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Best Personal Loan Rates in Starford, Pennsylvania (PA) - April 2026

Current personal loan options available to borrowers in Starford, Pennsylvania include: First Capital Federal Credit UnionFirst Capital Federal Credit UnionA+5.0 ★Texas Ratio: 1.35% offering SWAP YOUR LOAN at 3.99% APR, Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, Allentown Federal Credit UnionAllentown Federal Credit UnionA5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, and P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.90% offering Fuel Loan at 4.00% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Starford borrowers have access to 75 lenders serving the Pennsylvania area, with personal loan rates as low as 3.99% APR from First Capital Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Starford, Pennsylvania.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Starford, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
SWAP YOUR LOAN
3.99%
APR3.99%
Last UpdatedApril 5, 2026
Details

As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Personal Loan
3.99%
APR3.99%
Last UpdatedApril 5, 2026
Details

As Low As

Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.00%
APR4.00%
Last UpdatedApril 5, 2026
Details

up to $10,000.00

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
APR4.00%
Last UpdatedApril 5, 2026
Details

$10,000

P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Fuel Loan
4.00%
APR4.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
APR4.10%
Last UpdatedApril 5, 2026
Details

$50,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
APR4.20%
Last UpdatedApril 5, 2026
Details

$10,000

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
4.24%
APR4.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
APR4.30%
Last UpdatedApril 5, 2026
Details

$50,000

Reliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.80%
Certificate of Deposit Loans
4.30%
APR4.30%
Last UpdatedApril 5, 2026
Details

3% over CD APR

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
APR4.40%
Last UpdatedApril 5, 2026
Details

$10,000

Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Pledged Share Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

UP TO 72 MONTHS

Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

up to $10,000.00

Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Beat Your Rate Loan Special
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
APR4.60%
Last UpdatedApril 5, 2026
Details

$10,000

Allentown Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.11%
Shares Pledged Loans
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

up to $10,000.00

Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Loan Special
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

Maximum: $4000

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
Pledge Loan
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
Share Loans
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 10 Years

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
IRA Loans
5.00%
APR5.00%
Last UpdatedApril 5, 2026
Details

As Low As; To Fund an IRA

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
APR5.24%
Last UpdatedApril 5, 2026
Details

$50,000

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
APR5.45%
Last UpdatedApril 5, 2026
Details

Fixed rates

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
5.45%
APR5.45%
Last UpdatedApril 5, 2026
Details

As Low As

UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Loan
5.49%
APR5.49%
Last UpdatedApril 5, 2026
Details

As Low As

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Graduate Loan
5.49%
APR5.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
5.49%
APR5.49%
Last UpdatedApril 5, 2026
Details

As Low As

MERHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Seasonal loans
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As; up to $3,000 for 12 months

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.88%
Loan Special
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum Loan $5,000

Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Vacation Loan
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Undergraduate Loans
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
APR5.51%
Last UpdatedApril 5, 2026
Details

Variable rates

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Variable Rate Loan
5.51%
APR5.51%
Last UpdatedApril 5, 2026
Details

Your interest rate and monthly payments can fluctuate during the repayment period.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $49,999
5.54%
APR5.54%
Last UpdatedApril 5, 2026
Details

$10,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
APR5.64%
Last UpdatedApril 5, 2026
Details

$50,000

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
5.70%
APR5.70%
Last UpdatedApril 5, 2026
Details

As Low As

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Credit Builder Loan
5.74%
APR5.74%
Last UpdatedApril 5, 2026
Details

As Low As; Proof of Income is required.

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker

Wabellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan Special
5.80%
APR5.80%
Last UpdatedApril 5, 2026
Details

As Low As

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
Sewer Project Loan Special
5.90%
APR5.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Loan
5.91%
APR5.91%
Last UpdatedApril 5, 2026
Details

No additional details available.

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
5 Year Equity Loan-to-Value up to 80%
5.94%
APR5.94%
Last UpdatedApril 5, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $49,999
5.94%
APR5.94%
Last UpdatedApril 5, 2026
Details

$10,000

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
5.95%
APR5.95%
Last UpdatedApril 5, 2026
Details

As Low As

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
5.95%
APR5.95%
Last UpdatedApril 5, 2026
Details

As Low As

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.95%
APR5.95%
Last UpdatedApril 5, 2026
Details

As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time

FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

90% of home value less encumbrances/liens

Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
Fast Cash Loan Special
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

As Low As; $2,000 maximum. New loan only - no refinance

Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Equipment Term Loans
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.

BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature - 12 months
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

up to $2,500.00; As Low As

Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Loans for Computers, Smart Phones
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As

Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
10 Year Equity Loan-to-Value up to 80%
6.14%
APR6.14%
Last UpdatedApril 5, 2026
Details

As Low As

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 80% Loan-to-Value
6.20%
APR6.20%
Last UpdatedApril 5, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
APR6.20%
Last UpdatedApril 5, 2026
Details

No additional details available.

Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
5 Year Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loans
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance

Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
LIFESTYLE Loan
6.25%
APR6.25%
Last UpdatedApril 5, 2026
Details

As Low As

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Tax Time Loan
6.25%
APR6.25%
Last UpdatedApril 5, 2026
Details

As Low As; Funds must be payable to Tax Collector, State, or Federal.

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
6.35%
APR6.35%
Last UpdatedApril 5, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
6.39%
APR6.39%
Last UpdatedApril 5, 2026
Details

As Low As; w/ Auto Pay Discount

PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
APR6.39%
Last UpdatedApril 5, 2026
Details

As Low As

Mt Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.08%
Vacation Loan
6.40%
APR6.40%
Last UpdatedApril 5, 2026
Details

Limit up to $10,000.00

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
APR6.44%
Last UpdatedApril 5, 2026
Details

As Low As

PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
In & Out Loans
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loan
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Loan
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
Solar Loan
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

Wabellco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
Loan Special
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

up to $75,000

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

IRON WORKERS
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
SPRING LOAN SPECIAL
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

for well qualified borrowers

York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As; Special fixed up to 15 months!

COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

up to $5,000.00

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Stock Pledge Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

Up to 75 % approved stocks

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
FHA Loan
6.51%
APR6.51%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 5.625% (6.508% APR)

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
APR6.64%
Last UpdatedApril 5, 2026
Details

As Low As

Washington Area Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
Equity Term Loan 90% Loan-to-Value
6.65%
APR6.65%
Last UpdatedApril 5, 2026
Details

As Low As

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Youth Credit Builder Loan
6.70%
APR6.70%
Last UpdatedApril 5, 2026
Details

Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer

Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
10 Year Loan
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
90% Loan to Value
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

90% of home value less encumbrances/liens

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
5 Year Land Loan
6.76%
APR6.76%
Last UpdatedApril 5, 2026
Details

No additional details available.

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
APR6.85%
Last UpdatedApril 5, 2026
Details

Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
10 Year Land Loan
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

No additional details available.

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3 Year Personal Loan
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

No additional details available.

Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Signature Loan
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

As Low As

American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Pledge Loan
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

FORGE
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Back-to-School Loan: 7/15 - 9/30
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
6.95%
APR6.95%
Last UpdatedApril 5, 2026
Details

8.00% CASH (Eligible with up to 4 impediments)

ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-year loan listing for members in good paying standing
6.95%
APR6.95%
Last UpdatedApril 5, 2026
Details

PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)

Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

Up to $4,000

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

EQT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

Special Rate for First-time Borrowers

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Debt Consolidation Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Friendly Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.55%
Loan Specials
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

$7,500.00

Hempfield Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
12 Month Term Unsecured Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
Move Me Loan Rate
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
Improved Lot/Land Loan
7.10%
APR7.10%
Last UpdatedApril 5, 2026
Details

No additional details available.

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
4 Year Personal Loan
7.11%
APR7.11%
Last UpdatedApril 5, 2026
Details

No additional details available.

OMEGA
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Vacation/Holiday Loans Up to 12 Months
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loans
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.

Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
10 Year Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Land Loans
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
LIFESTYLE Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
5 Year Personal Loan
7.34%
APR7.34%
Last UpdatedApril 5, 2026
Details

No additional details available.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

As Low As; w/ Auto Pay Discount

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

60 month

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.

Firstrust Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.70%
5 Year Loan
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Orrstown Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.61%
Unimproved Lot/Land Loan
7.60%
APR7.60%
Last UpdatedApril 5, 2026
Details

No additional details available.

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
APR7.60%
Last UpdatedApril 5, 2026
Details

Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loans
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As; Fixed up to 36 months

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Personal Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

Max Amount: $12,500

SCA
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
USED 2018 AND OLDER PERSONAL LOAN
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Collateral Loan
7.76%
APR7.76%
Last UpdatedApril 5, 2026
Details

Maximum $30,000.00

Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
Unsecured personal loan
7.89%
APR7.89%
Last UpdatedApril 5, 2026
Details

As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.

