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Mortgage Lenders and Brokers in Kingsport, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Kingsport, Tennessee mortgage lenders include Eastman Credit UnionEastman Credit Union129 Regional Park Dr, Kingsport, TN 37660A+5.0 ★Texas Ratio: 1.56%, Appalachian Community Federal Credit UnionAppalachian Community Federal Credit Union1500 E Stone Dr, Kingsport, TN 37660A+5.0 ★Texas Ratio: 1.81%, Regions BankRegions Bank1717 E Stone Dr, Kingsport, TN 37660A+5.0 ★Texas Ratio: 4.37%, Bank of TennesseeBank of Tennessee1708 N Eastman Rd, Kingsport, TN 37664A+5.0 ★Texas Ratio: 4.09%, First Horizon BankFirst Horizon Bank235 E Center St, Kingsport, TN 37660A+5.0 ★Texas Ratio: 5.76%, Powell Valley National BankPowell Valley National Bank240 W Center St, Kingsport, TN 37660A+5.0 ★Texas Ratio: 2.43%, TruPoint BankTruPoint Bank444 E Center St, Kingsport, TN 37660A+5.0 ★Texas Ratio: 0.13%, Commercial BankCommercial Bank1880 N Eastman Rd, Kingsport, TN 37664A+5.0 ★Texas Ratio: 2.83%, Horizon Credit UnionHorizon Credit Union1201 N Eastman Rd, Kingsport, TN 37664 3163A+5.0 ★Texas Ratio: 2.54%, and HomeTrust BankHomeTrust Bank422 Broad St, Kingsport, TN 37660A+5.0 ★Texas Ratio: 5.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Kingsport, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingsport are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Kingsport, Tennessee

