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Mortgage Lenders and Brokers in Gallatin, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Gallatin, Tennessee mortgage lenders include Old National BankOld National Bank885 Greenlea Blvd, Gallatin, TN 37066A+5.0 ★Texas Ratio: 4.98%, Pinnacle BankPinnacle Bank1534 Noah Ln, Gallatin, TN 37066A+5.0 ★Texas Ratio: 3.04%, Wilson Bank and TrustWilson Bank and Trust455 W Main St, Gallatin, TN 37066A+5.0 ★Texas Ratio: 4.75%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA915 Green Lea Blvd, Gallatin, TN 37066A+5.0 ★Texas Ratio: 3.68%, Volunteer BankVolunteer Bank554 W Main St, Gallatin, TN 37066A+5.0 ★Texas Ratio: 3.34%, First Horizon BankFirst Horizon Bank668 Nashville Pike, Gallatin, TN 37066A+5.0 ★Texas Ratio: 5.76%, Edmonton State BankEdmonton State Bank250 W Broadway, Gallatin, TN 37066A+5.0 ★Texas Ratio: 2.16%, Regions BankRegions Bank285 E Main St, Gallatin, TN 37066A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA1143 Nashville Pke, Gallatin, TN 37066A+5.0 ★Texas Ratio: 4.14%, and US Bank, N.A.US Bank, N.A.2011 Nashville Pike, Gallatin, TN 37066A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Gallatin, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gallatin are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Gallatin, Tennessee

