Best Personal Loan Rates in North East, Pennsylvania - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in North East, Pennsylvania include: North East Welch Federal Credit UnionNorth East Welch Federal Credit Union115 Clay St, North East, PA, 16428 1537A+5.0 ★Texas Ratio: 2.64% offering Back to School Loans at 5.99% APR, Widget Financial Credit UnionWidget Financial Credit Union5 Grant St, North East, PA, 16428 1526A+5.0 ★Texas Ratio: 2.40% offering 24 Months Loan at 6.14% APR, HERITAGE VALLEYHERITAGE VALLEYA-4.9 ★Texas Ratio: 10.95% offering 2024 Loan at 3.99% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.87% offering Fuel Loan at 4.00% APR, and USXUSXA+5.0 ★Texas Ratio: 1.67% offering Loans to $49,999 at 4.00% APR. Personal loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
North East has 2 local institutions in our database, with personal loan rates as low as 5.99% APR from North East Welch Federal Credit Union at 115 Clay St, North East, PA, 16428 1537. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in North East, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in North East, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 16, 2026
North East Personal Loan Rates
Special Rate is only for a one-year (12-month) term. Rates are based on creditworthiness, so your rate may differ. Must have been a member for a minimum of 6 months before applying. Approval for financing is subject to lending guidelines and credit qualifications. Offer expires September 30, 2026.
Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Minimum loan amount is $7,500 for a 60 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Minimum loan amount is $10,000 for a 72 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Minimum loan amount is $12,000 for a 75 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
Minimum loan amount is $15,000 for a 78 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
No additional details available.
Minimum loan amount is $20,000 for am 84 month term auto. Rates based on credit worthiness, term and other conditions. Maximum term for 2017 is 60 months. Rates obtained at a dealership may vary from above.
As Low As
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
Minimum balance of $10,000 required for this term.
Rate based on creditworthiness.
As Low As
As Low As
No additional details available.
$10,000
1 Rates shown for terms up to 84 months. 2 Model years 2021-2026.
APR4
$10,000
Up to $50,000
No additional details available.
Used 2026-2025
$10,000
No additional details available.
No additional details available.
All auto loans 2021 or newer. Minimum loan amount $10,000. Interest rate floor at 4.00%.
Used 2026-2025
Used 2024-2023
No additional details available.
No additional details available.
As Low As; New 2025 - 2026
No additional details available.
1 Rates shown for terms up to 84 months. 2 Model years 2021-2026.
APR4
No additional details available.
Vehicle Age: 2024 & Newer
Vehicle Age: 2024 & Newer
No additional details available.
Used 2026-2025: 5.25%, Used 2024-2023: 5.75%, Used 2022-2020: 6.25%, Used 2019-2018: 6.75%
Adjustment to Index: Prime - 1.0%
As Low As; New 2025 - 2026
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Borrow $500-$2,500 at a rate as low as 4.99%APR*
As Low As; New 2025 - 2026
No additional details available.
As low as; (based on credit score)
NO Post-secondary educational institutions allowed. Checks made payable to school.
Vehicle Age: 2023-2021
As low as; Balance Transfers APR*
Vehicle Age: 2023-2021
1 Rates shown for terms up to 84 months. 2 Model years 2020 & older.
APR4
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
No additional details available.
No additional details available.
Loan amount up to 100% of"good" market value as listed in Black®Book® CPI publication
Borrow up to $2,500.00
No additional details available.
No additional details available.
Used 2022-2020
Used 2024-2023
5% on Purchases (up to $15 monthly)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
No additional details available.
No additional details available.
As Low As; New 2025 - 2026
Vehicle Age: 2024 & Newer
No additional details available.
No additional details available.
Used 2026-2025
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
APR4
1 Rates shown for terms up to 84 months. 2 Model years 2020 & older.
Vehicle Age: 2023-2021
Vehicle Age: 2024 & Newer
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
No additional details available.
As Low As
As low as; Maximum Loan $5,000
No additional details available.
Used 2022-2020
As Low As
No additional details available.
Used 2019-2018
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; New 2025 - 2026
No additional details available.
No additional details available.
As Low As
As Low As; Used 2020 - 2024
1 Rates shown for terms up to 84 months. 2 Model years 2021-2026.
As Low As; Loan-to-Value up to 80%
As Low As; This rate includes the .25% discount with Auto Pay.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
As Low As; Used (2021-2026)
No additional details available.
No additional details available.
No additional details available.
Adjustment to Index: Prime - 1.0%
As Low As
As Low As
As Low As; Used 2020 - 2024
No additional details available.
As Low As; 0% origination
As Low As; Loan-to-Value up to 80%
As Low As
Maximum loan amount $7,000; No pledge required; Payments will be made directly to the contractor; Must provide contract/bill of sale.*
As Low As; $2,000 maximum. New loan only - no refinance
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Used 2020 - 2024
No additional details available.
As Low As; Signature up to $2,500.00
Vehicle Age: 2023-2021
1 Rates shown for terms up to 84 months. 2 Model years 2020 & older.
Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026. As Low As
As Low As; Used (2020 & Older)
$30; As Low As
As Low As
Borrow up to $2,000.00
80% CLTV
As Low As
Used 2024-2023
As Low As
(Watercraft, Motor Home, Camper); *
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
1 Rates shown for terms up to 84 months. 2 Model years 2021-2026.
As Low As; Loan-to-Value greater than 80% to 90%
As Low As
As Low As; This rate includes the .25% discount with Auto Pay.
$30; As Low As; Used (2021-2026)
No additional details available.
North East Personal Loan Rates
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
Minimum balance of $10,000 required for this term.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
North East Debt Consolidation Loan Rates
As Low As;*
No additional details available.
North East Signature Loan Rates
No additional details available.
As Low As; Signature up to $2,500.00
Borrow up to $2,000.00
North East, PA Personal Loan Rate Trends
Compare local North East, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.222 points over the past 7 days to 10.549% APR.
Pennsylvania signature loan rates rose 0.058 points over the past 7 days to 10.920% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our North East, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for North East, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in North East, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in North East, Pennsylvania?
What are the best personal loan rates in North East, Pennsylvania?
- North East Welch Federal Credit Union: 5.99% (Back to School Loans)
- Widget Financial Credit Union: 6.14% (24 Months Loan)
- HERITAGE VALLEY: 3.99% (2024 Loan)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (Loans to $49,999)
North East, Pennsylvania Rates & Resources
Personal Loan Calculators
