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Mortgage Lenders and Brokers in Knoxville, Tennessee

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Knoxville, Tennessee mortgage lenders include Home Federal Bank of TennesseeHome Federal Bank of Tennessee7600 Asheville Hwy, Knoxville, TN 37924A5.0 ★Texas Ratio: 12.75%, Knoxville TVA Employees Credit UnionKnoxville TVA Employees Credit Union10460 Kingston Pike, Knoxville, TN 37922A+5.0 ★Texas Ratio: 2.34%, Regions BankRegions Bank2289 Valley Vista Rd, Knoxville, TN 37932A+5.0 ★Texas Ratio: 4.37%, First Horizon BankFirst Horizon Bank10201 Parkside Dr, Knoxville, TN 37922A+5.0 ★Texas Ratio: 5.76%, Pinnacle BankPinnacle Bank1111 N Northshore Dr, Knoxville, TN 37919A+5.0 ★Texas Ratio: 3.04%, Knoxville Teachers FCUKnoxville Teachers FCU711 N Hall of Fame Dr, Knoxville, TN 37917 6722A+5.0 ★Texas Ratio: 3.84%, Truist BankTruist Bank9541 S Northshore Dr, Knoxville, TN 37922A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank5200 Clinton Hwy, Knoxville, TN 37912A5.0 ★Texas Ratio: 7.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7923 Kingston Pike, Knoxville, TN 37919A+5.0 ★Texas Ratio: 3.68%, and US Bank, N.A.US Bank, N.A.7608 Mountain Grove Dr, Knoxville, TN 37920A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Knoxville, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Knoxville are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Knoxville, Tennessee

Market share is the lender's share of all home loans closed in Knoxville, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Home Federal Bank of Tennessee 7600 Asheville Hwy, Knoxville, TN 37924 A5.0 ★Texas Ratio: 12.75%	Conventional, Jumbo, HELOC	231 +90 HELOCs	3.9%	93.6%	$330,974	View
Knoxville TVA Employees Credit Union 10460 Kingston Pike, Knoxville, TN 37922 A+5.0 ★Texas Ratio: 2.34%	Conventional, HELOC	119 +301 HELOCs	2%	94.9%	$216,764	View
Regions Bank 15 offices in Knoxville 2289 Valley Vista Rd, Knoxville, TN 37932 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, Jumbo, HELOC	104 +197 HELOCs	1.8%	71.3%	$243,173	View
First Horizon Bank ★ 5 stars, 1 review 18 offices in Knoxville 10201 Parkside Dr, Knoxville, TN 37922 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, Jumbo, HELOC	86 +131 HELOCs	1.5%	87%	$502,790	View
Pinnacle Bank 5 offices in Knoxville 1111 N Northshore Dr, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo, HELOC	77 +20 HELOCs	1.3%	95.2%	$385,909	View
Knoxville Teachers FCU 711 N Hall of Fame Dr, Knoxville, TN 37917 6722 A+5.0 ★Texas Ratio: 3.84%	Conventional, Jumbo	72	1.2%	100%	$280,000	View
Truist Bank ★ 1 stars, 1 review 11 offices in Knoxville 9541 S Northshore Dr, Knoxville, TN 37922 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	58 +123 HELOCs	1%	89.2%	$451,206	View
Firstbank 4 offices in Knoxville 5200 Clinton Hwy, Knoxville, TN 37912 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, Jumbo, HELOC	57 +8 HELOCs	1%	81.9%	$514,298	View
JPMorgan Chase Bank, NA 1 office in Knoxville 7923 Kingston Pike, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	53 +2 HELOCs	0.9%	94.6%	$311,037	View
US Bank, N.A. 6 offices in Knoxville 7608 Mountain Grove Dr, Knoxville, TN 37920 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, Jumbo, HELOC	41 +19 HELOCs	0.7%	69.4%	$351,341	View
City Employees Credit Union 1720 WESTERN AVE, KNOXVILLE, TN 37921 A+5.0 ★Texas Ratio: 1.06%	Conventional	31	0.5%	100%	$112,419	View
Smartbank 3 offices in Knoxville 202 Advantage Pl, Knoxville, TN 37922 A+5.0 ★Texas Ratio: 1.74%	Conventional, FHA, VA, HELOC	19 +18 HELOCs	0.3%	87%	$439,736	View
SouthEast Bank 3 offices in Knoxville 4960 Kingston Pike, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 0.98%	Conventional, Jumbo, HELOC	17 +20 HELOCs	0.3%	90.9%	$376,176	View
Apex Bank 2 offices in Knoxville 6501 Kingston Pike, Knoxville, TN 37919 A-4.9 ★Texas Ratio: 15.84%	Conventional	16	0.3%	85%	$183,125	View
Bank of America NA 2 offices in Knoxville 10735 Kingston Pike, Knoxville, TN 37934 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	15 +45 HELOCs	0.3%	71.4%	$309,000	View
Hearthside Bank Corporation 1 office in Knoxville 11140 Kingston Pike, Knoxville, TN 37934 A+5.0 ★Texas Ratio: 2.76%	Conventional, Jumbo	15	0.3%	94.1%	$495,666	View
tnConnect Credit Union 6211 Middlebrook Pike, Knoxville, TN 37909 A+5.0 ★Texas Ratio: 5.63%	Conventional	15	0.3%	75%	$71,666	View
Bank of Tennessee 1 office in Knoxville 224 Brookview Centre Way, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 4.09%	Conventional, FHA	12	0.2%	100%	$253,333	View
United Community Bank 1 office in Knoxville 10514 Kingston Pike, Knoxville, TN 37922 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, HELOC	10 +17 HELOCs	0.2%	62.5%	$296,000	View
Renasant Bank 1 office in Knoxville 5000 Kingston Pike, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, USDA, Jumbo, HELOC	10 +3 HELOCs	0.2%	90.9%	$372,000	View
Fifth Third Bank, National Association 6 offices in Knoxville 8331 E Walker Springs Ln, Knoxville, TN 37923 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, Jumbo, HELOC	9 +33 HELOCs	0.2%	50%	$377,222	View
Commercial Bank 3 offices in Knoxville 10413 Kingston Pike, Knoxville, TN 37922 A+5.0 ★Texas Ratio: 2.83%	Conventional	7	0.1%	100%	$247,857	View
First Ciitizens Bank and Trust 2 offices in Knoxville 100 S Campbell Station Rd, Knoxville, TN 37934 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.1%	60%	$688,333	View
Old National Bank 1 office in Knoxville 10820 Kingston Pike, Knoxville, TN 37934 A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	100%	$355,000	View
