Current Germantown, Tennessee and the surrounding area money market deposit account rates include TruistTruist7770 Poplar Ave, Germantown, TN 38138A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Planters Bank & Trust CompanyPlanters Bank & Trust Company7575 Poplar Ave, Germantown, TN 38138A+5.0 ★Texas Ratio: 3.98% High Yield Money Market at 2.95% APY, Southeast Financial Credit UnionSoutheast Financial Credit Union9265 Poplar Ave, Germantown, TN 38138A5.0 ★Texas Ratio: 9.30% Money Market Account at 1.50% APY, First HorizonFirst Horizon7640 Poplar Ave, Germantown, TN 38138A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Beacon Financial Credit UnionBeacon Financial Credit UnionA+5.0 ★Texas Ratio: 3.23% DO MORE Money Market Account at 4.00% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Germantown has 4 local institutions in our database, with money market rates as high as 3.25% APY from Truist at 7770 Poplar Ave, Germantown, TN 38138. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Germantown, Tennessee and surrounding area. Last Updated and Verified: May 30, 2026
with recurring monthly $500 Direct Deposit
$250,000
$250,000 and over
as high as
$100,000-$249,999
Qualifying balance up to $100,000.00
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
with recurring monthly $500 Direct Deposit
with recurring monthly $500 Direct Deposit
$25,000-$99,999
Compare local Germantown, TN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Tennessee high-yield MMA rates currently average 3.244% APY.
Tennessee standard MMA rates currently average 0.485% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Germantown, Tennessee money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Germantown, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Germantown, Tennessee. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.