Delaware CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Delaware CD rates include Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE 19804A+5.0 ★Texas Ratio: 2.56%Real return: +1.52%APY minus CPI (February 2026) offering 48 mo Certificate at 4.32% APY, American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE 19711A5.0 ★Texas Ratio: 6.11%Real return: +1.21%APY minus CPI (February 2026) offering SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month) at 4.01% APY, Comenity BankComenity Bank1 Righter Pkwy, Wilmington, DE 19803B4.4 ★Texas Ratio: 21.76%Real return: +1.20%APY minus CPI (February 2026) offering 1-Year CD at 4.00% APY, Capital One BankCapital One Bank502 E Market St, Greenwood, DE 19950A5.0 ★Texas Ratio: 10.41%Real return: +1.10%APY minus CPI (February 2026) offering 12 Months at 3.90% APY, and Cross River BankCross River Bank1000 N West St, Wilmington, DE 19801F1.0 ★Texas Ratio: 85.67%Real return: +0.95%APY minus CPI (February 2026) offering 3 Month at 3.75% APY. CD rates as of June 5, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Delaware side-by-side. Delaware CD rates currently reach as high as 4.32% APY from Priority Plus Federal Credit Union at 6 LYNAM ST, WILMINGTON, DE 19804. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 5, 2026
Compare Best CD Rates in Delaware
Delaware 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
3 Month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Cecil County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
401 S New St, Dover, DE 19904 6715
3-Month Certificate Special
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
New Money Minimum
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
7 Commerce St, Harrington, DE 19952
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Our best rate that gives you the highest return on your deposit, guaranteed.
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
3 Month IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
3 Month Regular Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
3 MONTH Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
3 Month Share Certificates
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
3 Month Share/IRA Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
3 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
90 Day Certificate of Deposit OR IRA
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
3 Months CD
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
3 Months IRA
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
3 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
3 Month Certificate of Deposit
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
3 Month Share Certificate
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 90 Day
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Jumbo Certificate of Deposit - 90 Day
$95,000
0.05%
▼
Rate0.05%
Min Deposit$95,000
Min Balance—
UpdatedJun 4, 2026
Details
Delaware 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Open with a Jumbo account to earn a 0.10% APY Boost
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
6 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
6 Month IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
6 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
6 Month Regular Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
6 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money 6 Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money Certificate of Deposit (CD) 6 months
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Certificates 6 Month Special
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificates 6 Month Special
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 19.13%
643 N DuPont Blvd, Milford, DE 19963 1098
6-Month Term-Share Certificate
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Wealth Center/Telephone Deposit 6 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Online 6 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
6 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Online Certificate of Deposit 6 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
6 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
6 Months Share Certificates Minimum
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
IRA Share Certificates Minimum** 6 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
6 Months IRA
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
7 Commerce St, Harrington, DE 19952
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
A competitive option for a longer period so you know you'll be earning a great rate in the months to come.
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
6 Months CD
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
6 Month Share Certificates
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
6 Month Share/IRA Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificates 6 Month
$0
1.36%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Certificates 6 Month
$0
1.36%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
6 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
6 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
6 Month Share Certificate
$500
0.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 6 months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 6 months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
6 mo Certificate
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
6 Month Share Certificate
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 6 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
6 Months CD
$125
0.05%
▼
Rate0.15%
Min Deposit$125
Min Balance—
UpdatedMay 23, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
113 W 6th St, Historic New Castle, DE 19720 5070
6 Month Share Certificates
$0
0.01%
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Delaware 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
12 mo Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
1-Year CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Lock in a fixed rate by opening a CD, with terms from 3-month to 5 years available. Set up your account with $1,500 or more, and earn guaranteed returns. Let your CD renew automatically to keep earning.
