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 Home Federal Bank of Tennessee Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Home Federal Bank of Tennessee's 1 YR rates are at 3.60%, 270-365 DAYS Certificate of Deposit rates are at 3.60%, 6 MO rates are at 3.50%, 90-179 DAYS Certificate of Deposit rates are at 3.50%, 5 YR rates are at 3.25%. Home Federal Bank of Tennessee's Mortgage Rates - 15 Year Fixed rates are at 5.25%, Mortgage Rates - 20 Year Fixed rates are at 5.50%, Mortgage Rates - 15 / 1 ARM rates are at 5.50%, Mortgage Rates - 7 / 1 ARM rates are at 5.25%, Mortgage Rates - 5 / 1 ARM rates are at 5.00%. MonitorBankRates evaluates the financial stability of Home Federal Bank of Tennessee with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.35%. Rates last updated and verified on 08/28/2026. Home Federal Bank of Tennessee money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Home Federal Bank of Tennessee? Share your experience about Home Federal Bank of Tennessee by leaving a review below, or read customer reviews before you decide to use Home Federal Bank of Tennessee. 
Home Federal Bank of Tennessee CD Rates
Home Federal Bank of Tennessee Mortgage Rates
Home Federal Bank of Tennessee Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Home Federal Bank of Tennessee is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Home Federal Bank of Tennessee rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Home Federal Bank of Tennessee's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Home Federal Bank of Tennessee
FDIC Certificate #
29683
Address
515 Market St,
Knoxville, TN 37902 · Knox
Established
06/15/1936
FDIC Insurance Date
08/09/1989
Domestic Offices
23
Total Branches
23
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 93/100
5.0
Exceptional
Out of 5.0 Stars
13.35%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.0602%
Return on Equity (ROE)
0.3800%
Non-Performing Loans (NPL)
2.18%
Total Assets
$2,730,135,000
Total Deposits
$2,162,549,000
Equity Capital
$455,089,000
Net Income
$5,618,000
Headquarters
Knoxville
Total Branches and Offices
23
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Home Federal Bank of TennesseeHow many branches does Home Federal Bank of Tennessee operate?Home Federal Bank of Tennessee currently maintains approximately 23 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Home Federal Bank of Tennessee does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Home Federal Bank of Tennessee provides members with tools to manage their accounts and build a solid financial history. Does Home Federal Bank of Tennessee offer online and mobile banking?Most modern institutions like Home Federal Bank of Tennessee provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homefederalbanktn.com. Compare to Other Banks
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