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Chalfont, Pennsylvania Best CD Rates August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: August 28, 2026

Current Chalfont, Pennsylvania CD rates include MERCK SHARP and DOHMEMERCK SHARP and DOHME335 W Butler Ave, Chalfont, PA 18914A+5.0 ★Texas Ratio: 2.36%Real return: +1.05%APY minus CPI (February 2026) offering 12-Month at 3.85% APY, Wells FargoWells Fargo4275 County Line Rd, Chalfont, PA 18914A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY, TD BankTD Bank499 W Butler Ave, Chalfont, PA 18914A5.0 ★Texas Ratio: 6.30%Real return: -1.80%APY minus CPI (February 2026) offering 12 Month - Relationship at 1.00% APY, Tendto Credit UnionTendto Credit UnionA+5.0 ★Texas Ratio: 3.74%Real return: +1.59%APY minus CPI (February 2026) offering 60 month Certificate at 4.39% APY, and First Northern Bank and Trust CompanyFirst Northern Bank and Trust CompanyA+5.0 ★Texas Ratio: 5.59%Real return: +1.49%APY minus CPI (February 2026) offering 2 Year (24 Month) Adjustable CD at 4.29% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.

Chalfont has 31 local institutions in our database, with CD rates as high as 3.85% APY from MERCK SHARP and DOHME at 335 W Butler Ave, Chalfont, PA 18914. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026

Compare Best CD Rates in Chalfont, Pennsylvania & the Surrounding Area

Jump to: 3 Month · 6 Month · 12 Month · 18 Month · 24 Month · 36 Month · 48 Month · 60 Month

Chalfont 3 Month CD Rates

Pennsylvania 3 Month CD Average1.18% APYNational 1.96%▼ 0.28% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
3-Month
$0
1.60% ▲ 0.42% above Pennsylvania avg
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.42% above avgNationally 1.96%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
3 Month
$0
1.00% ▼ 0.18% below Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▼ 0.18% below avgNationally 1.96%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
3 Month TD Choice CD
$250
1.00% ▼ 0.18% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▼ 0.18% below avgNationally 1.96%
Details

Relationship APY

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
3 month Standard Fixed Rate CD
$2,500
0.06% ▼ 1.12% below Pennsylvania avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▼ 1.12% below avgNationally 1.96%
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 0.06%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.12% below Pennsylvania avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▼ 1.12% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.13% below Pennsylvania avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▼ 1.13% below avgNationally 1.96%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
3 month Standard Interest Rate
$2,500
0.05% ▼ 1.13% below Pennsylvania avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▼ 1.13% below avgNationally 1.96%
Details

Relationship Interest Rate 0.06%

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
3 months
$0
4.00% ▲ 2.82% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.82% above avgNationally 1.96%
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
3-Month Certificate
$500
3.70% ▲ 2.52% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.52% above avgNationally 1.96%
Details

APY up to 3.70%

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
IRA Certificate 3 Months
$0
3.70% ▲ 2.52% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.52% above avgNationally 1.96%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 mos
$0
3.70% ▲ 2.52% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.52% above avgNationally 1.96%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 3 months
$500
3.65% ▲ 2.47% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.47% above avgNationally 1.96%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
3 Month CD
$500
3.60% ▲ 2.42% above Pennsylvania avg
View
▼
Rate3.53%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
3 Months
$0
3.60% ▲ 2.42% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 3 Months
$0
3.60% ▲ 2.42% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 mos
$0
3.60% ▲ 2.42% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Month Bonus Certificate
$0
3.55% ▲ 2.37% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Month
$0
3.55% ▲ 2.37% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details

CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Months
$0
3.55% ▲ 2.37% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
3 Month
$0
3.55% ▲ 2.37% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Month Certificate
$500
3.50% ▲ 2.32% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
3 Month Regular / IRA
$500
3.50% ▲ 2.32% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 3 Month
$10,000
3.50% ▲ 2.32% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3 months
$0
3.50% ▲ 2.32% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 mos
$0
3.50% ▲ 2.32% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3-month Certificate
$500
3.45% ▲ 2.27% above Pennsylvania avg
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.27% above avgNationally 1.96%
Details

Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
3 Month
$2,000
3.40% ▲ 2.22% above Pennsylvania avg
View
▼
Rate—
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.22% above avgNationally 1.96%
Details

Clarion County Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month CD
$0
3.35% ▲ 2.17% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.17% above avgNationally 1.96%
Details

APY with Relationship: 3.45%

Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
3 month to 5 month
$0
3.30% ▲ 2.12% above Pennsylvania avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.12% above avgNationally 1.96%
Details

CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Months
$0
3.29% ▲ 2.11% above Pennsylvania avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.11% above avgNationally 1.96%
Details

S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
3 Month CD
$1,000
3.25% ▲ 2.07% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.07% above avgNationally 1.96%
Details

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
3 Months - Tier account
$1,000
3.10% ▲ 1.92% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.92% above avgNationally 1.96%
Details

Daily Balances of: $50,000.00-2,000,000.00

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
3.10% ▲ 1.92% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.92% above avgNationally 1.96%
Details

Daily Balances of: $50,000.00-2,000,000.00

Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3 Month
$2,500
3.00% ▲ 1.82% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.82% above avgNationally 1.96%
Details

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
3 Months - Tier account
$1,000
3.00% ▲ 1.82% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.82% above avgNationally 1.96%
Details

Daily Balances of: $10,000.00-49,999.99

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
3.00% ▲ 1.82% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.82% above avgNationally 1.96%
Details

