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Best Personal Loan Rates in Milford, Delaware (DE) - March 2026

Current personal loan options available to borrowers in Milford, Delaware include: Citizens BankCitizens Bank610 N Dupont Blvd, Milford, DE, 19963A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Dover Federal Credit UnionDover Federal Credit Union643 N DuPont Blvd, Milford, DE, 19963 1098B4.5 ★Texas Ratio: 21.46% offering Land Loans at 6.45% APR, Tidemark Federal Credit UnionTidemark Federal Credit Union140 Aerenson Dr, Milford, DE, 19963A+5.0 ★Texas Ratio: 1.45% offering Bus Loans New or Used at 7.25% APR, DEL ONEDEL ONE100 Credit Union Way, Milford, DE, 19963A+5.0 ★Texas Ratio: 0.36% offering Personal at 8.50% APR, and New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit Union100 Churchmans Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Milford, Delaware can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Milford, Delaware.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Milford, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
610 N Dupont Blvd, Milford, DE, 19963
Medical Residency Refinance Loan
5.45%
APR5.45%
Last UpdatedMarch 26, 2026
Details

Fixed rates

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
610 N Dupont Blvd, Milford, DE, 19963
Medical Residency Refinance Loan
5.51%
APR5.51%
Last UpdatedMarch 26, 2026
Details

Variable rates

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
610 N Dupont Blvd, Milford, DE, 19963
Variable Rate Loan
5.51%
APR5.51%
Last UpdatedMarch 26, 2026
Details

Your interest rate and monthly payments can fluctuate during the repayment period.

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE, 19963 1098
Land Loans
6.45%
APR6.45%
Last UpdatedMarch 26, 2026
Details

As Low As

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE, 19963
Bus Loans New or Used
7.25%
APR7.25%
Last UpdatedMarch 26, 2026
Details

No additional details available.

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
100 Credit Union Way, Milford, DE, 19963
Personal
8.50%
APR8.50%
Last UpdatedMarch 26, 2026
Details

As Low As; Minimum Loan Repayment Term; No Minimum Term

Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE, 19963
Personal Loan
9.77%
APR9.77%
Last UpdatedMarch 26, 2026
Details

As Low As

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
610 N Dupont Blvd, Milford, DE, 19963
Medical Residency Refinance Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

Fixed rates

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE, 19963 1098
Personal Loans
10.25%
APR10.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
610 N Dupont Blvd, Milford, DE, 19963
Medical Residency Refinance Loan
10.31%
APR10.31%
Last UpdatedMarch 26, 2026
Details

Variable rates

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE, 19720
Title loans
4.24%
APR4.24%
Last UpdatedMarch 26, 2026
Details

As Low As

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Holiday Loan
5.90%
APR5.90%
Last UpdatedMarch 26, 2026
Details

$2,000 (MAX); Nov 1st - Nov 30th

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Personal Loan
6.99%
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Regular APR: 6.99% - 24.99%

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
4 Quigley Blvd, Historic New Castle, DE, 19720 4150
Credit Builder Loan
7.00%
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Holiday Loan
7.00%
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As; Holiday Loans available October 23 through January 31 each year.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Holiday Loan†
7.00%
APR7.00%
Last UpdatedMarch 26, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE, 19720
School Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As; available July - September

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE, 19720
Tax Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As; Loans available January - April (loan proceeds must be paid to the tax agency)

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Signature Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Vacation Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Signature Loan
7.90%
APR7.90%
Last UpdatedMarch 26, 2026
Details

$15,000 (MAX)

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Discover Personal Loans
7.99%
APR7.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Personal Loan
7.99%
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Vacation Loan
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Signature Loan
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE, 19720
Holiday Loan
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE, 19947
Unsecured Optionline Tier 1
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE, 19801
Credit Builder Loan
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE, 19711
Clean-Slate Loan
8.50%
APR8.50%
Last UpdatedMarch 26, 2026
Details

As Low As; Rates as low as 8.50% APR are available to qualified borrowers and are based on creditworthiness. The maximum loan amount is $10,000 with a maximum repayment term of 24 months. Not all applicants will qualify for the lowest rate. Rate and terms are subject to change without notice. Other restrictions may apply. Membership eligibility required.

