Best Personal Loan Rates in York, Pennsylvania (PA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in York, Pennsylvania include: Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union2010 Pennsylvania Ave, York, PA, 17404 1791A+5.0 ★Texas Ratio: 5.69% offering Real Estate Equity Loans at 5.69% APR, White Rose Credit UnionWhite Rose Credit Union3498 Industrial Hwy, York, PA, 17402 9050A+5.0 ★Texas Ratio: 3.14% offering Signature Loan at 6.49% APR, York Educational Federal Credit UnionYork Educational Federal Credit Union1601 S Queen St, York, PA, 17403 4630A+5.0 ★Texas Ratio: 0.07% offering Personal Loans at 6.50% APR, Fulton BankFulton Bank30 S George St, York, PA, 17401A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, and First Capital Federal Credit UnionFirst Capital Federal Credit Union1601 Kenneth Rd, York, PA, 17408 2228A+5.0 ★Texas Ratio: 1.35% offering Personal Loan at 8.74% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
York has 8 local institutions in our database, with personal loan rates as low as 5.69% APR from Pennsylvania State Employees Credit Union at 2010 Pennsylvania Ave, York, PA, 17404 1791. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in York, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in York, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
As Low As; Equity Loan-to-Value up to 80%
As Low As; Equity Loan-to-Value up to 80%
As Low As; Equity Loan-to-Value greater than 80% to 90%
As Low As; Equity Loan-to-Value greater than 80% to 90%
As Low As; Offer ends April 20, 2026.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Rates "as low as" 8.99% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 8.99%. Maximum APR is 17.99%. Unsecured loan amounts available from $1,000 to $20,000. Minimum term is 3 months. Maximum term is 84 months.
As Low As
As Low As
As Low As
As Low As; Based upon individual credit score and term
As Low As; Based upon individual credit score and term
As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
$10,000
up to $10,000.00
$50,000
$10,000
No additional details available.
$50,000
$10,000
UP TO 72 MONTHS
up to $10,000.00
No additional details available.
$10,000
No additional details available.
No additional details available.
up to $10,000.00
Intro rate expires: 6 months; Regular APR: 11.65%
Intro rate expires: 6 months; Regular APR: 11.65%
As Low As; To Fund an IRA
As Low As; Up to 10 Years
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Maximum Loan $5,000
up to 12 months
As Low As
No additional details available.
As Low As
As Low As
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
As Low As
No additional details available.
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As; Special fixed up to 15 months!
Up to 75 % approved stocks
up to $5,000.00; Maximum of one (1) per member
for well qualified borrowers
No additional details available.
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
As Low As
Up to $4,000
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 7.39%
60 month
FIXED APR WITH AUTO PAY
No additional details available.
No additional details available.
As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Scores: 750-Above
No additional details available.
No additional details available.
As Low As
Maximum $30,000.00
As Low As
As Low As
No additional details available.
As Low As
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
As Low As
As Low As
As Low As
As Low As
No additional details available.
FICO Score 750+
No additional details available.
No additional details available.
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
up to 60 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Scores: 750-Above
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
up to $12,000; Tier 1 (710+)
As Low As
No additional details available.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As
As Low As; w/ Auto Pay Discount: as low as 8.39%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
established direct deposit
FICO Score 750+
As Low As
No additional details available.
As Low As; Rates "as low as" 8.99% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 8.99%. Maximum APR is 17.99%. Unsecured loan amounts available from $1,000 to $20,000. Minimum term is 3 months. Maximum term is 84 months.
As Low As
As Low As
No additional details available.
As Low As
As Low As
Intro rate expires: 6 months; Regular APR: 11.65%
Intro rate expires: 6 months; Regular APR: 11.65%
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As
up to $75,000
No additional details available.
As Low As; Special fixed up to 15 months!
up to $5,000.00; Maximum of one (1) per member
No additional details available.
Special Rate for First-time Borrowers
As Low As
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 7.39%
FIXED APR WITH AUTO PAY
No additional details available.
60 month
As Low As
No additional details available.
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
FICO Score 750+
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As
No additional details available.
No additional details available.
No additional details available.
FICO Score 750+
As Low As; 0 to months * For Qualified Buyer
No additional details available.
As Low As
As Low As; Offer ends April 20, 2026.
As Low As
As Low As
As Low As; Based upon individual credit score and term
As Low As; Based upon individual credit score and term
As Low As
No additional details available.
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
No additional details available.
Scores: 750-Above
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
Scores: 750-Above
No additional details available.
No additional details available.
York, PA Personal Loan Rate Trends
Compare local York, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.020 points over the past 7 days to 10.272% APR.
Pennsylvania signature loan rates fell 0.207 points over the past 7 days to 11.227% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in York, Pennsylvania?
What are the best personal loan rates in York, Pennsylvania?
- Pennsylvania State Employees Credit Union: 5.69% (Real Estate Equity Loans)
- White Rose Credit Union: 6.49% (Signature Loan)
- York Educational Federal Credit Union: 6.50% (Personal Loans)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- First Capital Federal Credit Union: 8.74% (Personal Loan)
Personal Loan Calculators