CU Community, LLC 1007 Us Highway 45 N, Henderson, TN 38340	Conventional	2	0%	75%	$255,000
Mortgage Investors Group	Conventional, FHA, VA, USDA, Jumbo	508	8.6%	97.2%	$339,192
Ut Federal Credit Union	Conventional, HELOC	36 +37 HELOCs	0.6%	80.9%	$121,666
21St Mortgage	Conventional	9	0.2%	19.6%	$133,888
Ornl Federal Credit Union 808 Victor Dr, Knoxville, TN 37912	Conventional, Jumbo, HELOC	125 +143 HELOCs	2.1%	84.4%	$339,240
First Community Mortgage, Inc. 2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA, VA, Jumbo	111	1.9%	96.8%	$266,261	View
Peoples Bank of the South 2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15%	Conventional, Jumbo	52	0.9%	100%	$221,730	View
Citizens Bank 6771 Baum Dr, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 5.44%	Conventional	26	0.4%	100%	$306,153	View
Y-12 Federal Credit Union 6640 Clinton Hwy, Knoxville, TN 37912 1016 A+5.0 ★Texas Ratio: 3.67%	Conventional, HELOC	25 +107 HELOCs	0.4%	83.3%	$300,200	View
First Century Bank 419 Erin Drive, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 0.70%	Conventional	23	0.4%	92.3%	$242,826	View
Wells Fargo Bank NA 9059 Us Highway 64, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	22	0.4%	78.6%	$365,909	View
Eastman Credit Union 1911 Highway 394, Blountville, TN 37617 5349 A+5.0 ★Texas Ratio: 1.56%	Conventional, Jumbo, HELOC	18 +7 HELOCs	0.3%	81.8%	$362,777	View
Builtwell Bank 2367 Callahan Dr, Knoxville, TN 37912 A+5.0 ★Texas Ratio: 2.72%	Conventional	16	0.3%	88.9%	$187,500	View
Tnbank 12740 Kingston Pike, Knoxville, TN 37934 A5.0 ★Texas Ratio: 11.47%	Conventional, Jumbo	12	0.2%	87.5%	$440,833	View
Consumer Credit Union 307 Lovell Rd, Knoxville, TN 37934 A+5.0 ★Texas Ratio: 0.68%	Conventional	12	0.2%	93.3%	$200,833	View
First National Bank of Oneida 250 National Dr, Helenwood, TN 37755	Conventional, Jumbo	10	0.2%	100%	$358,000
Ubank 155 N Campbell Station Rd, Knoxville, TN 37934 A+5.0 ★Texas Ratio: 3.86%	Conventional	8	0.1%	100%	$208,750	View
Alcoa Tenn. Federal Credit Union 124 N Hall Rd, Alcoa, TN 37701 2648 A+5.0 ★Texas Ratio: 4.23%	Conventional	5	0.1%	100%	$221,000	View
Mountain Valley Bank Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32%	Conventional	5	0.1%	100%	$201,000	View
Andrew Johnson Bank 4425 Ocoee St N, Cleveland, TN 37312 A5.0 ★Texas Ratio: 6.04%	Conventional	5	0.1%	100%	$305,000	View
First Financial Bank NA 108 Cumberland St, Ashland City, TN 37015 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	4 +3 HELOCs	0.1%	80%	$337,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4216 Century Farms Ter, Antioch, TN 37013 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +9 HELOCs	0.1%	75%	$331,666	View
Servisfirst Bank 5384 Poplar Avenue, Memphis, TN 38119 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo	3	0.1%	100%	$685,000	View
Citizes Bank & Trust Company of Grainger County 1131 Highway 11w, Bean Station, TN 37708 A+5.0 ★Texas Ratio: 1.70%	Conventional	3	0.1%	100%	$361,666	View
One Bank of Tennessee 404 Main St, Baxter, TN 38544 A+5.0 ★Texas Ratio: 0.10%	Conventional	3	0.1%	100%	$308,333	View
Tennessee State Bank 3314 Chapman Hwy, Knoxville, TN 37920 A+5.0 ★Texas Ratio: 0.90%	Conventional	3	0.1%	100%	$291,666	View
Community Mortgage Corporation 1007 Us Highway 45 N, Henderson, TN 38340	Conventional	3	0.1%	100%	$285,000
Peoples Bank of East Tennessee ★ 5 stars, 2 reviews 835 Congress Pkwy S, Athens, TN 37303 A+5.0 ★Texas Ratio: 2.59%	Conventional	3	0.1%	75%	$238,333	View
Cbbc Bank 214 N Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 0.09%	Conventional	3	0.1%	100%	$201,666	View
HomeTrust Bank 6501 Kingston Pike, Knoxville, TN 37919 A+5.0 ★Texas Ratio: 5.53%	Conventional, Jumbo, HELOC	2 +3 HELOCs	0%	100%	$1,140,000	View
Community Trust Bank, Inc. 2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0%	66.7%	$2,225,000	View
Orion Federal Credit Union 7845 US Highway 64, Bartlett, TN 38133 4007 A+5.0 ★Texas Ratio: 2.54%	Conventional, Jumbo	2	0%	100%	$700,000	View
TruPoint Bank 441 Richmond St, Church Hill, TN 37642 A+5.0 ★Texas Ratio: 0.13%	Conventional	2	0%	100%	$405,000	View
