Mortgage Lenders and Brokers in New Castle, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
New Castle, Delaware mortgage lenders include WSFS bankWSFS bank144 N Dupont Hwy, New Castle, DE 19720A+5.0 ★Texas Ratio: 3.10%, Citizens Bank, NACitizens Bank, NA130 N Dupont Hwy, New Castle, DE 19720A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.1 E Basin Rd, New Castle, DE 19720A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank287 Christiana Rd, New Castle, DE 19720A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank82 Christiana Rd, New Castle, DE 19720A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA230 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.14%, Dexsta Federal Credit UnionDexsta Federal Credit Union118 Jestan Blvd, New Castle, DE 19720A5.0 ★Texas Ratio: 6.88%, and Fulton Bank, National AssociationFulton Bank, National Association100 Eden Circle, Bear, DE 19701A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Castle, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Castle are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in New Castle, Delaware
Market share is the lender's share of all home loans closed in New Castle, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in New Castle 144 N Dupont Hwy, New Castle, DE 19720 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, HELOC | 7 +8 HELOCs |
2.1% | 87.5% | $287,857 | View |
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1 office in New Castle 130 N Dupont Hwy, New Castle, DE 19720 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 3 +12 HELOCs |
0.9% | 100% | $258,333 | View |
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★ 1.7 stars, 3 reviews 1 office in New Castle 1 E Basin Rd, New Castle, DE 19720 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +13 HELOCs |
0.6% | 100% | $185,000 | View |
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3 offices in New Castle 287 Christiana Rd, New Castle, DE 19720 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +16 HELOCs |
0.3% | 100% | $145,000 | View |
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1 office in New Castle 82 Christiana Rd, New Castle, DE 19720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $55,000 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.5% | 62.5% | $277,000 | View |
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1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 1.2% | 66.7% | $330,000 | View |
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230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 66.7% | $285,000 | View |
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118 Jestan Blvd, New Castle, DE 19720 A5.0 ★Texas Ratio: 6.88% |
Conventional | 2 | 0.6% | 100% | $140,000 | View |
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100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $245,000 | View |
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235 Christiana Rd, New Castle, DE 19720 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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34686 Old Postal Ln, Lewes, DE 19958 4781 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
Louviers Federal Credit Union
185 S Main St, Newark, DE 19711 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 34 | 10.4% | 100% | $271,176 | |
Keystone Funding, