MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. US Community Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

US Community Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

US Community Credit Union's top rates as of October 10, 2026 are 4.32% APY on its 25 Month Retention Special CD, 4.06% APY on savings, 1.81% APY on money market accounts, 4.00% APY on checking, personal loans from 9.95% APR, and credit cards from 9.99% APR, according to rates verified by MonitorBankRates. Other US Community Credit Union CD rates include IRA 5 Year CD at 4.28%, Roth IRA 5 Year CD at 4.28%, and 5 Year CD at 4.23%. MonitorBankRates evaluates the financial stability of US Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.93%. Rates last updated and verified on 10/10/2026.

US Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at US Community Credit Union? Share your experience about US Community Credit Union by leaving a review below, or read customer reviews before you decide to use US Community Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.93%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
US Community Credit Union
Administration Building
2622 Old Lebanon Pike Ste 100
Nashville, TN 37214-2417
https://www.usccu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

US Community Credit Union CD Rates

Product Rate APY Term View More
25 Month Retention Special - 4.32% 25 Month
Details Maturing certificate specials only
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.32% APY · checked 6 times
3.82%4.32%4.82%Sep 14, 2026: 4.32% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 5 Year Certificate - 4.28% 5 years
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.28% APY · checked 6 times
3.78%4.28%4.78%Sep 14, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 5 Year Certificate - 4.28% 5 years
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.28% APY · checked 6 times
3.78%4.28%4.78%Sep 14, 2026: 4.28% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
5 Year Certificate - 4.23% 5 Year
Min Balance $100,000
Details Jumbo Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 2 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 48 Month Certificate - 4.23% 48 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 6 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 5 Year Certificate - 4.23% 5 years
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 6 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 48 Month Certificate - 4.23% 48 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 6 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 5 Year Certificate - 4.23% 5 years
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.23% APY · checked 6 times
3.73%4.23%4.73%Sep 14, 2026: 4.23% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
48 Month Certificate - 4.18% 48 Month
Min Balance $100,000
Details Jumbo Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 2 times
3.68%4.18%4.68%Sep 14, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
5 Year Certificate - 4.18% 5 Year
Min Balance $500
Details Regular Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 2 times
3.68%4.18%4.68%Sep 14, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 36 Month Certificate - 4.18% 36 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 6 times
3.68%4.18%4.68%Sep 14, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 48 Month Certificate - 4.18% 48 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 6 times
3.68%4.18%4.68%Sep 14, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 36 Month Certificate - 4.18% 36 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 6 times
3.68%4.18%4.68%Sep 14, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 48 Month Certificate - 4.18% 48 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.18% APY · checked 6 times
3.68%4.18%4.68%Sep 14, 2026: 4.18% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
12 Month Certificate Special - 4.17% 12 Month
Min Deposit $250,000
Details Certificate Specials; Quarterly
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.17% APY · checked 2 times
3.67%4.17%4.67%Sep 14, 2026: 4.17% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
36 Month Certificate - 4.13% 36 Month
Min Balance $100,000
Details Jumbo Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 2 times
3.63%4.13%4.63%Sep 14, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
48 Month Certificate - 4.13% 48 Month
Min Balance $500
Details Regular Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 2 times
3.63%4.13%4.63%Sep 14, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 36 Month Certificate - 4.13% 36 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
3.63%4.13%4.63%Sep 14, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 36 Month Certificate - 4.13% 36 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.13% APY · checked 6 times
3.63%4.13%4.63%Sep 14, 2026: 4.13% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 24 Month Certificate - 4.12% 24 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.12% APY · checked 6 times
3.62%4.12%4.62%Sep 14, 2026: 4.12% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 24 Month Certificate - 4.12% 24 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.12% APY · checked 6 times
3.62%4.12%4.62%Sep 14, 2026: 4.12% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
12 Month Certificate Special - 4.11% 12 Month
Min Deposit $2,500
Details Certificate Specials; Quarterly
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.11% APY · checked 2 times
3.61%4.11%4.61%Sep 14, 2026: 4.11% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
30 Month Certificate - 4.07% 30 Month
Min Balance $100,000
Details Jumbo Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
36 Month Certificate - 4.07% 36 Month
Min Balance $500
Details Regular Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 18 Month Certificate - 4.07% 18 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 6 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 24 Month Certificate - 4.07% 24 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 6 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 18 Month Certificate - 4.07% 18 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 6 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 24 Month Certificate - 4.07% 24 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.07% APY · checked 6 times
3.57%4.07%4.57%Sep 14, 2026: 4.07% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
24 Month Certificate - 4.02% 24 Month
Min Balance $100,000
Details Jumbo Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.02% APY · checked 2 times
3.52%4.02%4.52%Sep 14, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
30 Month Certificate - 4.02% 30 Month
Min Balance $500
Details Regular Certificate
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.02% APY · checked 2 times
