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Mortgage Lenders and Brokers in Germantown, Tennessee

Germantown, Tennessee mortgage lenders include Pinnacle BankPinnacle Bank1264 S Germantown Rd, Germantown, TN 38138A+5.0 ★Texas Ratio: 3.04%, First Horizon BankFirst Horizon Bank2055 S Houston Levee Rd, Germantown, TN 38139A+5.0 ★Texas Ratio: 5.76%, Regions BankRegions Bank1284 S Germantown Rd, Germantown, TN 38138A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank1405 S Germantown Rd, Germantown, TN 38138A+5.0 ★Texas Ratio: 2.40%, Paragon BankParagon Bank7600 Poplar Ave, Germantown, TN 38138A+5.0 ★Texas Ratio: 3.21%, Simmons BankSimmons Bank7550 W Farmington Blvd, Germantown, TN 38138A+5.0 ★Texas Ratio: 5.33%, Renasant BankRenasant Bank2177 S Germantown Rd, Germantown, TN 38138A+5.0 ★Texas Ratio: 4.72%, Bank of America NABank of America NA7665 Poplar Ave, Germantown, TN 38138A+5.0 ★Texas Ratio: 4.14%, Bank of BartlettBank of Bartlett1870 Kirby Pkwy, Germantown, TN 38138A-4.9 ★Texas Ratio: 16.60%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7708 Poplar Ave, Germantown, TN 38138A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Germantown, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Germantown are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Germantown, Tennessee