Simmons Bank 5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33%	Conventional	2	0%	66.7%	$135,000	View
First National Bank of Pulaski 26591 Main St, Ardmore, TN 38449 A+5.0 ★Texas Ratio: 2.25%	Conventional	2	0%	100%	$460,000	View
Ascend Federal Credit Union 782 Old Hickory Blvd, Brentwood, TN 37027 A+5.0 ★Texas Ratio: 2.35%	Conventional	2	0%	100%	$145,000	View
Brighton Bank 7663 Highway 51 S, Brighton, TN 38011 A+5.0 ★Texas Ratio: 0.40%	VA	1	0%	100%	$395,000	View
Powell Valley National Bank 240 W Center St, Kingsport, TN 37660 A+5.0 ★Texas Ratio: 2.43%	Conventional	1	0%	100%	$265,000	View
Citizens Tri County Bank ★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54%	Conventional	1	0%	100%	$235,000	View
Southeast Financial Credit Union 7216 Wellington Dr Ste 4, Knoxville, TN 37919 5931 A+5.0 ★Texas Ratio: 0.98%	Conventional	1	0%	100%	$25,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional, FHA	42	0.7%	29.3%	$245,238
Mountain Commerce Bank	Conventional, Jumbo	35	0.6%	94.9%	$450,142
Enrichment Federal Credit Unio	Conventional, Jumbo, HELOC	27 +1 HELOCs	0.5%	100%	$302,407
Churchill Mortgage Corporation	Conventional, FHA	9	0.2%	92.3%	$271,666
Legacy Home Loans, LLC	Conventional, FHA, VA	7	0.1%	100%	$346,428
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	0.1%	100%	$845,000	View
Tennessee Valley Federal C U	Conventional	3	0.1%	100%	$171,666
Truxton Trust (fka Nashville B&T)	Conventional, Jumbo	1	0%	100%	$2,005,000
CedarStone Bank	Conventional	1	0%	100%	$245,000
Bank of Cleveland A+5.0 ★Texas Ratio: 1.28%	Conventional	1	0%	100%	$265,000	View
Rocket Mortgage A+5.0 ★Texas Ratio: 2.03%	Conventional, FHA, VA, Jumbo	578	9.8%	84.6%	$235,294	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	355	6%	91.1%	$356,042
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA, Jumbo	204	3.5%	93.6%	$330,931
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	141 +3 HELOCs	2.4%	98.1%	$322,304
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	119 +8 HELOCs	2%	92.6%	$295,420
DHI Mortgage Company, LTD.	Conventional, FHA, VA	102	1.7%	91.1%	$299,313
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	96	1.6%	84.6%	$314,583
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	91	1.5%	85.8%	$299,065
Mortgage Research Center	Conventional, FHA, VA, Jumbo	84	1.4%	69%	$328,214
Nationstar Mortgage	Conventional, FHA, VA	70	1.2%	78.9%	$197,857
New American Funding, LLC.	Conventional, FHA, VA, HELOC	62 +3 HELOCs	1.1%	88.6%	$265,483
American Pacific Mortgage Corporation	Conventional, FHA, VA	61	1%	92.5%	$316,475
CrossCountry Mortgage, LLC	Conventional, FHA, VA	60	1%	95.3%	$299,166
Eustis Mortgage Corp	Conventional, FHA	60	1%	98.4%	$256,666
Countybank B+4.3 ★Texas Ratio: 5.52%	Conventional, FHA, VA	54	0.9%	90%	$362,407	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	52 +13 HELOCs	0.9%	80.3%	$291,153
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	44 +5 HELOCs	0.7%	93.8%	$358,409
Union Home Mortgage Corp.	Conventional, FHA, VA, USDA, HELOC	42 +2 HELOCs	0.7%	93.5%	$332,380
Newrez LLC	Conventional, FHA, VA, Jumbo	42	0.7%	58.9%	$295,476
Stockton Mortgage Corporation	Conventional, FHA, VA, USDA	40	0.7%	93%	$304,250
Lower, LLC	Conventional, FHA, VA, Jumbo, HELOC	38 +1 HELOCs	0.6%	92.7%	$313,947
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	37	0.6%	90.2%	$336,351
Mutual of Omaha Mortgage	Conventional, FHA, VA	34	0.6%	89.5%	$299,705
Amerisave Mortgage Company	Conventional, FHA	31	0.5%	37.5%	$137,580
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	31	0.5%	94.1%	$351,129
American Financial Resources LLC	Conventional, FHA, VA, USDA	30	0.5%	88.2%	$299,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	30	0.5%	81.6%	$196,000	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo	27	0.5%	61.4%	$250,555
Spring Eq, LLC	Conventional, HELOC	26 +6 HELOCs	0.4%	40.5%	$105,384
The Loan Store, Inc	Conventional, FHA, VA, HELOC	26 +4 HELOCs	0.4%	96.6%	$298,461
Click n' Close, Inc.	Conventional, FHA, VA	26	0.4%	92.9%	$180,384
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	25	0.4%	58.2%	$266,200
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	25	0.4%	78.1%	$352,600	View
