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Best Banks & Checking Accounts in Pittsburgh, Pennsylvania - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 4, 2026

The best checking rates for Pittsburgh, Pennsylvania include Allegent Community Federal Credit UnionAllegent Community Federal Credit Union1001 Liberty Ave, Pittsburgh, PA 15222A+5.0 ★Texas Ratio: 3.53% Premier MoneyPlus Checking Tier III at 0.75% APY, U S POSTAL SERVICEU S POSTAL SERVICE1001 California Ave, Pittsburgh, PA 15290A+5.0 ★Texas Ratio: 2.27% Interest Checking at 0.05% APY, Northwest Bank Warren, PANorthwest Bank Warren, PA710 Old Clairton Rd, Pittsburgh, PA 15236A+5.0 ★Texas Ratio: 5.33% Affinity Premier Checking at 0.01% APY, Century Heritage Federal Credit UnionCentury Heritage Federal Credit Union700 REGIS AVE, PITTSBURGH, PA 15236 1425A+5.0 ★Texas Ratio: 5.63% Share Draft (Checking) at 0.00% APY, and Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% Genius High Yield Checking at 6.75% APY. Checking account rates as of May 4, 2026 according to verified data from MonitorBankRates.

Pittsburgh has 4 local institutions in our database, with checking rates as high as 0.75% APY from Allegent Community Federal Credit Union at 1001 Liberty Ave, Pittsburgh, PA, 15222. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Pittsburgh, Pennsylvania. Checking Account Rates Last Updated and Verified: May 4, 2026

Compare Checking Account Rates Today in Pittsburgh, Pennsylvania & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave
Pittsburgh, PA 15222
Premier MoneyPlus Checking Tier III
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave
Pittsburgh, PA 15222
Premier MoneyPlus Checking Tier II
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $10,000.00

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave
Pittsburgh, PA 15222
Premier MoneyPlus Checking Tier I
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $1,500.00

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1001 California Ave
Pittsburgh, PA 15290
Interest Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.33%
710 Old Clairton Rd
Pittsburgh, PA 15236
Affinity Premier Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.33%
710 Old Clairton Rd
Pittsburgh, PA 15236
Affinity Plus Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
700 REGIS AVE
PITTSBURGH, PA 15236 1425
Share Draft (Checking)
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Genius High Yield Checking
6.75%
$0
View
▼
Rate6.55%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Heritage Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Heritage High Yield Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $25,000.00

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
High Rate Checking
4.89%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Widget Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
HD Checking
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Penn East Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Rewards Checking
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
HD Plus (Rewards) Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required: Monthly qualifications; No monthly fee; Qualifying balance up to $75,000.00

First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
IOLTA Checking
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
HIGH INTEREST CHECKING
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Washington Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Personal Checking
2.50%
$25
View
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $10,000.00

Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
HD (Rewards) Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required: Monthly qualifications; No monthly fee; Qualifying balance up to $75,000.00

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
American Gold Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
myDividend Checking Premium Rate
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave
Pittsburgh, PA 15222
Premier MoneyPlus Checking Tier III
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $25,000.00

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave
Pittsburgh, PA 15222
Premier MoneyPlus Checking Tier II
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $10,000.00

Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
1001 Liberty Ave
Pittsburgh, PA 15222
Premier MoneyPlus Checking Tier I
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $1,500.00

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
1001 California Ave
Pittsburgh, PA 15290
Interest Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.33%
710 Old Clairton Rd
Pittsburgh, PA 15236
Affinity Plus Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Genius High Yield Checking
6.75%
$0
View
▼
Rate6.55%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Heritage Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Heritage High Yield Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $25,000.00

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
High Rate Checking
4.89%
$0
View
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Widget Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
HD Checking
4.07%
$0
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Penn East Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Rewards Checking
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
HD Plus (Rewards) Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required: Monthly qualifications; No monthly fee; Qualifying balance up to $75,000.00

First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
IOLTA Checking
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
HIGH INTEREST CHECKING
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Washington Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
Personal Checking
2.50%
$25
View
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $10,000.00

Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
HD (Rewards) Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required: Monthly qualifications; No monthly fee; Qualifying balance up to $75,000.00

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
myDividend Checking Premium Rate
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
American Gold Checking
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

1st Colonial Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
IOLTA Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