Market share is the lender's share of all home loans closed in Gallatin, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Old National Bank 1 office in Gallatin 885 Greenlea Blvd, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA, Jumbo, HELOC	35 +5 HELOCs	2.1%	83.3%	$354,428	View
Pinnacle Bank 1 office in Gallatin 1534 Noah Ln, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	29 +5 HELOCs	1.7%	85.3%	$447,413	View
Wilson Bank and Trust 2 offices in Gallatin 455 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 4.75%	Conventional, FHA, Jumbo, HELOC	26 +17 HELOCs	1.6%	87.9%	$518,461	View
JPMorgan Chase Bank, NA 1 office in Gallatin 915 Green Lea Blvd, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	19	1.1%	95.2%	$566,052	View
Volunteer Bank 2 offices in Gallatin 554 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 3.34%	Conventional, Jumbo	17	1%	86.4%	$217,941	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Gallatin 668 Nashville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, Jumbo, HELOC	16 +27 HELOCs	1%	88.9%	$376,875	View
Edmonton State Bank 2 offices in Gallatin 250 W Broadway, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.16%	Conventional, Jumbo	16	1%	94.1%	$452,500	View
Regions Bank 2 offices in Gallatin 285 E Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	12 +36 HELOCs	0.7%	73.7%	$210,000	View
Bank of America NA 1 office in Gallatin 1143 Nashville Pke, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	12 +24 HELOCs	0.7%	100%	$493,333	View
US Bank, N.A. 2 offices in Gallatin 2011 Nashville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	12 +11 HELOCs	0.7%	65%	$212,500	View
Wells Fargo Bank NA 1 office in Gallatin 1483 Nashville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	7	0.4%	70%	$209,285	View
First National Bank 1 office in Gallatin 150 W Main St, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 1.33%	Conventional	6	0.4%	100%	$65,000	View
Fifth Third Bank, National Association 1 office in Gallatin 1131 Nashville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	4 +17 HELOCs	0.2%	66.7%	$592,500	View
United Community Bank 1 office in Gallatin 1204 Nashville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +9 HELOCs	0.1%	50%	$125,000	View
Simmons Bank 1 office in Gallatin 1135 Nashville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +12 HELOCs	0%	0%		View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	17	1%	91.7%	$322,058	View
Ascend Federal Credit Union 624 Davis Dr, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 2.35%	Conventional, Jumbo, HELOC	16 +18 HELOCs	1%	88.9%	$222,500	View
Firstbank 8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51%	Conventional, VA, HELOC	11 +1 HELOCs	0.7%	85.7%	$441,363	View
Renasant Bank 6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72%	Conventional, USDA, Jumbo, HELOC	6 +1 HELOCs	0.4%	100%	$383,333	View
Studio Bank 1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28%	Conventional, FHA	5	0.3%	100%	$363,000	View
Southern Bank of Tennessee 5109 Peter Taylor Park Drive Ste 200, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 0.38%	Conventional, FHA	5	0.3%	100%	$435,000	View
TEN Credit Union 716 NASHVILLE PIKE, GALLATIN, TN 37066	Conventional	4	0.2%	66.7%	$230,000
The Farmers Bank 7836 Highway 25 E, Cross Plains, TN 37049	Conventional	4	0.2%	71.4%	$317,500
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +4 HELOCs	0.2%	100%	$461,666	View
BankTennessee 544 Hartsville Pike, Gallatin, TN 37066 A+5.0 ★Texas Ratio: 4.09%	Conventional	3	0.2%	100%	$238,333	View
Legends Bank 533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$285,000	View
First National Bank of Middle Tennessee 1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43%	FHA	2	0.1%	100%	$290,000	View
CU Community, LLC 1007 Us Highway 45 N, Henderson, TN 38340	Conventional	2	0.1%	100%	$140,000
First Commerce Bank 4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58%	Conventional	2	0.1%	100%	$110,000	View
Truist Bank ★ 1 stars, 1 review 9005 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +9 HELOCs	0.1%	100%	$285,000	View
Wellworth Bank 100 N Public Sq, Alexandria, TN 37012 A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$145,000	View
Republic Bank & Trust 101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91%	FHA, HELOC	1 +2 HELOCs	0.1%	33.3%	$345,000	View
Macon Bank and Trust Company 685 Nashville Pike, Gallatin, TN 37066	Conventional	1	0.1%	100%	$235,000
Citizens Savings Bank & Trust Co 7444 Winchester Rd Ste 105, Memphis, TN 38125 D3.5 ★Texas Ratio: 32.54%	Conventional	1	0.1%	50%	$275,000	View
US Community Credit Union 925 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.93%	Conventional	1	0.1%	100%	$355,000	View
Southeast Financial Credit Union 1878 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 0.98%	Conventional	1	0.1%	100%	$55,000	View
Bank of Tennessee 1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09%	Conventional	1	0.1%	100%	$415,000	View
The Bank of Fayette County 154 E Main St, Adamsville, TN 38310 A5.0 ★Texas Ratio: 10.25%	Conventional	1	0.1%	100%	$205,000	View
Planters Bank, Inc. 1835 Madison St, Clarksville, TN 37043 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$695,000	View
Smartbank 109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74%	VA	1	0.1%	100%	$965,000	View
Evolve Bank & Trust 6000 Poplar Ave, Memphis, TN 38119	Conventional	1	0.1%	100%	$525,000
First National Bank of Pulaski 26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25%	Conventional	1	0.1%	100%	$285,000	View
Leaders Credit Union 5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77%	Conventional	1	0.1%	100%	$345,000	View
Citizens Bank 844 Volunteer Pkwy, Bristol, TN 37620 A5.0 ★Texas Ratio: 6.25%	Conventional	1	0.1%	100%	$105,000	View