Market share is the lender's share of all home loans closed in Germantown, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2 offices in Germantown
1264 S Germantown Rd, Germantown, TN 38138
A+5.0 ★Texas Ratio: 3.04%
Conventional, Jumbo, HELOC 48
+17 HELOCs
6.9% 96% $514,166 View
★ 5 stars, 1 review
6 offices in Germantown
2055 S Houston Levee Rd, Germantown, TN 38139
A+5.0 ★Texas Ratio: 5.76%
Conventional, FHA, Jumbo, HELOC 27
+48 HELOCs
3.9% 96.4% $417,222 View
2 offices in Germantown
1284 S Germantown Rd, Germantown, TN 38138
A+5.0 ★Texas Ratio: 4.37%
Conventional, HELOC 19
+32 HELOCs
2.7% 86.2% $216,578 View
1 office in Germantown
1405 S Germantown Rd, Germantown, TN 38138
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, HELOC 13
+9 HELOCs
1.9% 86.7% $401,153 View
1 office in Germantown
7600 Poplar Ave, Germantown, TN 38138
A+5.0 ★Texas Ratio: 3.21%
Conventional, Jumbo 11 1.6% 100% $708,636 View
1 office in Germantown
7550 W Farmington Blvd, Germantown, TN 38138
A+5.0 ★Texas Ratio: 5.33%
Conventional, HELOC 8
+8 HELOCs
1.1% 88.9% $500,000 View
1 office in Germantown
2177 S Germantown Rd, Germantown, TN 38138
A+5.0 ★Texas Ratio: 4.72%
Conventional, FHA, HELOC 8
+4 HELOCs
1.1% 100% $383,750 View
1 office in Germantown
7665 Poplar Ave, Germantown, TN 38138
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 7
+16 HELOCs
1% 100% $456,428 View
1 office in Germantown
1870 Kirby Pkwy, Germantown, TN 38138
A-4.9 ★Texas Ratio: 16.60%
Conventional, HELOC 5
+21 HELOCs
0.7% 62.5% $369,000 View
1 office in Germantown
7708 Poplar Ave, Germantown, TN 38138
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 5 0.7% 71.4% $665,000 View
★ 1 stars, 1 review
1 office in Germantown
7770 Poplar Ave, Germantown, TN 38138
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+12 HELOCs
0.1% 50% $165,000 View
Community Mortgage Corporation
1007 Us Highway 45 N, Henderson, TN 38340
Conventional, FHA, VA, Jumbo 62 8.9% 96.9% $468,387
7845 US Highway 64, Bartlett, TN 38133 4007
A+5.0 ★Texas Ratio: 2.54%
Conventional, FHA, Jumbo 24 3.4% 100% $445,833 View
5340 Airline Rd, Arlington, TN 38002
A5.0 ★Texas Ratio: 9.21%
Conventional, FHA, VA, Jumbo 23 3.3% 100% $445,434 View
1715 Aaron Brenner Dr, Memphis, TN 38120
A+5.0 ★Texas Ratio: 0.53%
Conventional, VA, Jumbo 22 3.1% 100% $592,272 View
79 Stonebridge Blvd Ste A, Jackson, TN 38305
A+5.0 ★Texas Ratio: 0.99%
Conventional 17 2.4% 85% $224,411 View
1870 Kirby Pkwy, Germantown, TN 38138
A-4.9 ★Texas Ratio: 16.60%
Conventional, FHA 11 1.6% 92.3% $486,818 View
5530 Airline Rd, Arlington, TN 38002
A+5.0 ★Texas Ratio: 4.77%
Conventional, VA, HELOC 10
+7 HELOCs
1.4% 100% $436,000 View
Evolve Bank & Trust
6000 Poplar Ave, Memphis, TN 38119
Conventional, FHA, VA 10 1.4% 100% $376,000
11624 Highway 51 S, Atoka, TN 38004
A+5.0 ★Texas Ratio: 0.35%
Conventional, FHA, HELOC 8
+19 HELOCs
1.1% 100% $413,750 View
429 Walker Rd, Jackson, TN 38305
A+5.0 ★Texas Ratio: 0.42%
Conventional 8 1.1% 90% $333,750 View
7635 Poplar Ave, Germantown, TN 38138
A5.0 ★Texas Ratio: 10.91%
Conventional, VA 6 0.9% 85.7% $366,666 View
5751 Stage Rd, Bartlett, TN 38134 4515
A+5.0 ★Texas Ratio: 2.01%
Conventional 5 0.7% 100% $135,000 View
50 Fed Ex Pkwy, Collierville, TN 38017 8711
A+5.0 ★Texas Ratio: 3.13%
Conventional, HELOC 4
+7 HELOCs
0.6% 80% $155,000 View
7663 Highway 51 S, Brighton, TN 38011
A+5.0 ★Texas Ratio: 0.40%
Conventional, VA 4 0.6% 100% $467,500 View
929 Bell Rd, Antioch, TN 37013
A+5.0 ★Texas Ratio: 2.85%
Conventional, Jumbo, HELOC 3
+8 HELOCs
0.4% 75% $455,000 View
2681 Boones Creek Rd, Johnson City, TN 37615
A+5.0 ★Texas Ratio: 3.36%
Conventional 3 0.4% 100% $538,333 View
1661 Aaron Brenner Dr, Memphis, TN 38120
A+5.0 ★Texas Ratio: 0.03%
Conventional 3 0.4% 100% $528,333 View
9059 Us Highway 64, Arlington, TN 38002
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 3 0.4% 100% $311,666 View
51 Germantown Ct, Cordova, TN 38018
A-5.0 ★Texas Ratio: 14.15%
Conventional 2 0.3% 66.7% $295,000 View
6815 Poplar Ave, Germantown, TN 38138
A5.0 ★Texas Ratio: 7.51%
Conventional 2 0.3% 100% $395,000 View
5000 Maryland Way, Brentwood, TN 37027
