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Mortgage Lenders and Brokers in Smyrna, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Smyrna, Tennessee mortgage lenders include Pinnacle BankPinnacle Bank467 W Sam Ridley Pkwy, Smyrna, TN 37167A+5.0 ★Texas Ratio: 3.04%, FirstbankFirstbank724 President Pl, Smyrna, TN 37167A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank301 S Lowry St, Smyrna, TN 37167A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.345 W Sam Ridley Pkwy, Smyrna, TN 37167A+5.0 ★Texas Ratio: 2.85%, Wilson Bank and TrustWilson Bank and Trust210 Commerce Dr, Smyrna, TN 37167A+5.0 ★Texas Ratio: 4.75%, Bank of America NABank of America NA589 S Lowry St, Smyrna, TN 37167A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank471 W Sam Ridley Pkwy, Smyrna, TN 37167A+5.0 ★Texas Ratio: 5.76%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 W Sam Ridley Pkwy, Smyrna, TN 37167A+5.0 ★Texas Ratio: 3.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA491 Potomac Pl, Smyrna, TN 37167A+5.0 ★Texas Ratio: 3.68%, and Truist BankTruist Bank551 W Sam Ridley Pkwy, Smyrna, TN 37167A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Smyrna, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smyrna are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Smyrna, Tennessee

