Newark, Delaware mortgage lenders include WSFS bankWSFS bank201 Suburban Dr, Newark, DE 19711A+5.0 ★Texas Ratio: 3.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 Newark Shopping Ctr, Newark, DE 19711A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank550 Suburban Dr, Newark, DE 19711A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA400 E Delaware Ave, Newark, DE 19711A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA622 S College Ave, Newark, DE 19713A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.201 Newark Shopping Ctr, Newark, DE 19711A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association287 E Main St, Newark, DE 19711A+5.0 ★Texas Ratio: 4.85%, Louviers Federal Credit UnionLouviers Federal Credit Union185 S Main St, Newark, DE 19711, TD BankTD Bank230 E Delaware Ave, Newark, DE 19711A+5.0 ★Texas Ratio: 3.71%, and Citizens Bank, NACitizens Bank, NA1 University Plz, Newark, DE 19702A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newark, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newark are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Newark, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
3 offices in Newark 201 Suburban Dr, Newark, DE 19711 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, HELOC | 13 +20 HELOCs |
2.9% | 81.2% | $368,846 | View |
|
2 offices in Newark 700 Newark Shopping Ctr, Newark, DE 19711 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 10 +1 HELOCs |
2.2% | 90.9% | $303,000 | View |
|
2 offices in Newark 550 Suburban Dr, Newark, DE 19711 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 5 +23 HELOCs |
1.1% | 83.3% | $411,000 | View |
|
1 office in Newark 400 E Delaware Ave, Newark, DE 19711 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 5 +7 HELOCs |
1.1% | 62.5% | $349,000 | View |
|
3 offices in Newark 622 S College Ave, Newark, DE 19713 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.9% | 100% | $262,500 | View |
|
★ 1.7 stars, 3 reviews 3 offices in Newark 201 Newark Shopping Ctr, Newark, DE 19711 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +18 HELOCs |
0.7% | 75% | $195,000 | View |
|
1 office in Newark 287 E Main St, Newark, DE 19711 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.7% | 100% | $218,333 | View |
Louviers Federal Credit Union
185 S Main St, Newark, DE 19711 |
Conventional | 2 | 0.4% | 100% | $40,000 | |
|
2 offices in Newark 230 E Delaware Ave, Newark, DE 19711 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 33.3% | $385,000 | View |
|
1 office in Newark 1 University Plz, Newark, DE 19702 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +36 HELOCs |
0% | 0% | View | |
Pike Creek Mortgage Services, Inc.
|
Conventional, FHA, VA | 63 | 14% | 100% | $317,857 | |
|
1 Possum Park Rd, Newark, DE 19711 A5.0 ★Texas Ratio: 6.88% |
Conventional, HELOC | 5 +2 HELOCs |
1.1% | 100% | $81,000 | View |
|
2424 Pulaski Hwy, Newark, DE 19702 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 5 | 1.1% | 100% | $143,000 | View |
|
499 Walmart Drive, Camden, DE 19934 A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
4580 S Dupont Hwy, Camden, DE 19934 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
1 Penns Way, New Castle, DE 19721 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 50% | $395,000 | View |
Keystone Funding, Inc
|
Conventional, VA | 12 | 2.7% | 100% | $384,166 | |
Del-One Federal Credti Union
|
Conventional, HELOC | 7 +3 HELOCs |
1.6% | 71.4% | $130,714 | |
Discover Bank
|
Conventional | 1 | 0.2% | 14.3% | $45,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 63 | 14% | 92.8% | $249,603 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 23 +1 HELOCs |
5.1% | 79.3% | $425,434 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 17 | 3.8% | 94.4% | $362,647 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 12 | 2.7% | 100% | $387,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 2.2% | 90.9% | $287,000 | |
Guild Mortgage Company
|
Conventional, FHA | 10 | 2.2% | 100% | $400,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.8% | 72.7% | $312,500 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 8 | 1.8% | 100% | $345,000 | |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.6% | 100% | $435,000 | |
Nationstar Mortgage
|
Conventional | 7 | 1.6% | 77.8% | $153,571 | |
Fairway Independent Mort Corp
|
Conventional | 7 | 1.6% | 87.5% | $393,571 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 6 | 1.3% | 100% | $358,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 1.3% | 85.7% | $116,666 | View |
Newrez LLC
|
Conventional, FHA | 5 | 1.1% | 87.5% | $331,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 5 | 1.1% | 100% | $331,000 | |
Aberdeen Proving Ground FCU
|
Conventional, HELOC | 4 +3 HELOCs |
0.9% | 100% | $97,500 | |
Movement Mortgage, LLC
|
Conventional, VA | 4 | 0.9% | 100% | $357,500 | |
Mortgage Research Center
|
Conventional, VA | 4 | 0.9% | 44.4% | $390,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $285,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 37.5% | $55,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.7% | 100% | $405,000 | View |
Guidance Residential, LLC
|
Conventional | 3 | 0.7% | 100% | $281,666 | |
Filo Mortgage, LLC
|
Conventional | 3 | 0.7% | 100% | $381,666 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 0.7% | 75% | $485,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
FHA, VA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $385,000 | View |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 2 +2 HELOCs |
0.4% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.4% | 100% | $380,000 | View |
Tidewater Mortgage Services, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $435,000 | |
American Financial Resources LLC
|
Conventional | 2 | 0.4% | 100% | $335,000 | |
Primelending
|
Conventional, VA | 2 | 0.4% | 100% | $445,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.4% | 100% | $285,000 | View |
Primary Residential Mortgage, INC.
|
Conventional | 2 | 0.4% | 66.7% | $220,000 | |
Kind Lending, LLC
|
FHA | 2 | 0.4% | 100% | $280,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 0.4% | 100% | $245,000 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $585,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.4% | 100% | $245,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.4% | 100% | $120,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 100% | $230,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 0.4% | 100% | $195,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.4% | 40% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 100% | $490,000 | View |
Police and Fire Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $75,000 | |
Franklin Mint Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $105,000 | |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Cazle Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $405,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.2% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 100% | $85,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Nbkc Bank
|
Conventional | 1 | 0.2% | 100% | $685,000 | |
MDE Home Loans LLC
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.2% | 100% | $305,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $335,000 | |
State Employees Credit Union of MD
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 16.7% | $265,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Fidelity Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $405,000 | |
Nation One Mortgage Corporatio
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $585,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Aurora Financial, LLC
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.2% | 100% | $515,000 | |
Baxter Credit Union
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Affinity Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.2% | 100% | $545,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Horizon Farm Credit, ACA
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
FHA | 1 | 0.2% | 100% | $385,000 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.2% | 100% | $495,000 | |
21St Mortgage
|
Conventional | 1 | 0.2% | 33.3% | $45,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 50% | $165,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $395,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Citadel Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Newark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newark in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Newark, DE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.3 percent of home loans in Newark, Delaware in 2025, banks 18.7 percent and credit unions 6 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, WSFS bank the largest bank and Louviers Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
By home loans closed in 2025, WSFS bank was the largest mortgage lender in Newark, Delaware with 13 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Newark, Delaware, Pike Creek Mortgage Services, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 86.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Newark, Delaware in 2025, led by Rocket Mortgage with 7. 15 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 15 credit unions closed home loans in Newark, Delaware in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newark, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newark, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.