Kind Lending, LLC	Conventional, FHA, VA	21	0.4%	65.6%	$345,952
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	19	0.3%	95%	$308,157	View
Nfm, Inc	Conventional, FHA, VA	19	0.3%	100%	$306,052
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA, Jumbo	19	0.3%	100%	$365,526
Gvc Mortgage, Inc.	Conventional, FHA, VA	17	0.3%	100%	$296,764
Carrington Mortgage Services LLC	Conventional, FHA, VA	17	0.3%	48.9%	$194,411
Nbkc Bank	Conventional	16	0.3%	94.1%	$411,875
Equity Prime Mortgage LLC	Conventional, FHA, VA, USDA	16	0.3%	94.1%	$310,625
Reliance First Capital, LLC	Conventional, FHA, VA	16	0.3%	94.4%	$235,000
Canopy Mortgage, LLC	Conventional, FHA	15	0.3%	100%	$303,000
Resicentral LLC	Conventional, FHA	15	0.3%	100%	$315,000
American Financial Network, Inc.	Conventional, FHA, VA	14	0.2%	73.7%	$323,571
Discover Bank	Conventional	13	0.2%	25%	$69,615
First Colony Mortgage Corporat	Conventional, FHA, VA	13	0.2%	100%	$293,461
New Day Financial, LLC.	VA	13	0.2%	59.1%	$342,692
Success Mortgage Partners, Inc	Conventional, FHA, VA, Jumbo	12	0.2%	100%	$353,333
Better Mortgage Corporation	Conventional, HELOC	11 +4 HELOCs	0.2%	78.6%	$371,363
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	11 +1 HELOCs	0.2%	78.6%	$644,090	View
AdvantageFirst Lending Inc	Conventional, FHA, VA	11	0.2%	73.3%	$309,545
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA, Jumbo	11	0.2%	73.3%	$372,272	View
Goodleap, LLC	FHA, HELOC	10 +4 HELOCs	0.2%	84.6%	$229,000
Princeton Mortgage Corporation	Conventional, FHA, VA	10	0.2%	86.7%	$322,000
Cardinal Financial Company, Li	Conventional, FHA, VA	10	0.2%	100%	$252,000
Village Capital & Investment	FHA, VA	10	0.2%	76.2%	$386,000
Everett Financial, Inc.	Conventional, FHA	9	0.2%	90.9%	$228,333
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	9	0.2%	100%	$279,444	View
Das Acquisition Company, LLC	Conventional, FHA, VA	8	0.1%	100%	$331,250
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	8	0.1%	88.9%	$365,000
Farm Credit Mid-America, Aca	Conventional, Jumbo	8	0.1%	100%	$346,250
Top Flite Financial, Inc.	Conventional, FHA, VA	8	0.1%	72.7%	$310,000
Royal United Mortgage LLC	Conventional, FHA, VA	7	0.1%	87.5%	$219,285
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	7	0.1%	87.5%	$426,428	View
PHH Mortgage Corporation	Conventional, VA, Jumbo	7	0.1%	77.8%	$326,428
Loanunited.Com, LLC	FHA, VA	7	0.1%	87.5%	$296,428
Filo Mortgage, LLC	Conventional, FHA, VA	7	0.1%	100%	$353,571
Planet Home Lending, LLC	Conventional, FHA, VA	7	0.1%	77.8%	$330,714
Waterstone Mortgage Corporation	Conventional, FHA, VA	7	0.1%	100%	$265,000
Summit Funding.Inc	Conventional, FHA, VA	7	0.1%	87.5%	$273,571
Zillow Home Loans, LLC	Conventional, FHA	7	0.1%	100%	$266,428
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	7	0.1%	70%	$287,857
Tomo Mortgage LLC	Conventional	7	0.1%	100%	$326,428
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.1%	66.7%	$346,666	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	6	0.1%	100%	$330,000
SWBC Mortgage Corporation	Conventional	6	0.1%	100%	$350,000
Sage Home Loans Corporation	Conventional	6	0.1%	85.7%	$365,000
T2 Financial LLC	Conventional, FHA	6	0.1%	100%	$415,000
Right Start Mortgage, Inc	Conventional, FHA	6	0.1%	100%	$263,333
Plaza Home Mortgage, Inc	Conventional, FHA, VA	6	0.1%	75%	$388,333
JMAC Lending, Inc.	Conventional, FHA	6	0.1%	100%	$301,666
Liberty Federal Credit Union	Conventional, HELOC	5 +2 HELOCs	0.1%	100%	$401,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	5	0.1%	100%	$241,000	View
MortgageOne, Inc	Conventional, FHA	5	0.1%	100%	$401,000
Guild Mortgage Company	FHA, VA	5	0.1%	100%	$341,000
Sun West Mortgage Company, Inc	Conventional, FHA	5	0.1%	76.9%	$289,000
Stg Mortgage Inc	Conventional, FHA	5	0.1%	100%	$343,000
Provident Funding Associates	Conventional	5	0.1%	71.4%	$373,000
Wolfe Financial Inc	Conventional, FHA	5	0.1%	100%	$257,000
Iserve Residential Lending	FHA	5	0.1%	100%	$329,000
Mortgage Solutions of Colorado	FHA, VA	5	0.1%	85.7%	$337,000
Paramount Residential Mortgage	Conventional	5	0.1%	100%	$297,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	5	0.1%	71.4%	$383,000	View
HomeBridge Financial Services, Inc	FHA, VA, HELOC	4 +18 HELOCs	0.1%	66.7%	$322,500