Bartlett Mortgage Inc. 9915 Us Highway 64, Arlington, TN 38002 A-4.9 ★Texas Ratio: 16.60%	FHA	1	0.1%	100%	$415,000	View
HomeTrust Bank 11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
First Farmers and Merchants Bank 9512 Highway 46, Bon Aqua, TN 37025 A+5.0 ★Texas Ratio: 0.81%	HELOC	0 +1 HELOCs	0%	n/a		View
Fortera Federal Credit Union 2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Eastman Credit Union 1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA, VA	41	2.4%	91.3%	$373,292
Legacy Home Loans, LLC	Conventional, FHA, VA	26	1.6%	100%	$483,846
Acopia, LLC	Conventional, FHA, VA	13	0.8%	86.7%	$506,538
Mortgage Investors Group	Conventional, FHA, VA	11	0.7%	100%	$317,727
F&M Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	5 +15 HELOCs	0.3%	100%	$373,000	View
CedarStone Bank	Conventional, Jumbo	3	0.2%	100%	$735,000
Churchill Mortgage Corporation	Conventional, VA	2	0.1%	100%	$535,000
21St Mortgage	Conventional	2	0.1%	50%	$175,000
Mountain Commerce Bank	Conventional	1	0.1%	100%	$355,000
German American Bank A+5.0 ★Texas Ratio: 1.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Tennessee Valley Federal C U	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	130	7.8%	83.9%	$310,384	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	125	7.5%	87.5%	$422,360
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	120	7.2%	77.9%	$306,666
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	101 +5 HELOCs	6%	99.1%	$379,257
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	85	5.1%	93.7%	$312,647
Fairway Independent Mort Corp	Conventional, FHA, VA	46	2.7%	97.9%	$342,826
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	42 +1 HELOCs	2.5%	95.6%	$414,523
FirstTrust Home Loans	Conventional, FHA, VA, Jumbo	31	1.8%	100%	$457,258
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	29	1.7%	93.8%	$398,448
loanDepot.com LLC	Conventional, FHA, VA	28	1.7%	80%	$359,285
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	26	1.6%	100%	$392,307
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.3%	68.8%	$363,181
Mortgage Research Center	Conventional, VA	18	1.1%	62.1%	$422,777
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	18	1.1%	100%	$378,888	View
Kind Lending, LLC	Conventional, FHA	17	1%	81%	$348,529
American Pacific Mortgage Corporation	Conventional, FHA	15	0.9%	100%	$346,333
Nationstar Mortgage	Conventional, FHA, VA	15	0.9%	84.2%	$207,666
V.I.P. Mortgage, Inc.	Conventional, FHA	15	0.9%	100%	$295,666
Interlinc Mortgage Services, LLC	Conventional, FHA, VA	14	0.8%	100%	$532,857
Newrez LLC	Conventional, FHA, VA, Jumbo	14	0.8%	70%	$422,142
Mutual of Omaha Mortgage	Conventional, FHA, VA	13	0.8%	92.9%	$351,923
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA, Jumbo	12	0.7%	100%	$395,833	View
New American Funding, LLC.	Conventional, FHA, VA	11	0.7%	68.8%	$360,454
Guaranteed Rate, Inc.	Conventional, FHA, VA	10	0.6%	90.9%	$512,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	10	0.6%	100%	$456,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	10	0.6%	100%	$372,000	View
SWBC Mortgage Corporation	Conventional	9	0.5%	100%	$305,000
Canopy Mortgage, LLC	Conventional, FHA, VA	9	0.5%	100%	$525,000
Equity Prime Mortgage LLC	FHA, VA	8	0.5%	100%	$373,750
Discover Bank	Conventional	8	0.5%	53.3%	$90,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	8	0.5%	100%	$288,750	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +8 HELOCs	0.4%	70%	$273,571
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	7	0.4%	100%	$200,714	View
Spring Eq, LLC	Conventional, HELOC	6 +1 HELOCs	0.4%	37.5%	$95,000
The Loan Store, Inc	Conventional, USDA	6	0.4%	100%	$391,666
Click n' Close, Inc.	Conventional, FHA	5	0.3%	100%	$209,000
First Colony Mortgage Corporat	Conventional, FHA	5	0.3%	100%	$305,000
Reliance First Capital, LLC	Conventional, FHA, VA	5	0.3%	100%	$213,000
Cadence Bank	Conventional, HELOC	4 +3 HELOCs	0.2%	100%	$627,500
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo, HELOC	4 +2 HELOCs	0.2%	66.7%	$550,000
American Financial Resources LLC	Conventional	4	0.2%	80%	$315,000
Primelending	Conventional	4	0.2%	100%	$567,500
Movement Mortgage, LLC	Conventional, FHA	4	0.2%	83.3%	$160,000
Sun West Mortgage Company, Inc	Conventional, FHA	4	0.2%	62.5%	$452,500
Planet Home Lending, LLC	Conventional, FHA, VA	4	0.2%	100%	$405,000
Castle & Cooke Mortgage, LLC	Conventional	4	0.2%	100%	$252,500
Iserve Residential Lending	Conventional, FHA, VA	4	0.2%	100%	$472,500
Farm Credit Mid-America, Aca	Conventional	4	0.2%	80%	$477,500
Liberty Federal Credit Union	Conventional, Jumbo, HELOC	3 +6 HELOCs	0.2%	100%	$825,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	3 +5 HELOCs	0.2%	100%	$465,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	100%	$645,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	3	0.2%	100%	$235,000
Everett Financial, Inc.	Conventional	3	0.2%	100%	$398,333
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	28.6%	$458,333
Amerisave Mortgage Company	Conventional, VA, Jumbo	3	0.2%	23.1%	$515,000
Guild Mortgage Company	Conventional, FHA	3	0.2%	100%	$311,666
American Financial Network, Inc.	FHA, Jumbo	3	0.2%	100%	$551,666
Eustis Mortgage Corp	Conventional, VA, Jumbo	3	0.2%	100%	$451,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	50%	$345,000	View
Provident Funding Associates	Conventional	3	0.2%	100%	$465,000
Keystone Funding, Inc	Conventional, FHA	3	0.2%	100%	$388,333
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	57.1%	$331,666
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$460,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.1%	100%	$290,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$230,000
City Lending Inc.	Conventional, FHA	2	0.1%	100%	$130,000
Shelter Lending Services, LLC	Conventional	2	0.1%	100%	$495,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$480,000	View