Market share is the lender's share of all home loans closed in Smyrna, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Pinnacle Bank 2 offices in Smyrna 467 W Sam Ridley Pkwy, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 3.04%	Conventional, FHA, HELOC	85 +10 HELOCs	5.1%	92.4%	$224,764	View
Firstbank 2 offices in Smyrna 724 President Pl, Smyrna, TN 37167 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, HELOC	31 +9 HELOCs	1.8%	96.9%	$299,193	View
Regions Bank 2 offices in Smyrna 301 S Lowry St, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	25 +33 HELOCs	1.5%	61.4%	$291,400	View
US Bank, N.A. 1 office in Smyrna 345 W Sam Ridley Pkwy, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	21 +17 HELOCs	1.3%	66.7%	$305,000	View
Wilson Bank and Trust 1 office in Smyrna 210 Commerce Dr, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 4.75%	Conventional, FHA, VA, HELOC	17 +4 HELOCs	1%	90%	$339,117	View
Bank of America NA 2 offices in Smyrna 589 S Lowry St, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +32 HELOCs	0.5%	90%	$317,222	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Smyrna 471 W Sam Ridley Pkwy, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, VA, HELOC	9 +9 HELOCs	0.5%	90%	$325,000	View
Fifth Third Bank, National Association 1 office in Smyrna 475 W Sam Ridley Pkwy, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	4 +17 HELOCs	0.2%	45.5%	$297,500	View
JPMorgan Chase Bank, NA 1 office in Smyrna 491 Potomac Pl, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.2%	66.7%	$270,000	View
Truist Bank ★ 1 stars, 1 review 2 offices in Smyrna 551 W Sam Ridley Pkwy, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	3 +18 HELOCs	0.2%	100%	$335,000	View
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA	40	2.4%	100%	$385,500	View
Ascend Federal Credit Union 769 Nissan Dr, Smyrna, TN 37167 4408 A+5.0 ★Texas Ratio: 2.35%	Conventional, HELOC	32 +24 HELOCs	1.9%	84.2%	$172,500	View
First National Bank of Middle Tennessee 1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43%	Conventional, FHA, VA	16	1%	94.1%	$351,250	View
Republic Bank & Trust 101 Creekside Xing, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.91%	Conventional, FHA, VA, HELOC	11 +2 HELOCs	0.7%	100%	$219,545	View
United Community Bank 1087 Hunters Xing, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA	11	0.7%	84.6%	$431,363	View
Southern Bank of Tennessee 403 S Lowry St, Smyrna, TN 37167 A+5.0 ★Texas Ratio: 0.38%	Conventional	9	0.5%	100%	$192,777	View
Old National Bank 106 Washington Ave, Athens, TN 37303 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, HELOC	8 +1 HELOCs	0.5%	66.7%	$292,500	View
First Commerce Bank 4641 Nashville Hwy, Chapel Hill, TN 37034 A+5.0 ★Texas Ratio: 0.58%	Conventional	6	0.4%	100%	$118,333	View
Renasant Bank 6671 Summer Ave, Bartlett, TN 38134 A+5.0 ★Texas Ratio: 4.72%	Conventional	4	0.2%	80%	$430,000	View
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	4	0.2%	80%	$170,000	View
Volunteer Bank 214 Centerview Dr, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 3.34%	Conventional	4	0.2%	100%	$272,500	View
Studio Bank 1550 W Mcewen Dr Suite 150, Franklin, TN 37067 A5.0 ★Texas Ratio: 11.28%	Conventional	3	0.2%	100%	$281,666	View
Fortera Federal Credit Union 2050 Lowes Dr, Clarksville, TN 37040 1620 A+5.0 ★Texas Ratio: 3.76%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$105,000	View
Citizens Savings Bank & Trust Co 7444 Winchester Rd Ste 105, Memphis, TN 38125 D3.5 ★Texas Ratio: 32.54%	Conventional	2	0.1%	100%	$160,000	View
Legends Bank 533 S Main St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$530,000	View
Bank of Tennessee 1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09%	FHA, VA	2	0.1%	100%	$470,000	View
Smartbank 109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74%	Conventional	2	0.1%	66.7%	$410,000	View
Cornerstone Financial Credit Union 2100 Trenton rd, Clarksville, TN 37040 1609	Conventional	2	0.1%	66.7%	$280,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$105,000	View
Servisfirst Bank 5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75%	FHA	1	0.1%	100%	$295,000	View
Tower Community Bank 6148 Lee Hwy, Chattanooga, TN 37421 A+5.0 ★Texas Ratio: 4.27%	Conventional	1	0.1%	100%	$165,000	View
Citizens Tri County Bank ★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54%	Conventional	1	0.1%	100%	$265,000	View
US Community Credit Union 925 Bell Rd, Antioch, TN 37013 A+5.0 ★Texas Ratio: 3.93%	Conventional	1	0.1%	50%	$205,000	View
Eastman Credit Union 1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.1%	100%	$585,000	View
One Bank of Tennessee 404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10%	Conventional	1	0.1%	100%	$275,000	View
TEN Credit Union 1281 S Walnut Ave, Cookeville, TN 38501 5963	Conventional	1	0.1%	100%	$125,000
Community Mortgage Corporation 1007 Us Highway 45 N, Henderson, TN 38340	FHA	1	0.1%	100%	$345,000
First Ciitizens Bank and Trust 1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$205,000	View
CU Community, LLC 1007 Us Highway 45 N, Henderson, TN 38340	Conventional	1	0.1%	100%	$175,000
First Freedom Bank 614 W Main St, Cookeville, TN 38506 A+5.0 ★Texas Ratio: 3.26%	Conventional	1	0.1%	100%	$375,000	View
Simmons Bank 5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33%	HELOC	0 +3 HELOCs	0%	n/a		View
South Central Bank Inc 1602 W Northfield Blvd, Murfreesboro, TN 37129 A+5.0 ★Texas Ratio: 2.83%	HELOC	0 +2 HELOCs	0%	n/a		View
First South Financial Federal Credit Union 11624 Highway 51 S, Atoka, TN 38004 A+5.0 ★Texas Ratio: 0.35%	HELOC	0 +2 HELOCs	0%	n/a		View
HomeTrust Bank 11916 Kingston Pike, Farragut, TN 37934 A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Knoxville TVA Employees Credit Union 1113 Hunters Xing, Alcoa, TN 37701 1852 A+5.0 ★Texas Ratio: 2.34%	HELOC	0 +1 HELOCs	0%	n/a		View
Churchill Mortgage Corporation	Conventional, FHA	12	0.7%	100%	$325,833
Legacy Home Loans, LLC	Conventional, FHA	10	0.6%	100%	$389,000
21St Mortgage	Conventional	7	0.4%	29.2%	$79,285
Vanderbilt Mortgage and Finance, Inc	Conventional	5	0.3%	50%	$225,000
Mortgage Investors Group	Conventional, FHA	4	0.2%	57.1%	$337,500
F&M Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$175,000	View
Tennessee Valley Federal C U	Conventional	1	0.1%	100%	$285,000
The Local Lender, LLC	Conventional	1	0.1%	100%	$285,000
Acopia, LLC	Conventional	1	0.1%	100%	$325,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA	135	8.1%	88.7%	$239,148	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo	114	6.8%	78.6%	$427,105
United Wholesale Mortgage	Conventional, FHA, VA	88	5.2%	84.7%	$389,545
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	84 +3 HELOCs	5%	96.7%	$330,238
Trailblazer Mortgage L.L.C.	Conventional, FHA, VA	83	4.9%	95.4%	$450,060
SWBC Mortgage Corporation	Conventional, FHA, VA, Jumbo	60	3.6%	96.9%	$367,000
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	56	3.3%	81.2%	$373,035
Pennymac Loan Services LLC	Conventional, FHA, VA	35	2.1%	85.4%	$354,428
Freedom Mortgage Corporation	Conventional, FHA, VA	32	1.9%	93.5%	$379,062
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	31	1.8%	93.9%	$380,161	View
Lennar Mortgage, LLC	Conventional, FHA, VA	25	1.5%	81.2%	$366,200
Jet HomeLoans, LP	Conventional, FHA	22	1.3%	100%	$396,363
Nationstar Mortgage	Conventional, FHA	22	1.3%	95.7%	$166,818
Newrez LLC	Conventional, FHA, VA	21	1.3%	80.8%	$403,095
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	19 +1 HELOCs	1.1%	100%	$376,578
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	19	1.1%	90.5%	$344,473	View