EMM Loans LLC	Conventional, FHA	4	0.1%	100%	$310,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	4	0.1%	100%	$497,500	View
Cornerstone First Mortgage, LLC	Conventional, FHA, VA, Jumbo	4	0.1%	80%	$367,500
Primary Residential Mortgage, INC.	Conventional	4	0.1%	100%	$415,000
United Trust Bank	VA	4	0.1%	100%	$237,500
Deephaven Mortgage LLC	Conventional	4	0.1%	100%	$367,500
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, VA	4	0.1%	100%	$520,000	View
New Wave Lending Group Inc	Conventional	4	0.1%	100%	$357,500
American Financing Corporation	Conventional, FHA	4	0.1%	26.7%	$250,000
Atlantic Bay Mortgage Group	Conventional	4	0.1%	100%	$197,500
Tjc Mortgage Inc	Conventional, FHA	4	0.1%	100%	$280,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	4	0.1%	100%	$417,500	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	4	0.1%	100%	$182,500	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	4	0.1%	100%	$265,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.1%	100%	$305,000	View
Pentagon Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.1%	60%	$265,000
Northern Mortgage Services, LLC A5.0 ★Texas Ratio: 8.01%	Conventional, FHA	3	0.1%	100%	$275,000	View
State Employees' Credit Union	Conventional, Jumbo	3	0.1%	50%	$601,666
Premier Mortgage Resources, LLC	Conventional, VA	3	0.1%	100%	$295,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA	3	0.1%	100%	$211,666	View
Mortgage Capital Partners, INC	Conventional	3	0.1%	100%	$288,333
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	3	0.1%	100%	$518,333	View
AmWest Funding Corp	Conventional	3	0.1%	100%	$251,666
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	3	0.1%	100%	$221,666	View
Intercoastal Mortgage, LLC	Conventional, FHA, Jumbo	3	0.1%	100%	$575,000
Bay Equity LLC	Conventional	3	0.1%	100%	$258,333
Ivy Mortgage, Inc.	Conventional	3	0.1%	100%	$295,000
Highlands Residential Mortgage, Ltd.	FHA, VA	3	0.1%	100%	$318,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.1%	75%	$381,666	View
Nations Lending Corporation	Conventional, FHA, VA	3	0.1%	60%	$255,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA	3	0.1%	100%	$235,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.1%	100%	$388,333	View
Milend, Inc A5.0 ★Texas Ratio: 8.17%	FHA	3	0.1%	37.5%	$161,666	View
Mission Loans, LLC	Conventional, FHA	3	0.1%	100%	$231,666
Towne Mortgage Company	Conventional, FHA, VA	3	0.1%	100%	$258,333
Endeavor Capital, LLC	FHA	3	0.1%	100%	$268,333
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	3	0.1%	100%	$471,666	View
First Bank and Trust Company	Conventional	3	0.1%	100%	$311,666
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	3	0.1%	100%	$731,666
Loan Simple, Inc.	FHA	3	0.1%	100%	$298,333
Southwest Funding LP	FHA	3	0.1%	75%	$245,000
Champions Funding, LLC	Conventional	3	0.1%	75%	$235,000
Alliant Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$995,000
Genisys Credit Union	Conventional, Jumbo	2	0%	100%	$655,000
Zippy Loans, LLC	Conventional	2	0%	40%	$55,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0%	100%	$645,000	View
Envoy Mortgage, Ltd	Conventional, FHA	2	0%	100%	$295,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0%	100%	$420,000	View
Capital Concepts Inc	Conventional	2	0%	100%	$205,000
General Mortgage Capital Corporation	Conventional	2	0%	100%	$325,000
Homestead Funding Corp.	Conventional, VA	2	0%	100%	$455,000
ClearPath Lending	VA	2	0%	100%	$325,000
Flat Branch Mortgage, Inc.	Conventional	2	0%	100%	$420,000
Calcon Mutual Mortgage LLC	Conventional	2	0%	100%	$310,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	2	0%	100%	$170,000	View
Embrace Home Loans, Inc.	Conventional, FHA	2	0%	100%	$270,000
Teachers Federal Credit Union	Conventional	2	0%	100%	$90,000
Saygo Home Loans, LLC	Conventional, FHA	2	0%	100%	$355,000
Sente Mortgage, Inc.	FHA	2	0%	100%	$305,000
Keystone Funding, Inc	Conventional, FHA	2	0%	100%	$280,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0%	100%	$500,000	View
Nations Direct Mortgage, LLC	Conventional, FHA	2	0%	100%	$255,000
Nationwide Mortgage Bankers, Inc.	Conventional, VA	2	0%	100%	$370,000
