Auto Loan Rates in York, Pennsylvania (PA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in York, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in York, Pennsylvania include First Capital Federal Credit UnionFirst Capital Federal Credit Union1601 Kenneth Rd, York, PA, 17408 2228A+5.0 ★Texas Ratio: 1.35% offering Auto Loans at 3.99%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union2010 Pennsylvania Ave, York, PA, 17404 1791A+5.0 ★Texas Ratio: 5.69% offering Auto Loan Refinance at 4.69%, AmeriChoice Federal Credit UnionAmeriChoice Federal Credit Union1 Indian Rock Dam Rd, York, PA, 17403 5205A+5.0 ★Texas Ratio: 5.25% offering New Auto Loan at 4.99%, York Educational Federal Credit UnionYork Educational Federal Credit Union1601 S Queen St, York, PA, 17403 4630A+5.0 ★Texas Ratio: 0.07% offering Auto Loan at 5.50%, PACE Resources Federal Credit UnionPACE Resources Federal Credit Union445 W PHILADELPHIA ST, YORK, PA, 17401A+5.0 ★Texas Ratio: 0.55% offering New Vehicle at 6.24%.
Auto loan rates in York, Pennsylvania are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in York, Pennsylvania. Auto Loan Rates Last Updated and Verified: March 23, 2026
Compare Auto Loan Rates Today in York, Pennsylvania & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Auto Loans
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
4.69%
1 - 63
▼
APR4.69%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
4.69%
1 - 63
▼
APR4.69%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
4.89%
64 - 75
▼
APR4.89%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
4.94%
1 - 63
▼
APR4.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
New Auto Loan
4.99%
Up to 48
▼
APR4.99%
TermUp to 48
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
5.14%
64 - 75
▼
APR5.14%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
5.14%
64 - 75
▼
APR5.14%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.19%
1 - 63
▼
APR5.19%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
New Auto Loan
5.24%
49-60
▼
APR5.24%
Term49-60
Last UpdatedMar 16, 2026
Details
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.24%
2020 and Newer up to 48
▼
APR5.24%
Term2020 and Newer up to 48
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
5.29%
76 - 84
▼
APR5.29%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
5.29%
76 - 84
▼
APR5.29%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.39%
64 - 75
▼
APR5.39%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.49%
2020 and Newer 49-60
▼
APR5.49%
Term2020 and Newer 49-60
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Auto Loan
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
5.54%
76 - 84
▼
APR5.54%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
5.54%
76 - 84
▼
APR5.54%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
New Auto Loan
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedMar 16, 2026
Details
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.74%
2020 and Newer 61-72
▼
APR5.74%
Term2020 and Newer 61-72
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.79%
76 - 84
▼
APR5.79%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.94%
1 - 63
▼
APR5.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.99%
2020 and Newer 73-84
▼
APR5.99%
Term2020 and Newer 73-84
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
6.14%
84 Months
▼
APR6.14%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
6.14%
84 Months
▼
APR6.14%
Term84 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.14%
64 - 75
▼
APR6.14%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
6.19%
36 months
▼
APR6.19%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
New Vehicle
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Used Vehicle 2022 and Newer
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
6.29%
85 - 96
▼
APR6.29%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
6.29%
85 - 96
▼
APR6.29%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Used Vehicle 2010 thru 2021
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
6.50%
72 months
▼
APR6.50%
Term72 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
6.54%
85 - 96
▼
APR6.54%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
6.54%
85 - 96
▼
APR6.54%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.54%
76 - 84
▼
APR6.54%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
6.59%
48 months
▼
APR6.59%
Term48 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.79%
85 - 96
▼
APR6.79%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 21, 2026
Details
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
6.99%
2016 and Older Models up to 60
▼
APR6.99%
Term2016 and Older Models up to 60
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Loan Refinance
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
Auto Refinance
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
7.29%
60 months
▼
APR7.29%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 21, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
7.54%
85 - 96
▼
APR7.54%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
7.99%
84 months
▼
APR7.99%
Term84 months
Last UpdatedMar 22, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 21, 2026
Details
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
8.29%
72 months
▼
APR8.29%
Term72 months