Daily Balances of: $10,000.00-49,999.99

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
3 Months - Tier account
$1,000
2.90% ▲ 1.72% above Pennsylvania avg
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.72% above avgNationally 1.96%
Details

Daily Balances of: up to $9,999.99

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
2.90% ▲ 1.72% above Pennsylvania avg
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.72% above avgNationally 1.96%
Details

Daily Balances of: up to $9,999.99

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 month
$0
2.80% ▲ 1.62% above Pennsylvania avg
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.62% above avgNationally 1.96%
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
IRA Certificates 3 month
$0
2.80% ▲ 1.62% above Pennsylvania avg
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.62% above avgNationally 1.96%
Details

United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$1,000
2.75% ▲ 1.57% above Pennsylvania avg
View
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.57% above avgNationally 1.96%
Details

NET
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
3 Months
$1,000
2.75% ▲ 1.57% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.57% above avgNationally 1.96%
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 month
$0
2.55% ▲ 1.37% above Pennsylvania avg
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.37% above avgNationally 1.96%
Details

First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months
$0
2.50% ▲ 1.32% above Pennsylvania avg
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.32% above avgNationally 1.96%
Details

Minimum Daily Balance of $500 is required to earn the APY*.

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 3 Month CD
$0
2.48% ▲ 1.30% above Pennsylvania avg
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.30% above avgNationally 1.96%
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
3 Month Certificate
$0
2.27% ▲ 1.09% above Pennsylvania avg
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.09% above avgNationally 1.96%
Details

Early Withdrawal Penalty: 1 month interest

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3 Months
$0
2.02% ▲ 0.84% above Pennsylvania avg
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.84% above avgNationally 1.96%
Details

Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 Month CD
$500
2.01% ▲ 0.83% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.83% above avgNationally 1.96%
Details

Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 Month IRA CD
$500
2.01% ▲ 0.83% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.83% above avgNationally 1.96%
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
90 Days
$0
2.00% ▲ 0.82% above Pennsylvania avg
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.82% above avgNationally 1.96%
Details

Chalfont 6 Month CD Rates

Pennsylvania 6 Month CD Average1.91% APYNational 2.67%▼ 0.35% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
6-Month
$0
3.80% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
6 Month TD Choice CD
$250
1.00% ▼ 0.91% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▼ 0.91% below avgNationally 2.67%
Details

Relationship APY

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
6 month Standard Interest Rate
$2,500
0.06% ▼ 1.85% below Pennsylvania avg
View
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▼ 1.85% below avgNationally 2.67%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
6 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.86% below Pennsylvania avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▼ 1.86% below avgNationally 2.67%
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
6 month Standard Interest Rate
$2,500
0.05% ▼ 1.86% below Pennsylvania avg
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▼ 1.86% below avgNationally 2.67%
Details

Relationship Interest Rate 0.05%

P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 12.51%
6 month term
$0
4.25% ▲ 2.34% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.34% above avgNationally 2.67%
Details

$100000.00 to obtain disclosed APY

P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 12.51%
6 month term
$0
4.10% ▲ 2.19% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.19% above avgNationally 2.67%
Details

$100000.00 to obtain disclosed APY

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
6 mos.
$0
4.07% ▲ 2.16% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.16% above avgNationally 2.67%
Details

Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Months
$10,000
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.96%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

$10,000 New Money

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
6 months
$0
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 6 Month
$10,000
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
6-Month Promo
$500
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

new money only

Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 month
$500
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6-Month IRA Certificate
$1,000
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6-Month Share Certificate
$1,000
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Share Certificates 6 Months
$500
4.00% ▲ 2.09% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 6 Month CD
$0
3.92% ▲ 2.01% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.01% above avgNationally 2.67%
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
6 Month Certificate
$0
3.92% ▲ 2.01% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.01% above avgNationally 2.67%
Details

Early Withdrawal Penalty: 1 month interest

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months
$5,000
3.90% ▲ 1.99% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.99% above avgNationally 2.67%
Details

OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6 Month CD
$5,000
3.85% ▲ 1.94% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.94% above avgNationally 2.67%
Details

Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 3/9/2026. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6 Month Pick Your Term
$5,000
3.85% ▲ 1.94% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.94% above avgNationally 2.67%
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6 Month CD
$0
3.85% ▲ 1.94% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.94% above avgNationally 2.67%
Details

Compass Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6 Month CD
$0
3.82% ▲ 1.91% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.91% above avgNationally 2.67%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
6 Months
$0
3.80% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details

American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
6 Month CD
$0
3.80% ▲ 1.89% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details

Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Months
$1,000
3.80% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.77%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 6 months
$500
3.80% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
6 Month CD
$1,000
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
6 Months
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Parke Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
6 Months
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Ameriserv Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6-Month CD
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
6 months
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months
$2,500
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 month
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
6 Month
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6-month Jumbo Certificate
$0
3.75% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
6 Months - Tier account
$1,000
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

Daily Balances of: $50,000.00-2,000,000.00

Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 6 Months - Tier account
$1,000
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

Daily Balances of: $50,000.00-2,000,000.00

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Regular / IRA
$500
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.63%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Youth Certificate
$250
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.63%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6 mos
$0
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6-month Certificate
$500
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6-month Fixed-Rate IRA Only
$500
3.70% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details

Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
6 months
$500
3.69% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.78% above avgNationally 2.67%
Details

Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
6 Month Certificate
$1,000
3.65% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Month Bonus Certificate
$0
3.65% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
6-Month Certificate
$500
3.65% ▲ 1.74% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details

APY up to 3.65%

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
IRA Certificate 6 Months
$0
3.65% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details