American Liberty Mortgage Inco	Conventional	2	0.1%	100%	$720,000
Royal Pacific Funding	Conventional	2	0.1%	100%	$370,000
East Coast Capital Corp.	Conventional	2	0.1%	100%	$245,000
Flat Branch Mortgage, Inc.	Conventional, Jumbo	2	0.1%	100%	$1,055,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$575,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.1%	100%	$490,000
Stg Mortgage Inc	FHA, VA	2	0.1%	100%	$460,000
T2 Financial LLC	Conventional, FHA	2	0.1%	66.7%	$330,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$435,000	View
Stockton Mortgage Corporation	Conventional	2	0.1%	100%	$485,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.1%	100%	$630,000	View
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$450,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	66.7%	$545,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$325,000	View
Texana Bank	Conventional, VA	2	0.1%	100%	$310,000
Luxury Mortgage Corp.	Conventional	2	0.1%	100%	$375,000
Village Capital & Investment	FHA, VA	2	0.1%	57.1%	$455,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$805,000
Redstone Federal Credit Union	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$265,000
Valon Mortgage	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000
Altra Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000
Countybank B+4.3 ★Texas Ratio: 5.52%	Conventional	1	0.1%	100%	$275,000	View
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$215,000
First State Bank A5.0 ★Texas Ratio: 6.84%	Conventional	1	0.1%	100%	$785,000	View
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0.1%	100%	$945,000	View
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$445,000
BankSouth Mortgage Company LLC B-4.3 ★Texas Ratio: 24.02%	VA	1	0.1%	100%	$385,000	View
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Loansteady LLC	Conventional	1	0.1%	100%	$805,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$245,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$295,000	View
Loanunited.Com, LLC	VA	1	0.1%	100%	$415,000
Resicentral LLC	Conventional	1	0.1%	100%	$455,000
Princeton Mortgage Corporation	FHA	1	0.1%	100%	$295,000
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$355,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$325,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	33.3%	$275,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$765,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$305,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$225,000
American Security Mortgage Cor	Conventional	1	0.1%	100%	$325,000
TVA Community Credit Union	Conventional	1	0.1%	100%	$335,000
Citizens Equity First Credit U	Conventional	1	0.1%	100%	$575,000
American Financing Corporation	Conventional	1	0.1%	50%	$45,000
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$665,000
Bay Equity LLC	Conventional	1	0.1%	100%	$275,000
Service Federal Credit Union	Conventional	1	0.1%	100%	$115,000
3rd Street Financial Corp	FHA	1	0.1%	100%	$295,000
MassMutual FCU	Conventional	1	0.1%	100%	$385,000
Calcon Mutual Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$1,035,000
Nfm, Inc	Conventional	1	0.1%	100%	$405,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$795,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$195,000
UNMB Home Loans Inc	FHA	1	0.1%	100%	$395,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$385,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$525,000	View
United Home Loans, Inc.	Conventional	1	0.1%	50%	$445,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$605,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$315,000
First Equity Mortgage Inc	Conventional, Jumbo	1	0.1%	100%	$1,575,000
Ithink Financial Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,445,000
Baxter Credit Union	Conventional	1	0.1%	50%	$435,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$805,000	View
Milend, Inc A5.0 ★Texas Ratio: 8.17%	FHA	1	0.1%	100%	$315,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$55,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$435,000	View
Genway Home Mortgage, Inc.	VA	1	0.1%	100%	$575,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$175,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$445,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$3,005,000	View
Nations Direct Mortgage, LLC	FHA	1	0.1%	100%	$405,000
Zillow Home Loans, LLC	FHA	1	0.1%	100%	$555,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$475,000	View
Bankplus A+5.0 ★Texas Ratio: 4.80%	Conventional	1	0.1%	100%	$745,000	View
Lower, LLC	FHA	1	0.1%	100%	$235,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$385,000
Stock Yards Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0.1%	100%	$445,000	View
Hope Federal Credit Union	VA	1	0.1%	50%	$505,000
Compass Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,045,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	50%	$975,000	View
Toyota Financial Savings Bank	Conventional	1	0.1%	100%	$785,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	50%	$255,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$165,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	100%	$315,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$295,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$515,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$265,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$495,000
JMAC Lending, Inc.	FHA	1	0.1%	100%	$265,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Ashland Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Gallatin Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Gallatin, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Gallatin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gallatin in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Gallatin, TN