ClearEdge Lending LLC	Conventional	2	0%	100%	$370,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, VA	2	0%	100%	$265,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0%	100%	$540,000	View
Cake Mortgage Corp.	Conventional	2	0%	100%	$455,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +15 HELOCs	0%	100%	$965,000	View
Valon Mortgage	Conventional, HELOC	1 +10 HELOCs	0%	100%	$285,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +9 HELOCs	0%	16.7%	$105,000	View
Wings Financial Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$225,000
Arc Home LLC	Conventional	1	0%	100%	$425,000
North Shore Trust & Savings A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$225,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0%	100%	$645,000	View
Primelending	Conventional	1	0%	100%	$285,000
Fundloans Capital	Conventional	1	0%	100%	$345,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$335,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$565,000	View
Contour Mortgage Corporation	Conventional	1	0%	100%	$335,000
Go Mortgage, LLC	Conventional	1	0%	100%	$265,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$275,000
AAA Capital Investment, Inc	Conventional	1	0%	100%	$525,000
Acrisure Mortgage, LLC	FHA	1	0%	100%	$295,000
Loansteady LLC	Conventional	1	0%	100%	$345,000
Norwich Commercial Group Inc	VA	1	0%	100%	$435,000
Lcnb National Bank A+5.0 ★Texas Ratio: 2.05%	Conventional	1	0%	100%	$185,000	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$605,000	View
NuMark Credit Union	Conventional	1	0%	100%	$395,000
Guidance Residential, LLC	Conventional	1	0%	100%	$655,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 0.86%	Conventional	1	0%	33.3%	$145,000	View
Advancial Federal Credit Union	Conventional	1	0%	100%	$165,000
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	Conventional	1	0%	100%	$195,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	FHA	1	0%	100%	$445,000	View
Capital City Home Loans, LLC	Conventional	1	0%	100%	$205,000
Hickory Point Bank & Trust A+5.0 ★Texas Ratio: 1.00%	Conventional	1	0%	100%	$345,000	View
Catalyst Mortgage	VA	1	0%	50%	$355,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$455,000	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0%	50%	$155,000	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0%	33.3%	$1,845,000
First State Bank of St Charles	Conventional	1	0%	100%	$385,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	50%	$625,000	View
Michigan Mutual, Inc	FHA	1	0%	100%	$255,000
Nqm Funding, LLC	Conventional	1	0%	50%	$255,000
PFN Lending Group, Inc.	Conventional	1	0%	100%	$315,000
MortgageCountry	FHA	1	0%	100%	$265,000
FirstTrust Home Loans	FHA	1	0%	100%	$255,000
First Alliance Home Mortgage, LLC	FHA	1	0%	100%	$155,000
Ahl Funding	Conventional	1	0%	100%	$805,000
Mortgage Financial Services	Conventional	1	0%	100%	$405,000
Intercap Lending Inc	Conventional	1	0%	100%	$285,000
JMJ Financial Group Inc.	Conventional	1	0%	100%	$235,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0%	100%	$755,000	View
Oceanside Mortgage Company	FHA	1	0%	100%	$315,000
Flexpoint, Inc.	Conventional	1	0%	100%	$155,000
Credit Human Federal Credit Un	Conventional	1	0%	9.1%	$235,000
LoanFlight Lending, LLC.	FHA	1	0%	100%	$465,000
myCUmortgage	Conventional	1	0%	100%	$65,000
American Federal Mortgage Corporation	Conventional	1	0%	100%	$335,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$365,000
3rd Street Financial Corp	FHA	1	0%	100%	$245,000
First Heritage Mortgage, LLC	VA	1	0%	100%	$165,000
Delta Community Credit Union	Conventional	1	0%	100%	$205,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$255,000
Premier Lending Inc.	FHA	1	0%	100%	$335,000
First Peoples Bank A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0%	100%	$215,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$245,000	View
Credence Funding Corporation	VA	1	0%	100%	$245,000
Loanpeople, LLC	Conventional	1	0%	100%	$365,000
Intelliloan, Inc.	FHA	1	0%	50%	$275,000
Franklin Loan Corporation	FHA	1	0%	100%	$245,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0%	50%	$535,000	View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Knoxville Mortgage Rate Trends