Chalfont 12 Month CD Rates

Pennsylvania 12 Month CD Average2.12% APYNational 2.83%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
12-Month
$0
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
1 year Standard Fixed Rate CD
$2,500
1.51% ▼ 0.61% below Pennsylvania avg
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▼ 0.61% below avgNationally 2.83%
Details

Early withdrawal penalties may apply. Additional terms are available at a branch. Relationship Interest Rate 1.50%.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
1 year Standard Interest Rate
$2,500
1.51% ▼ 0.61% below Pennsylvania avg
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▼ 0.61% below avgNationally 2.83%
Details

Relationship APY 1.51%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
1 year Standard Fixed Rate CD
$2,500
1.50% ▼ 0.62% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▼ 0.62% below avgNationally 2.83%
Details

Relationship APY 1.51%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4275 County Line Rd, Chalfont, PA 18914
1 year Standard Interest Rate
$2,500
1.50% ▼ 0.62% below Pennsylvania avg
View
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▼ 0.62% below avgNationally 2.83%
Details

Relationship Interest Rate 1.50%

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
12 Month - Relationship
$0
1.00% ▼ 1.12% below Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▼ 1.12% below avgNationally 2.83%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
12 Month TD Choice CD
$250
1.00% ▼ 1.12% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▼ 1.12% below avgNationally 2.83%
Details

Relationship APY

Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.83%
Share/IRA Certificate Special - 12 months
$2,500
4.25% ▲ 2.13% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 2.13% above avgNationally 2.83%
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Starter Add-On
$0
4.25% ▲ 2.13% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 2.13% above avgNationally 2.83%
Details

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
12 months
$0
4.15% ▲ 2.03% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 2.03% above avgNationally 2.83%
Details

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year (12 Month) Adjustable CD
$5,000
4.11% ▲ 1.99% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.99% above avgNationally 2.83%
Details

See details.

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Add-On
$0
4.10% ▲ 1.98% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.98% above avgNationally 2.83%
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Add-On Certificate
$0
4.10% ▲ 1.98% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.98% above avgNationally 2.83%
Details

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 1 Year CD
$0
4.07% ▲ 1.95% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.95% above avgNationally 2.83%
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
12 mos.
$0
4.07% ▲ 1.95% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.95% above avgNationally 2.83%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 1 Year
$10,000
4.05% ▲ 1.93% above Pennsylvania avg
View
▼
Rate3.97%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.93% above avgNationally 2.83%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
12 Months
$5,000
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

Slovenian S&L of Canonsburg
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
12 Month Certificate
$0
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 12 months
$500
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Special CD Rate: 12-months
$0
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 month
$0
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.05%
1 Year - Promo
$1,000
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.05%
1-year CD
$1,000
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

Rate is also 4.00% as dividends are posted annually. Offer may end without notice.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year Certificate
$0
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

Youth Certificate is only for members from ages 0-21. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year Youth Flex Certificate
$0
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

Youth Flex Certificate is only for members from ages 0-21.

Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.83%
Share/IRA Certificate Special - 12 months
$500
4.00% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
12 Months
$0
3.96% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.84% above avgNationally 2.83%
Details

Compass Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12 Month CD
$0
3.92% ▲ 1.80% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.80% above avgNationally 2.83%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month (IRA Certificate)
$0
3.91% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.79% above avgNationally 2.83%
Details

IRA Certificate

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month (IRA Certificate)
$0
3.91% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.79% above avgNationally 2.83%
Details

IRA Certificate

Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month CD
$0
3.90% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details

MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo HSA Certificates 12 Months
$0
3.90% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details

Special Relationship

MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo HSA Certificates 12 Months - Special Relationship
$0
3.90% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details

MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo Share Certificates 12 Months - Special Relationship
$0
3.90% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
12 Month Certificate
$0
3.87% ▲ 1.75% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.75% above avgNationally 2.83%
Details

Early Withdrawal Penalty: 3 month interest

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
1 year - Fixed rate
$0
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Certificates 1 year - Fixed rate
$0
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Pick Your Term
$5,000
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
12-Month Certificate
$500
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 12-Month
$500
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 12-Month
$500
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Mini-Jumbo - 1 Year Certificate
$50,000
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 1 Year
$0
3.85% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details

$100,000 and Above

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month
$0
3.81% ▲ 1.69% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.69% above avgNationally 2.83%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month
$0
3.81% ▲ 1.69% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.69% above avgNationally 2.83%
Details

American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
1 Year CD
$0
3.80% ▲ 1.68% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details

Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1 Year CD
$500
3.80% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.76%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
12 Months
$500
3.80% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details

CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Months
$0
3.80% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details

Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1 Year
$500
3.80% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details

Chalfont 18 Month CD Rates

Pennsylvania 18 Month CD Average2.43% APYNational 2.67%▲ 0.27% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
18-Month
$0
3.85% ▲ 1.43% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
18 Month
$0
1.00% ▼ 1.42% below Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▼ 1.42% below avgNationally 2.67%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
18 Month TD Choice CD
$250
1.00% ▼ 1.42% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▼ 1.42% below avgNationally 2.67%
Details

Relationship APY

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18-Month Term Certificate
$0
4.31% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.24%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.88% above avgNationally 2.67%
Details

First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
18 Months
$1,000
4.25% ▲ 1.83% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.83% above avgNationally 2.67%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18-Month Term Certificate
$0
4.10% ▲ 1.67% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.67% above avgNationally 2.67%
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Month Certificate
$0
4.08% ▲ 1.66% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.66% above avgNationally 2.67%
Details