3.52%4.02%4.52%Sep 14, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 18 Month Certificate - 4.02% 18 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.02% APY · checked 6 times
3.52%4.02%4.52%Sep 14, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 18 Month Certificate - 4.02% 18 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.02% APY · checked 6 times
3.52%4.02%4.52%Sep 14, 2026: 4.02% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
13 Month New Member Special - 4.01% 13 Month
Min Deposit $500
Details New Member Special
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 4.01% APY · checked 5 times
3.51%4.01%4.51%Sep 18, 2026: 4.01% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 12 Month Certificate - 4.01% 12 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 14, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 12 Month Certificate - 4.01% 12 months
Min Balance $100,000
Details Jumbo IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
3.51%4.01%4.51%Sep 14, 2026: 4.01% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
24 Month Certificate - 3.97% 24 Month
Min Balance $500
Details Regular Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.97% APY · checked 2 times
3.47%3.97%4.47%Sep 14, 2026: 3.97% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
18 Month Certificate - 3.96% 18 Month
Min Balance $100,000
Details Jumbo Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 2 times
3.46%3.96%4.46%Sep 14, 2026: 3.96% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA 12 Month Certificate - 3.96% 12 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
3.46%3.96%4.46%Sep 14, 2026: 3.96% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA 12 Month Certificate - 3.96% 12 months
Min Balance $500
Details Regular IRA
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
3.46%3.96%4.46%Sep 14, 2026: 3.96% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
12 Month Certificate - 3.91% 12 Month
Min Balance $100,000
Details Jumbo Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Sep 14, 2026: 3.91% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
18 Month Certificate - 3.91% 18 Month
Min Balance $500
Details Regular Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Sep 14, 2026: 3.91% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
12 Month Certificate - 3.85% 12 Month
Min Balance $500
Details Regular Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
9 Month Certificate - 3.64% 9 Month
Min Balance $100,000
Details Jumbo Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.64% APY · checked 2 times
3.14%3.64%4.14%Sep 14, 2026: 3.64% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
9 Month Certificate - 3.59% 9 Month
Min Balance $500
Details Regular Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.59% APY · checked 2 times
3.09%3.59%4.09%Sep 14, 2026: 3.59% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
24 Month Certificate - 3.45% 24 Month
Min Balance $500
Details Regular Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.97% → 3.45% ▼ 0.52 pts · high 3.97% / low 3.45%
2.93%3.71%4.49%Sep 14, 2026: 3.97% APYOct 10, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.45%▼ from 3.97%
  • Sep 14, 20263.97%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
24 Month Certificate - 3.45% 24 Month
Min Balance $100,000
Details Jumbo Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.02% → 3.45% ▼ 0.57 pts · high 4.02% / low 3.45%
2.88%3.74%4.59%Sep 14, 2026: 4.02% APYOct 10, 2026: 3.45% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.45%▼ from 4.02%
  • Sep 14, 20264.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
6 Month Certificate - 3.38% 6 Month
Min Balance $100,000
Details Jumbo Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.38% APY · checked 2 times
2.88%3.38%3.88%Sep 14, 2026: 3.38% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
18 Month Certificate - 3.35% 18 Month
Min Balance $500
Details Regular Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.91% → 3.35% ▼ 0.56 pts · high 3.91% / low 3.35%
2.79%3.63%4.47%Sep 14, 2026: 3.91% APYOct 10, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.35%▼ from 3.91%
  • Sep 14, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
18 Month Certificate - 3.35% 18 Month
Min Balance $100,000
Details Jumbo Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.96% → 3.35% ▼ 0.61 pts · high 3.96% / low 3.35%
2.74%3.66%4.57%Sep 14, 2026: 3.96% APYOct 10, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.35%▼ from 3.96%
  • Sep 14, 20263.96%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
6 Month Certificate - 3.33% 6 Month
Min Balance $500
Details Regular Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.33% APY · checked 2 times
2.83%3.33%3.83%Sep 14, 2026: 3.33% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
12 Month Certificate - 3.25% 12 Month
Min Balance $500
Details Regular Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 3.25% ▼ 0.60 pts · high 3.85% / low 3.25%
2.65%3.55%4.45%Sep 14, 2026: 3.85% APYOct 10, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.25%▼ from 3.85%
  • Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
12 Month Certificate - 3.25% 12 Month
Min Balance $100,000
Details Jumbo Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.91% → 3.25% ▼ 0.66 pts · high 3.91% / low 3.25%
2.59%3.58%4.57%Sep 14, 2026: 3.91% APYOct 10, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.25%▼ from 3.91%
  • Sep 14, 20263.91%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
6 Month Certificate - 3.10% 6 Month
Min Balance $500
Details Regular Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.33% → 3.10% ▼ 0.23 pts · high 3.33% / low 3.10%
2.60%3.22%3.83%Sep 14, 2026: 3.33% APYOct 10, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.10%▼ from 3.33%
  • Sep 14, 20263.33%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
6 Month Certificate - 3.10% 6 Month
Min Balance $100,000
Details Jumbo Certificate; monthly dividends
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.38% → 3.10% ▼ 0.28 pts · high 3.38% / low 3.10%
2.60%3.24%3.88%Sep 14, 2026: 3.38% APYOct 10, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
  • Oct 10, 20263.10%▼ from 3.38%
  • Sep 14, 20263.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Value Plus 6 Month Certificate - 3.09% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 6 times
2.59%3.09%3.59%Sep 14, 2026: 3.09% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
3 Month Certificate - 3.04% 3 Month
Min Balance $100,000
Details Jumbo Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
3 Month Certificate - 2.99% 3 Month
Min Balance $500
Details Regular Certificate; quarterly dividends
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 2 times
2.49%2.99%3.49%Sep 14, 2026: 2.99% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Savings Rates

