BankPlus Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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BankPlus's Personal Certificate of Deposit 5 Years rates are at 0.55%, Personal Certificate of Deposit 4 Years rates are at 0.45%, Personal Certificate of Deposit 3 Years rates are at 0.35%, Personal Certificate of Deposit 2 Years rates are at 0.25%, Personal Certificate of Deposit 1 Year rates are at 0.20%. BankPlus's savings rates are at 0.05%.
Rate Updates and AvailabilityBankPlus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BankPlus? Share your experience about BankPlus by leaving a review below, or read customer reviews before you decide to use BankPlus. BankPlus Texas RatioBankPlus's Texas Ratio is at 2.55%, which is considered excellent. The Texas Ratio for BankPlus is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
BankPlus has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, BankPlus is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
BankPlus CD Rates
BankPlus Savings Rates
BankPlus Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for BankPlus is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather BankPlus rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BankPlus's official website for the most current offers and terms.
Bank Profile & OverviewBankPlus
202 E Jackson StBelzoni, MS 39038 Humphreys Established Date: 01/01/1909 FDIC Certificate #: 5903 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: BANCPLUS CORP How Many Domestic U.S. Offices? 88 How Many Branches are There? 84 Website: https://www.bankplus.net
Is BankPlus FDIC Insured? Yes
What is BankPlus's Cert number? 5903
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$7,790,270,000
Total Deposits:
$6,650,583,000
Equity Capital:
$786,548,000
Net Income:
$19,016,000
Return on Assets (ROA):
0.8972%
Return on Equity (ROE):
9.6000%
Headquarters:
Belzoni
Regulator:
FDIC
# of Offices:
88
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for BankPlus yet. Feel free to create one below.
Add Your Rating and Review for BankPlus
Frequently Asked Questions About BankPlusHow do I open an account at BankPlus?You can typically open an account at BankPlus by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, BankPlus provides a range of mortgage and home equity products. Is BankPlus a safe place to deposit money?Yes, BankPlus is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does BankPlus offer online and mobile banking?Most modern institutions like BankPlus provide digital access including online balance checks and transfers. Compare to other Banks |
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