Mortgage Lenders and Brokers in Millsboro, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Millsboro, Delaware mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association28581 Dupont Blvd, Millsboro, DE 19966A+5.0 ★Texas Ratio: 4.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA26500 Victorias Landing Rd, Millsboro, DE 19966A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank28529 Dupont Blvd, Millsboro, DE 19966A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.118 Main St, Millsboro, DE 19966A+5.0 ★Texas Ratio: 4.24%, WSFS bankWSFS bank26644 Centerview Dr, Millsboro, DE 19966A+5.0 ★Texas Ratio: 3.10%, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, Tidemark Federal Credit UnionTidemark Federal Credit Union24940 John J Williams Hwy, Millsboro, DE 19966A+5.0 ★Texas Ratio: 1.21%, Delaware State Police FCUDelaware State Police FCU6349 N Dupont Highway, Dover, DE 19901A+5.0 ★Texas Ratio: 4.25%, and Shore United Bank, N.A.Shore United Bank, N.A.4580 S Dupont Hwy, Camden, DE 19934A5.0 ★Texas Ratio: 9.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Millsboro, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millsboro are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Millsboro, Delaware
Market share is the lender's share of all home loans closed in Millsboro, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Millsboro 28581 Dupont Blvd, Millsboro, DE 19966 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
1.1% | 100% | $805,000 | View |
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1 office in Millsboro 26500 Victorias Landing Rd, Millsboro, DE 19966 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 4 | 0.9% | 100% | $350,000 | View |
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1 office in Millsboro 28529 Dupont Blvd, Millsboro, DE 19966 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +17 HELOCs |
0.4% | 100% | $400,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Millsboro 118 Main St, Millsboro, DE 19966 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +17 HELOCs |
0.4% | 100% | $345,000 | View |
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2 offices in Millsboro 26644 Centerview Dr, Millsboro, DE 19966 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 2 +14 HELOCs |
0.4% | 66.7% | $280,000 | View |
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1001 E Songsmith Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $55,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 100% | $218,333 | View |
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24940 John J Williams Hwy, Millsboro, DE 19966 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 3 | 0.7% | 100% | $195,000 | View |
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6349 N Dupont Highway, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 2 | 0.4% | 100% | $65,000 | View |
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4580 S Dupont Hwy, Camden, DE 19934 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Del-One Federal Credti Union
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Conventional, HELOC | 10 +4 HELOCs |
2.2% | 76.9% | $70,000 | |
Keystone Funding, Inc
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Conventional, VA | 5 | 1.1% | 100% | $291,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 0.4% | 100% | $350,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $55,000 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 67 | 15% | 89.5% | $299,328 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 39 | 8.7% | 85.7% | $233,974 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 6.3% | 96.7% | $328,928 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, USDA, HELOC | 16 +1 HELOCs |
3.6% | 100% | $325,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 3.6% | 84.2% | $249,375 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 15 | 3.4% | 93.8% | $251,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA, VA | 13 | 2.9% | 92.9% | $275,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 10 | 2.2% | 100% | $293,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 10 | 2.2% | 100% | $286,000 | |
loanDepot.com LLC
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Conventional, VA | 9 | 2% | 81.8% | $173,888 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 2% | 100% | $363,888 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 7 | 1.6% | 87.5% | $280,714 | View |
First Home Mortgage
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Conventional, VA, USDA | 7 | 1.6% | 87.5% | $289,285 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.3% | 70% | $303,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.3% | 100% | $240,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 1.3% | 100% | $348,333 | |
First Shore Federal Savings and Loan Association
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Conventional | 6 | 1.3% | 85.7% | $93,333 | |
Amerisave Mortgage Company
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Conventional | 5 | 1.1% | 71.4% | $51,000 | |
Bayshore Mortgage Funding
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Conventional, FHA, VA | 5 | 1.1% | 100% | $253,000 | |
The Farmers Bank of Willards
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Conventional | 5 | 1.1% | 83.3% | $293,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 5 | 1.1% | 100% | $317,000 | View |
Tidewater Mortgage Services, Inc
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Conventional, FHA, VA | 4 | 0.9% | 100% | $275,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.9% | 60% | $165,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 0.9% | 57.1% | $257,500 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 0.9% | 100% | $360,000 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $275,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 4 | 0.9% | 66.7% | $85,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
0.7% | 75% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.7% | 75% | $438,333 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.7% | 100% | $238,333 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $211,666 | |
Success Lending, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 0.4% | 100% | $200,000 | View |
Guild Mortgage Company
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Conventional | 2 | 0.4% | 100% | $640,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.4% | 66.7% | $305,000 | View |
Police and Fire Federal Credit Union
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Conventional | 2 | 0.4% | 100% | $300,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.4% | 100% | $330,000 | |
Linkbank
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Conventional, FHA | 2 | 0.4% | 28.6% | $150,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 50% | $380,000 | View |
Mortgage Research Center
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VA | 2 | 0.4% | 33.3% | $315,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 0.4% | 100% | $365,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.4% | 100% | $325,000 | View |
Reliance First Capital, LLC
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FHA | 2 | 0.4% | 100% | $170,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.4% | 100% | $220,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 50% | $345,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $545,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Goodleap, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Nbkc Bank
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Ocmbc, Inc.
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VA | 1 | 0.2% | 100% | $675,000 | |
NJ Lenders Corp
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Conventional | 1 | 0.2% | 100% | $335,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $515,000 | |
Absolute Home Mortgage
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FHA | 1 | 0.2% | 100% | $285,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $295,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $325,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 50% | $385,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.2% | 100% | $365,000 | |
Baxter Credit Union
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Conventional | 1 | 0.2% | 100% | $65,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $535,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 50% | $325,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.2% | 100% | $405,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $545,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 33.3% | $135,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $415,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.2% | 100% | $235,000 | |
First Atlantic Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Millsboro Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Millsboro, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Millsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Millsboro, DE
Use these to narrow the list above. Each category shows how many Millsboro, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Millsboro, DE
Independent mortgage companies closed 75.8 percent of home loans in Millsboro, Delaware in 2025, banks 18.8 percent and credit unions 5.4 percent. Keystone Funding, Inc was the largest mortgage company, Fulton Bank, National Association the largest bank and Tidemark Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Millsboro, DE
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in Millsboro, Delaware with 5 loans, about 1.1 percent of the market. The largest lender headquartered in Delaware was WSFS bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Millsboro, Delaware, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 89.5 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Millsboro, Delaware in 2025, led by Lennar Mortgage, LLC with 13. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Millsboro, Delaware in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Millsboro, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millsboro, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