Product Rate APY View More
Kickstart Kids Savings Acct - 4.06%
Min Balance $5
Details Balance: $5.00 Minimum Balance; 1
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Kids Savings - 4.06%
Min Balance $500
Details Any amount over $500 with receive the Regular Savings Rate of .05% APY.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 6 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Emergency Fund Savings - 3.00%
Min Balance $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
High Yield Savings Balance - 0.60%
Min Balance $100,000
Details Balance: $100,000.00 and Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 6 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
High Yield Savings Balance - 0.55%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 6 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
High Yield Savings Balance - 0.40%
Min Balance $1,000
Details Balance: $1,000.00 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 6 times
0.00%0.45%0.90%Sep 14, 2026: 0.40% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
High Yield Savings Balance - 0.10%
Min Balance $0
Details Balance: Less Than $1,000.00
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 27, 2026: 0.10% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Additional Savings Acct - 0.05%
Min Balance $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Value Plus Christmas Club - 0.05%
Min Balance $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Value Plus Vacation Club - 0.05%
Min Balance $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Money Market Rates

Product Rate APY View More
Money Market Balance - 1.81%
Min Balance $100,000
Details Balance: $100,000.00 and Over
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.81% APY · checked 6 times
1.31%1.81%2.31%Sep 14, 2026: 1.81% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Money Market Balance - 1.66%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.66% APY · checked 6 times
1.16%1.66%2.16%Sep 14, 2026: 1.66% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Money Market Balance - 1.26%
Min Balance $1,000
Details Balance: $1,000.00 - $24,999.99
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 1.26% APY · checked 6 times
0.76%1.26%1.76%Sep 14, 2026: 1.26% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Money Market Balance - 0.20%
Min Balance $0
Details Balance: Less Than $1,000.00
Last Updated 10/10/2026
Rate History
No change since Sep 27, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 27, 2026: 0.20% APYSep 27, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Checking Rates

Product Rate APY View More
Flex Rewards Checking Acct - 4.00%
Min Deposit $50
Details 4.00% (if dividend rewards selected)
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Six Star Checking Acct - 0.75%
Min Deposit $50
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Prestige Checking Acct - 0.05%
Min Deposit $50
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.75%
Details As Low As; Rates as low as 5.75%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 7 times
5.25%5.75%6.25%Sep 14, 2026: 5.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos / Trucks - - 5.25%
Details As Low As; Rates as low as 5.25%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 6 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats / RVs / Motorcycles / ATVs Loan - 9.00%
Details As Low As; Rates as low as 9.00%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Credit Card Rates