Daily average mortgage rates for Tennessee compared with the national average, updated every evening.

30-Year Fixed TN Avg

7.337%

▲ 0.104 vs 7 days ago

15-Year Fixed TN Avg

6.671%

▲ 0.037 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Knoxville, Tennessee

Looking for mortgage lenders near me or mortgage brokers near me in Knoxville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Knoxville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Knoxville, TN

Use these to narrow the list above. Each category shows how many Knoxville, TN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 169 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 100 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 129 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 92 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 8 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 59 lenders. Loans above the conforming limit for higher priced homes Local lenders based in TN 53 lenders headquartered in Tennessee, the closest thing to a mortgage lender near you

Who Lends in Knoxville, TN

Independent mortgage companies closed 64.6 percent of home loans in Knoxville, Tennessee in 2025, banks 25.6 percent and credit unions 9.8 percent. Mortgage Investors Group was the largest mortgage company, Home Federal Bank of Tennessee the largest bank and Knoxville TVA Employees Credit Union the largest credit union. Among lenders headquartered in Tennessee, Home Federal Bank of Tennessee led with 231 loans.

64.6%

Mortgage companies

25.6%

Banks

9.8%

Credit unions

19%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).

More Tennessee Mortgage Lender Pages

All Tennessee lenders 1,032 lenders Nashville-Davidson metropolitan government 520 lenders Clarksville 296 lenders Memphis 307 lenders Murfreesboro 287 lenders Chattanooga 310 lenders Franklin 258 lenders Lebanon 220 lenders Johnson City 198 lenders Kingsport 178 lenders Maryville 182 lenders Smyrna 182 lenders Gallatin 212 lenders

Frequently Asked Questions About Mortgage Lenders in Knoxville, TN

Who is the largest mortgage lender in Knoxville, TN?

By home loans closed in 2025, Home Federal Bank of Tennessee was the largest mortgage lender in Knoxville, Tennessee with 231 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Knoxville, TN have the highest approval rates?

Among lenders with meaningful volume in Knoxville, Tennessee, Knoxville Teachers FCU approved the highest share of completed applications in 2025 at 100 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Knoxville, TN mortgage lenders offer FHA, VA and USDA loans?

129 lenders closed FHA loans in Knoxville, Tennessee in 2025, led by Mortgage Investors Group with 135. 92 lenders closed VA loans, led by United Wholesale Mortgage, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Knoxville, TN lender list?

Yes. 100 banks and 31 credit unions closed home loans in Knoxville, Tennessee in 2025, alongside 169 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Knoxville, TN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Knoxville, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Knoxville, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Knoxville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.