A+5.0 ★Texas Ratio: 3.22%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $315,000 View
★ 1.7 stars, 3 reviews
4216 Century Farms Ter, Antioch, TN 37013
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+2 HELOCs
0.1% 100% $635,000 View
5384 Poplar Avenue, Memphis, TN 38119
A5.0 ★Texas Ratio: 8.75%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $185,000 View
154 E Main St, Adamsville, TN 38310
A5.0 ★Texas Ratio: 10.25%
Conventional 1 0.1% 100% $75,000 View
306 Brush Creek Rd, Alexandria, TN 37012
A+5.0 ★Texas Ratio: 4.75%
Conventional 1 0.1% 100% $545,000 View
782 Old Hickory Blvd, Brentwood, TN 37027
A+5.0 ★Texas Ratio: 2.35%
Conventional 1 0.1% 100% $425,000 View
101 Creekside Xing, Brentwood, TN 37027
A+5.0 ★Texas Ratio: 2.91%
HELOC 0
+1 HELOCs
0% n/a View
Mortgage Investors Group
Conventional, Jumbo 23 3.3% 100% $458,913
Churchill Mortgage Corporation
Conventional 1 0.1% 100% $465,000
Vanderbilt Mortgage and Finance, Inc
Conventional 1 0.1% 100% $355,000
A+5.0 ★Texas Ratio: 2.03%
Conventional, FHA, VA, Jumbo 57 8.1% 84.3% $313,421 View
Cadence Bank
Conventional, Jumbo, HELOC 29
+20 HELOCs
4.1% 93.9% $510,517
United Wholesale Mortgage
Conventional, FHA, VA 24 3.4% 86.2% $442,500
Provident Funding Associates
Conventional 14 2% 100% $481,428
Nationstar Mortgage
Conventional 11 1.6% 91.7% $154,090
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 10 1.4% 75% $547,000
Everett Financial, Inc.
Conventional, FHA 6 0.9% 100% $348,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 5
+6 HELOCs
0.7% 83.3% $253,000
PHH Mortgage Corporation
Conventional, FHA, VA 5 0.7% 100% $435,000
A+5.0 ★Texas Ratio: 5.44%
Conventional, FHA, HELOC 4
+4 HELOCs
0.6% 100% $335,000 View
Better Mortgage Corporation
Conventional, FHA, Jumbo, HELOC 4
+1 HELOCs
0.6% 100% $610,000
Cornerstone First Mortgage, LLC
Conventional, FHA 4 0.6% 100% $360,000
Freedom Mortgage Corporation
FHA, VA 4 0.6% 83.3% $457,500
Sage Home Loans Corporation
Conventional, VA 4 0.6% 100% $332,500
Union Home Mortgage Corp.
Conventional, VA 4 0.6% 100% $465,000
Mortgage Research Center
VA 4 0.6% 50% $347,500
New American Funding, LLC.
Conventional 4 0.6% 100% $472,500
A+5.0 ★Texas Ratio: 1.39%
Conventional, Jumbo 4 0.6% 100% $525,000 View
Carrington Mortgage Services LLC
Conventional, FHA, VA 4 0.6% 100% $245,000
Spring Eq, LLC
Conventional 4 0.6% 85.7% $110,000
Newrez LLC
Conventional, FHA 3 0.4% 50% $315,000
CrossCountry Mortgage, LLC
Conventional, FHA 3 0.4% 100% $345,000
loanDepot.com LLC
Conventional, FHA 3 0.4% 100% $201,666
Amerisave Mortgage Company
Conventional, FHA 3 0.4% 50% $231,666
SIRVA Mortgage, Inc.
Conventional 3 0.4% 100% $461,666
A-4.8 ★Texas Ratio: 12.33%
Conventional 3 0.4% 100% $445,000 View
First Citizens National Bank
Conventional, VA, HELOC 2
+3 HELOCs
0.3% 100% $605,000
Guaranteed Rate, Inc.
Conventional, VA 2 0.3% 100% $555,000
Go Mortgage, LLC
Conventional, VA 2 0.3% 100% $355,000
Loanunited.Com, LLC
FHA 2 0.3% 100% $365,000
American Financial Network, Inc.
FHA, VA 2 0.3% 100% $430,000
New Day Financial, LLC.
VA 2 0.3% 66.7% $395,000
A+5.0 ★Texas Ratio: 1.10%
Conventional, FHA 2 0.3% 100% $450,000 View
Wolfe Financial Inc
Conventional, FHA 2 0.3% 100% $450,000
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo 2 0.3% 100% $1,360,000 View
Prosperity Home Mortgage, LLC
Conventional 2 0.3% 100% $485,000
Reliance First Capital, LLC
Conventional, FHA 2 0.3% 100% $310,000
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 1
+4 HELOCs
0.1% 100% $225,000 View
Cmg Mortgage Inc
VA, HELOC 1
+1 HELOCs
0.1% 100% $445,000
Wings Financial Credit Union
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $345,000
A5.0 ★Texas Ratio: 6.45%
Conventional 1 0.1% 100% $345,000 View
Guaranteed Rate Affinity, LLC
VA 1 0.1% 100% $445,000
Primelending
Conventional 1 0.1% 100% $425,000
Primary Residential Mortgage, INC.
Conventional 1 0.1% 100% $205,000
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 1 0.1% 100% $805,000 View
A-4.9 ★Texas Ratio: 16.48%
VA 1 0.1% 100% $305,000 View
Kind Lending, LLC
Conventional 1 0.1% 100% $675,000
A+5.0 ★Texas Ratio: 4.81%
Conventional 1 0.1% 100% $335,000 View
