Mortgage Lenders and Brokers in Smyrna, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Smyrna, Delaware mortgage lenders include WSFS bankWSFS bank400 Jimmy Dr, Smyrna, DE 19977A+5.0 ★Texas Ratio: 3.10%, Citizens Bank, NACitizens Bank, NA7 W Glenwood Ave, Smyrna, DE 19977A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank600 Jimmy Dr, Smyrna, DE 19977A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.7 S Main St, Smyrna, DE 19977A+5.0 ★Texas Ratio: 4.24%, Dover Federal Credit UnionDover Federal Credit Union436 W Glenwood Ave, Smyrna, DE 19977 1006A5.0 ★Texas Ratio: 8.00%, Bank of America NABank of America NA230 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.14%, Shore United Bank, N.A.Shore United Bank, N.A.4580 S Dupont Hwy, Camden, DE 19934A5.0 ★Texas Ratio: 9.61%, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, and Dexsta Federal Credit UnionDexsta Federal Credit Union110 Sandhill Dr, Middletown, DE 19709 5806A5.0 ★Texas Ratio: 6.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Smyrna, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smyrna are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Smyrna, Delaware
Market share is the lender's share of all home loans closed in Smyrna, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Smyrna 400 Jimmy Dr, Smyrna, DE 19977 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, Jumbo, HELOC | 15 +23 HELOCs |
1.9% | 93.8% | $368,333 | View |
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1 office in Smyrna 7 W Glenwood Ave, Smyrna, DE 19977 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 6 +39 HELOCs |
0.7% | 100% | $326,666 | View |
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1 office in Smyrna 600 Jimmy Dr, Smyrna, DE 19977 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +25 HELOCs |
0.4% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Smyrna 7 S Main St, Smyrna, DE 19977 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +21 HELOCs |
0.1% | 100% | $355,000 | View |
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436 W Glenwood Ave, Smyrna, DE 19977 1006 A5.0 ★Texas Ratio: 8.00% |
Conventional | 13 | 1.6% | 56.5% | $115,000 | View |
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230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 4 +2 HELOCs |
0.5% | 80% | $295,000 | View |
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4580 S Dupont Hwy, Camden, DE 19934 A5.0 ★Texas Ratio: 9.61% |
Conventional, VA | 4 | 0.5% | 100% | $410,000 | View |
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1001 E Songsmith Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +5 HELOCs |
0.4% | 60% | $101,666 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 60% | $388,333 | View |
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110 Sandhill Dr, Middletown, DE 19709 5806 A5.0 ★Texas Ratio: 6.88% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $90,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.2% | 50% | $365,000 | View |
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1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 0.2% | 100% | $165,000 | View |
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100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
VA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $265,000 | View |
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1758 Pulaski Hwy, Bear, DE 19701 1712 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.1% | 100% | $15,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 82 | 10.1% | 97.6% | $373,658 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 24 | 3% | 100% | $327,916 | |
Del-One Federal Credti Union
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Conventional, HELOC | 14 +18 HELOCs |
1.7% | 37.5% | $67,857 | |
Discover Bank
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Conventional | 5 | 0.6% | 29.4% | $71,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 75 | 9.3% | 85.6% | $238,600 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 48 | 5.9% | 79% | $374,791 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 39 | 4.8% | 90.7% | $296,025 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
3.3% | 96.4% | $346,111 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 27 | 3.3% | 80% | $288,703 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 24 | 3% | 93.3% | $351,250 | |
Nationstar Mortgage
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Conventional, FHA, VA | 19 | 2.3% | 83.3% | $177,105 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
2.2% | 81.8% | $216,111 | |
Guild Mortgage Company
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Conventional, FHA, VA | 18 | 2.2% | 80.8% | $337,222 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 17 | 2.1% | 89.5% | $199,705 | |
New American Funding, LLC.
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Conventional, FHA | 13 | 1.6% | 76.5% | $378,076 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 12 | 1.5% | 52.2% | $186,666 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 12 | 1.5% | 48% | $469,166 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 11 +9 HELOCs |
1.4% | 100% | $186,818 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 11 | 1.4% | 84.6% | $365,909 | |
Mortgage Research Center
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VA | 11 | 1.4% | 55% | $400,454 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 10 | 1.2% | 90.9% | $387,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA, USDA | 10 | 1.2% | 100% | $354,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 10 | 1.2% | 100% | $336,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 9 | 1.1% | 66.7% | $331,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 9 | 1.1% | 81.8% | $345,000 | |
Village Capital & Investment
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FHA, VA | 9 | 1.1% | 82.4% | $393,888 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
0.9% | 87.5% | $320,714 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 7 | 0.9% | 100% | $297,857 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 6 | 0.7% | 85.7% | $365,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 5 +5 HELOCs |
0.6% | 38.5% | $51,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 0.6% | 38.1% | $133,000 | |
Absolute Home Mortgage
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Conventional, FHA | 5 | 0.6% | 83.3% | $399,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.5% | 80% | $375,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.5% | 57.1% | $287,500 | |
Triad Financial Services, Inc.