Market share is the lender's share of all home loans closed in Kingsport, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Eastman Credit Union 129 Regional Park Dr, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 1.56%	Conventional, VA, Jumbo, HELOC	354 +263 HELOCs	18.8%	81.6%	$178,559	View
Appalachian Community Federal Credit Union 1500 E Stone Dr, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 1.81%	Conventional	34	1.8%	94.4%	$130,294	View
Regions Bank 3 offices in Kingsport 1717 E Stone Dr, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	26 +29 HELOCs	1.4%	62.5%	$133,846	View
Bank of Tennessee 1 office in Kingsport 1708 N Eastman Rd, Kingsport, TN 37664 A+5.0 ★Texas Ratio: 4.09%	Conventional	24	1.3%	89.3%	$232,083	View
First Horizon Bank ★ 5 stars, 1 review 4 offices in Kingsport 235 E Center St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA, HELOC	18 +24 HELOCs	1%	78.3%	$342,222	View
Powell Valley National Bank 1 office in Kingsport 240 W Center St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 2.43%	Conventional, Jumbo	15	0.8%	88.2%	$457,666	View
TruPoint Bank 1 office in Kingsport 444 E Center St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 0.13%	Conventional	8	0.4%	81.8%	$135,000	View
Commercial Bank 1 office in Kingsport 1880 N Eastman Rd, Kingsport, TN 37664 A+5.0 ★Texas Ratio: 2.83%	Conventional	4	0.2%	100%	$420,000	View
Horizon Credit Union 1201 N Eastman Rd, Kingsport, TN 37664 3163 A+5.0 ★Texas Ratio: 2.54%	Conventional	3	0.2%	100%	$145,000	View
HomeTrust Bank 1 office in Kingsport 422 Broad St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$225,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Kingsport 1776 Fort Henry Dr, Kingsport, TN 37664 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +6 HELOCs	0.1%	40%	$415,000	View
New Peoples Bank, Inc 1 office in Kingsport 1999 E Stone Dr, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$365,000	View
Kingsport Press Credit Unioin	Conventional, HELOC	3 +5 HELOCs	0.2%	100%	$188,333
Citizens Bank 101 E Main St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 5.44%	Conventional	19	1%	100%	$191,315	View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	8	0.4%	100%	$290,000	View
Elizabethton Federal Savings Bank 400 Bemberg Rd, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 0.47%	Conventional, Jumbo	8	0.4%	100%	$418,750	View
Knoxville TVA Employees Credit Union 2518 E Stone Dr, Kingsport, TN 37660 5847 A+5.0 ★Texas Ratio: 2.34%	Conventional, HELOC	7 +11 HELOCs	0.4%	100%	$195,000	View
Eclipse Bank Inc 203 Broyles Dr, Johnson City, TN 37601 A+5.0 ★Texas Ratio: 3.43%	Conventional, FHA	6	0.3%	100%	$255,000	View
US Bank, N.A. 929 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	5 +2 HELOCs	0.3%	100%	$171,000	View
Renasant Bank 6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA	4	0.2%	100%	$182,500	View
The Bank of Marion 2867 Boones Creek Rd, Johnson City, TN 37615 A5.0 ★Texas Ratio: 8.87%	Conventional	4	0.2%	66.7%	$190,000	View
Consumer Credit Union 3634 E Andrew Johnson Hwy, Greeneville, TN 37745 A+5.0 ★Texas Ratio: 0.68%	Conventional	4	0.2%	100%	$247,500	View
JPMorgan Chase Bank, NA 11849 Crawford Pines Dr, Arlington, TN 38002 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	3	0.2%	75%	$271,666	View
Northeast Community Credit Union 980 Jason Witten Way, Elizabethton, TN 37643 A+5.0 ★Texas Ratio: 5.14%	Conventional	3	0.2%	100%	$168,333	View
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.2%	100%	$155,000	View
Heritage Community Bank 1435 70 Bypass, Greeneville, TN 37743 A+5.0 ★Texas Ratio: 0.20%	Conventional	2	0.1%	100%	$275,000	View
First Ciitizens Bank and Trust 1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	2	0.1%	100%	$625,000	View
Andrew Johnson Bank 4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04%	Conventional	2	0.1%	50%	$250,000	View
Firstbank 8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51%	Conventional, VA	2	0.1%	100%	$330,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$205,000	View
Peoples Bank of the South 2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15%	Conventional	1	0.1%	100%	$155,000	View
Hearthside Bank Corporation 111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76%	Conventional	1	0.1%	100%	$455,000	View
Select Seven Federal Credit Union 1708 E Stone Dr, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 0.98%	Conventional	1	0.1%	100%	$25,000	View
Builtwell Bank 219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0.1%	100%	$245,000	View
Skyline National Bank 241 W Main St, Mountain City, TN 37683 A+5.0 ★Texas Ratio: 3.31%	Conventional	1	0.1%	100%	$825,000	View
First Community Bank 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional	1	0.1%	100%	$125,000	View
United Community Bank 1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97%	Conventional	1	0.1%	100%	$235,000	View
Cornerstone Financial Credit Union 2100 Trenton rd, Clarksville, TN 37040 1609	Conventional	1	0.1%	100%	$155,000
First Century Bank 6946 Cumberland Gap Pkwy, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.1%	100%	$85,000	View
Ornl Federal Credit Union 103 Hamilton Crossing Dr, Alcoa, TN 37701	HELOC	0 +1 HELOCs	0%	n/a
Mortgage Investors Group	Conventional, FHA, VA, USDA	65	3.5%	95.7%	$256,230
Vanderbilt Mortgage and Finance, Inc	Conventional	19	1%	29.1%	$139,210
21St Mortgage	Conventional	12	0.6%	70.6%	$129,166
Churchill Mortgage Corporation	Conventional	4	0.2%	100%	$227,500
Mountain Commerce Bank	Conventional	4	0.2%	100%	$372,500
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	138	7.3%	82%	$205,579	View
United Wholesale Mortgage	Conventional, FHA, VA	124	6.6%	93.5%	$272,258
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	101 +3 HELOCs	5.4%	96.1%	$215,000
Cardinal Financial Company, Li	Conventional, FHA, VA	53	2.8%	89.9%	$207,264
Mortgage Research Center	Conventional, FHA, VA	49	2.6%	83.1%	$290,102
DHI Mortgage Company, LTD.	Conventional, FHA, VA	43	2.3%	93.6%	$294,069
Gvc Mortgage, Inc.	Conventional, FHA, VA	41	2.2%	91.1%	$282,804
Freedom Mortgage Corporation	Conventional, FHA, VA	34	1.8%	87.5%	$267,352
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	34	1.8%	97.2%	$283,529
Guild Mortgage Company	Conventional, FHA, VA	33	1.8%	97.2%	$148,030
Pennymac Loan Services LLC	Conventional, FHA, VA	30	1.6%	84.6%	$237,333
Everett Financial, Inc.	Conventional, FHA, VA	27	1.4%	96.4%	$182,407
Ross Mortgage Corporation	Conventional, FHA, VA	25	1.3%	92.6%	$243,800
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	24	1.3%	80%	$302,500
Nationstar Mortgage	Conventional, FHA, VA	22	1.2%	84.6%	$211,363
New American Funding, LLC.	Conventional, FHA, VA	20	1.1%	95.2%	$239,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	19 +3 HELOCs	1%	90.9%	$291,842
Kind Lending, LLC	Conventional, FHA, VA	19	1%	82.6%	$238,684
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA, VA	19	1%	100%	$299,210	View
loanDepot.com LLC	Conventional, FHA, VA	16	0.8%	77.3%	$226,250
American Pacific Mortgage Corporation	Conventional, FHA, VA	14	0.7%	87.5%	$225,714
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	13 +1 HELOCs	0.7%	81.2%	$222,692
Newrez LLC	Conventional, FHA, VA	13	0.7%	68.4%	$264,230
Summit Funding.Inc	Conventional, FHA, VA	12	0.6%	92.3%	$166,666
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	11	0.6%	82.4%	$258,636
Union Home Mortgage Corp.	Conventional, FHA, VA	9	0.5%	90%	$209,444
AmeriHome Mortgage Company, LLC	FHA	8	0.4%	88.9%	$311,250
Amerisave Mortgage Company	Conventional, FHA	8	0.4%	33.3%	$93,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	8	0.4%	88.9%	$243,750	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	8	0.4%	45%	$201,250
American Financial Network, Inc.	Conventional, FHA	7	0.4%	77.8%	$267,857
Leaderone Financial Corp.	Conventional, FHA, VA	7	0.4%	87.5%	$140,714
First Bank and Trust Company	Conventional, HELOC	6 +7 HELOCs	0.3%	100%	$286,666
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	6	0.3%	47.6%	$273,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	6	0.3%	75%	$400,000	View
Farm Credit Mid-America, Aca	Conventional	6	0.3%	100%	$308,333
American Financial Resources LLC	Conventional, FHA	5	0.3%	100%	$221,000
PHH Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$199,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	5	0.3%	100%	$217,000	View
Lower, LLC	Conventional, FHA, VA	5	0.3%	71.4%	$201,000
Village Capital & Investment	FHA, VA, Jumbo	5	0.3%	100%	$467,000
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$192,500
Premier Mortgage Resources, LLC	Conventional, FHA	4	0.2%	100%	$247,500
Guaranteed Rate, Inc.	Conventional, FHA	4	0.2%	100%	$220,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	4	0.2%	100%	$190,000
Equity Prime Mortgage LLC	Conventional, VA	4	0.2%	66.7%	$245,000
Discover Bank	Conventional	4	0.2%	22.2%	$75,000
Weichert Financial Services	Conventional, VA	4	0.2%	100%	$410,000
Prosperity Home Mortgage, LLC	FHA, VA	4	0.2%	100%	$187,500
The Loan Store, Inc	Conventional, FHA	4	0.2%	80%	$337,500
AdvantageFirst Lending Inc	FHA, VA	3	0.2%	75%	$285,000
Click n' Close, Inc.	Conventional, FHA	3	0.2%	75%	$165,000
Milend, Inc A5.0 ★Texas Ratio: 8.17%	Conventional, FHA	3	0.2%	75%	$271,666	View
Iserve Residential Lending	FHA	3	0.2%	100%	$298,333
Mortgage Solutions of Colorado	VA	3	0.2%	100%	$258,333
Zillow Home Loans, LLC	Conventional, VA	3	0.2%	100%	$265,000
Paramount Residential Mortgage	Conventional, FHA	3	0.2%	100%	$135,000
Reliance First Capital, LLC	Conventional, FHA	3	0.2%	75%	$211,666
Top Flite Financial, Inc.	Conventional, FHA	3	0.2%	75%	$198,333
HomeBridge Financial Services, Inc	FHA, VA, HELOC	2 +6 HELOCs	0.1%	100%	$205,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	FHA, HELOC	2 +2 HELOCs	0.1%	100%	$350,000	View
Royal United Mortgage LLC	Conventional	2	0.1%	66.7%	$75,000
Primelending	Conventional, FHA	2	0.1%	100%	$315,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$220,000	View
ALCOVA Mortgage, LLC	FHA	2	0.1%	100%	$305,000
United Trust Bank	FHA, VA	2	0.1%	66.7%	$195,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$345,000
Nfm, Inc	Conventional, FHA	2	0.1%	66.7%	$115,000
New Day Financial, LLC.	VA	2	0.1%	27.3%	$195,000
Farmers and Miners Bank	Conventional	2	0.1%	100%	$515,000
Atlantic Bay Mortgage Group	Conventional, FHA	2	0.1%	100%	$310,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	2	0.1%	100%	$190,000	View
Towne Mortgage Company	FHA, VA	2	0.1%	100%	$280,000
Pentagon Federal Credit Union	Conventional, VA	2	0.1%	33.3%	$275,000
Mutual of Omaha Mortgage	FHA	2	0.1%	100%	$230,000
Right Start Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$80,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$500,000	View
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$205,000
Cadence Bank	FHA	1	0.1%	100%	$195,000
State Employees' Credit Union	Conventional	1	0.1%	100%	$275,000
Countybank B+4.3 ★Texas Ratio: 5.52%	Conventional	1	0.1%	100%	$205,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$685,000	View
American Portfolio Mortgage Corporation	Conventional	1	0.1%	50%	$235,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$235,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$125,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$205,000
Goodleap, LLC	FHA	1	0.1%	100%	$245,000
Atlantic Union Bank A+5.0 ★Texas Ratio: 2.51%	FHA	1	0.1%	100%	$325,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	33.3%	$375,000
Nbkc Bank	Conventional	1	0.1%	50%	$135,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 0.86%	Conventional	1	0.1%	66.7%	$85,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$275,000	View
National Police Federal Credit Union	Conventional	1	0.1%	100%	$235,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	VA	1	0.1%	100%	$285,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$385,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$195,000
Oconee State Bank B4.5 ★Texas Ratio: 21.44%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$275,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	FHA	1	0.1%	100%	$235,000	View
PFN Lending Group, Inc.	FHA	1	0.1%	100%	$325,000
MortgageCountry	Conventional	1	0.1%	100%	$315,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$265,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$535,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$255,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$175,000
American Security Mortgage Cor	Conventional	1	0.1%	100%	$585,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
First Colony Mortgage Corporat	FHA	1	0.1%	100%	$305,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$105,000
Service Federal Credit Union	VA	1	0.1%	100%	$335,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$265,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$415,000
Intelliloan, Inc.	Conventional	1	0.1%	100%	$345,000
Teachers Federal Credit Union	Conventional	1	0.1%	100%	$165,000
Provident Funding Associates	Conventional	1	0.1%	100%	$205,000
Nations Lending Corporation	FHA	1	0.1%	100%	$135,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$255,000
Wolfe Financial Inc	Conventional	1	0.1%	100%	$295,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional	1	0.1%	100%	$115,000	View
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
United Mortgage Corp.	Conventional	1	0.1%	100%	$85,000
Tjc Mortgage Inc	Conventional	1	0.1%	100%	$345,000
Endeavor Capital, LLC	FHA	1	0.1%	100%	$225,000
Veritas Funding, LLC	VA	1	0.1%	100%	$435,000
Liberty Home Mortgage Corp	Conventional	1	0.1%	100%	$115,000
CSL Financial, LLC	Conventional	1	0.1%	100%	$125,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$105,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	66.7%	$385,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$485,000	View
Lee Bank & Trust Company A+5.0 ★Texas Ratio: 5.52%	Conventional	1	0.1%	100%	$45,000	View
Loan Simple, Inc.	FHA	1	0.1%	100%	$235,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	33.3%	$175,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$125,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	0%
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
Spring Eq, LLC	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Kingsport Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Kingsport, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Kingsport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingsport in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Kingsport, TN

Use these to narrow the list above. Each category shows how many Kingsport, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 17 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 27 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Kingsport, TN

Independent mortgage companies closed 64.5 percent of home loans in Kingsport, Tennessee in 2025, banks 12.4 percent and credit unions 23.1 percent. Mortgage Investors Group was the largest mortgage company, Regions Bank the largest bank and Eastman Credit Union the largest credit union. Among lenders headquartered in Tennessee, Eastman Credit Union led with 354 loans.

64.5%

Mortgage companies

12.4%

Banks

23.1%

Credit unions

22%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Maryville 182 lenders Smyrna 182 lenders Gallatin 212 lenders

Frequently Asked Questions About Mortgage Lenders in Kingsport, TN

Who is the largest mortgage lender in Kingsport, TN?

By home loans closed in 2025, Eastman Credit Union was the largest mortgage lender in Kingsport, Tennessee with 354 loans, about 18.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Kingsport, TN have the highest approval rates?

Among lenders with meaningful volume in Kingsport, Tennessee, Movement Mortgage, LLC approved the highest share of completed applications in 2025 at 96.1 percent, against a 82.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Kingsport, TN mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Kingsport, Tennessee in 2025, led by United Wholesale Mortgage with 43. 53 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Kingsport, TN lender list?

Yes. 57 banks and 17 credit unions closed home loans in Kingsport, Tennessee in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Kingsport, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Kingsport, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingsport, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingsport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.