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
12 Months
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
12 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Open with a Jumbo account to earn a 0.10% APY Boost
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
12 month IRA Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
12 month Regular Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
12 Month Youth Certificate
$250
3.70%
▼
Rate3.63%
Min Deposit$250
Min Balance—
UpdatedMay 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
12 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
12 Month Certificate of Deposit OR IRA
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money Certificate of Deposit (CD) 12 months
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money 12 Month CD
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
12 Month Certificate of Deposit OR IRA
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
12 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Online 12 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Online Certificate of Deposit 12 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Wealth Center/Telephone Deposit 12 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
12 Months Share Certificates Minimum
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
IRA Share Certificates Minimum** 12 Months
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
12 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
12 Months CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
12 Months IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
12 Months
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 12 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 12 months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
12 Month Share/IRA Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
12 Month Share Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (12-Month)
$0
3.01%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
1 Clark St, Harrington, DE 19952
12-Month M&T Select CD
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
12 Months
$200
2.00%
▼
Rate2.00%
Min Deposit$200
Min Balance—
UpdatedJun 3, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
12 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificates 12 Months
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Certificates 12 Months
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
IRA Certificates 1-Year
$0
1.65%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate (12-Month)
$0
1.65%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate Minimum Balance) 12-Month
$0
1.65%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$50,000
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
100 W 10th St, Wilmington, DE 19801
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Additional terms are available at a branch
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
12 Month IRA Share Certificate
$500
1.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
12 Month Share Certificate
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
12 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
12 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
12-Month Variable Rate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Variable Rate
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
12 Month Share Certificate
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
IRA Share Certificate 12 Month
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
Easy Access Share Certificate (12 Mos)
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
12 Months CD
$100
0.10%
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 12 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
113 W 6th St, Historic New Castle, DE 19720 5070
12 Month Share Certificates
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Delaware 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
18 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
18 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
18 Month IRA Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
18 Month Regular Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
18 Months Share Certificates Minimum
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
IRA Share Certificates Minimum** 18 Months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
18 Months CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
18 Months IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
18 Month Certificate of Deposit OR IRA
$0
3.20%
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
18 mo Certificate
$1,000
3.19%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
18 Month Share/IRA Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
18 Month Share Certificates
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
18 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Rising Rate CD/IRA 18 Months
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 18 months
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 18 months
$0
2.99%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
18 Months
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
18 Month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
18 Month CD
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
18 Month Certificate of Deposit
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
18 Months CD
$100
0.15%
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 18 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Delaware 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
24 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
24 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
24 Months CD
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
24 Months IRA
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money 24 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
New Money Certificate of Deposit (CD) 24 months
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
24 Month Regular Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
24 Month IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Wealth Center/Telephone Deposit 24 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Online Certificate of Deposit 24 months
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Online 24 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
24 MONTH BUMP Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (24-Month)
$0
3.26%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Rising Rate CD/IRA 24 Months
$10,000
3.25%
▼
Rate3.21%
Min Deposit$10,000
Min Balance—
UpdatedJun 3, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
24 Month Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
24 Month Share/IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
24 Months Share Certificates Minimum
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
700 N Bedford St, Georgetown, DE 19947
IRA Share Certificates Minimum** 24 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$500
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
24 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 24 months
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 24 months
$0
2.89%
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
24 Months
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
IRA Certificates 2-Year
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate (24-Month)
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate Minimum Balance) 24-Month
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$50,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
24 Month IRA Share Certificate
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
24 Month Share Certificate
$500
1.66%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificates 24 Months
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
24 Month Certificate of Deposit
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
24 Month CD