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Conventional | 4 | 0.5% | 66.7% | $70,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 100% | $367,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.5% | 80% | $315,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, FHA, VA | 4 | 0.5% | 57.1% | $360,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 4 | 0.5% | 100% | $367,500 | View |
First Community Mortgage, Inc.
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Conventional, FHA | 3 | 0.4% | 100% | $308,333 | |
American Financial Resources LLC
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FHA, VA | 3 | 0.4% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 3 | 0.4% | 100% | $388,333 | View |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, VA | 3 | 0.4% | 100% | $325,000 | |
Police and Fire Federal Credit Union
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Conventional | 3 | 0.4% | 23.1% | $165,000 | |
New Day Financial, LLC.
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VA | 3 | 0.4% | 60% | $388,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 75% | $438,333 | |
Aberdeen Proving Ground FCU
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Conventional | 3 | 0.4% | 75% | $85,000 | |
First Shore Federal Savings and Loan Association
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Conventional | 3 | 0.4% | 100% | $75,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 0.4% | 100% | $348,333 | |
21St Mortgage
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Conventional | 3 | 0.4% | 36.4% | $68,333 | |
Citadel Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.2% | 100% | $105,000 | |
American Heritage Federal Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.2% | 50% | $260,000 | |
TruMark Financial Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $80,000 | |
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A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 50% | $430,000 | |
HomeBridge Financial Services, Inc
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FHA, VA, HELOC | 2 +1 HELOCs |
0.2% | 50% | $285,000 | |
Philadelphia Federal Credit Un
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $35,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.2% | 100% | $345,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.2% | 100% | $365,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.2% | 100% | $255,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.2% | 100% | $320,000 | |
Acre Mortgage & Financial, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $550,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.2% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.2% | 100% | $270,000 | View |
Credit Human Federal Credit Un
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Conventional | 2 | 0.2% | 100% | $100,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 0.2% | 100% | $365,000 | View |
Embrace Home Loans, Inc.
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VA | 2 | 0.2% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.2% | 100% | $390,000 | View |
New Fed Mortgage Corp.
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Conventional, FHA | 2 | 0.2% | 100% | $180,000 | |
Horizon Farm Credit, ACA
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Conventional | 2 | 0.2% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.2% | 8% | $75,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 28.6% | $275,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $310,000 | |
Kind Lending, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 20% | $425,000 | View |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $445,000 | |
MDE Home Loans LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
Delmar Financial Company
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Conventional | 1 | 0.1% | 100% | $465,000 | |
The People's Credit Union
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Firstrust Savings Bank
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Conventional | 1 | 0.1% | 100% | $265,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
First Home Mortgage
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Conventional | 1 | 0.1% | 100% | $455,000 | |
Valon Mortgage
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Financial Freedom Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 66.7% | $335,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $415,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $395,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.1% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.1% | 100% | $385,000 | View |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.1% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.15% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
T2 Financial LLC
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VA | 1 | 0.1% | 100% | $285,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 3.40% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Sun Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Evolve Bank & Trust
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Andrews Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.1% | 50% | $665,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $595,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 33.3% | $65,000 | View |
Municipal Employees Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Smyrna Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Smyrna, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Smyrna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smyrna in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Smyrna, DE
Use these to narrow the list above. Each category shows how many Smyrna, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Smyrna, DE
Independent mortgage companies closed 78 percent of home loans in Smyrna, Delaware in 2025, banks 14.1 percent and credit unions 7.9 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, WSFS bank the largest bank and Dover Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Smyrna, DE
By home loans closed in 2025, WSFS bank was the largest mortgage lender in Smyrna, Delaware with 15 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Smyrna, Delaware, Pike Creek Mortgage Services, Inc. approved the highest share of completed applications in 2025 at 97.6 percent, against a 76.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in Smyrna, Delaware in 2025, led by Pike Creek Mortgage Services, Inc. with 36. 42 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 20 credit unions closed home loans in Smyrna, Delaware in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Smyrna, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smyrna, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smyrna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
