Current Spring Hill, Tennessee CD rates include Republic Bank & Trust CompanyRepublic Bank & Trust Company128 Kedron Pkwy, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 0.00% offering IRA - Individual Retirement Accounts 6-Month at 4.00% APY, FirstBank (TN)FirstBank (TN)4824 Main St, Spring Hill, TN 37174A5.0 ★Texas Ratio: 6.39% offering 6 Month CD at 3.80% APY, Ascend Federal Credit UnionAscend Federal Credit Union1002 Crossings Blvd, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 2.48% offering IRA Accumulation Share Certificate 12 Month IRA Variable at 3.50% APY, TruistTruist4929 Main St, Spring Hill, TN 37174A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, and Firefighters First Federal Credit UnionFirefighters First Federal Credit Union5150 Stage Rd Ste 102, Memphis, TN 38134 3169A+5.0 ★Texas Ratio: 1.58% offering Dream Home Share Certificate 5 Year Retirement Share Certificate at 4.10% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Spring Hill, Tennessee, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
$100,000 Minimum to Earn APY
$500 Minimum. Loss of dividend penalty for early withdrawal.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$500 Minimum. Early withdrawal penalty = 90 days dividend, earned or not.
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
$100,000 Minimum to Earn APY
Minimum Opening Deposit $500.00
($100,000+)
$1,000
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
minimum $5,000 New Money/maximum $250,000
$500 minimum deposit required
$1,200 Minimum. Early withdrawal penalty = 90 days dividend earned or not.
$1,000
You can add to this Certificate Account in increments of $250 or more anytime during the term of the certificate. Reward add-ons do not apply.
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Minimum Opening Deposit $500.00
($100 MIN)?
Qualifying balance up to $49,000.00
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$100,000 Minimum to Earn APY
Maturing certificates only
$1,000.00 Minimum Balance to Earn Stated APY
Minimum Opening Deposit $500.00
$1,800 Minimum. Early withdrawal penalty = 90 days dividend earned or not.
($1,000-$49,999)
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$100,000 and over
$1,000.00 Minimum Balance to Earn Stated APY
$2,000 Minimum. Early withdrawal penalty = 90 days dividend earned or not.
Minimum Opening Deposit $500.00
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$100,000 and over
$500 minimum deposit required
$100,000 Minimum to Earn APY
($50,000 or more)
$1,000.00 Minimum Balance to Earn Stated APY
Minimum Opening Deposit $500.00
$2,000 Minimum. Early withdrawal penalty = 90 days dividend earned or not.
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
($50,000 or more)
$100,000 Minimum to Earn APY
$1,000.00 Minimum Balance to Earn Stated APY
Minimum Opening Deposit $500.00
Interest Pays Quarterly
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
$100,000 and over
($50,000 or more)
$1,000.00 Minimum Balance to Earn Stated APY
Minimum Opening Deposit $500.00
Interest Pays Quarterly
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Spring Hill, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Spring Hill, Tennessee. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.