Early Withdrawal Penalty: 3 month interest

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
18 mos.
$0
4.07% ▲ 1.65% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.65% above avgNationally 2.67%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 Months
$0
4.06% ▲ 1.63% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.63% above avgNationally 2.67%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 18 months
$500
4.05% ▲ 1.63% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.63% above avgNationally 2.67%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 Months
$0
4.01% ▲ 1.59% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.59% above avgNationally 2.67%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 18 Months
$0
4.01% ▲ 1.59% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.59% above avgNationally 2.67%
Details

$100,000 and Above

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
18 Month Pick Your Term
$5,000
4.00% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Month CD
$1,000
4.00% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months
$5,000
4.00% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 18 Month
$10,000
4.00% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
18 Months
$0
3.96% ▲ 1.54% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.54% above avgNationally 2.67%
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month CD
$0
3.95% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.82%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.53% above avgNationally 2.67%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month (Legacy Club)
$0
3.91% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.49% above avgNationally 2.67%
Details

Legacy Club

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
18 Month (Legacy Club)
$0
3.91% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.49% above avgNationally 2.67%
Details

Legacy Club

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
18-Month Certificate
$500
3.90% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 18-Month
$500
3.90% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 18-Month
$500
3.90% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18-Month Term Certificate
$0
3.90% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
18-Month M&T Select CD
$0
3.85% ▲ 1.43% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 Months
$0
3.85% ▲ 1.43% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details

Bank of Bird-in-Hand
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
18 Month CD/IRA
$500
3.85% ▲ 1.43% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month
$0
3.81% ▲ 1.39% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.39% above avgNationally 2.67%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
18 Month
$0
3.81% ▲ 1.39% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.39% above avgNationally 2.67%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months
$500
3.80% ▲ 1.38% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.38% above avgNationally 2.67%
Details

Bva Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Share Certificates 18 Months
$0
3.80% ▲ 1.38% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.38% above avgNationally 2.67%
Details

Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Bump-Up
$1,000
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Bump-Up

Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Bump-Up Certificate of Deposit
$1,000
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Accounts 18 Month Bump-Up
$1,000
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Bump-Up

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18-month SPECIAL
$0
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18 Month Certificate
$0
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18-month Flex CD
$0
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18-month IRA Growth CD
$0
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month CD
$0
3.75% ▲ 1.33% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Bonus Certificate
$0
3.70% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.28% above avgNationally 2.67%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
18 mos
$0
3.70% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.28% above avgNationally 2.67%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Months
$0
3.67% ▲ 1.25% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.25% above avgNationally 2.67%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Jumbo IRA Certificate
$0
3.65% ▲ 1.23% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Jumbo Share Certificate
$0
3.65% ▲ 1.23% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Certificate
$500
3.65% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details

Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
18 Month Certificate
$500
3.65% ▲ 1.23% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details

Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Business 18 Month Certificate
$500
3.65% ▲ 1.23% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
18 months
$0
3.65% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Months
$0
3.61% ▲ 1.19% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.19% above avgNationally 2.67%
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month IRA
$0
3.60% ▲ 1.18% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.18% above avgNationally 2.67%
Details

Chalfont 24 Month CD Rates

Pennsylvania 24 Month CD Average2.27% APYNational 2.71%▼ 0.06% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
24-Month
$0
3.75% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
24 Month
$0
1.00% ▼ 1.27% below Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▼ 1.27% below avgNationally 2.71%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
24 Month TD Choice CD
$250
1.00% ▼ 1.27% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▼ 1.27% below avgNationally 2.71%
Details

Relationship APY

First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
4.29% ▲ 2.02% above Pennsylvania avg
View
▼
Rate4.22%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 2.02% above avgNationally 2.71%
Details

See details.

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
24-month CD
$1,000
4.25% ▲ 1.98% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.98% above avgNationally 2.71%
Details

Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
24 Month SPECIAL Share Certificate
$1,000
4.19% ▲ 1.92% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.92% above avgNationally 2.71%
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
24 mos.
$0
4.17% ▲ 1.90% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.90% above avgNationally 2.71%
Details

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 2 Year CD
$0
4.13% ▲ 1.86% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.86% above avgNationally 2.71%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 24 months
$500
4.10% ▲ 1.83% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.83% above avgNationally 2.71%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Jumbo Certificate
$0
4.10% ▲ 1.83% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.83% above avgNationally 2.71%
Details

Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
24 Months
$0
4.08% ▲ 1.81% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.81% above avgNationally 2.71%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
24 Months
$0
4.06% ▲ 1.79% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.79% above avgNationally 2.71%
Details

Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months CD
$500
4.06% ▲ 1.79% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.79% above avgNationally 2.71%
Details

Rates are subject to change without notice. All CDs compounded quarterly. Annual Percentage Yields presented assume Bank's standard compounding practices and assumes that interest will remain on deposit until maturity. Withdrawals will reduce earnings.Substantial penalty for early withdrawal.

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
24-month Certificate/IRA
$0
4.05% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Bump-Up Certificate
$500
4.05% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Bump-Up IRA
$500
4.05% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Certificate
$500
4.05% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Fixed-Rate IRA Only
$500
4.05% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
24 Months
$0
4.01% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.74% above avgNationally 2.71%
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Pick Your Term
$5,000
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
24 month fixed IRA
$500
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2 Year CD
$0
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2 Year CD
$1,000
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
24 Month
$0
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
24 Month
$0
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

Franklin Oil Region Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
24 Month IRA Certificate
$500
4.00% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
24 Months
$5,000
3.95% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.89%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.68% above avgNationally 2.71%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month Certificate
$500
3.90% ▲ 1.63% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 24-Month
$500
3.90% ▲ 1.63% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 24-Month
$500
3.90% ▲ 1.63% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 2 Year
$10,000
3.90% ▲ 1.63% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2 years - Fixed rate add on
$0
3.85% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details

Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Certificates 2 years - Fixed rate add on
$0
3.85% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
24 Months
$0
3.85% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details

Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1 1/2 Year CD
$500
3.85% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 2 Years
$0
3.84% ▲ 1.57% above Pennsylvania avg
View
▼
Rate3.79%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.57% above avgNationally 2.71%
Details

$100,000 and Above

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
24 Month
$1,000
3.82% ▲ 1.55% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.55% above avgNationally 2.71%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24 Month Bonus Certificate
$0
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month Add-On
$500
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month Add-On Certificate
$500
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Add-On

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 24-Month Add-On
$500
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 24-Month Add-On
$500
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Add-On

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 months
$0
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
IRA Certificates 24 months
$0
3.80% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
2 Years
$0
3.79% ▲ 1.52% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.52% above avgNationally 2.71%
Details

Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
13 - 24 Mos. Share Certificate
$500
3.77% ▲ 1.50% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.50% above avgNationally 2.71%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 24 Month
$5
3.76% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.49% above avgNationally 2.71%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 24 Month
$1,000
3.76% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.49% above avgNationally 2.71%
Details

Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
24 month Certificate of Deposit
$0
3.75% ▲ 1.48% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details

Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
2 Year CD
$500
3.75% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.71%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details

Chalfont 36 Month CD Rates

Pennsylvania 36 Month CD Average2.07% APYNational 2.66%▼ 0.10% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
36-Month
$0
3.65% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.58% above avgNationally 2.66%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
3 Year
$0
1.00% ▼ 1.07% below Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▼ 1.07% below avgNationally 2.66%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
3 Year TD Choice CD
$250
1.00% ▼ 1.07% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▼ 1.07% below avgNationally 2.66%
Details

Relationship APY

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 3 Year CD
$0
4.18% ▲ 2.11% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 2.11% above avgNationally 2.66%
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 Years Add-On Certificate
$0
4.15% ▲ 2.08% above Pennsylvania avg
View
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 2.08% above avgNationally 2.66%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 3 Years
$0
4.06% ▲ 1.99% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.99% above avgNationally 2.66%
Details

$100,000 and Above

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
3 Years
$0
4.01% ▲ 1.94% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.94% above avgNationally 2.66%
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
3 Year CD
$1,000
4.00% ▲ 1.93% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.93% above avgNationally 2.66%
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
36 Month Certificate
$0
4.00% ▲ 1.93% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.93% above avgNationally 2.66%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
36-Month Certificate
$1,000
3.95% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.88% above avgNationally 2.66%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 36-Month
$1,000
3.95% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.88% above avgNationally 2.66%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 36-Month
$1,000
3.95% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.88% above avgNationally 2.66%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
36 Month
$1,000
3.87% ▲ 1.80% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.80% above avgNationally 2.66%
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
36-month CD/IRA
$0
3.85% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.78% above avgNationally 2.66%
Details

Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
25 - 36 Mos. Share Certificate
$500
3.82% ▲ 1.75% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.75% above avgNationally 2.66%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 36 Month
$5
3.82% ▲ 1.75% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.75% above avgNationally 2.66%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 36 Month
$1,000
3.82% ▲ 1.75% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.75% above avgNationally 2.66%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
36 Month
$0
3.81% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.74% above avgNationally 2.66%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
36 Month
$0
3.81% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.74% above avgNationally 2.66%
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
36 mos.
$0
3.81% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.74% above avgNationally 2.66%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36 Month Bonus Certificate
$0
3.80% ▲ 1.73% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.73% above avgNationally 2.66%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Months
$0
3.77% ▲ 1.70% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.70% above avgNationally 2.66%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36 Month Certificate
$500
3.75% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 3 Year
$10,000
3.75% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
36 mos
$0
3.75% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details

I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
36 Month Certificate
$50,000
3.75% ▲ 1.68% above Pennsylvania avg
View
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Months
$0
3.72% ▲ 1.65% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.65% above avgNationally 2.66%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
36 Months
$0
3.70% ▲ 1.63% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 36 Months
$0
3.70% ▲ 1.63% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month Jumbo IRA Certificate
$0
3.70% ▲ 1.63% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month Jumbo Share Certificate
$0
3.70% ▲ 1.63% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details

I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
36 Month Certificate
$1,000
3.68% ▲ 1.61% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.61% above avgNationally 2.66%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Months
$0
3.67% ▲ 1.60% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.60% above avgNationally 2.66%
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
36 Month Certificate
$0
3.66% ▲ 1.59% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.59% above avgNationally 2.66%
Details

Early Withdrawal Penalty: 3 month interest

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
36 mos
$0
3.65% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.58% above avgNationally 2.66%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36-month Jumbo Certificate
$0
3.65% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.58% above avgNationally 2.66%
Details

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
36 Months
$0
3.61% ▲ 1.54% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.54% above avgNationally 2.66%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month IRA Certificate
$500
3.60% ▲ 1.53% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month Share Certificate
$500
3.60% ▲ 1.53% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details

Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA Share Certificate 36 month
$500
3.60% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36-month Certificate
$500
3.60% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36-month Fixed-Rate IRA Only
$500
3.60% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details

Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
36 Months
$1,000
3.56% ▲ 1.49% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.49% above avgNationally 2.66%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
36 Months
$5,000
3.55% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
JUMBO CERTIFICATES 36 Months
$0
3.55% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details

Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Months
$500
3.55% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
36 mos
$0
3.55% ▲ 1.48% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details

American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
3 Year CD
$0
3.50% ▲ 1.43% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details

