BankPlus Rates and Review January 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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BankPlus's 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.35%, 24-Month CD rates are at 0.25%, 12-Month CD rates are at 0.20%. BankPlus's savings rates are at 0.05%.
To see how these rates compare to BankPlus CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BankPlus, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BankPlus CD rates. You can also compare BankPlus savings rates, MMA rates and mortgage rates using our other rate lists. BankPlus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankPlus? Share your experience about BankPlus by leaving a review below, or read customer reviews before you decide to use BankPlus. Financial Stability and Texas RatioBankPlus's Texas Ratio is at 2.55%, which is considered excellent. The Texas Ratio for BankPlus is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, BankPlus is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. BankPlus CD Rates and Interest Rates
BankPlus
60-Month CD
0.55%
$1,000
BankPlus
48-Month CD
0.45%
$1,000
BankPlus
36-Month CD
0.35%
$1,000
BankPlus
24-Month CD
0.25%
$1,000
BankPlus
12-Month CD
0.20%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare BankPlus Rates with Other Competitive Bank and Credit Union Rates
FSB of Forrest
Kasasa Checking
4.00%
$500
TSB Bank
12-Month CD
4.00%
$500
Beal Bank USA
12-Month CD
3.75%
$1,000
iGOBanking
12-Month CD
3.50%
$1,000
BankNewport
24-Month CD
3.50%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Bank Profile & OverviewBankPlus
202 E Jackson StBelzoni, MS 39038 Humphreys Established Date: 01/01/1909 FDIC Certificate #: 5903 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: BANCPLUS CORP How Many Domestic U.S. Offices? 88 How Many Branches are There? 84 Website: https://www.bankplus.net
Is BankPlus FDIC Insured? Yes
What is BankPlus's Cert number? 5903
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$7,790,270,000
Total Deposits:
$6,650,583,000
Equity Capital:
$786,548,000
Net Income:
$19,016,000
Return on Assets (ROA):
0.8972%
Return on Equity (ROE):
9.6000%
Headquarters:
Belzoni
Regulator:
FDIC
# of Offices:
88
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for BankPlus yet. Feel free to create one below.
Add Your Rating and Review for BankPlus
Frequently Asked Questions About BankPlusIs BankPlus a safe place to deposit money?Yes, BankPlus is considered a safe financial institution. With a Texas Ratio of 2.55%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does BankPlus operate?BankPlus currently maintains approximately 84 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, BankPlus does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BankPlus provides members with tools to manage their accounts and build a solid financial history. Does BankPlus offer online and mobile banking?Most modern institutions like BankPlus provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankplus.net. Compare to other Banks |
