Best Personal Loan Rates in Covington, Pennsylvania (PA) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Covington, Pennsylvania include: First Capital Federal Credit UnionFirst Capital Federal Credit Union1601 Kenneth Rd, York, PA, 17408 2228A+5.0 ★Texas Ratio: 1.35% offering SWAP YOUR LOAN at 3.99% APR, USXUSXPO Box 1728, Cranberry Twp, PA, 16066 0728A+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit Union2859 SR 309 HWY, Dallas, PA, 18612A+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR, Allentown Federal Credit UnionAllentown Federal Credit Union1325 Oxford Dr, Allentown, PA, 18103A5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, and MERCK SHARP and DOHMEMERCK SHARP and DOHME335 W Butler Ave, Chalfont, PA, 18914A+5.0 ★Texas Ratio: 1.04% offering Undergraduate Loans at 4.24% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Covington, Pennsylvania can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Covington, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Covington, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!
$10,000
No additional details available.
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
UP TO 72 MONTHS
up to $10,000.00
$10,000
up to $10,000.00
No additional details available.
No additional details available.
As Low As
As Low As; To Fund an IRA
$50,000
No additional details available.
As Low As
As Low As; 9.99%
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Maximum Loan $5,000
As Low As; $500.00 up to $3,000
No additional details available.
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
$10,000
$50,000
As Low As
As Low As; Rates, terms and availability of product subject to change without notice. Proof of Income is required.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
$10,000
As Low As
As Low As
As Low As
up to $2,500.00; As Low As
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
As Low As
As Low As
As Low As
As Low As
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
As Low As; w/ Auto Pay Discount: as low as 6.39%
up to $75,000
As Low As
As Low As
As Low As
No additional details available.
Up to 75 % approved stocks
up to $5,000.00
As Low As; Special fixed up to 15 months!
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
No additional details available.
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
8.00% CASH (Eligible with up to 4 impediments)
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
No additional details available.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
$7,500.00
As Low As
Up to $4,000
Up to $4,000
As Low As
Special Rate for First-time Borrowers
As Low As; Maximum Financed $8,000
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
As Low As
No additional details available.
for well qualified borrowers
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As; Fixed up to 36 months
No additional details available.
Max Amount: $12,500
As Low As
As Low As
Maximum $30,000.00
FIXED APR WITH AUTO PAY
No additional details available.
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
9.95% CASH (Eligible with up to 4 impediments
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; The Signature rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 6.39%
up to $75,000
up to $5,000.00
As Low As; Special fixed up to 15 months!
No additional details available.
APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 02/17/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As
Up to $4,000
Up to $4,000
Special Rate for First-time Borrowers
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Max Amount: $12,500
As Low As
As Low As
FIXED APR WITH AUTO PAY
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As; 0 to months * For Qualified Buyer
As Low As; Rates, terms, and [payment examples](https://www.unifyfcu.com/personal-loan-rates "Personal Loan Rates")
As Low As
up to $2,500.00; As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
As Low As; The Signature rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As
As Low As
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Covington, Pennsylvania?
What are the best personal loan rates in Covington, Pennsylvania?
- First Capital Federal Credit Union: 3.99% (SWAP YOUR LOAN)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
- MERCK SHARP and DOHME: 4.24% (Undergraduate Loans)
Personal Loan Calculators