The Andover Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
36 Month CD
$0
3.50% ▲ 1.43% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 36 months
$500
3.50% ▲ 1.43% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

Chalfont 48 Month CD Rates

Pennsylvania 48 Month CD Average2.11% APYNational 2.65%▼ 0.14% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 4 Year CD
$0
4.23% ▲ 2.12% above Pennsylvania avg
View
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 2.12% above avgNationally 2.65%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 4 Years
$0
4.09% ▲ 1.98% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.98% above avgNationally 2.65%
Details

$100,000 and Above

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
4 Years
$0
4.04% ▲ 1.93% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.93% above avgNationally 2.65%
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
4 Year CD
$1,000
4.00% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
48-Month Certificate
$1,000
4.00% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 48-Month
$1,000
4.00% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 48-Month
$1,000
4.00% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
48 Month
$1,000
3.92% ▲ 1.81% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.81% above avgNationally 2.65%
Details

Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
37 - 48 Mos. Share Certificate
$500
3.87% ▲ 1.76% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.76% above avgNationally 2.65%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 48 Month
$5
3.87% ▲ 1.76% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.76% above avgNationally 2.65%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 48 Month
$1,000
3.87% ▲ 1.76% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.76% above avgNationally 2.65%
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
48-month CD/IRA
$0
3.85% ▲ 1.74% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.74% above avgNationally 2.65%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Months
$0
3.82% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.71% above avgNationally 2.65%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
48 Month
$0
3.81% ▲ 1.70% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.70% above avgNationally 2.65%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
48 Month
$0
3.81% ▲ 1.70% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.70% above avgNationally 2.65%
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
48 mos.
$0
3.81% ▲ 1.70% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.70% above avgNationally 2.65%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Months
$0
3.77% ▲ 1.66% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.66% above avgNationally 2.65%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 4 Year
$10,000
3.75% ▲ 1.64% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.64% above avgNationally 2.65%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
48 mos
$0
3.75% ▲ 1.64% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.64% above avgNationally 2.65%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Months
$0
3.72% ▲ 1.61% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.61% above avgNationally 2.65%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
48 Month Bonus Certificate
$0
3.65% ▲ 1.54% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details

Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA Share Certificate 48 month
$500
3.65% ▲ 1.54% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
48 mos
$0
3.65% ▲ 1.54% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Jumbo Certificate
$0
3.65% ▲ 1.54% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
48 Months
$0
3.61% ▲ 1.50% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.50% above avgNationally 2.65%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
48 Months
$0
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 48 Months
$0
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
48 Month Certificate
$500
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Bump-Up Certificate
$500
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Bump-Up IRA
$500
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Certificate
$500
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Fixed-Rate IRA Only
$500
3.60% ▲ 1.49% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details

Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
48 Months
$1,000
3.56% ▲ 1.45% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.45% above avgNationally 2.65%
Details

TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
48 Months
$5,000
3.55% ▲ 1.44% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.44% above avgNationally 2.65%
Details

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
JUMBO CERTIFICATES 48 Months
$0
3.55% ▲ 1.44% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.44% above avgNationally 2.65%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
48 mos
$0
3.55% ▲ 1.44% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.44% above avgNationally 2.65%
Details

Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
48 month Certificate of Deposit
$0
3.50% ▲ 1.39% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 48 months
$500
3.50% ▲ 1.39% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
48 months
$0
3.50% ▲ 1.39% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details

IRA Certificates available**

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
48 Months
$0
3.50% ▲ 1.39% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
48 month to 59 month
$0
3.50% ▲ 1.39% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details

Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
4 Year Share Certificate / IRA Certificate
$0
3.50% ▲ 1.39% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details

Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month
$500
3.49% ▲ 1.38% above Pennsylvania avg
View
▼
Rate3.43%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.38% above avgNationally 2.65%
Details

Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
IRA Share Certificate - 48 Month
$1,000
3.46% ▲ 1.35% above Pennsylvania avg
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.35% above avgNationally 2.65%
Details

Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Share Certificate - 48 Month
$1,000
3.46% ▲ 1.35% above Pennsylvania avg
View
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.35% above avgNationally 2.65%
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4 Year CD
$0
3.45% ▲ 1.34% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.34% above avgNationally 2.65%
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
48 Month Regular / IRA
$500
3.40% ▲ 1.29% above Pennsylvania avg
View
▼
Rate3.34%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4 year
$0
3.40% ▲ 1.29% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
IRA Certificates 4 year
$0
3.40% ▲ 1.29% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details

Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
48 Month
$500
3.40% ▲ 1.29% above Pennsylvania avg
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details

Chalfont 60 Month CD Rates

Pennsylvania 60 Month CD Average2.14% APYNational 2.76%▼ 0.27% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA 18914
60-Month
$0
3.75% ▲ 1.61% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
5 Year
$0
1.00% ▼ 1.14% below Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▼ 1.14% below avgNationally 2.76%
Details

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
499 W Butler Ave, Chalfont, PA 18914
5 Year TD Choice CD
$250
1.00% ▼ 1.14% below Pennsylvania avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▼ 1.14% below avgNationally 2.76%
Details

Relationship APY

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.39% ▲ 2.25% above Pennsylvania avg
View
▼
Rate4.32%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 2.25% above avgNationally 2.76%
Details

Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 5 Year CD
$0
4.28% ▲ 2.14% above Pennsylvania avg
View
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 2.14% above avgNationally 2.76%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.24% ▲ 2.10% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 2.10% above avgNationally 2.76%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.13% ▲ 1.99% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.99% above avgNationally 2.76%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 5 Years
$0
4.08% ▲ 1.94% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.94% above avgNationally 2.76%
Details