Guaranteed Rate, Inc.	Conventional, FHA	18	1.1%	100%	$310,555
Spring Eq, LLC	Conventional, HELOC	17 +9 HELOCs	1%	53.1%	$58,529
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	15	0.9%	100%	$445,000
New American Funding, LLC.	Conventional, FHA, VA	15	0.9%	93.8%	$381,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	13 +6 HELOCs	0.8%	65%	$330,384
Movement Mortgage, LLC	Conventional, FHA, VA	13	0.8%	100%	$315,769
Mortgage Research Center	VA	13	0.8%	56.5%	$441,923
Canopy Mortgage, LLC	Conventional, FHA, VA	11	0.7%	100%	$428,636
Fairway Independent Mort Corp	Conventional, FHA, VA	11	0.7%	91.7%	$428,636
Amerisave Mortgage Company	Conventional, FHA	9	0.5%	50%	$207,222
Redstone Federal Credit Union	Conventional, HELOC	8 +17 HELOCs	0.5%	72.7%	$312,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	8	0.5%	88.9%	$430,000	View
Primary Residential Mortgage, INC.	Conventional, FHA, VA	8	0.5%	100%	$376,250
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	8	0.5%	100%	$443,750	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	8	0.5%	80%	$396,250
The Loan Store, Inc	Conventional, HELOC	7 +1 HELOCs	0.4%	88.9%	$355,000
Premier Lending Inc.	Conventional	7	0.4%	100%	$453,571
First Equity Mortgage Inc	Conventional	7	0.4%	100%	$555,000
Summit Funding.Inc	Conventional, FHA, VA	7	0.4%	100%	$342,142
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.4%	50%	$365,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	7	0.4%	87.5%	$385,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	6	0.4%	66.7%	$408,333	View
Liberty Federal Credit Union	Conventional, HELOC	5 +2 HELOCs	0.3%	83.3%	$351,000
Union Home Mortgage Corp.	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	100%	$405,000
Equity Prime Mortgage LLC	FHA, VA	5	0.3%	83.3%	$349,000
Kind Lending, LLC	Conventional	5	0.3%	55.6%	$413,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.3%	100%	$371,000
Iserve Residential Lending	Conventional, FHA, VA	5	0.3%	100%	$365,000
Cadence Bank	Conventional, FHA, VA, HELOC	4 +3 HELOCs	0.2%	100%	$285,000
Everett Financial, Inc.	Conventional, FHA, VA	4	0.2%	100%	$250,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	4	0.2%	39.1%	$457,500
City Lending Inc.	Conventional, FHA	4	0.2%	100%	$180,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.2%	71.4%	$347,500	View
First Colony Mortgage Corporat	Conventional, FHA	4	0.2%	100%	$270,000
Planet Home Lending, LLC	FHA, VA	4	0.2%	100%	$425,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	4	0.2%	100%	$317,500	View
Lower, LLC	Conventional, FHA, VA	4	0.2%	80%	$317,500
Texana Bank	Conventional	4	0.2%	100%	$270,000
Southwest Funding LP	Conventional, FHA	4	0.2%	100%	$332,500
Nbkc Bank	Conventional	3	0.2%	100%	$475,000
Flat Branch Mortgage, Inc.	Conventional	3	0.2%	100%	$388,333
T2 Financial LLC	FHA	3	0.2%	100%	$495,000
Pentagon Federal Credit Union	Conventional, VA	3	0.2%	75%	$565,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	75%	$211,666	View
Champions Funding, LLC	Conventional	3	0.2%	100%	$305,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +7 HELOCs	0.1%	66.7%	$395,000
Interlinc Mortgage Services, LLC	Conventional, VA	2	0.1%	100%	$395,000
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$390,000
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.1%	100%	$135,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.1%	100%	$245,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$470,000
AdvantageFirst Lending Inc	FHA	2	0.1%	66.7%	$240,000
Eustis Mortgage Corp	Conventional	2	0.1%	100%	$380,000
FirstTrust Home Loans	Conventional	2	0.1%	100%	$290,000
Discover Bank	Conventional	2	0.1%	11.8%	$95,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$235,000
Bay Equity LLC	Conventional, FHA	2	0.1%	100%	$270,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.1%	100%	$350,000	View
Castle & Cooke Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$335,000
United Mortgage Corp.	FHA	2	0.1%	100%	$540,000
Endeavor Capital, LLC	FHA	2	0.1%	66.7%	$225,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$415,000	View
Paramount Residential Mortgage	Conventional, VA	2	0.1%	100%	$335,000
Reliance First Capital, LLC	FHA	2	0.1%	100%	$360,000
Plaza Home Mortgage, Inc	Conventional	2	0.1%	50%	$320,000
Village Capital & Investment	FHA, VA	2	0.1%	50%	$400,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$465,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000
Bank of England A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$325,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$325,000	View
American Financial Resources LLC	FHA	1	0.1%	100%	$565,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$345,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$95,000
Pacific Lending LLC	Conventional	1	0.1%	100%	$415,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$385,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$585,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$305,000	View
Guild Mortgage Company	FHA	1	0.1%	100%	$525,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$235,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$385,000
Bay-Valley Mortgage Group	Conventional	1	0.1%	100%	$365,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
Nqm Funding, LLC	Conventional	1	0.1%	50%	$335,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$275,000
First Alliance Home Mortgage, LLC	FHA	1	0.1%	100%	$245,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$315,000
Das Acquisition Company, LLC	FHA	1	0.1%	100%	$605,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$145,000
Credit Union 1	Conventional	1	0.1%	100%	$155,000
ClearPath Lending	VA	1	0.1%	100%	$495,000
Service Federal Credit Union	VA	1	0.1%	100%	$405,000
Calcon Mutual Mortgage LLC	Conventional	1	0.1%	100%	$375,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$435,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$315,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$375,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$325,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$345,000
United Home Loans, Inc.	Conventional	1	0.1%	100%	$265,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$735,000
Gardner Financial Services	FHA	1	0.1%	100%	$375,000
Baxter Credit Union	Conventional	1	0.1%	100%	$475,000
Milend, Inc A5.0 ★Texas Ratio: 8.17%	FHA	1	0.1%	100%	$425,000	View
Saygo Home Loans, LLC	VA	1	0.1%	100%	$265,000
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	FHA	1	0.1%	100%	$475,000	View
Ardri LLC	Conventional	1	0.1%	100%	$325,000
Better Mortgage Corporation	Conventional	1	0.1%	50%	$415,000
Pike Creek Mortgage Services, Inc.	FHA	1	0.1%	100%	$345,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$275,000
Genway Home Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$315,000
Hope Federal Credit Union	Conventional	1	0.1%	100%	$265,000
DHI Mortgage Company, LTD.	Conventional	1	0.1%	100%	$365,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$745,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$295,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$235,000
JMAC Lending, Inc.	VA	1	0.1%	100%	$665,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +3 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +2 HELOCs	0%	n/a		View
Synovus Bank	HELOC	0 +2 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
CB&S Bank	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Smyrna Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Smyrna, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Smyrna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smyrna in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Smyrna, TN

