Tennessee Best CD Rates August 2026

Balances of $500.00-$99,999.99

IRA

MINOR: $500.00

(90 to 179 days)

quarterly dividends

quarterly dividends

1

New money deposits required. Special 6-Month Fixed Rate will be fixed for a term of 6-months only. The CD will automatically renew at the then-prevailing published 6-month standard rate and APY at the time of renewal and every renewal period thereafter. Offer Eligibility Requirements: Client must request the Special 6-Month Fixed Rate at account opening. Available only on a new City National Bank Personal CD or City National Bank Business CD. New money is defined as incoming deposits from RBC Rochdale, RBC Securities, or from another financial institution (e.g. via ATM, check, wire transfer, ACH or Zelle), deposited to City National Bank deposit accounts owned by the same client opening the CD, within the previous 30 calendar days prior to CD account opening. Incoming deposits can only be used once for the rate offer and cannot subsequently be counted towards the new money of another Special 6-Month Fixed Rate CD. Offer is available to new and existing personal and business clients only. Large Corporate clients and public fund accounts are not eligible for this Special 6-Month Fixed Rate.

Interest Compounded & Credited: Quarterly

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

A penalty applies for early withdrawal. Unless otherwise noted: Accounts with a term of one year or less may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 90 days, or $25.00. Accounts with a term longer than one year may incur a penalty of the greater of seven days' dividends on the withdrawn amount, all dividends earned up to 180 days, or $25.00. The penalty may be calculated based on the rate at the time of withdrawal and, if necessary, deducted from the principal.

Maturing certificates only

quarterly dividends

Interest Compounded & Credited: Quarterly

New Money Specials; Dividends Earned Monthly

STAR-SPANGLED SAVINGS ? Celebrate America's 250th Anniversary ? Limited time offer for CD accounts for two-year term. This offer is subject to change without notice. Consumer and commercial deposits only, no brokered funds. Interest compounded daily. Subject to terms and conditions. Volunteer Federal reserves the right to refuse any deposit. Early withdrawal penalties may apply.

Jumbo APY: 4.05%, Jumbo Dividend Rate: 3.98%, Early Withdrawal Penalty: 90 Days' Dividends

Jumbo APY ($100k Minimum): 4.05%, Jumbo Dividend Rate ($100k minimum): 3.98%, Early Withdrawal Penalty: 180 Days' Dividends

All rates are Annual Percentage Yields.

All rates are Annual Percentage Yields.