$100,000 and Above

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
60-Month Certificate
$1,000
4.05% ▲ 1.91% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.91% above avgNationally 2.76%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 60-Month
$1,000
4.05% ▲ 1.91% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.91% above avgNationally 2.76%
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 60-Month
$1,000
4.05% ▲ 1.91% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.91% above avgNationally 2.76%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.03% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.89% above avgNationally 2.76%
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
5 Years
$0
4.03% ▲ 1.89% above Pennsylvania avg
View
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.89% above avgNationally 2.76%
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
5 Year CD
$1,000
4.00% ▲ 1.86% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.86% above avgNationally 2.76%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
3.98% ▲ 1.84% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.84% above avgNationally 2.76%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
60 Month
$1,000
3.97% ▲ 1.83% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.83% above avgNationally 2.76%
Details

Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
49 - 60 Mos. Share Certificate
$500
3.93% ▲ 1.79% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.79% above avgNationally 2.76%
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
60 Month Certificate
$0
3.92% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.78% above avgNationally 2.76%
Details

Early Withdrawal Penalty: 6 month interest

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 60 Month
$5
3.92% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.78% above avgNationally 2.76%
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 60 Month
$1,000
3.92% ▲ 1.78% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.78% above avgNationally 2.76%
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60-month CD/IRA
$0
3.85% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.71% above avgNationally 2.76%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Months
$0
3.82% ▲ 1.68% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.68% above avgNationally 2.76%
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
60 Month
$0
3.81% ▲ 1.67% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.67% above avgNationally 2.76%
Details

Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
60 Month
$0
3.81% ▲ 1.67% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.67% above avgNationally 2.76%
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
60 mos.
$0
3.81% ▲ 1.67% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.67% above avgNationally 2.76%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Months
$0
3.77% ▲ 1.63% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.63% above avgNationally 2.76%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month Jumbo IRA Certificate
$0
3.75% ▲ 1.61% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month Jumbo Share Certificate
$0
3.75% ▲ 1.61% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 5 Year
$10,000
3.75% ▲ 1.61% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
60 mos
$0
3.75% ▲ 1.61% above Pennsylvania avg
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Months
$0
3.72% ▲ 1.58% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.58% above avgNationally 2.76%
Details

First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
60 Months
$0
3.71% ▲ 1.57% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.57% above avgNationally 2.76%
Details

Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA Share Certificate 60 month
$500
3.67% ▲ 1.53% above Pennsylvania avg
View
▼
Rate3.67%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.53% above avgNationally 2.76%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month IRA Certificate
$500
3.65% ▲ 1.51% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month Share Certificate
$500
3.65% ▲ 1.51% above Pennsylvania avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
60 Month Bonus Certificate
$0
3.65% ▲ 1.51% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
60 mos
$0
3.65% ▲ 1.51% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
5 Years
$0
3.65% ▲ 1.51% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
IRA Certificate 60 month Certificate
$0
3.61% ▲ 1.47% above Pennsylvania avg
View
▼
Rate3.56%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.47% above avgNationally 2.76%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
60 Months
$0
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 60 Months
$0
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60 Month CD or IRA
$1,000
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
60 Month Certificate
$500
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60-month Certificate
$500
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60-month Fixed-Rate IRA Only
$500
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60-month Jumbo Certificate
$0
3.60% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details

Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
60 Month
$500
3.56% ▲ 1.42% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.42% above avgNationally 2.76%
Details

Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
60 Months
$1,000
3.56% ▲ 1.42% above Pennsylvania avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.42% above avgNationally 2.76%
Details

UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 Month
$0
3.55% ▲ 1.41% above Pennsylvania avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.41% above avgNationally 2.76%
Details

UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 Month CD
$500
3.55% ▲ 1.41% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.41% above avgNationally 2.76%
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Chalfont, Pennsylvania Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates
MERCK SHARP and DOHME
12-Month
A+ 5.0 ★ TX: 2.36%
Min: $0
3.85%
Wells Fargo
1 year Standard Fixed Rate CD
A 5.0 ★ TX: 7.44%
Min: $2,500
1.51%
TD Bank
12 Month - Relationship
A 5.0 ★ TX: 6.30%
Min: $0
1.00%
First Northern Bank and Trust Company
2 Year (24 Month) Adjustable CD
A+ 5.0 ★ TX: 5.59%
Min: $5,000
4.29%
Enterprise Bank Allison Park, PA
Business 5 Year CD
F 2.8 ★ TX: 41.32%
Min: $0
4.28%
CU Top 5 Credit Union Rates
Tendto Credit Union
60 month Certificate
A+ 5.0 ★ TX: 3.74%
Min: $0
4.39%
Heritage Financial Credit Union
Share/IRA Certificate Special - 12 months
A 5.0 ★ TX: 10.83%
Min: $2,500
4.25%
P.C. Federal Credit Union
6 month term
A+ 5.0 ★ TX: 12.51%
Min: $0
4.25%
Galaxy Federal Credit Union
24 Month SPECIAL Share Certificate
A+ 5.0 ★ TX: 1.25%
Min: $1,000
4.19%
Freedom Credit Union
24 mos.
A+ 5.0 ★ TX: 2.99%
Min: $0
4.17%
Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Chalfont, PA CD Rate Trends

Compare local Chalfont, PA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania CD Trends
12-Month CD — PA Avg
2.118%
▼ 0.014 vs 7 days ago

Pennsylvania 12-month CD rates fell 0.014 points over the past 7 days to 2.118% APY.