Use these to narrow the list above. Each category shows how many Smyrna, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 114 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 63 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 24 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 88 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 52 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 37 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Smyrna, TN

Independent mortgage companies closed 69 percent of home loans in Smyrna, Tennessee in 2025, banks 26.5 percent and credit unions 4.5 percent. Community Mortgage Corporation was the largest mortgage company, Pinnacle Bank the largest bank and Ascend Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Pinnacle Bank led with 85 loans.

69%

Mortgage companies

26.5%

Banks

4.5%

Credit unions

27%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Knoxville 334 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Gallatin 212 lenders

Frequently Asked Questions About Mortgage Lenders in Smyrna, TN

Who is the largest mortgage lender in Smyrna, TN?

By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Smyrna, Tennessee with 85 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Smyrna, TN have the highest approval rates?

Among lenders with meaningful volume in Smyrna, Tennessee, SWBC Mortgage Corporation approved the highest share of completed applications in 2025 at 96.9 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Smyrna, TN mortgage lenders offer FHA, VA and USDA loans?

88 lenders closed FHA loans in Smyrna, Tennessee in 2025, led by Trailblazer Mortgage L.L.C. with 47. 52 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Smyrna, TN lender list?

Yes. 63 banks and 24 credit unions closed home loans in Smyrna, Tennessee in 2025, alongside 114 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Smyrna, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Smyrna, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smyrna, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smyrna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.