Last UpdatedMar 22, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
8.59%
84 months
▼
APR8.59%
Term84 months
Last UpdatedMar 22, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Off-Road Vehicles Auto Loans
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Off-Road Vehicles Auto Loans
10.24%
48 Months
▼
APR10.24%
Term48 Months
Last UpdatedMar 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
2016-2019
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMar 23, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
377 Wyoming Ave, Wyoming, PA, 18644
Auto Loan
3.70%
60 Months
▼
APR3.70%
Term60 Months
Last UpdatedMar 17, 2026
Details
Vehicle must be 2024 or newer with no more than 1,000 miles. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details. Rates effective 3/2/2026.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMar 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
APR3.99%
Term3 years
Last UpdatedMar 17, 2026
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
Used Auto
3.99%
3 years (2018-2026)
▼
APR3.99%
Term3 years (2018-2026)
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Model Years 2025 - 2027
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2018- 2027 Model Year
3.99%
Up to 60 Months
▼
APR3.99%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.00%
12 mos.
▼
APR4.00%
Term12 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 48 months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
4.15%
4 years
▼
APR4.15%
Term4 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2025 & newer
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2021 - 2027 Model Year
4.24%
Up to 84 Months
▼
APR4.24%
TermUp to 84 Months
Last UpdatedMar 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.25%
24 mos.
▼
APR4.25%
Term24 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
New Car 2025 (or) 2024 (Never Titled)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Add .5% for 72 months for qualifying vehicles Add 1.00% for 84 months for qualifying vehicles
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
12 to 36 months
▼
APR4.25%
Term12 to 36 months
Last UpdatedMar 22, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMar 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less)
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 2024 & Older
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA, 15801
Auto Loan
4.49%
0-48
▼
APR4.49%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedMar 17, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
Used Car
4.49%
96 Months
▼
APR4.49%
Term96 Months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos Up to 48 months Tier 1
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
West Branch Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
1640 High St, Williamsport, PA, 17701
Fixed Rate Auto Loan 2016 - 2017 Model Year
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedMar 22, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMar 15, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
SRU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
100 Arrowhead Dr, Slippery Rock, PA, 16057 2632
Auto Loan (Car, SUV, or Pickup Truck)
4.50%
0-60 Months
▼
APR4.50%
Term0-60 Months
Last UpdatedMar 15, 2026
Details
As Low As
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
432 Depot St, Latrobe, PA, 15650
New Vehicles
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 16, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 48 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.50%
36 mos.
▼
APR4.50%
Term36 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hill District Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
New Car Loan
4.50%
5 Months
▼
APR4.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
6.5% APR 4.5%
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
4.50%
5 years
▼
APR4.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 22, 2026
Details
2022 - NEWER
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 22, 2026
Details
As Low As
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA, 15644
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 23, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 61-84 Months *limitations apply
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
1035 E Main St, Bradford, PA, 16701
Auto Loan
4.64%
49-60
▼
APR4.64%
Term49-60
Last UpdatedMar 20, 2026
Details
As Low As; 2024 & Older
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles ( 37 to 60 months)
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 18, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
Used Vehicles up to 5 years old (36 months or less)
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
New Auto Loan
4.99%
Up to 48
▼
APR4.99%
TermUp to 48
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.19%
1 - 63
▼
APR5.19%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
New Auto Loan
5.24%
49-60
▼
APR5.24%
Term49-60
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.39%
64 - 75
▼
APR5.39%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
New Auto Loan
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.79%
76 - 84
▼
APR5.79%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.94%
1 - 63
▼
APR5.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Vehicles Auto Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.14%
64 - 75
