Fixed Rate. Secured options available: Build or rebuild credit using your funds as collateral with the flexibility of a credit card. Business Credit Cards are available. Earn points with uChoose Rewards. Flexible payment options through SCU.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Credit Card - Business - 13.50%
Details As Low As; Prime-based
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Superior Credit Union Personal Loan Rates

Product Rate APR View More
Credit Card - Personal - 9.90%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Personal Loan - 10.49%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%
Personal Line Of Credit - 13.49%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.95%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Superior Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Superior Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Superior Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Superior Credit Union
Address 100 Crosskeys Rd, Collegeville, PA 19426 3128
Phone 610-489-7239
Fax 610-489-5339
President Jason Vavra
CEO Kimberly Miller
Full-Time Employees 19
Part-Time Employees 0
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.95%
Return on Assets (ROA)
0.7251%
Return on Equity (ROE)
10.2274%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
62,963,102
Total Amount of Shares and Deposits
59,193,538
Total Shares and Deposits < 1 Year
53,371,783
Total Shares and Deposits 1 3 Years
2,178,018
Total Shares and Deposits > 3 Years
3,643,738
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,301,311
Total Uninsured Shares and Deposits > $250K (F+J)
1,301,311
Total Insured Shares and Deposits > $250K (item 17 less item K)
57,892,227
Total Interest Expense (Sum of items 6 8)
465,841
Share Certificates
716
Number of Accounts for Share Drafts
5,306
IRA KEOGH Accounts
291
Number of Accounts for Regular Shares
11,063
Money Market Shares
213
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,276,636
Total Liabilities
58,920,554
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Superior Credit Union earned the Verified Strong badge

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Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Superior Credit Union

How many branches does Superior Credit Union operate?

Superior Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Superior Credit Union?

Yes, to access services at Superior Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Superior Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Superior Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Superior Credit Union offer online and mobile banking?

Most modern institutions like Superior Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.superiorcu.org.

Current Superior Credit Union Rates

  • 12-Month CD3.55%
  • 24-Month CD3.55%
  • 60-Month CD3.55%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.