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New Alliance Federal Credit Union

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New Alliance Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Alliance Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

You can compare New Alliance Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.75%, 6-month share certificate rates at 2.50% and 3-month share certificate rates at 3.60%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to New Alliance Federal Credit Union rates. MonitorBankRates evaluates the financial stability of New Alliance Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.83%. Rates were last updated on 05/07/2026.

New Alliance Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Alliance Federal Credit Union? Share your experience about New Alliance Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Alliance Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.83%

Excellent Higher than avg

New Alliance Federal Credit Union
Ambridge

835 Merchant St
Ambridge, PA 15003

https://www.newalliancefcu.com

Current Rate Availability

We do not have New Alliance Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for New Alliance Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather New Alliance Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Alliance Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Alliance Federal Credit Union

Website https://www.newalliancefcu.com

Address 835 Merchant St, Ambridge, PA 15003

Phone 724-266-7675

Fax 724-266-3369

President Alex Barlamas

CEO Constance Barlamas

Full-Time Employees 22

Part-Time Employees 1

Branch Locations 3

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (93/100)

Texas Ratio

13.83%

Return on Assets (ROA)

0.8206%

Return on Equity (ROE)

9.2019%

Non-Performing Loans Ratio (NPL)

2.12%

Total Assets

101,613,552

Total Amount of Shares and Deposits

91,803,946

Total Shares and Deposits < 1 Year

89,469,224

Total Shares and Deposits 1 3 Years

2,333,199

Total Shares and Deposits > 3 Years

1,522

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

6,219,729

Total Uninsured Shares and Deposits > $250K (F+J)

6,219,729

Total Insured Shares and Deposits > $250K (item 17 less item K)

85,584,217

Total Interest Expense (Sum of items 6 8)

632,168

Share Certificates

610

Number of Accounts for Share Drafts

4,716

IRA KEOGH Accounts

179

Number of Accounts for Regular Shares

7,691

Money Market Shares

244

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,654,928

Total Liabilities

92,615,746

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for New Alliance Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

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Total Reviews

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Frequently Asked Questions About New Alliance Federal Credit Union

Is New Alliance Federal Credit Union a safe place to deposit money?

Yes, New Alliance Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.833993403456%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does New Alliance Federal Credit Union operate?

New Alliance Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Alliance Federal Credit Union?

Yes, to access services at New Alliance Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Alliance Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Alliance Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Alliance Federal Credit Union offer online and mobile banking?

Most modern institutions like New Alliance Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newalliancefcu.com.