P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Holiday Loans
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As

Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
Vacation Loans
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

As Low As

ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-year loan listing for members in good paying standing
7.95%
APR7.95%
Last UpdatedApril 5, 2026
Details

PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal
7.95%
APR7.95%
Last UpdatedApril 5, 2026
Details

As Low As

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
7.95%
APR7.95%
Last UpdatedApril 5, 2026
Details

730+ FICO

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Unsecured
7.95%
APR7.95%
Last UpdatedApril 5, 2026
Details

Min. $1,000.00 / Max. $10,000.00

ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Multi-Year Loan Limits for New Members
7.96%
APR7.96%
Last UpdatedApril 5, 2026
Details

9.95% CASH (Eligible with up to 4 impediments

Reading Berks School Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
Heating Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Personal Loan
3.99%
APR3.99%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loans
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
6.39%
APR6.39%
Last UpdatedApril 5, 2026
Details

As Low As; w/ Auto Pay Discount

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

up to $75,000

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
Personal Loan
6.49%
APR6.49%
Last UpdatedApril 5, 2026
Details

As Low As

York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
Personal Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

COLFAX POWER PLANT EMPLOYEES
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
Promotional Personal Loan
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

up to $5,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As; Special fixed up to 15 months!

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
3 Year Personal Loan
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

No additional details available.

EQT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

Special Rate for First-time Borrowers

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

Up to $4,000

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
Personal Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
4 Year Personal Loan
7.11%
APR7.11%
Last UpdatedApril 5, 2026
Details

No additional details available.

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loans
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
5 Year Personal Loan
7.34%
APR7.34%
Last UpdatedApril 5, 2026
Details

No additional details available.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
7.39%
APR7.39%
Last UpdatedApril 5, 2026
Details

As Low As; w/ Auto Pay Discount

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Personal Loan Specials
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

60 month

Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
EZ Personal Loan (Unsecured Loan)
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
Personal Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 2 Years
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
Personal Loans
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Personal Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As; Fixed up to 36 months

Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
Personal Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

Max Amount: $12,500

SCA
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
USED 2018 AND OLDER PERSONAL LOAN
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
Personal Loans 3 Years
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

As Low As

North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Personal Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
Unsecured personal loan
7.89%
APR7.89%
Last UpdatedApril 5, 2026
Details

As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Personal Loan
7.95%
APR7.95%
Last UpdatedApril 5, 2026
Details

730+ FICO

West Aircomm Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
Personal Loan Special
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Debt Consolidation Loan
5.95%
APR5.95%
Last UpdatedApril 5, 2026
Details

As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
Debt Consolidation Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
Debt Consolidation
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

As Low As; 0 to months * For Qualified Buyer

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature - 12 months
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

up to $2,500.00; As Low As

Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Spring/Summer Signature Loan special
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance

PPG and Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.91%
Signature
6.39%
APR6.39%
Last UpdatedApril 5, 2026
Details

As Low As

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
6.85%
APR6.85%
Last UpdatedApril 5, 2026
Details

Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance

Tri State Rail Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Signature Loan
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

As Low As

Latrobe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Signature Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Spojnia Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
Organization Signature Loan
7.60%
APR7.60%
Last UpdatedApril 5, 2026
Details

Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance

Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Signature Loan
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Signature Loan
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

No additional details available.

No home improvement personal loan rates found in Starford, PA currently.

Starford, PA Personal Loan Rate Trends

Compare local Starford, PA personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Personal Loan Trends →
Personal Loan — PA Avg
10.067%

Pennsylvania personal loan rates currently average 10.067% APR.

Signature Loan — PA Avg
12.087%

Pennsylvania signature loan rates currently average 12.087% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Pennsylvania?

Most lenders in Starford, Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Starford, Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Pennsylvania?

Yes. Debt consolidation is one of the most common uses of personal loans in Starford, Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Starford, Pennsylvania?

Credit unions in Starford, Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Starford, Pennsylvania?

  • First Capital Federal Credit Union: 3.99% (SWAP YOUR LOAN)
  • Freedom Credit Union: 3.99% (Personal Loan)
  • Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
  • USX: 4.00% (Second Lien Position Loans to $49,999)
  • P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Starford, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026.