Mortgage Lenders and Brokers in Milton, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milton, Delaware mortgage lenders include M&T BankM&T Bank107 Front St, Milton, DE 19968A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.85%, Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.250 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.24%, WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, Artisans' BankArtisans' Bank1124 Pulaski Hwy, Bear, DE 19701A+5.0 ★Texas Ratio: 5.99%, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.71%, Dover Federal Credit UnionDover Federal Credit Union499 Walmart Drive, Camden, DE 19934A5.0 ★Texas Ratio: 8.00%, and Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milton, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milton are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milton, Delaware
Market share is the lender's share of all home loans closed in Milton, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milton 107 Front St, Milton, DE 19968 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +12 HELOCs |
0.7% | 100% | $348,333 | View |
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100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 6 +6 HELOCs |
1.4% | 100% | $341,666 | View |
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146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +14 HELOCs |
0.5% | 100% | $245,000 | View |
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★ 1.7 stars, 3 reviews 250 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +14 HELOCs |
0.5% | 100% | $350,000 | View |
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210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, HELOC | 2 +8 HELOCs |
0.5% | 100% | $335,000 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $230,000 | View |
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1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 0.5% | 100% | $150,000 | View |
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1001 E Songsmith Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $385,000 | View |
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499 Walmart Drive, Camden, DE 19934 A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 50% | $355,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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34686 Old Postal Ln, Lewes, DE 19958 4781 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Louviers Federal Credit Union
185 S Main St, Newark, DE 19711 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pike Creek Mortgage Services, Inc.
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Conventional, FHA | 10 | 2.3% | 100% | $340,000 | |
Keystone Funding, Inc
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Conventional, FHA | 7 | 1.6% | 100% | $316,428 | |
Del-One Federal Credti Union
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Conventional, HELOC | 5 +3 HELOCs |
1.1% | 41.7% | $99,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $45,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 139 | 31.4% | 90.8% | $319,460 | |
Rocket Mortgage
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Conventional, FHA | 31 | 7% | 86.5% | $200,161 | |
United Wholesale Mortgage
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Conventional, FHA | 19 | 4.3% | 90.5% | $405,000 | |
Guild Mortgage Company
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Conventional, VA | 13 | 2.9% | 81.2% | $441,153 | |
Newrez LLC
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Conventional, VA | 12 | 2.7% | 70.6% | $310,833 | |
Cmg Mortgage Inc
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Conventional, VA | 11 | 2.5% | 92.3% | $363,181 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 2.3% | 86.7% | $416,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 9 | 2% | 100% | $391,666 | |
loanDepot.com LLC
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Conventional, VA | 7 | 1.6% | 100% | $366,428 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 6 | 1.4% | 85.7% | $328,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.4% | 87.5% | $258,333 | |
Lennar Mortgage, LLC
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Conventional | 6 | 1.4% | 100% | $266,666 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.1% | 87.5% | $279,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.1% | 83.3% | $193,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 5 | 1.1% | 100% | $393,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 4 | 0.9% | 100% | $302,500 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 4 | 0.9% | 100% | $412,500 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 0.7% | 100% | $448,333 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA, VA | 3 | 0.7% | 100% | $441,666 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.7% | 75% | $231,666 | View |
Nfm, Inc
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Conventional, FHA | 3 | 0.7% | 100% | $301,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.7% | 100% | $345,000 | View |
New Fed Mortgage Corp.
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Conventional | 3 | 0.7% | 100% | $401,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.7% | 75% | $215,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 75% | $335,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 0.7% | 100% | $428,333 | |
Navy Federal Credit Union
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Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $735,000 | |
EMM Loans LLC
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FHA, VA | 2 | 0.5% | 100% | $300,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $395,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.5% | 100% | $420,000 | View |
Fidelity Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $445,000 | |
Shoreham Bank
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FHA | 2 | 0.5% | 100% | $25,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.5% | 100% | $390,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.5% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.00% |
FHA, VA | 2 | 0.5% | 100% | $355,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 2 | 0.5% | 66.7% | $425,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $170,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $510,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.5% | 100% | $240,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $435,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Tidewater Mortgage Services, Inc
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FHA | 1 | 0.2% | 50% | $205,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $75,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.77% |
Conventional | 1 | 0.2% | 100% | $645,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $45,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $535,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $205,000 | |
First Home Mortgage
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Conventional | 1 | 0.2% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.2% | 50% | $215,000 | |
Police and Fire Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.2% | 100% | $295,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $125,000 | |
The Farmers Bank of Willards
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $515,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Stg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $455,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $355,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 0.2% | 33.3% | $405,000 | |
Bank of Little Rock Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
TowneBank
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Horizon Farm Credit, ACA
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Conventional | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 14.3% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.2% | 20% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $255,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Aberdeen Proving Ground FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Milton Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milton, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milton, DE
Use these to narrow the list above. Each category shows how many Milton, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Milton, DE
Independent mortgage companies closed 82.6 percent of home loans in Milton, Delaware in 2025, banks 14.3 percent and credit unions 3.2 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, M&T Bank the largest bank and Dover Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milton, DE
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Milton, Delaware with 3 loans, about 0.7 percent of the market. The largest lender headquartered in Delaware was WSFS bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Milton, Delaware, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 90.8 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Milton, Delaware in 2025, led by Nvr Mortgage Finance, Inc. with 12. 18 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 14 credit unions closed home loans in Milton, Delaware in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milton, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milton, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
