Best Personal Loan Rates in Delaware (DE) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit Union100 Churchmans Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, edU Federal Credit UnionedU Federal Credit Union113 W 6th St, Historic New Castle, DE, 19720 5070A5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, Priority Plus Federal Credit UnionPriority Plus Federal Credit Union6 LYNAM ST, WILMINGTON, DE, 19804A+5.0 ★Texas Ratio: 2.58% offering Holiday Loan at 7.00% APR, Community Powered Federal Credit UnionCommunity Powered Federal Credit Union4 Quigley Blvd, Historic New Castle, DE, 19720 4150A+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR, and Fulton BankFulton Bank21035 Dupont Blvd, Georgetown, DE, 19947A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR. Personal loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Delaware side-by-side. Delaware personal loan rates currently start as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union at 100 Churchmans Rd, New Castle, DE, 19720. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 4, 2026
As Low As
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX); 72 Month (MAX)
No additional details available.
Automatic Payments Discount
No additional details available.
Automatic Payments Discount
As Low As; Borrow up to $10,000
No additional details available.
No additional details available.
No additional details available.
As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!
No additional details available.
No additional details available.
As Low As
$10,000 - $50,000
As Low As; rates based on your credit profile
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$100 - $9,999
$20,000 or more
No additional details available.
No additional details available.
No additional details available.
maximum rates up to
No additional details available.
Application Fee - $20.00
Application Fee- $20.00
No additional details available.
No additional details available.
As Low As
$10,000 - $50,000
As Low As; rates based on your credit profile
$100 - $9,999
$20,000 or more
No additional details available.
No additional details available.
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX); 72 Month (MAX)
Automatic Payments Discount
No additional details available.
No additional details available.
No additional details available.
Delaware Personal Loan Rate Trends
Compare local Delaware personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates rose 1.401 points over the past 7 days to 11.697% APR.
Delaware signature loan rates fell 0.158 points over the past 7 days to 11.010% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Delaware?
What are the best personal loan rates in Delaware?
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
- edU Federal Credit Union: 5.90% (Holiday Loan)
- Priority Plus Federal Credit Union: 7.00% (Holiday Loan)
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