Product Rate APR View More
Secured Credit Card - 9.99%
Details Regular APR: 9.99%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Platinum Credit Card - 12.75%
Details Published APR range: 12.75% to 29.95%. Regular APR: 12.75% to 29.95%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 6 times
12.25%12.75%13.25%Sep 14, 2026: 12.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Personal Loan Rates

Product APR Term View More
Debt Consolidation Loans 9.95%
Details As Low As; Rates as low as 9.95%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 6 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%

US Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
Emergency Loans - - 9.95%
Details As Low As; Rates as low as 9.95%
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 6 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
IRA Variable Acct - - 0.20%
Min Balance $100
Details IRA Variable Acct**
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Joint Share Acct - - 0.05%
Min Balance $5
Details Balance: $5.00 Minimum Balance
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Primary Share Acct - - 0.05%
Min Balance $5
Details Balance: $5.00 Minimum Balance
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Regular Share Acct - - 0.05%
Min Balance $5
Details Balance: $5.00 Minimum Balance
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Roth IRA Variable Acct - - 0.20%
Min Balance $100
Details Roth IRA Variable Acct**
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 14, 2026: 0.20% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.93%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

US Community Credit Union’s Texas Ratio stayed near 3.94% in Q3 2023 to 3.93% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 3% 3.0★ 4.5% 4.0★ 6.1% 5.0★ Healthy zone – entire history below the 15% limit 3.94% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.93% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$346M3.93%5.0A+
March 31, 2026$348M3.85%5.0A+
December 31, 2025$335M4.25%5.0A+
September 30, 2025$333M1.28%5.0A+
June 30, 2025$324M1.98%5.0A+
March 31, 2025$323M1.92%5.0A+
December 31, 2024$319M4.49%5.0A+
September 30, 2024$316M3.25%5.0A+
June 30, 2024$307M3.46%5.0A+
March 31, 2024$305M1.64%5.0A+
December 31, 2023$295M3.65%5.0A+
September 30, 2023$294M3.94%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for US Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather US Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with US Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name US Community Credit Union
Website https://www.usccu.org
Address 2622 Old Lebanon Pike Ste 100, Nashville, TN 37214-2417
Phone 615-256-8712
Fax 615-724-2343
President Roy Jones
CEO Ben Johnson
Full-Time Employees 74
Part-Time Employees 14
Branch Locations 7
ATM Locations 5
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.93%
Return on Assets (ROA)
0.3950%
Return on Equity (ROE)
3.4278%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
345,720,073
Total Amount of Shares and Deposits
301,191,788
Total Shares and Deposits < 1 Year
282,375,089
Total Shares and Deposits 1 3 Years
11,645,005
Total Shares and Deposits > 3 Years
7,171,695
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,802,087
Total Uninsured Shares and Deposits > $250K (F+J)
21,802,087
Total Insured Shares and Deposits > $250K (item 17 less item K)
279,389,701
Total Interest Expense (Sum of items 6 8)
2,466,624
Share Certificates
2,490
Number of Accounts for Share Drafts
15,151
IRA KEOGH Accounts
550
Number of Accounts for Regular Shares
31,554
Non Member Deposits
2
Money Market Shares
1,323
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,970,826
Total Liabilities
308,561,277
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

US Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/us-community-credit-union-rates-review-67720">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for US Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for US Community Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About US Community Credit Union

How many branches does US Community Credit Union operate?

US Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join US Community Credit Union?

Yes, to access services at US Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, US Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, US Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does US Community Credit Union offer online and mobile banking?

Most modern institutions like US Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usccu.org.

Current US Community Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD3.35%
  • 24-Month CD3.45%
  • 60-Month CD4.18%
  • Savings4.06%
  • MMA1.81%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Tampa Postal Federal Credit Union K C K Firemen And Police Credit Union Deming Schools Employees Credit Union Subiaco Federal Credit Union Coffee County Teachers Federal Credit Union Hershey Federal Credit Union ST MARTIN DE PORRES PARISH Neches Federal Credit Union Secured Advantage Federal Credit Union Panhandle Federal Credit Union Your Best Credit Union Unity Of Eatonville Federal Credit Union SOUTH CAROLINA NATIONAL GUARD Del Norte Credit Union Downriver Community Federal Credit Union Berean Credit Union McPherson Co-op Credit Union Guernsey Community Federal Credit Union Houston Police Federal Credit Union Church of God Credit Union Service Federal Credit Union