MonitorBankRates
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Best Money Market Rates in Murfreesboro, Tennessee (TN) - May 2026

Current Murfreesboro, Tennessee and the surrounding area money market deposit account rates include Ascend Federal Credit UnionAscend Federal Credit Union1250 W Clark Blvd, Murfreesboro, TN 37129 2300A+5.0 ★Texas Ratio: 2.48% Business Money Market at 3.56% APY, TruistTruist201 E Main St, Murfreesboro, TN 37130A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, CapStar BankCapStar Bank2230 Doctor Martin Luther King Jr Blvd, Murfreesboro, TN 37130A+5.0 ★Texas Ratio: 1.98% Money Market at 3.25% APY, Heritage South Community Credit UnionHeritage South Community Credit Union839 W College St, Murfreesboro, TN 37129 2718A+5.0 ★Texas Ratio: 1.62% Gold Share Money Market Account at 2.78% APY, and Cornerstone Financial Credit UnionCornerstone Financial Credit Union130 W Northfield Blvd, Murfreesboro, TN 37129A5.0 ★Texas Ratio: 6.66% Business Money Market at 2.05% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Murfreesboro has 9 local institutions in our database, with money market rates as high as 3.56% APY from Ascend Federal Credit Union at 1250 W Clark Blvd, Murfreesboro, TN 37129 2300. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Murfreesboro, Tennessee and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Murfreesboro, Tennessee & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Traditional Money Market
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Business Money Market
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
201 E Main St, Murfreesboro, TN 37130
Small Business Money Market Account
3.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

CapStar Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
2230 Doctor Martin Luther King Jr Blvd, Murfreesboro, TN 37130
Money Market
3.25%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $20,000.00

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
High-Yield Money Market
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
839 W College St, Murfreesboro, TN 37129 2718
Gold Share Money Market Account
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Wealth Builder MMA
2.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Personal Money Market
2.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Money Market
2.05%
$250,000
Rate
Min Deposit$250,000
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Business Money Market
2.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
1.61%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
839 W College St, Murfreesboro, TN 37129 2718
Gold Share Money Market Account
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Endeavor Money Market
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
1.41%
$0
Rate1.40%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Wealth Builder MMA
1.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Personal Money Market
1.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Business Money Market
1.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Money Market
1.40%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedMay 12, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Traditional Money Market
1.36%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Business Money Market
1.36%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Traditional Money Market
1.31%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Business Money Market
1.31%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
839 W College St, Murfreesboro, TN 37129 2718
Gold Share Money Market Account
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Endeavor Money Market
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Wealth Builder MMA
1.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Personal Money Market
1.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Money Market
1.20%
$50,000
Rate
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Business Money Market
1.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
1.11%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Endeavor Money Market
1.11%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
839 W College St, Murfreesboro, TN 37129 2718
Gold Share Money Market Account
1.05%
$0
Rate1.05%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Endeavor Money Market
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Redstone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
1749 S Rutherford Blvd, Murfreesboro, TN 37130 5957
Money Market Share Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Wealth Builder MMA
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Personal Money Market
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Money Market
0.85%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Business Money Market
0.85%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Heritage South Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
839 W College St, Murfreesboro, TN 37129 2718
Gold Share Money Market Account
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Wealth Builder MMA
0.85%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Personal Money Market
0.85%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
305 W Northfield Blvd, Murfreesboro, TN 37129
TotalView Money Market Savings
0.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Wealth Builder MMA
0.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.66%
130 W Northfield Blvd, Murfreesboro, TN 37129
Personal Money Market
0.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
305 W Northfield Blvd, Murfreesboro, TN 37129
TotalView Money Market Savings
0.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
2240 Medical Center Pkwy, Murfreesboro, TN 37129
Money Market
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
2240 Medical Center Pkwy, Murfreesboro, TN 37129
Money Market
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
2240 Medical Center Pkwy, Murfreesboro, TN 37129
Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Business Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
305 W Northfield Blvd, Murfreesboro, TN 37129
TotalView Money Market Savings
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Traditional Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
2240 Medical Center Pkwy, Murfreesboro, TN 37129
Money Market
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
2240 Medical Center Pkwy, Murfreesboro, TN 37129
Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
2240 Medical Center Pkwy, Murfreesboro, TN 37129
Money Market
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Traditional Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
1250 W Clark Blvd, Murfreesboro, TN 37129 2300
Business Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
305 W Northfield Blvd, Murfreesboro, TN 37129
Money Market Savings
0.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
1111 N Maple St, Murfreesboro, TN 37130
Rate Climber Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
305 W Northfield Blvd, Murfreesboro, TN 37129
Money Market Savings
0.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
1111 N Maple St, Murfreesboro, TN 37130
Rate Climber Money Market
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

First Commerce Bank Lewisburg, TN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.15%
1111 N Maple St, Murfreesboro, TN 37130
Rate Climber Money Market
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
DO MORE Money Market Account
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

with recurring monthly $500 Direct Deposit

U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Business Money Market
3.85%
$0
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$250,000 and over

Your Best Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Money Market
3.56%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.14%
Business High Yield Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifying balance up to $250,000.00

U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Business Money Market
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100,000-$249,999

Financial Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market
3.30%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMay 4, 2026
Details

Qualifying balance up to $100,000.00

Financial Federal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market
3.20%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedMay 4, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
High Yield Money Market
2.95%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

ORNL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Balances of $250,000 or more

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Commercial Money Market
1.50%
$2,500
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Money Market
1.50%
$2,500
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMay 4, 2026
Details

U T
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Business Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$25,000-$99,999

ORNL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Balances of $100,000 - $249,999

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Murfreesboro, Tennessee and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Murfreesboro, TN Money Market Rate Trends

Compare local Murfreesboro, TN money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Tennessee MMA Trends →
High-Yield MMA — TN Avg
3.238%
Unchanged vs 7 days ago

Tennessee high-yield MMA rates currently average 3.238% APY.

Standard MMA — TN Avg
0.485%
Unchanged vs 7 days ago

Tennessee standard MMA rates currently average 0.485% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Murfreesboro, Tennessee money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Murfreesboro, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Murfreesboro, Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Murfreesboro, Tennessee

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Tennessee.

Are Money Market accounts in Murfreesboro, Tennessee safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.

How often do MMA rates change in Murfreesboro, Tennessee?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Murfreesboro, Tennessee?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Murfreesboro, Tennessee require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Murfreesboro, Tennessee

Here are some of the highest money market account APYs currently available in Murfreesboro, Tennessee and the surrounding area:
  • Ascend Federal Credit Union
    Business Money Market — 3.56% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
  • CapStar Bank
    Money Market — 3.25% APY
  • Heritage South Community Credit Union
    Gold Share Money Market Account — 2.78% APY
  • Cornerstone Financial Credit Union
    Business Money Market — 2.05% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Murfreesboro, Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026