Best Money Market Rates in Nashville, Tennessee - July 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Nashville, Tennessee and the surrounding area money market deposit account rates include TruistTruist401 Commerce St, Nashville, TN 37219A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Morgantown B&TMorgantown B&T3102 West End Ave, Nashville, TN 37203A+5.0 ★Texas Ratio: 1.40% Performance Money Market at 3.70% APY, Nashville Firemens Credit UnionNashville Firemens Credit Union908 Woodland St, Nashville, TN 37206A+5.0 ★Texas Ratio: 4.99% Money Market at 3.59% APY, Ascend Federal Credit UnionAscend Federal Credit Union2600 Elm Hill Pike, Nashville, TN 37214A+5.0 ★Texas Ratio: 2.38% Traditional Business Money Market at 3.56% APY, and Your Best Credit UnionYour Best Credit Union26 Century Blvd, Nashville, TN 37214 3683A+5.0 ★Texas Ratio: 0.13% Money Market at 3.56% APY. Money market rates as of July 25, 2026 according to verified data from MonitorBankRates.
Nashville has 12 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 401 Commerce St, Nashville, TN 37219. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Nashville, Tennessee and surrounding area. Last Updated and Verified: July 25, 2026
Compare the Best Money Market Rates Today in Nashville, Tennessee & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
401 Commerce St, Nashville, TN 37219
Small Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Morgantown B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
3102 West End Ave, Nashville, TN 37203
Performance Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
Earn up to 3.70% APY* while keeping enhanced access to your funds
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
908 Woodland St, Nashville, TN 37206
Money Market
3.59%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Business Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Your Best Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
26 Century Blvd, Nashville, TN 37214 3683
Money Market
3.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
High-Yield Money Market
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Business High-Yield Money Market
3.14%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
908 Woodland St, Nashville, TN 37206
Money Market
3.09%
$0
▼
Rate3.09%
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
908 Woodland St, Nashville, TN 37206
Money Market
2.59%
$0
▼
Rate2.59%
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Nashville Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
908 Woodland St, Nashville, TN 37206
Money Market
2.09%
$0
▼
Rate2.09%
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance; $250,000 or more
US Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
89 Hermitage Ave, Nashville, TN 37210
Money Market Balance
1.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
10 Rachel Dr, Nashville, TN 37214
Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
US Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
89 Hermitage Ave, Nashville, TN 37210
Money Market Balance
1.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
10 Rachel Dr, Nashville, TN 37214
Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
MPD Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance; $100,000 to $249,999
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Business Money Market
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Money Market
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Business Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
MPD Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
US Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
89 Hermitage Ave, Nashville, TN 37210
Money Market Balance
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Nashville Post Office Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
10 Rachel Dr, Nashville, TN 37214
Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance; $50,000 to $99,999
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
MPD Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance; $25,000 to $49,999
MPD Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Checking
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
MPD Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
2711 Old Lebanon Pike, Nashville, TN 37214
Money Market Savings
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance; $10,000 to $24,999
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Wealth Builder MMA
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered balance; $1,000 to $9,999
Cornerstone Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.15%
1701 21st Ave s, Nashville, TN 37212 3703
Money Market
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Equal to or greater than $1,000,000
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Equal to or greater than $500,000 but less than $1,000,000
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Equal to or greater than $250,000 but less than $500,000
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Equal to or greater than $100,000 but less than $250,000
Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Equal to or greater than $50,000 but less than $100,000
Volunteer State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
3200 West End Ave, Nashville, TN 37203
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Below $50,000
US Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
89 Hermitage Ave, Nashville, TN 37210
Money Market Balance
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
Ascend Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
2600 Elm Hill Pike, Nashville, TN 37214
Traditional Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
511 Union St, Nashville, TN 37219
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.30%
1314 Vultee Blvd, Nashville, TN 37217
Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Beacon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
DO MORE Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 25, 2026
Details
with recurring monthly $500 Direct Deposit
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Qualifying balance $250,000 and over
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
$250,000
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Money Market
3.50%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 25, 2026
Details
FOR BALANCES OVER $100,000. Earn dividends on balances over $100,000. No monthly service fee.
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Qualifying balance from $100,000-$249,999.00
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Balances of $250,000 or more
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Commercial Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Balance $100,000 or more
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Balance $100,000 or more
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Balances of $100,000 - $249,999
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Qualifying balance from $25,000-$99,999.00
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Money Market
1.20%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Balance $50,000 - $99,999.99
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Commercial Money Market
1.20%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Balance $50,000 - $99,999.99
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Commercial Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Balance $25,000-$49,999.99
Tennessee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Balance $25,000-$49,999.99
First Jackson Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Money Market Tiered
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Nashville, Tennessee and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Nashville, TN Money Market Rate Trends
Compare local Nashville, TN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TN Avg
3.034%
▼ 0.010 vs 7 days ago
Tennessee high-yield MMA rates fell 0.010 points over the past 7 days to 3.034% APY.
Standard MMA — TN Avg
0.526%
Unchanged vs 7 days ago
Tennessee standard MMA rates currently average 0.526% APY.
As of Jul 27, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nashville, Tennessee money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Nashville, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nashville, Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Nashville, Tennessee
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Tennessee.
Are Money Market accounts in Nashville, Tennessee safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Tennessee up to $250,000 per depositor, per institution.
How often do MMA rates change in Nashville, Tennessee?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Tennessee rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Nashville, Tennessee?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Nashville, Tennessee require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Nashville, Tennessee
Here are some of the highest money market account APYs currently available in Nashville, Tennessee and the surrounding area:
- Truist
Small Business Money Market Account — 4.00% APY - Morgantown B&T
Performance Money Market — 3.70% APY - Nashville Firemens Credit Union
Money Market — 3.59% APY - Ascend Federal Credit Union
Traditional Business Money Market — 3.56% APY - Your Best Credit Union
Money Market — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nashville, Tennessee. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 25, 2026
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