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COLFAX POWER PLANT EMPLOYEES

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COLFAX POWER PLANT EMPLOYEES Rates & Review September 2026

Q: Is a member application needed to join COLFAX POWER PLANT EMPLOYEES?

Yes, to access services at COLFAX POWER PLANT EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, COLFAX POWER PLANT EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 13, 2026

COLFAX POWER PLANT EMPLOYEES's Personal Loan Rates are as low as 6.50%. COLFAX POWER PLANT EMPLOYEES's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of COLFAX POWER PLANT EMPLOYEES with a 3.4 Star Rating, an D Overall Health Grade, and a Texas Ratio of 33.72%. Rates last updated and verified on 09/13/2026.

COLFAX POWER PLANT EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at COLFAX POWER PLANT EMPLOYEES? Share your experience about COLFAX POWER PLANT EMPLOYEES by leaving a review below, or read customer reviews before you decide to use COLFAX POWER PLANT EMPLOYEES.

Overall Health & Safety Grade

Weak Health Score: 68/100

MonitorBankRates Rating

3.4

Good Out of 5.0 Stars

Texas Ratio

33.72%

Fair Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

COLFAX POWER PLANT EMPLOYEES
COLFAX POWER PLANT EFCU

832 PITTSBURGH ST
SPRINGDALE, PA 15144-1623

http://www.colfaxpowerplant.com

COLFAX POWER PLANT EMPLOYEES Credit Card Rates

Product	Rate	APR	View More
VISA Classic Credit Card	-	9.90%
Details To apply for a card, you must maintain a share account with the credit union. Student members of the credit union can apply for a Visa card with a maximum of $1,000 with a parental co-signer. NO ANNUAL FEE. PAY BY PHONE ( $10 fee applies). PAYMENTS ACCEPTED AT THE OFFICE (832 Pittsburgh Street, Springdale, PA 15144). Effective July 26, 2021, we have a new online portal for our VISA card. Continue to use your current Access Point User Name and Password. Once you successfully gain access, be sure to save this new link to your favorites. Access your Credit Card Online HERE. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%

COLFAX POWER PLANT EMPLOYEES Personal Loan Rates

Product	APR	Term
Personal Loans - 48 months	6.50%	48 months
Details $5,000.00 for 48 months. Maximum of one (1) per member. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%
Promotional Personal Loan	6.50%	48 months
Details Maximum loan amount $5,000.00. Maximum of one (1) per member. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%
Personal Loans - 36 months	9.00%	36 months
Details $3,000.00 for 36 months. Maximum of three (3) per member. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%
Special Personal Loan	9.00%	36 months
Details Maximum loan amount $3,000.00. Maximum of three (3) per member. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%
Personal Loan	9.75%	60 months
Details Maximum loan amount $7,500.00. Maximum of one (1) per member. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%
Personal Loans - 60 months	9.75%	60 months
Details $7,500.00 for 60 months. Maximum of one (1) per member. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%

COLFAX POWER PLANT EMPLOYEES Other Rates

Product	Rate	Points	APY/APR	Term	View More
Open-End Line of Credit Loan	-	-	11.00%
Details Maximum unsecured loan amounts to each member will be limited to $25,000.00. Multiple Loans to those that qualify. You must have $200.00 in Shares for each loan. Last Updated 09/13/2026 Institution Ratings 3.4 Star Rating D Health Grade ◈ Texas Ratio: 33.72%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

COLFAX POWER PLANT EMPLOYEES’s Texas Ratio rose from 19.06% in Q2 2023 to 33.72% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 3.4 and its Health Grade from B+ to D. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$8M	33.72%	3.4	D
December 31, 2025	$8M	35.13%	3.3	D
September 30, 2025	$8M	38.70%	3.0	D
June 30, 2025	$8M	34.63%	3.4	D
March 31, 2025	$8M	31.65%	3.6	C-
December 31, 2024	$8M	33.23%	3.5	D
September 30, 2024	$8M	37.53%	3.1	D
June 30, 2024	$8M	26.69%	4.0	C
March 31, 2024	$8M	22.80%	4.4	B-
December 31, 2023	$8M	22.84%	4.4	B-
September 30, 2023	$8M	18.27%	4.7	B+
June 30, 2023	$8M	19.06%	4.7	B+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for COLFAX POWER PLANT EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather COLFAX POWER PLANT EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with COLFAX POWER PLANT EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name COLFAX POWER PLANT EMPLOYEES

Website http://www.colfaxpowerplant.com

Address 832 PITTSBURGH ST, SPRINGDALE, PA 15144-1623

Phone 724-274-6666

Fax 724-274-6681

President JAMES BROOKS

CEO LISA BURNS

Full-Time Employees 2

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.4 / 5.0 ★

Overall Health & Safety Grade

D (68/100)

Texas Ratio

33.72%

Return on Assets (ROA)

0.0316%

Return on Equity (ROE)

0.2885%

Non-Performing Loans Ratio (NPL)

5.44%

Total Assets

8,264,510

Total Amount of Shares and Deposits

7,258,525

Total Shares and Deposits < 1 Year

7,258,525

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

14,549

Total Uninsured Shares and Deposits > $250K (F+J)

14,549

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,243,976

Total Interest Expense (Sum of items 6 8)

37,524

Share Certificates

578

Number of Accounts for Regular Shares

1,116

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

679,780

Total Liabilities

7,360,431

Source: NCUA — Last Updated 03/31/2026

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Frequently Asked Questions About COLFAX POWER PLANT EMPLOYEES

How many branches does COLFAX POWER PLANT EMPLOYEES operate?

COLFAX POWER PLANT EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join COLFAX POWER PLANT EMPLOYEES?

Yes, to access services at COLFAX POWER PLANT EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, COLFAX POWER PLANT EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, COLFAX POWER PLANT EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does COLFAX POWER PLANT EMPLOYEES offer online and mobile banking?

Most modern institutions like COLFAX POWER PLANT EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.colfaxpowerplant.com.