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $445,000 View
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $375,000
Movement Mortgage, LLC
Conventional 1 0.1% 100% $475,000
A+5.0 ★Texas Ratio: 2.38%
Conventional 1 0.1% 100% $805,000 View
Filo Mortgage, LLC
Conventional 1 0.1% 100% $405,000
Deephaven Mortgage LLC
Conventional 1 0.1% 100% $565,000
Guild Mortgage Company
Conventional 1 0.1% 100% $515,000
General Mortgage Capital Corporation
Conventional 1 0.1% 100% $225,000
A5.0 ★Texas Ratio: 12.03%
FHA 1 0.1% 100% $455,000 View
Eustis Mortgage Corp
FHA 1 0.1% 100% $355,000
FirstTrust Home Loans
VA 1 0.1% 100% $375,000
Discover Bank
Conventional 1 0.1% 20% $45,000
Sun West Mortgage Company, Inc
Conventional 1 0.1% 100% $345,000
Mortgage Financial Services
Conventional 1 0.1% 100% $475,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.1% 100% $665,000 View
A+5.0 ★Texas Ratio: 4.86%
Conventional 1 0.1% 100% $395,000 View
T2 Financial LLC
VA 1 0.1% 100% $435,000
Lendsure Mortgage Corp.
Conventional 1 0.1% 100% $355,000
Towne Mortgage Company
FHA 1 0.1% 100% $345,000
A+5.0 ★Texas Ratio: 3.19%
Conventional 1 0.1% 100% $655,000 View
Mutual of Omaha Mortgage
VA 1 0.1% 50% $435,000
The Loan Store, Inc
Conventional 1 0.1% 100% $155,000
Lower, LLC
FHA 1 0.1% 100% $365,000
A+5.0 ★Texas Ratio: 5.67%
Conventional 1 0.1% 100% $355,000 View
A+5.0 ★Texas Ratio: 1.62%
Conventional 1 0.1% 100% $465,000 View
B+4.8 ★Texas Ratio: 16.98%
VA 1 0.1% 100% $445,000 View
A+5.0 ★Texas Ratio: 0.51%
FHA 1 0.1% 50% $365,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 50% $515,000
Texana Bank
Conventional 1 0.1% 100% $255,000
Tomo Mortgage LLC
Conventional 1 0.1% 100% $445,000
American Neighborhood Mortgage Acceptance Company
VA 1 0.1% 100% $515,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+7 HELOCs
0% n/a View
Pentagon Federal Credit Union
HELOC 0
+4 HELOCs
0% 0%
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
All In Credit Union
HELOC 0
+1 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Redstone Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 4.80%
HELOC 0
+1 HELOCs
0% 100% View
A+5.0 ★Texas Ratio: 0.68%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Germantown, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Germantown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Germantown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Germantown, TN

Use these to narrow the list above. Each category shows how many Germantown, TN lenders fit and what that kind of lender is usually best for.

Who Lends in Germantown, TN

Independent mortgage companies closed 43.9 percent of home loans in Germantown, Tennessee in 2025, banks 47.9 percent and credit unions 8.3 percent. Community Mortgage Corporation was the largest mortgage company, Pinnacle Bank the largest bank and Orion Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Pinnacle Bank led with 48 loans.

43.9%
Mortgage companies
47.9%
Banks
8.3%
Credit unions
8%
FHA loans
7%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Germantown, TN

Who is the largest mortgage lender in Germantown, TN?

By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Germantown, Tennessee with 48 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Germantown, TN have the highest approval rates?

Among lenders with meaningful volume in Germantown, Tennessee, Community Mortgage Corporation approved the highest share of completed applications in 2025 at 96.9 percent, against a 91.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Germantown, TN mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Germantown, Tennessee in 2025, led by Rocket Mortgage with 7. 30 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Germantown, TN lender list?

Yes. 56 banks and 13 credit unions closed home loans in Germantown, Tennessee in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Germantown, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Germantown, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Germantown, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Germantown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.