IOLTA Checking1, 3

First Keystone Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Keystone Cash Checking
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifications Required: 12 debit card purchases that post and settle to the Keystone Cash or Keystone Cashback checking account during the monthly qualification cycle; enroll in online banking; log into online banking at least one time each monthly qualification cycle; receive eStatements instead of paper statements; Qualifying balance up to $10,000.00; Fees may reduce earnings.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
High Rewards Checking
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
HD Plus (Rewards) Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required: Monthly qualifications; No monthly fee; Qualifying balance up to $75,000.00

Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
HD (Rewards) Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Qualifications Required: Monthly qualifications; No monthly fee; Qualifying balance up to $75,000.00

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal QNB Rewards Checking
1.25%
$25
View
▼
Rate1.24%
Min Deposit$25
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $24,999.99

Presence Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
REWARDS CHECKING
0.15%
$100
View
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

No additional details provided.

Presence Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
REWARDS CHECKING
0.10%
$100
View
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

No additional details provided.

Lebanon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Platinum Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.07%
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Arize Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.83%
Essential Checking
0.30%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
HyperFree Checking
0.20%
$50
View
▼
Rate0.20%
Min Deposit$50
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free 50+ Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free Interest Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free 50+ Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
Basic Checking
0.03%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 27, 2026
Details

No additional details provided.

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
Free Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No Minimum Balance Required

Meridian Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 15.25%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Free Interest Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Hatboro Federal Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Student Checking
0.15%
$10
View
▼
Rate0.15%
Min Deposit$10
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Unity Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Student Checking
0.05%
$1
View
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
5137 Butler St
Pittsburgh, PA 15201
Business Checking with Interest
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
5137 Butler St
Pittsburgh, PA 15201
Business Checking with Interest
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1920 Park Manor Blvd
Pittsburgh, PA 15205
Business Dividend Checking Plus
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1920 Park Manor Blvd
Pittsburgh, PA 15205
Business Basic Dividend Checking
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1920 Park Manor Blvd
Pittsburgh, PA 15205
Business Analysis Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1920 Park Manor Blvd
Pittsburgh, PA 15205
Business Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1920 Park Manor Blvd
Pittsburgh, PA 15205
Business Checking Plus
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Compass Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Business Plus Checking
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking
1.50%
$10,000
View
▼
Rate1.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★ Texas Ratio: 41.32%
Simplicity Business Checking
1.34%
$0
View
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Penn East Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Business Checking Plus
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus
0.60%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Penn East Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Business Checking Plus
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

No additional details provided.

Flanagan State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.36%
Premier Business Checking
0.50%
$10,000
View
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus
0.50%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus
0.45%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus
0.40%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

The Dime Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Business Checking Plus
0.35%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Customers Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.22%
Commercial Interest Checking Plus
0.35%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Available Online Only. New commercial customers only.

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Interest Checking
0.35%
$1,000
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details

No additional details provided.

Pittsburgh, PA Checking Rate Trends

Compare local Pittsburgh, PA checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Checking Trends →
High-Yield Checking — PA Avg
2.257%
▲ 1.659 vs 7 days ago

Pennsylvania high-yield checking rates rose 1.659 points over the past 7 days to 2.257% APY.

Free Checking — PA Avg
0.810%
▲ 0.162 vs 7 days ago

Pennsylvania free checking rates rose 0.162 points over the past 7 days to 0.810% APY.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Pittsburgh, Pennsylvania directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Pittsburgh, Pennsylvania. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in PA.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Pittsburgh, Pennsylvania earn interest?

Most traditional local checking accounts in Pittsburgh, Pennsylvania earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Pittsburgh, Pennsylvania FDIC insured?

Yes. Legitimate banks with branches in Pittsburgh, Pennsylvania are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Pittsburgh, Pennsylvania

Based on our current data, some of the highest checking account APYs available to residents of Pittsburgh, Pennsylvania include:
  • Allegent Community Federal Credit Union
    Premier MoneyPlus Checking Tier III — 0.75% APY
  • U S POSTAL SERVICE
    Interest Checking — 0.05% APY
  • Northwest Bank Warren, PA
    Affinity Premier Checking — 0.01% APY
  • Century Heritage Federal Credit Union
    Share Draft (Checking) — 0.00% APY
  • Genisys Credit Union
    Genius High Yield Checking — 6.75% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Pittsburgh, Pennsylvania. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 4, 2026

Pittsburgh, Pennsylvania Rates & Resources

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