Best Money Market Rates in Athens, Tennessee (TN) - May 2026
Brian McKay
Brian McKay
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Current Athens, Tennessee and the surrounding area money market deposit account rates include TruistTruist185 Alps Rd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, CapStar BankCapStar Bank106 Washington Ave, Athens, TN 37303A+5.0 ★Texas Ratio: 1.98% Money Market at 3.25% APY, Tennessee Valley Federal Credit UnionTennessee Valley Federal Credit Union1314 Decatur Pike, Athens, TN 37303A+5.0 ★Texas Ratio: 4.06% Business Money Market Accounts at 3.10% APY, ORNLORNL103 W Washington Ave, Athens, TN 37303 3544A+5.0 ★Texas Ratio: 1.71% Money Market at 1.75% APY, and Beacon Financial Credit UnionBeacon Financial Credit UnionA+5.0 ★Texas Ratio: 3.50% DO MORE Money Market Account at 4.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Athens has 4 local institutions in our database, with money market rates as high as 3.40% APY from Truist at 185 Alps Rd, Athens, GA 30606. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Athens, Tennessee and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Athens, Tennessee & the Surrounding Area
Qualifying balance up to $20,000.00
Balances of $250,000 or more
Balances of $100,000 - $249,999
Balances of $50,000 to $99,999
Balances of $25,000 to $49,999
Balances of $2,500 to $24,999
Balances Less than $2,500
with recurring monthly $500 Direct Deposit
$250,000 and over
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $250,000.00
Qualifying balance up to $100,000.00
$100,000-$249,999
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $249,999.99
with recurring monthly $500 Direct Deposit
$10,000 and over
Over $100,000; ($1,000 Minimum)
with recurring monthly $500 Direct Deposit
$2,500 and over
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $99,999.99
$100,000.00 and Over
$25,000-$99,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Athens, TN Money Market Rate Trends
Compare local Athens, TN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield MMA rates currently average 3.238% APY.
Tennessee standard MMA rates currently average 0.485% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Athens, Tennessee money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Athens, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Athens, Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Athens, Tennessee
What is a Money Market Account (MMA)?
Are Money Market accounts in Athens, Tennessee safe?
How often do MMA rates change in Athens, Tennessee?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Athens, Tennessee?
Best Money Market Rates in Athens, Tennessee
- Truist
Small Business Money Market Account — 3.40% APY - CapStar Bank
Money Market — 3.25% APY - Tennessee Valley Federal Credit Union
Business Money Market Accounts — 3.10% APY - ORNL
Money Market — 1.75% APY - Beacon Financial Credit Union
DO MORE Money Market Account — 4.00% APY
