Best Personal Loan Rates in Lansdale, Pennsylvania - July
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lansdale, Pennsylvania include: MERCK SHARP and DOHMEMERCK SHARP and DOHME333 N Broad St, Lansdale, PA, 19446 2411A+5.0 ★Texas Ratio: 2.36% offering Undergraduate Loans at 4.24% APR, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union750 E Main St, Lansdale, PA, 19446 3003A5.0 ★Texas Ratio: 8.82% offering 10 Year Loan at 5.25% APR, Harleysville BankHarleysville Bank640 E Main St, Lansdale, PA, 19446A+5.0 ★Texas Ratio: 3.02% offering caps 2% / 4% life Loan at 6.24% APR, Citadel Federal Credit UnionCitadel Federal Credit Union2333 Welsh Rd, Lansdale, PA, 19446 6817A+5.0 ★Texas Ratio: 2.71% offering Personal Loan at 9.99% APR, and Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 4.68% offering Transfer Balances & Save Money Loan at 3.99% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Lansdale has 4 local institutions in our database, with personal loan rates as low as 4.24% APR from MERCK SHARP and DOHME at 333 N Broad St, Lansdale, PA, 19446 2411. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lansdale, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lansdale, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Lansdale Personal Loan Rates
APR*
No additional details available.
APR*
APR*
Rate Lock: 120 days
Rate Lock: 120 days
Rate Lock: 120 days
No additional details available.
No additional details available.
As Low As
As Low As; Personal Loan Rates
As Low As
As low as; APR is Annual Percentage Rate. Click for details.
No additional details available.
New / Used (2021 - 2026)2
APR4
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
No additional details available.
No additional details available.
No additional details available.
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As Low As; Minimum Loan Amount: $2,500
No additional details available.
New / Used (2021 - 2026)2
APR4
No additional details available.
No additional details available.
Adjustment to Index: Prime - 1.0%
As Low As; Minimum Loan Amount: $5,000
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
As Low As
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $7,500
No additional details available.
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
As Low As
Used (2020 & older)2
As low as; Balance Transfers APR*
APR4
As Low As
Model Year: Used 2023-2025, LTV: 90%
As Low As; * (based on credit score)
NO Post-secondary educational institutions allowed. Checks made payable to school.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$3000.00
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
No additional details available.
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $15,000
No additional details available.
As Low As; Bright Auto Loans
Loan amount up to 100% of"good" market value as listed in Black®Book® CPI publication
No additional details available.
As Low As
Model Year: New-2026, LTV: 100%
Model Year: Used 2023-2025, LTV: 90%
No additional details available.
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
APR4
Used (2020 & older)2
As Low As; Bright Auto Loans
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
Model Year: Used 2023-2025, LTV: 90%
No additional details available.
No additional details available.
No additional details available.
As Low As
Maximum Loan $5,000; As Low As
As Low As; Finance up to 110% of the vehicle value
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $25,000
No additional details available.
As Low As; Minimum Loan Amount: $2,500
Model Year: Used 2021-2022, LTV: 90%
New / Used (2021 - 2026)2
As Low As; Used (2021-2026)
As Low As; Finance up to 110% of the vehicle value
No additional details available.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
$30; As Low As; Bright Auto Loans
No additional details available.
As Low As
As Low As
As Low As; Minimum Loan Amount: $5,000
Model Year: New-2026, LTV: 100%
Model Year: Used 2023-2025, LTV: 90%
As Low As
Maximum loan amount $7,000; No pledge required; Payments will be made directly to the contractor; Must provide contract/bill of sale.
up to $2,500.00; As Low As; *
As Low As
As Low As
No additional details available.
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Minimum Loan Amount: $7,500
As Low As
As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
As Low As; Used (2020 & Older)
As Low As
$30; As Low As; Bright Auto Loans
As Low As; This rate includes the .25% discount with Auto Pay. Full Appraisal Required By Credit Union
Used (2020 & older)2
As Low As; $2,000 maximum. New loan only - no refinance
80% CLTV
As Low As
No additional details available.
As Low As
Borrow up to $2,000.00
Short term loan with a 6 month payback. Amounts up to $1,000 are available to members in good standing for at least 90 days with two current paystubs.
As Low As
Model Year: New-2026, LTV: 100%
Model Year: Used 2019-2020, LTV: 90%
As Low As
As Low As; Finance up to 110% of the vehicle value
New / Used (2021 - 2026)2
As Low As
$30; As Low As; Used (2021-2026)
As Low As
As Low As
As Low As; Minimum Loan Amount: $15,000
As Low As
Adjustment to Index: Prime - 0.5%
80% CLTV
No additional details available.
80% CLTV
Model Year: New-2026, LTV: 100%
No additional details available.
No additional details available.
No additional details available.
As Low As
Model Year: New-2026, LTV: 100%
Lansdale Personal Loan Rates
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No additional details available.
As Low As
As Low As; Personal Loan Rates
As Low As
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
As Low As
As Low As
Lansdale Debt Consolidation Loan Rates
As Low As
No additional details available.
Lansdale Signature Loan Rates
No additional details available.
No additional details available.
up to $2,500.00; As Low As; *
Borrow up to $2,000.00
Lansdale, PA Personal Loan Rate Trends
Compare local Lansdale, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.002 points over the past 7 days to 10.379% APR.
Pennsylvania signature loan rates rose 0.026 points over the past 7 days to 10.803% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lansdale, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lansdale, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lansdale, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Lansdale, Pennsylvania?
What are the best personal loan rates in Lansdale, Pennsylvania?
- MERCK SHARP and DOHME: 4.24% (Undergraduate Loans)
- American Heritage Federal Credit Union: 5.25% (10 Year Loan)
- Harleysville Bank: 6.24% (caps 2% / 4% life Loan)
- Citadel Federal Credit Union: 9.99% (Personal Loan)
- Genisys Credit Union: 3.99% (Transfer Balances & Save Money Loan)
Lansdale, Pennsylvania Rates & Resources
Personal Loan Calculators
