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 Alabama One Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Alabama One Credit Union's 6 Month CD of Deposit rates are at 3.96%, 12 Month CD of Deposit rates are at 3.85%, 6 Month rates are at 3.75%, 18 Month CD of Deposit rates are at 3.75%, 24 Month CD of Deposit rates are at 3.70%. Alabama One Credit Union's savings rates are at 1.00%. Alabama One Credit Union's money market rates are at 1.00%. Alabama One Credit Union's 10 year Fixed rates are at 5.62%, 15 year Fixed rates are at 5.88%, 20 year Fixed rates are at 6.00%, 30 year Fixed rates are at 6.62%. Alabama One Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Alabama One Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.11%. Rates last updated and verified on 08/28/2026. Alabama One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alabama One Credit Union? Share your experience about Alabama One Credit Union by leaving a review below, or read customer reviews before you decide to use Alabama One Credit Union. Alabama One Credit Union
Main Office 1215 Veterans Memorial Pkwy
https://www.alabamaone.org Tuscaloosa, AL 35404 5842 
Alabama One Credit Union CD Rates
Alabama One Credit Union Savings Rates
Alabama One Credit Union Money Market Rates
Alabama One Credit Union Checking Rates
Alabama One Credit Union Mortgage Rates
Alabama One Credit Union Home Equity & HELOC
Alabama One Credit Union Auto Loan Rates
Alabama One Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alabama One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alabama One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alabama One Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alabama One Credit Union
Website
https://www.alabamaone.org
Address
1215 Veterans Memorial Pkwy,
Tuscaloosa, AL 35404 5842
Phone
205-759-1595
Fax
205-342-0111
President
Loo Whitfield
CEO
William Oswalt
Full-Time Employees
315
Part-Time Employees
9
Branch Locations
31
ATM Locations
26
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.11%
Return on Assets (ROA)
0.2486%
Return on Equity (ROE)
2.7819%
Non-Performing Loans Ratio (NPL)
0.83%
Total Assets
1,452,649,253
Total Amount of Shares and Deposits
1,305,152,216
Total Shares and Deposits < 1 Year
1,161,705,237
Total Shares and Deposits 1 3 Years
89,957,989
Total Shares and Deposits > 3 Years
53,488,990
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
161,601,099
Total Uninsured Shares and Deposits > $250K (F+J)
161,601,099
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,143,551,117
Total Interest Expense (Sum of items 6 8)
23,527,396
Share Certificates
8,198
Number of Accounts for Share Drafts
59,353
IRA KEOGH Accounts
2,415
Number of Accounts for Regular Shares
109,746
Non Member Deposits
4
Money Market Shares
5,251
Net Income (unless the amount is already included in Undivided Earnings)
3,611,325
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
44,330,113
Total Liabilities
1,359,881,311
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Alabama One Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Alabama One Credit Union
Frequently Asked Questions About Alabama One Credit UnionHow many branches does Alabama One Credit Union operate?Alabama One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alabama One Credit Union?Yes, to access services at Alabama One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alabama One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alabama One Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alabama One Credit Union offer online and mobile banking?Most modern institutions like Alabama One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alabamaone.org. Current Alabama One Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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