6-Month CD — PA Avg
1.912%
▼ 0.349 vs 7 days ago

Pennsylvania 6-month CD rates fell 0.349 points over the past 7 days to 1.912% APY.

As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

PA CD Rate Forecast — Next 12 Months

Where are Pennsylvania CD rates headed through August 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

PA 12-Month Avg APY
2.118%
6-Month Forecast
2.118%
Range: 1.92% – 2.27%
12-Month Forecast
1.868%
Range: 1.67% – 2.02%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Pennsylvania average 12-month CD APY in our database.

Spread model: The Pennsylvania 12-month CD average currently trades 2.26% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at PA CD Rates Today

Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.

CD Term PA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.183% $59.15 $118.30 $295.75 $591.50
6-Month CD 1.912% $95.62 $191.23 $478.08 $956.15
12-Month CD 2.118% $105.92 $211.83 $529.58 $1,059.15
18-Month CD 2.425% $121.25 $242.50 $606.25 $1,212.50
24-Month CD 2.272% $113.59 $227.17 $567.93 $1,135.85
36-Month CD 2.072% $103.59 $207.18 $517.95 $1,035.90
48-Month CD 2.113% $105.66 $211.31 $528.28 $1,056.55
60-Month CD 2.143% $107.17 $214.34 $535.85 $1,071.70
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026.

Sample CD Ladder for Chalfont, Pennsylvania Savers

$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit PA Avg APY Annual Earnings
1 3-Month CD $5,000 1.183% $59.15
2 6-Month CD $5,000 1.912% $95.62
3 12-Month CD $5,000 2.118% $105.92
4 24-Month CD $5,000 2.272% $113.59
5 36-Month CD $5,000 2.072% $103.59
Total ($25,000 invested) $25,000 1.911% blended $477.87/yr

Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,498
CD Rates
Tracked in Chalfont, Pennsylvania
61 Banks 71 Credit Unions

About Our Chalfont, Pennsylvania CD Rate Database

MonitorBankRates tracks 1,498 CD rates from 61 banks and 71 credit unions with locations in Chalfont, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: MERCK SHARP and DOHME offers a CD at 3.85% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Chalfont, Pennsylvania.

How to Find the Best CD Rates in Chalfont, Pennsylvania

What to compare when shopping for a CD in Chalfont, Pennsylvania

To find the best APYs in Chalfont, Pennsylvania, start with credit unions and online-only banks — Chalfont, Pennsylvania has 71 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Chalfont, Pennsylvania

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Chalfont, Pennsylvania — 132 institutions here report CD rates

Consider an Alternative If…

Chalfont, Pennsylvania Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
14.3%
National avg: 17.3%
Median Individual Earnings
$64,250
National avg: $47,340
Poverty Rate
7.4%
National avg: 11.1%
Unemployment Rate
6.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$136/yr
At PA 12-mo avg 2.118% APY

14.3% of residents are 65 or older — below the national average of 17.3%; an unemployment rate of 6.9% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s PA 12-month CD average of 2.118%, saving 10% of the local median salary ($6,425/year) and putting it in a CD would earn an additional $136 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Chalfont, Pennsylvania

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Chalfont, Pennsylvania

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Chalfont, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Chalfont, Pennsylvania as everywhere in the U.S.

Choosing a CD Term in Chalfont, Pennsylvania

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Chalfont, Pennsylvania savers easier access to their funds. For example, MERCK SHARP and DOHME is offering its 6-Month at 3.80% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, MERCK SHARP and DOHME is offering its 60-Month at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Chalfont, Pennsylvania Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Chalfont, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Chalfont, Pennsylvania

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Chalfont, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Chalfont, Pennsylvania

Most CDs carry a fixed rate that is locked for the entire term, protecting a Chalfont, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Chalfont, Pennsylvania

Are CD rates in Chalfont, Pennsylvania FDIC insured?

Yes, most established banks in Chalfont, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Chalfont, Pennsylvania?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Chalfont, Pennsylvania.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Chalfont, Pennsylvania may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Chalfont, Pennsylvania?

Here are recent top rates found for this area:
  • MERCK SHARP and DOHME: 3.85% APY (12-Month)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
  • TD Bank: 1.00% APY (12 Month - Relationship)
  • Tendto Credit Union: 4.39% APY (60 month Certificate)
  • First Northern Bank and Trust Company: 4.29% APY (2 Year (24 Month) Adjustable CD)
  • Enterprise Bank Allison Park, PA: 4.28% APY (Business 5 Year CD)
  • Crescent Bank: 4.25% APY (24-month CD)
  • First Keystone Community Bank: 4.25% APY (18 Months)
  • Heritage Financial Credit Union: 4.25% APY (Share/IRA Certificate Special - 12 months)
  • P.C. Federal Credit Union: 4.25% APY (6 month term)
Rates reflect recent verified offers available in Chalfont, Pennsylvania. Last Updated: August 28, 2026

Chalfont, Pennsylvania CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Chalfont, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures
—

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Chalfont, Pennsylvania CD Rates by Term

Verified August 28, 2026 — click a rate to use its term and APY
Highest verified APY per term available in Chalfont, Pennsylvania. Averages shown use the Pennsylvania state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Chalfont, Pennsylvania

Chalfont, Pennsylvania CD Calculator

At today’s PA top rate of 3.85% APY, a $10,000 deposit earns $385 in the first year. Enter your amount to see your exact return.

Chalfont, Pennsylvania CD Ladder

PA CD rates currently range from 1.183% (3-month) to 2.072% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Chalfont, Pennsylvania CD at 3.85% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Pennsylvania’s average 12-month CD is 2.118% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chalfont, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Chalfont, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chalfont, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026

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