Best Personal Loan Rates in Pittsburgh, Pennsylvania (PA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Pittsburgh, Pennsylvania include: IRON WORKERSIRON WORKERS2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512A+5.0 ★Texas Ratio: 1.78% offering SPRING LOAN SPECIAL at 6.50% APR, ACBA Federal Credit UnionACBA Federal Credit UnionLaw and Finance Building, Pittsburgh, PA, 15219 1507A-4.9 ★Texas Ratio: 16.58% offering Multi-Year Loan Limits for New Members at 6.95% APR, EQT Federal Credit UnionEQT Federal Credit Union603 Stanwix St Ste 1776, Pittsburgh, PA, 15222 1421A+5.0 ★Texas Ratio: 1.05% offering Personal Loan at 6.99% APR, Alcose Credit UnionAlcose Credit Union1732 Brownsville Rd, Pittsburgh, PA, 15210 3982A+5.0 ★Texas Ratio: 1.05% offering Vacation Loan at 6.99% APR, and Century Heritage Federal Credit UnionCentury Heritage Federal Credit Union700 REGIS AVE, PITTSBURGH, PA, 15236 1425A+5.0 ★Texas Ratio: 5.63% offering Personal Loans 2 Years at 7.50% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Pittsburgh has 15 local institutions in our database, with personal loan rates as low as 6.50% APR from IRON WORKERS at 2201 Liberty Ave Ste 201, Pittsburgh, PA, 15222 4512. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pittsburgh, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pittsburgh, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
for well qualified borrowers
8.00% CASH (Eligible with up to 4 impediments)
Special Rate for First-time Borrowers
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
9.95% CASH (Eligible with up to 4 impediments
As Low As
As Low As
As Low As
As Low As
1-48 Months
Valid through April 30
As Low As
49-60 Months
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; for up to 60 months
As Low As
As Low As
As Low As
Includes a discount for Auto-pay
No additional details available.
As Low As
No additional details available.
12.75% CASH (Eligible with up to 4 impediments)
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
14.75% CASH (Eligible with up to 4 impediments)
As Low As
15.75% CASH (Eligible with up to 3 impediments)
Direct Deposit with Auto-Pay Required & Maintain $100 Share Deposit - No Credit Report Required $500 - $1,500 based on Credit Union History Available: October 1st - November 30th
Auto-Pay Required & Maintain $50 Share Deposit - No Credit Report Required $20 Application Fee Maximum $500 Loan must be paid in full prior to getting a new loan; maximum three loans within a 12-month period.
As Low As
up to $10,000.00
$10,000
No additional details available.
$50,000
$10,000
No additional details available.
$50,000
$10,000
UP TO 72 MONTHS
up to $10,000.00
No additional details available.
$10,000
No additional details available.
up to $10,000.00
No additional details available.
Intro rate expires: 6 months; Regular APR: 11.65%
Intro rate expires: 6 months; Regular APR: 11.65%
As Low As; To Fund an IRA
As Low As; Up to 10 Years
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Maximum Loan $5,000
up to 12 months
As Low As; Equity Loan-to-Value up to 80%
As Low As
As Low As; Equity Loan-to-Value up to 80%
No additional details available.
As Low As
As Low As
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
As Low As
As Low As; Equity Loan-to-Value greater than 80% to 90%
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
As Low As
As Low As; Equity Loan-to-Value greater than 80% to 90%
As Low As; w/ Auto Pay Discount
As Low As; w/ Auto Pay Discount: as low as 6.39%
up to $75,000
As Low As
No additional details available.
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
As Low As; Offer ends April 20, 2026.
As Low As
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As; Special fixed up to 15 months!
As Low As
Up to 75 % approved stocks
up to $5,000.00; Maximum of one (1) per member
No additional details available.
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
Up to $4,000
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; w/ Auto Pay Discount
FIXED APR WITH AUTO PAY
No additional details available.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; Fixed up to 36 months
No additional details available.
No additional details available.
No additional details available.
Scores: 750-Above
Maximum $30,000.00
No additional details available.
As Low As
As Low As
Min. $1,000.00 / Max. $10,000.00
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
Requires Automatic repayment (ACH, Payroll, Checking, Savings); Loan amounts of $500- $1000
FICO Score 750+
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
up to 60 months
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
Scores: 750-Above
As Low As; w/ Auto Pay Discount
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As
As Low As; w/ Auto Pay Discount: as low as 8.39%
No additional details available.
As Low As
up to $12,000; Tier 1 (710+)
No additional details available.
No additional details available.
established direct deposit
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
FICO Score 750+
Special Rate for First-time Borrowers
As Low As
No additional details available.
As Low As
As Low As
As Low As
1-48 Months
As Low As
49-60 Months
As Low As
As Low As
As Low As
Intro rate expires: 6 months; Regular APR: 11.65%
Intro rate expires: 6 months; Regular APR: 11.65%
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
up to $75,000
As Low As; w/ Auto Pay Discount: as low as 6.39%
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00; Maximum of one (1) per member
No additional details available.
As Low As
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
FIXED APR WITH AUTO PAY
No additional details available.
60 month
As Low As; w/ Auto Pay Discount: as low as 7.39%
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
No additional details available.
As Low As
FICO Score 750+
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As; w/ Auto Pay Discount
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount: as low as 8.39%
As Low As
No additional details available.
No additional details available.
No additional details available.
FICO Score 750+
As Low As; 0 to months * For Qualified Buyer
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; for up to 60 months
As Low As
Includes a discount for Auto-pay
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As; Offer ends April 20, 2026.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
No additional details available.
Maximum $49,999.99 Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance; 15 year minimum is $20,000.00
No additional details available.
Scores: 750-Above
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Scores: 750-Above
No additional details available.
No additional details available.
Pittsburgh, PA Personal Loan Rate Trends
Compare local Pittsburgh, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.020 points over the past 7 days to 10.272% APR.
Pennsylvania signature loan rates fell 0.207 points over the past 7 days to 11.227% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pittsburgh, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pittsburgh, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pittsburgh, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Pittsburgh, Pennsylvania?
What are the best personal loan rates in Pittsburgh, Pennsylvania?
- IRON WORKERS: 6.50% (SPRING LOAN SPECIAL)
- ACBA Federal Credit Union: 6.95% (Multi-Year Loan Limits for New Members)
- EQT Federal Credit Union: 6.99% (Personal Loan)
- Alcose Credit Union: 6.99% (Vacation Loan)
- Century Heritage Federal Credit Union: 7.50% (Personal Loans 2 Years)
Personal Loan Calculators