▼
APR6.14%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
New Vehicle
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Used Vehicle 2022 and Newer
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
6.25%
60 months
▼
APR6.25%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
6.50%
72 months
▼
APR6.50%
Term72 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.54%
76 - 84
▼
APR6.54%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.79%
85 - 96
▼
APR6.79%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
New Vehicles
6.80%
0-60
▼
APR6.80%
Term0-60
Last UpdatedMar 21, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
New Vehicles
7.30%
61-72
▼
APR7.30%
Term61-72
Last UpdatedMar 21, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
7.54%
85 - 96
▼
APR7.54%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
New Vehicle
7.99%
84 months
▼
APR7.99%
Term84 months
Last UpdatedMar 22, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
New Vehicles
8.05%
73-84
▼
APR8.05%
Term73-84
Last UpdatedMar 21, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
New Off-Road Vehicles Auto Loans
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.24%
Up to 40
▼
APR3.24%
TermUp to 40
Last UpdatedMar 23, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 36 months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
3.50%
5 years
▼
APR3.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
3.74%
41-52
▼
APR3.74%
Term41-52
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New Vehicles
3.75%
84 Months
▼
APR3.75%
Term84 Months
Last UpdatedMar 16, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
3.75%
12 Months
▼
APR3.75%
Term12 Months
Last UpdatedMar 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA, 15672
New Auto
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
New Vehicles
3.99%
5 Months
▼
APR3.99%
Term5 Months
Last UpdatedMar 16, 2026
Details
As Low As; * For Qualified Buyer
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
New Auto
3.99%
3 years
▼
APR3.99%
Term3 years
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
New Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Model Years 2025 - 2027
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
New Car
3.99%
96 months
▼
APR3.99%
Term96 months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 48 months
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
New Auto Loan
4.15%
4 years
▼
APR4.15%
Term4 years
Last UpdatedMar 21, 2026
Details
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.24%
53-64
▼
APR4.24%
Term53-64
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
15 Irene St, Johnstown, PA, 15905 4124
New Car 2025 (or) 2024 (Never Titled)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; Add .5% for 72 months for qualifying vehicles Add 1.00% for 84 months for qualifying vehicles
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.25%
12 to 36 months
▼
APR4.25%
Term12 to 36 months
Last UpdatedMar 22, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 Months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles (36 months or less)
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
1000 Fedex Dr, Moon Township, PA, 15108 9373
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
Allegheny Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
1253 University Dr Ste 100, Dunbar, PA, 15431 2305
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Current Year + 2 Years
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Central Keystone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
1000 Market St, Sunbury, PA, 17801 2403
New Autos Up to 48 months Tier 1
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
New Autos | Never Titled
4.49%
65-76
▼
APR4.49%
Term65-76
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
New Autos
4.50%
48 to 60 months 100% MSRP
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMar 15, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
432 Depot St, Latrobe, PA, 15650
New Vehicles
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 16, 2026
Details
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025 - 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 48 Months with an APR*
Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
3001 Jacks Run Rd Ste 101, White Oak, PA, 15131 2555
New Vehicles 2025- 2026
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
New Vehicles - Autos
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMar 17, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA, 19104 5002
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA, 15401
New Vehicle Loans 60 months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA, 15901
New Vehicle (2026, 2025)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA, 16127
New Auto
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Hill District Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
2021 Centre Ave, Pittsburgh, PA, 15219 6301
New Car Loan
4.50%
5 Months
▼
APR4.50%
Term5 Months
Last UpdatedMar 20, 2026
Details
6.5% APR 4.5%
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
New Autos
4.50%
Up to 60 months
▼
APR4.50%
TermUp to 60 months
Last UpdatedMar 20, 2026
Details
100% MSRP
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 22, 2026
Details
Zero Down Payment
Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