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE, 19711
Collateral Personal Loans
8.65%
APR8.65%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Collateral Loan
8.75%
APR8.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
Holiday Loan
8.90%
APR8.90%
Last UpdatedMarch 26, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3301 Philadelphia Pike, Claymont, DE, 19703
Vacation Loan
8.90%
APR8.90%
Last UpdatedMarch 26, 2026
Details

As Low As

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
700 N Bedford St, Georgetown, DE, 19947
Unsecured Personal Loans
8.99%
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Debt Freedom Loan
9.00%
APR9.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

$10,000 - $50,000

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Signature Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Promotional Loan
10.00%
APR10.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE, 19947
Unsecured Optionline Tier 2
10.50%
APR10.50%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Signature / Unsecured Loan
10.75%
APR10.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Signature Tax Loan
10.75%
APR10.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Personal Loan
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

$100 - $9,999

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 26, 2026
Details

$20,000 or more

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE, 19947
Personal Loan
11.74%
APR11.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Holiday Loan
11.90%
APR11.90%
Last UpdatedMarch 26, 2026
Details

$2,000 (MAX); Nov 1st - Nov 30th

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE, 19801
Step Up Loan (Signature)
13.99%
APR13.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE, 19720
Title loans
14.99%
APR14.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Signature Loan
17.90%
APR17.90%
Last UpdatedMarch 26, 2026
Details

$15,000 (MAX)

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE, 19711
Title Loans
18.00%
APR18.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Discover Personal Loans
24.99%
APR24.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Personal Loan
24.99%
APR24.99%
Last UpdatedMarch 26, 2026
Details

Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
140 Aerenson Dr, Milford, DE, 19963
Personal Loan
9.77%
APR9.77%
Last UpdatedMarch 26, 2026
Details

As Low As

Dover Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.46%
643 N DuPont Blvd, Milford, DE, 19963 1098
Personal Loans
10.25%
APR10.25%
Last UpdatedMarch 26, 2026
Details

As Low As

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Personal Loan
6.99%
APR6.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Regular APR: 6.99% - 24.99%

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Discover Personal Loans
7.99%
APR7.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Personal Loan
7.99%
APR7.99%
Last UpdatedMarch 26, 2026
Details

As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
1110 Elkton Rd, Newark, DE, 19711
Collateral Personal Loans
8.65%
APR8.65%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
700 N Bedford St, Georgetown, DE, 19947
Unsecured Personal Loans
8.99%
APR8.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

$10,000 - $50,000

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Personal Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE, 19803
Personal Loans
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Personal Loan
10.99%
APR10.99%
Last UpdatedMarch 26, 2026
Details

$100 - $9,999

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE, 19806 2457
Personal Loan
11.49%
APR11.49%
Last UpdatedMarch 26, 2026
Details

$20,000 or more

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
21035 Dupont Blvd, Georgetown, DE, 19947
Personal Loan
11.74%
APR11.74%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Discover Personal Loans
24.99%
APR24.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Discover Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.64%
502 E Market St, Greenwood, DE, 19950
Personal Loan
24.99%
APR24.99%
Last UpdatedMarch 26, 2026
Details

Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Debt Freedom Loan
9.00%
APR9.00%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Signature Loan
7.50%
APR7.50%
Last UpdatedMarch 26, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Signature Loan
7.90%
APR7.90%
Last UpdatedMarch 26, 2026
Details

$15,000 (MAX)

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE, 19804
Signature Loan
8.00%
APR8.00%
Last UpdatedMarch 26, 2026
Details

As Low As

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
814 W Basin Rd, New Castle, DE, 19720
Signature Loan
9.99%
APR9.99%
Last UpdatedMarch 26, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Signature / Unsecured Loan
10.75%
APR10.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
401 S New St, Dover, DE, 19904
Signature Tax Loan
10.75%
APR10.75%
Last UpdatedMarch 26, 2026
Details

No additional details available.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE, 19801
Step Up Loan (Signature)
13.99%
APR13.99%
Last UpdatedMarch 26, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
113 W 6th St, Historic New Castle, DE, 19720 5070
Signature Loan
17.90%
APR17.90%
Last UpdatedMarch 26, 2026
Details

$15,000 (MAX)

No home improvement personal loan rates found in Milford, DE currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Delaware?

Most lenders in Milford, Delaware require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Delaware often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Milford, Delaware require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Delaware?

Yes. Debt consolidation is one of the most common uses of personal loans in Milford, Delaware. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Milford, Delaware?

Credit unions in Milford, Delaware often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Milford, Delaware?

  • Citizens Bank: 5.45% (Medical Residency Refinance Loan)
  • Dover Federal Credit Union: 6.45% (Land Loans)
  • Tidemark Federal Credit Union: 7.25% (Bus Loans New or Used)
  • DEL ONE: 8.50% (Personal)
  • New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Milford, Delaware. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.