Best Personal Loan Rates in Gap, Pennsylvania (PA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Gap, Pennsylvania include: Fulton BankFulton Bank5360 Lincoln Hwy, Gap, PA, 17527A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, and Allentown Federal Credit UnionAllentown Federal Credit UnionA5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR. Personal loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Gap has 1 local institution in our database, with personal loan rates as low as 8.00% APR from Fulton Bank at 5360 Lincoln Hwy, Gap, PA, 17527. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Gap, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Gap, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 6, 2026
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As Low As
No additional details available.
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
3% over CD APR
$50,000
$10,000
No additional details available.
up to $10,000.00
$10,000
No additional details available.
No additional details available.
up to $10,000.00
$50,000
Rates as low as
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As Low As
up to 12 months
Maximum Loan $5,000
No additional details available.
$10,000
$50,000
As Low As; *Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required.
No additional details available.
As Low As
$10,000
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
up to $2,500.00; As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
No additional details available.
As Low As
As Low As; Offer ends April 20, 2026.
Rates as low as
up to $75,000
As Low As
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
Up to 75 % approved stocks
for well qualified borrowers
up to $5,000.00
As Low As
As Low As; Special fixed up to 15 months!
As Low As
No additional details available.
90% of home value less encumbrances/liens
No additional details available.
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
Rates as low as:
As Low As
Up to $4,000
As Low As
No additional details available.
As Low As
No additional details available.
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As Low As
As Low As
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
As Low As
FIXED APR WITH AUTO PAY
60 month
As Low As
No additional details available.
15 year minimum is $20,000.00
As Low As; Fixed up to 36 months
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Scores: 750-Above
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
As Low As
As Low As
Rates as low as:
Rates as low as
As Low As
As Low As; $24.85
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
As Low As
As Low As
up to 60 months
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
$20,000
As Low As
Scores: 750-Above
As Low As; w/ Auto Pay Discount
No additional details available.
$20,000
As Low As
up to $12,000
As Low As
No additional details available.
As Low As; Annual Percentage Rate
up to $10,000
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
established direct deposit
As Low As; APR*
Rates as low as:
Up to $20,000 - Bill consolidation, Home Improvements, Vacation, Furnishings, and Appliances
No additional details available.
No additional details available.
up to $10,000
As Low As; A minimum of 20% down payment is required. Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $20.63 per $1,000 borrowed at 8.74% for 60 months. Maximum Secured Loan $40,000, Maximum aggregate loan amount not to exceed $49,999
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
$20,000
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00
No additional details available.
As Low As
As Low As
Special Rate for First-time Borrowers
Up to $4,000
No additional details available.
No additional details available.
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
60 month
As Low As
FIXED APR WITH AUTO PAY
As Low As
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; Fixed up to 36 months
As Low As; Personal Loans
No additional details available.
As Low As
As Low As
As Low As
As Low As; $24.85
As Low As
As Low As; Personal Loans
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
$20,000
As Low As
As Low As; w/ Auto Pay Discount
As Low As
$20,000
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate
As Low As
No additional details available.
As Low As; APR*
Up to $20,000 - Bill consolidation, Home Improvements, Vacation, Furnishings, and Appliances
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
$20,000
As Low As; * For Qualified Buyer
No additional details available.
As Low As
up to $2,500.00; As Low As
No additional details available.
No additional details available.
As Low As
As Low As; Offer ends April 20, 2026.
No additional details available.
As Low As
15 year minimum is $20,000.00
Scores: 750-Above
As Low As
As Low As
No additional details available.
As Low As
Scores: 750-Above
No additional details available.
up to $10,000
No additional details available.
up to $10,000
Gap, PA Personal Loan Rate Trends
Compare local Gap, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.265 points over the past 7 days to 9.973% APR.
Pennsylvania signature loan rates rose 0.017 points over the past 7 days to 11.280% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Gap, Pennsylvania?
What are the best personal loan rates in Gap, Pennsylvania?
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- Freedom Credit Union: 3.99% (Personal Loan)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
Personal Loan Calculators