Use these to narrow the list above. Each category shows how many Gallatin, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 82 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 78 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 30 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 42 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Gallatin, TN

Independent mortgage companies closed 74.3 percent of home loans in Gallatin, Tennessee in 2025, banks 22.9 percent and credit unions 2.7 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Old National Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Pinnacle Bank led with 29 loans.

74.3%

Mortgage companies

22.9%

Banks

2.7%

Credit unions

22%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Smyrna 182 lenders

Frequently Asked Questions About Mortgage Lenders in Gallatin, TN

Who is the largest mortgage lender in Gallatin, TN?

By home loans closed in 2025, Old National Bank was the largest mortgage lender in Gallatin, Tennessee with 35 loans, about 2.1 percent of the market. The largest lender headquartered in Tennessee was Pinnacle Bank with 29 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Gallatin, TN have the highest approval rates?

Among lenders with meaningful volume in Gallatin, Tennessee, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 99.1 percent, against a 86.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Gallatin, TN mortgage lenders offer FHA, VA and USDA loans?

78 lenders closed FHA loans in Gallatin, Tennessee in 2025, led by Nvr Mortgage Finance, Inc. with 67. 53 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Gallatin, TN lender list?

Yes. 82 banks and 26 credit unions closed home loans in Gallatin, Tennessee in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Gallatin, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Gallatin, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gallatin, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gallatin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.