75 Landings Drive, Washington, PA, 15301
Autos - Model Years 2025 & Newer
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 22, 2026
Details
As Low As
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA, 15644
New Vehicle
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 23, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
New Vehicle (2025- 2026)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Armstrong Associates Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
414 Ford St, Ford City, PA, 16226
NEW Auto Loan
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 61-84 Months *limitations apply
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
New 2026 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
New Vehicles ( 37 to 60 months)
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 18, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.19%
1 - 63
▼
APR5.19%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.24%
2020 and Newer up to 48
▼
APR5.24%
Term2020 and Newer up to 48
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.39%
64 - 75
▼
APR5.39%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.44%
1 - 63
▼
APR5.44%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.49%
2020 and Newer 49-60
▼
APR5.49%
Term2020 and Newer 49-60
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.64%
64 - 75
▼
APR5.64%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.74%
2020 and Newer 61-72
▼
APR5.74%
Term2020 and Newer 61-72
Last UpdatedMar 16, 2026
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.79%
76 - 84
▼
APR5.79%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
5.94%
1 - 63
▼
APR5.94%
Term1 - 63
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
5.99%
2020 and Newer 73-84
▼
APR5.99%
Term2020 and Newer 73-84
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.04%
76 - 84
▼
APR6.04%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles
6.14%
84 Months
▼
APR6.14%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Vehicles Auto Loans
6.14%
84 Months
▼
APR6.14%
Term84 Months
Last UpdatedMar 18, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.14%
64 - 75
▼
APR6.14%
Term64 - 75
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
6.19%
36 months
▼
APR6.19%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Used Vehicle 2022 and Newer
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA, 17401
Used Vehicle 2010 thru 2021
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Based upon individual credit score and term
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.54%
76 - 84
▼
APR6.54%
Term76 - 84
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
6.59%
48 months
▼
APR6.59%
Term48 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
6.79%
85 - 96
▼
APR6.79%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
AmeriChoice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
1 Indian Rock Dam Rd, York, PA, 17403 5205
Used Auto Loan
6.99%
2016 and Older Models up to 60
▼
APR6.99%
Term2016 and Older Models up to 60
Last UpdatedMar 16, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
7.04%
85 - 96
▼
APR7.04%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
7.29%
60 months
▼
APR7.29%
Term60 months
Last UpdatedMar 22, 2026
Details
As Low As
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
2010 Pennsylvania Ave, York, PA, 17404 1791
New & Used Auto Loans
7.54%
85 - 96
▼
APR7.54%
Term85 - 96
Last UpdatedMar 21, 2026
Details
As Low As
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
7.70%
0-60 Months
▼
APR7.70%
Term0-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
7.80%
61-72 Months
▼
APR7.80%
Term61-72 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 1-4 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
7.95%
0-48 Months
▼
APR7.95%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
Orrstown Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.61%
109 Leaders Heights Rd, York, PA, 17403
Used Vehicles
8.10%
49-60 Months
▼
APR8.10%
Term49-60 Months
Last UpdatedMar 21, 2026
Details
Age of Vehicle: 5-10 Years
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
8.29%
72 months
▼
APR8.29%
Term72 months
Last UpdatedMar 22, 2026
Details
As Low As
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
1601 S Queen St, York, PA, 17403 4630
Used Vehicle Loans
8.59%
84 months
▼
APR8.59%
Term84 months
Last UpdatedMar 22, 2026
Details
As Low As
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
1601 Kenneth Rd, York, PA, 17408 2228
Used Off-Road Vehicles Auto Loans
10.24%
48 Months
▼
APR10.24%
Term48 Months
Last UpdatedMar 18, 2026
Details
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
2016-2019
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
3.49%
Up to 40
▼
APR3.49%
TermUp to 40
Last UpdatedMar 23, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
APCI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
6126 Hamilton Blvd Ste 102, Allentown, PA, 18106
Used Auto
3.99%
3 years (2018-2026)
▼
APR3.99%
Term3 years (2018-2026)
Last UpdatedMar 17, 2026
Details
First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
450 Union Blvd, Allentown, PA, 18109 3228
Used Auto Loan Refinance Rate Special
3.99%
3 - 36
▼
APR3.99%
Term3 - 36
Last UpdatedMar 18, 2026
Details
As Low As
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.00%
12 mos.
