Best Money Market Rates in York, Pennsylvania - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current York, Pennsylvania and the surrounding area money market deposit account rates include TruistTruist2508 Eastern Blvd, York, PA 17402A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Fulton BankFulton Bank30 S George St, York, PA 17401A+5.0 ★Texas Ratio: 4.98% Money Market at 3.55% APY, Citizens BankCitizens Bank2990 E Market St, York, PA 17402A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union2010 Pennsylvania Ave, York, PA 17404 1791A+5.0 ★Texas Ratio: 5.00% Money Market at 2.85% APY, and ACNB BankACNB Bank2450 Eastern Blvd, York, PA 17402A+5.0 ★Texas Ratio: 1.71% Money Market at 2.50% APY. Money market rates as of July 27, 2026 according to verified data from MonitorBankRates.
York has 10 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 2508 Eastern Blvd, York, PA 17402. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in York, Pennsylvania and surrounding area. Last Updated and Verified: July 27, 2026
Compare the Best Money Market Rates Today in York, Pennsylvania & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
2508 Eastern Blvd, York, PA 17402
Small Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Money Market
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Private Client® Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Preferred rates; Must have a Citizens Private Client® Checking account.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Quest Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Preferred rates; No monthly maintenance fees on a Citizens Quest Money Market account.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Quest Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Preferred Rates require $25,000 not currently on deposit with Citizens.
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
2010 Pennsylvania Ave, York, PA 17404 1791
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
2010 Pennsylvania Ave, York, PA 17404 1791
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
2450 Eastern Blvd, York, PA 17402
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Earn an attractive rate of interest with two tier levels.
Traditions Bank York, PA
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
235 Saint Charles Way, York, PA 17402
SELECT MONEY MARKET
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
Traditions Bank York, PA
Institution Rating:
A5.0 ★ Texas Ratio: 6.26%
235 Saint Charles Way, York, PA 17402
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
Two tier levels
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
2010 Pennsylvania Ave, York, PA 17404 1791
Money Market
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
2010 Pennsylvania Ave, York, PA 17404 1791
Money Market
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
1.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
1.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
1.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
1.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Platinum Money Market
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Capital Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
White Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3498 Industrial Hwy, York, PA 17402 9050
Money Market Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Capital Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
White Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3498 Industrial Hwy, York, PA 17402 9050
Money Market Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Capital Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
White Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3498 Industrial Hwy, York, PA 17402 9050
Money Market Accounts
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Platinum Money Market
0.94%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Capital Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Capital Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
White Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3498 Industrial Hwy, York, PA 17402 9050
Money Market Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Platinum Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
IRA Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Platinum Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
30 S George St, York, PA 17401
Platinum Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Standard Rate
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PeoplesBank, a Codorus Valley Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
109 Leaders Heights Rd, York, PA 17403
Preferred Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA 17403
Business Preferred Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Bump Rate
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Standard rates; Must have a Citizens Private Client® Checking account.
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Bump Rate
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
First Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Quest Money Market Account
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Preferred Rates require $25,000 not currently on deposit with Citizens.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Quest Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Standard rates; No monthly maintenance fees on a Citizens Quest Money Market account.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Citizens Quest Money Market Account
0.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Preferred Rates require $25,000 not currently on deposit with Citizens.
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
2990 E Market St, York, PA 17402
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Monthly maintenance fees $0 or $10 Keep a minimum daily balance of at least $2,500 to waive the fee Standard check fees apply
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
1601 Kenneth Rd, York, PA 17408 2228
Capital Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Money Market Special
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 15, 2026
Details
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 7/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
$7.00 monthly if below $1,000
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Learn More Now
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Business Non-Profit Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Special
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Parke Select Personal or Business Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
APY of 3.75% for a deposit balance of $50,000 or greater
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market- Super Premium
3.74%
$1,000
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedJul 20, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Elevate Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 15, 2026
Details
Save more with rates up to 3.50% APY and still have flexible access to your money.
Parkview Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
As Low As; Make more of your money. Earn as much as 3.45 % APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 23, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Grow Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedJul 15, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
GROW Money Market Account
3.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 15, 2026
Details
New Money Required. No Maximum deposit. During any month in which the average daily balance falls below $2,500, a monthly maintenance fee of $10 will be applied. APY = Annual Percentage Yield as of 12/22/2025. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Rates are subject to change without notice.
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Grow Business Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedJul 15, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.87%
Money Market
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Business Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 23, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Platinum Money Market
2.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 23, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.74%
Platinum Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.74%
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market Fund - Tier 5
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Earn as much as
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Business Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedJul 23, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.42%
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market Special
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
Choice Money Market*
2.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in York, Pennsylvania and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
York, PA Money Market Rate Trends
Compare local York, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — PA Avg
3.293%
▲ 0.002 vs 7 days ago
Pennsylvania high-yield MMA rates rose 0.002 points over the past 7 days to 3.293% APY.
Standard MMA — PA Avg
0.620%
▲ 0.006 vs 7 days ago
Pennsylvania standard MMA rates rose 0.006 points over the past 7 days to 0.620% APY.
As of Jul 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our York, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for York, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in York, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in York, Pennsylvania
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.
Are Money Market accounts in York, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do MMA rates change in York, Pennsylvania?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in York, Pennsylvania?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in York, Pennsylvania require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in York, Pennsylvania
Here are some of the highest money market account APYs currently available in York, Pennsylvania and the surrounding area:
- Truist
Small Business Money Market Account — 4.00% APY - Fulton Bank
Money Market — 3.55% APY - Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Pennsylvania State Employees Credit Union
Money Market — 2.85% APY - ACNB Bank
Money Market — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in York, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 27, 2026
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