Mortgage Lenders and Brokers in Milford, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milford, Delaware mortgage lenders include Shore United Bank, N.A.Shore United Bank, N.A.698a N Dupont Blvd, Milford, DE 19963A5.0 ★Texas Ratio: 9.61%, M&T BankM&T Bank673 N Dupont Blvd, Milford, DE 19963A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA610 N Dupont Blvd, Milford, DE 19963A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.655 N Dupont Blvd, Milford, DE 19963A+5.0 ★Texas Ratio: 4.24%, WSFS bankWSFS bank688 N Dupont Blvd, Milford, DE 19963A+5.0 ★Texas Ratio: 3.10%, Dover Federal Credit UnionDover Federal Credit Union643 N DuPont Blvd, Milford, DE 19963 1098A5.0 ★Texas Ratio: 8.00%, Tidemark Federal Credit UnionTidemark Federal Credit Union140 Aerenson Dr, Milford, DE 19963A+5.0 ★Texas Ratio: 1.21%, Fulton Bank, National AssociationFulton Bank, National Association100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, and Bank of America NABank of America NA230 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milford, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milford are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milford, Delaware
Market share is the lender's share of all home loans closed in Milford, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milford 698a N Dupont Blvd, Milford, DE 19963 A5.0 ★Texas Ratio: 9.61% |
Conventional | 13 | 2% | 86.7% | $315,769 | View |
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1 office in Milford 673 N Dupont Blvd, Milford, DE 19963 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 4 +32 HELOCs |
0.6% | 80% | $315,000 | View |
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1 office in Milford 610 N Dupont Blvd, Milford, DE 19963 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +23 HELOCs |
0.5% | 100% | $228,333 | View |
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★ 1.7 stars, 3 reviews 1 office in Milford 655 N Dupont Blvd, Milford, DE 19963 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +23 HELOCs |
0.3% | 66.7% | $185,000 | View |
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1 office in Milford 688 N Dupont Blvd, Milford, DE 19963 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 1 +12 HELOCs |
0.2% | 100% | $145,000 | View |
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643 N DuPont Blvd, Milford, DE 19963 1098 A5.0 ★Texas Ratio: 8.00% |
Conventional | 8 | 1.2% | 61.5% | $211,250 | View |
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140 Aerenson Dr, Milford, DE 19963 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 6 | 0.9% | 66.7% | $215,000 | View |
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100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
0.8% | 83.3% | $457,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 4 | 0.6% | 83.3% | $400,000 | View |
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230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $435,000 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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6349 N Dupont Highway, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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100 Aerenson Dr, Milford, DE 19963 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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110 Sandhill Dr, Middletown, DE 19709 5806 A5.0 ★Texas Ratio: 6.88% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Keystone Funding, Inc
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Conventional, FHA, VA, USDA | 26 | 4% | 97% | $293,461 | |
Del-One Federal Credti Union
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Conventional, HELOC | 15 +19 HELOCs |
2.3% | 47.2% | $132,333 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA, USDA | 12 | 1.9% | 100% | $270,833 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 86 | 13.3% | 66.7% | $302,209 | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 7.9% | 81% | $204,607 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 36 +2 HELOCs |
5.6% | 86.4% | $395,277 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 30 | 4.6% | 97.1% | $309,666 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 25 | 3.9% | 78.1% | $305,400 | |
Newrez LLC
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Conventional, FHA, VA | 22 | 3.4% | 74.2% | $300,454 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 20 | 3.1% | 80.8% | $181,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 18 | 2.8% | 94.7% | $300,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, USDA | 16 | 2.5% | 94.1% | $316,875 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 15 | 2.3% | 75% | $267,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 2.2% | 94.1% | $329,285 | |
loanDepot.com LLC
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Conventional, FHA | 11 | 1.7% | 91.7% | $166,818 | |
Nfm, Inc
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Conventional, FHA, VA | 11 | 1.7% | 100% | $301,363 | |
Nationstar Mortgage
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Conventional, FHA, VA | 9 | 1.4% | 75% | $201,666 | |
Mortgage Research Center
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VA | 9 | 1.4% | 64.3% | $355,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 8 | 1.2% | 100% | $351,250 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 7 | 1.1% | 100% | $152,142 | |
Movement Mortgage, LLC
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Conventional, VA | 6 | 0.9% | 85.7% | $315,000 | |
Tidewater Mortgage Services, Inc
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FHA, VA | 5 | 0.8% | 100% | $283,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.8% | 75% | $283,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.8% | 27.8% | $161,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, USDA | 5 | 0.8% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, FHA, VA | 5 | 0.8% | 71.4% | $315,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 0.8% | 83.3% | $209,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 4 | 0.6% | 55.6% | $262,500 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 0.6% | 80% | $400,000 | View |