▼
APR4.00%
Term12 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.00%
12 Months
▼
APR4.00%
Term12 Months
Last UpdatedMar 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.15%
3 Months
▼
APR4.15%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; 3 YEAR REPAY
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.24%
24 Months
▼
APR4.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
5 Hot Metal St Ste 201, Pittsburgh, PA, 15203 2351
New / Used Vehicles
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
409 Center St Ste C, Johnsonburg, PA, 15845 1307
New or Used Vehicles 2025 to 2026
4.25%
4 Months
▼
APR4.25%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As; 4 YEAR REPAY
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.25%
24 mos.
▼
APR4.25%
Term24 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.25%
Up to 36 months
▼
APR4.25%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos 2026 - 2024
4.37%
41 - 52
▼
APR4.37%
Term41 - 52
Last UpdatedMar 23, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
300 State St Ste 303, Erie, PA, 16507
New & Used Car 2027-2024 Model Year
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
5000 WISSAHICKON AVE, PHILADELPHIA, PA, 19144
Same rate on NEW or USED vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA, 18711
Used Car
4.49%
96 Months
▼
APR4.49%
Term96 Months
Last UpdatedMar 18, 2026
Details
As Low As; (based on credit score)
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 21, 2026
Details
As Low As
First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
2209 W State St, New Castle, PA, 16101 1138
Used Autos
4.49%
Up to 52
▼
APR4.49%
TermUp to 52
Last UpdatedMar 23, 2026
Details
Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
2014 Laubach Ave, Northampton, PA, 18067 1351
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMar 15, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
4.50%
36 mos.
▼
APR4.50%
Term36 mos.
Last UpdatedMar 18, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA, 18701 2102
Used Vehicles - Up To 2 Years Old - 100% Financed
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
501 Hamilton St, Allentown, PA, 18101
Used Autos 2022 and newer
4.50%
48 - 60 months
▼
APR4.50%
Term48 - 60 months
Last UpdatedMar 20, 2026
Details
80-90% NADA retail
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
16 E Main St, Leola, PA, 17540 1936
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
750+
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
334 N 9th St, Stroudsburg, PA, 18360 1804
Used Auto Loans
4.50%
5 years
▼
APR4.50%
Term5 years
Last UpdatedMar 21, 2026
Details
As Low As
VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
247 WILKES BARRE TOWNSHIP BLVD, WILKES BARRE, PA, 18702 6705
Used Vehicle
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 22, 2026
Details
2022 - NEWER
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
48 Months
▼
APR4.51%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
413 S Michael St, Saint Marys, PA, 15857
Used Vehicle (2018 - 2025)
4.51%
up to 48 mo.
▼
APR4.51%
Termup to 48 mo.
Last UpdatedMar 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA, 19610 2859
New Car and Used Car Model Year 2021 and Newer
4.54%
0 to 36
▼
APR4.54%
Term0 to 36
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loan
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Auto Loans
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
4703 Hamilton Blvd, Allentown, PA, 18103
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.21%
PO Box 400, Sidman, PA, 15955 0400
Used Vehicles up to 5 years old (36 months or less)
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedMar 18, 2026
Details
Powered by
MonitorBankRates
Frequently Asked Questions about Auto Loans in York, Pennsylvania
How does my credit score affect my car loan rate in Pennsylvania?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in York, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in York, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in York, Pennsylvania?
Based on our current data, some of the lowest auto loan rates available in York, Pennsylvania include:
- First Capital Federal Credit Union: 3.99% (Auto Loans)
- Pennsylvania State Employees Credit Union: 4.69% (Auto Loan Refinance)
- AmeriChoice Federal Credit Union: 4.99% (New Auto Loan)
- York Educational Federal Credit Union: 5.50% (Auto Loan)
- PACE Resources Federal Credit Union: 6.24% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in York, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 23, 2026