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
24 Month Certificate of Deposit
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Relationship APY
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
24 mo Certificate
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Regular Certificates 24 Months
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
24 Month Share Certificate
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
IRA Share Certificate 24 Month
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
24 Months CD
$100
0.20%
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 24 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Delaware 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (36-Month)
$0
3.51%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
36 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
36 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
36 Months CD
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
36 Months IRA
$0
3.50%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
36 Month IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
36 Month Regular Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
36 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
36 Month Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
36 Month Share/IRA Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 36 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 36 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
36 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
IRA Certificates 3-Year
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate (36-Month)
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate Minimum Balance) 36-Month
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$50,000
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
36 Month IRA Share Certificate
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
36 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
36 Month Share Certificate
$500
1.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
36-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
3 Year Certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
3 Year Certificate of Deposit
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
36 mo Certificate
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
36 Months CD
$100
0.25%
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
113 W 6th St, Historic New Castle, DE 19720 5070
3 Year Share Certificates
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 36 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Delaware 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
48 mo Certificate
$1,000
4.32%
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month)
$0
4.01%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
48 Month
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
48 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
48 Month IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
48 Month Regular Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
48 Month Share Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
48 Month Share/IRA Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 48 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 48 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
48 Months CD
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
48 Months IRA
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
48 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
48 Month IRA Share Certificate
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
48 Month Share Certificate
$500
2.17%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
IRA Certificates 4-Year
$0
2.15%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate (48-Month)
$0
2.15%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
Share Certificate Minimum Balance) 48-Month
$0
2.15%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
$50,000
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
48 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
48 Months CD
$100
0.30%
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 48 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Delaware 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
502 E Market St, Greenwood, DE 19950
60 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
60 Month Share Certificates
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.42%
3301 Philadelphia Pike, Claymont, DE 19703
60 Month Share/IRA Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
60 Month IRA Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
Concord Gallery Shopping Center, Wilmington, DE 19803
60 Month Regular Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
60 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
60 Months CD
$500
3.00%
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
60 Months IRA
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
IRA/ESA 60 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.39%
300 Foulk Rd, Wilmington, DE 19803
Regular Certificates 60 months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
60 Month IRA Share Certificate
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
35742 Atlantic Avenue, Millville, DE 19967
Rising Rate CD/IRA 60 Months
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
36 Jerome Dr, Dover, DE 19901
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.82%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
60 MONTH TAKE CONTROL Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
4 Quigley Blvd, Historic New Castle, DE 19720 4150
60 Month Share Certificate
$500
2.42%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
1110 Elkton Rd, Newark, DE 19711
IRA Certificates 5-Year
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
125 S West St, Wilmington, DE 19801
60 Months
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
60 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.56%
6 LYNAM ST, WILMINGTON, DE 19804
60 mo Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE 19947
60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2035 Limestone Rd, Wilmington, DE 19808
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TD Bank USA, National Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2035 Limestone Rd, Wilmington, DE 19808
5 Year
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
60 Month Share Certificate
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
814 W Basin Rd, New Castle, DE 19720
IRA Share Certificate 60 Month
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
19927 Shuttle Rd, Rehoboth Beach, DE 19971
60 Month Certificate of Deposit OR IRA
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
60 Months CD
$100
0.35%
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 23, 2026
Details
edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.64%
113 W 6th St, Historic New Castle, DE 19720 5070
5 Year Share Certificates
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
2200 Concord Pike, Wilmington, DE 19803
Certificate of Deposit - 60 Month
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Delaware CD Rate Trends
Compare local Delaware CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — DE Avg
2.172%
▲ 0.280 vs 7 days ago
Delaware 12-month CD rates rose 0.280 points over the past 7 days to 2.172% APY.
6-Month CD — DE Avg
2.122%
▼ 0.283 vs 7 days ago
Delaware 6-month CD rates fell 0.283 points over the past 7 days to 2.122% APY.
As of Jun 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
DE CD Rate Forecast — Next 12 Months
Where are Delaware CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
DE 12-Month Avg APY
2.172%
6-Month Forecast
2.172%
Range: 1.97% – 2.32%
12-Month Forecast
1.922%
Range: 1.72% – 2.07%
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What Your Savings Earn at DE CD Rates Today
Annual interest earnings at today’s Delaware average APYs. State average used where available; national average as fallback.