Direct Mortgage Loans, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $302,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $260,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 4 | 0.6% | 100% | $242,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $48,333 | |
American Financial Resources LLC
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Conventional | 3 | 0.5% | 100% | $388,333 | |
Navy Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $310,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $250,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.3% | 100% | $290,000 | |
Primelending
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Conventional | 2 | 0.3% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 0.3% | 100% | $500,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 2 | 0.3% | 100% | $570,000 | View |
Bayshore Mortgage Funding
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Conventional, FHA | 2 | 0.3% | 100% | $215,000 | |
Absolute Home Mortgage
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Conventional | 2 | 0.3% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 2 | 0.3% | 25% | $210,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 2 | 0.3% | 100% | $145,000 | View |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.3% | 66.7% | $425,000 | |
Evolve Bank & Trust
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Conventional, FHA | 2 | 0.3% | 100% | $355,000 | |
New Fed Mortgage Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $320,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.3% | 100% | $275,000 | |
Nations Direct Mortgage, LLC
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FHA | 2 | 0.3% | 100% | $350,000 | |
First Shore Federal Savings and Loan Association
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Conventional | 2 | 0.3% | 100% | $365,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 75% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 0.3% | 100% | $385,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Everett Financial, Inc.
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VA | 1 | 0.2% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 50% | $165,000 | |
MDE Home Loans LLC
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FHA | 1 | 0.2% | 100% | $415,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 50% | $275,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $385,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $165,000 | |
United Trust Bank
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FHA | 1 | 0.2% | 100% | $185,000 | |
City Lending Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
First Home Mortgage
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FHA | 1 | 0.2% | 100% | $275,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.2% | 100% | $255,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $485,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
First Savings Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Franklin Mint Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $515,000 | |
Linkbank
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Conventional | 1 | 0.2% | 50% | $425,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Aurora Financial, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
MassMutual FCU
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $235,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.2% | 100% | $335,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Aberdeen Proving Ground FCU
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $525,000 | |
Bay Capital Mortgage Corporation
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VA | 1 | 0.2% | 100% | $395,000 | |
Philadelphia Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $415,000 | |
Notre Dame Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 33.3% | $245,000 | View |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Ardent Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 0.2% | 100% | $985,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 50% | $405,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, Jumbo | 1 | 0.2% | 100% | $905,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 25% | $25,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $395,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 33.3% | $35,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firstrust Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Milford Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milford, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Milford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milford, DE
Use these to narrow the list above. Each category shows how many Milford, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Milford, DE
Independent mortgage companies closed 78.6 percent of home loans in Milford, Delaware in 2025, banks 14.9 percent and credit unions 6.5 percent. Keystone Funding, Inc was the largest mortgage company, Shore United Bank, N.A. the largest bank and Dover Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milford, DE
By home loans closed in 2025, Shore United Bank, N.A. was the largest mortgage lender in Milford, Delaware with 13 loans, about 2 percent of the market. The largest lender headquartered in Delaware was WSFS bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Milford, Delaware, Rocket Mortgage approved the highest share of completed applications in 2025 at 81 percent, against a 78.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Milford, Delaware in 2025, led by Nvr Mortgage Finance, Inc. with 31. 37 lenders closed VA loans, led by United Wholesale Mortgage, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 18 credit unions closed home loans in Milford, Delaware in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milford, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milford, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
