Best Money Market Rates in Tennessee (TN) - March 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Tennessee money market rates include Morgantown B&TMorgantown B&T3102 West End Ave, Nashville, TN 37203A+5.0 ★Texas Ratio: 1.40% Money Market Account at 4.25% APY, Beacon Financial Credit UnionBeacon Financial Credit Union300 Med Tech Pkwy, Johnson City, TN 37604A+5.0 ★Texas Ratio: 3.50% DO MORE Money Market Account Share Accounts at 4.00% APY, Centennial Bank TNCentennial Bank TN5420 Broad St S, Trezevant, TN 38258A+5.0 ★Texas Ratio: 2.28% Money Market Account at 4.00% APY, U TU T2100 White Ave, Knoxville, TN 37916 2216A+5.0 ★Texas Ratio: 4.31% Business Money Market at 3.85% APY, and Ascend Federal Credit UnionAscend Federal Credit Union520 Airpark Dr, Tullahoma, TN 37388A+5.0 ★Texas Ratio: 2.48% Business Money Market at 3.56% APY.
To see how these money market rates in Tennessee compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Tennessee (TN) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Tennessee and surrounding area. Last Updated and Verified: March 20, 2026
Tennessee Money Market Rate Trends
Compare local Tennessee MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TN Avg
2.464%
▲ 1.780 from last week
Tennessee high-yield MMA rates rose 1.780 points this week to 2.464% APY, up from 0.683% last week.
Standard MMA — TN Avg
0.950%
▲ 0.182 from last week
Tennessee standard MMA rates rose 0.182 points this week to 0.950% APY, up from 0.768% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Tennessee
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Morgantown B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Money Market Account
4.25%
$50
▼
Rate4.17%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
Centennial Bank TN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5420 Broad St S, Trezevant, TN 38258
Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
300 Med Tech Pkwy, Johnson City, TN 37604
DO MORE Money Market Account Share Accounts
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
recurring monthly $500 Direct Deposit
U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
Business Money Market
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Account only available to Sole Proprietor/DBAs, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits). Fees may reduce earnings on this account.
Centennial Bank TN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5420 Broad St S, Trezevant, TN 38258
Money Market Account
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
520 Airpark Dr, Tullahoma, TN 37388
Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
520 Airpark Dr, Tullahoma, TN 37388
Business Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730
Business High Yield Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $250,000 and over
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
3.33%
$0
▼
Rate3.33%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Financial Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1715 Aaron Brenner Dr, Memphis, TN 38120
Money Market
3.30%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $100,000.00
U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
Business Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Account only available to Sole Proprietor/DBAs, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits). Fees may reduce earnings on this account.
CapStar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
215 Warren St, Madisonville, TN 37354
Money Market
3.25%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMar 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
9525 Apison Pike, Collegedale, TN 37315
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Financial Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
1715 Aaron Brenner Dr, Memphis, TN 38120
Money Market
3.20%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 18, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
2050 Lowes Dr, Clarksville, TN 37040 1620
Premium Money Market (New Money Only)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
7575 Poplar Ave, Germantown, TN 38138
High Yield Money Market
2.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
71 S Mechanic St, Lynchburg, TN 37352
Consumer Fed Funds Money Market
2.95%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
2.83%
$0
▼
Rate2.83%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
763 N Main St, Shelbyville, TN 37160 2846
Gold Share Money Market Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730
Business High Yield Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $249,999.99
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
905 Tusculum Blvd, Greeneville, TN 37745
Gateway Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
$25,000 and above
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Business Money Market Account
2.50%
$5,000
▼
Rate2.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
300 Med Tech Pkwy, Johnson City, TN 37604
DO MORE Money Market Account Share Accounts
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
recurring monthly $500 Direct Deposit
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
535 Chestnut St, Chattanooga, TN 37402
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Community Bank Lexington, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Community Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
2.33%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN 37415 6911
Premium Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
905 Tusculum Blvd, Greeneville, TN 37745
Gateway Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Any balance up to $24,999.99
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Business Money Market Account
2.25%
$5,000
▼
Rate2.23%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3731 Austin Peay Hwy, Memphis, TN 38128
Money Markets
2.18%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Business Money Market Account
2.10%
$5,000
▼
Rate2.08%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN 38401 4826
Money Market Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Effective 3/1/2026
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Money Market Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
198 Blair Bend Dr, Loudon, TN 37774
Preferred Money Market Accounts
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN 37334
Money Market Share Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
131 Maple Row Blvd Ste 401, Hendersonville, TN 37075
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 17, 2026
Details
TRUST Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 18.28%
2186 Northgate Park Ln, Chattanooga, TN 37415 6911
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Business Money Market Account
2.00%
$5,000
▼
Rate1.98%
Min Deposit$5,000
Min Balance—
UpdatedMar 17, 2026
Details
Centennial Bank TN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5420 Broad St S, Trezevant, TN 38258
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
EPB Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.81%
1500 McCallie Ave, Chattanooga, TN 37404 2937
Money Markets
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Southern Security Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.34%
3183 Poplar Ave, Memphis, TN 38111
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
450 N Charles G Seivers Blvd, Clinton, TN 37716 3730
Business High Yield Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $99,999.99
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
300 Med Tech Pkwy, Johnson City, TN 37604
DO MORE Money Market Account Share Accounts
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
recurring monthly $500 Direct Deposit
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
1623 Hatcher Ln, Columbia, TN 38401 4826
Money Market Account
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Effective 3/1/2026
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.11%
908 Woodland St, Nashville, TN 37206
Money Market
1.83%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
US Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
89 Hermitage Ave, Nashville, TN 37210
Money Market Balance
1.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
$100,000.00 and Over
Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
110 Bluff Dr, Fayetteville, TN 37334
Money Market Share Account
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Staley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
198 Blair Bend Dr, Loudon, TN 37774
Preferred Money Market Accounts
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Community Bank Lexington, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Community Money Market
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
ORNL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1117 N Charles G Seivers Blvd, Clinton, TN 37716 3943
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
71 S Mechanic St, Lynchburg, TN 37352
Consumer Fed Funds Money Market
1.47%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Commercial Money Market
1.26%
$2,500
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
2210 Parkway, Pigeon Forge, TN 37863
Money Market
1.26%
$2,500
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details
U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2100 White Ave, Knoxville, TN 37916 2216
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Account only available to Sole Proprietor/DBAs, Partnerships, Limited Liability Companies (LLC), Corporations, and Organizations (Associations/Clubs/Nonprofits). Fees may reduce earnings on this account.
ORNL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
1117 N Charles G Seivers Blvd, Clinton, TN 37716 3943
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Community Bank Lexington, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.19%
19 Natchez Trace Dr S, Lexington, TN 38351
Community Money Market
1.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Tennessee and the surrounding area.
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Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Tennessee
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Tennessee.
Are Money Market accounts in Tennessee safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.
How often do MMA rates change in Tennessee?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Tennessee
Here are some of the highest money market account APYs currently available in Tennessee:
- Morgantown B&T
Money Market Account — 4.25% APY - Beacon Financial Credit Union
DO MORE Money Market Account Share Accounts — 4.00% APY - Centennial Bank TN
Money Market Account — 4.00% APY - U T
Business Money Market — 3.85% APY - Ascend Federal Credit Union
Business Money Market — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Tennessee