| CD Term | DE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.999% | $99.94 | $199.88 | $499.70 | $999.40 |
| 6-Month CD | 2.122% | $106.11 | $212.22 | $530.55 | $1,061.10 |
| 12-Month CD | 2.172% | $108.62 | $217.23 | $543.08 | $1,086.15 |
| 18-Month CD | 2.353% | $117.64 | $235.28 | $588.20 | $1,176.40 |
| 24-Month CD | 2.039% | $101.95 | $203.89 | $509.73 | $1,019.45 |
| 36-Month CD | 1.979% | $98.93 | $197.86 | $494.65 | $989.30 |
| 48-Month CD | 2.078% | $103.92 | $207.83 | $519.58 | $1,039.15 |
| 60-Month CD | 1.812% | $90.62 | $181.24 | $453.10 | $906.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 5, 2026. | |||||
Sample CD Ladder for Delaware Savers
$25,000 split equally across 5 terms using today’s Delaware average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | DE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.999% | $99.94 |
| 2 | 6-Month CD | $5,000 | 2.122% | $106.11 |
| 3 | 12-Month CD | $5,000 | 2.172% | $108.62 |
| 4 | 24-Month CD | $5,000 | 2.039% | $101.95 |
| 5 | 36-Month CD | $5,000 | 1.979% | $98.93 |
| Total ($25,000 invested) | $25,000 | 2.062% blended | $515.55/yr | |
Ladder example uses equal $5,000 rungs and Delaware average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
199
CD Rates
Tracked in Delaware
Tracked in Delaware
16 Banks
14 Credit Unions
About Our Delaware CD Rate Database
MonitorBankRates tracks 199 CD rates from 16 banks and 14 credit unions with locations in Delaware, plus national online institutions available to Delaware residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Priority Plus Federal Credit Union offers a CD at 4.32% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Delaware.
How to Find the Best CD Rates in Delaware
What to compare when shopping for a CD in Delaware
To find the best APYs in Delaware, start with credit unions and online-only banks — Delaware has 14 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Delaware
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Delaware — 30 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Delaware savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Delaware money market rates
Delaware Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
20.6%
National avg: 17.3%
Median Individual Earnings
$46,287
National avg: $47,340
Poverty Rate
10.4%
National avg: 11.1%
Unemployment Rate
5.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$101/yr
At DE 12-mo avg 2.172% APY
20.6% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market. At today’s DE 12-month CD average of 2.172%, saving 10% of the local median salary ($4,628/year) and putting it in a CD would earn an additional $101 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Delaware
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Delaware
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Delaware typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Delaware as everywhere in the U.S.
Choosing a CD Term in Delaware
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Delaware savers easier access to their funds. For example, Sun East Federal Credit Union is offering its 6 Month Certificate at 3.70% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Capital One Bank is offering its 60 Months at 3.60% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Delaware Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Delaware saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Delaware
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Delaware CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Delaware
Most CDs carry a fixed rate that is locked for the entire term, protecting a Delaware depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Delaware
Are CD rates in Delaware FDIC insured?
Yes, most established banks in Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Delaware?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Delaware.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Delaware may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Delaware?
Here are recent top rates found for this area:
- Priority Plus Federal Credit Union: 4.32% APY (48 mo Certificate)
- American Spirit Federal Credit Union: 4.01% APY (SPECIAL PROMOTION: Certificates for New Funds to American Spirit FCU Only Share Certificate (48-Month))
- Comenity Bank: 4.00% APY (1-Year CD)
- Capital One Bank: 3.90% APY (12 Months)
- Cross River Bank: 3.75% APY (3 Month)
- Sun East Federal Credit Union: 3.70% APY (6 Month IRA Certificate)
- Franklin Mint Federal Credit Union: 3.70% APY (18 MONTH Certificate)
- County Bank Rehoboth Beach, DE: 3.60% APY (12 Month Certificate of Deposit OR IRA)
- HSBC Trust Company (Delaware): 3.55% APY (New Money 12 Month CD)
- Cecil County School Employees Federal Credit Union: 3.55% APY (3-Month Certificate Special)
Rates reflect recent verified offers available in Delaware. Last Updated: June 5, 2026
CD Calculators for Delaware
Delaware CD Calculator
At today’s DE top rate of 4.32% APY, a $10,000 deposit earns $432 in the first year. Enter your amount to see your exact return.
Delaware CD LadderDE CD rates currently range from 1.999% (3-month) to 1.979% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Delaware CD at 4.32% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsDelaware’s average 12-month CD is 2.172% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Delaware CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 5, 2026
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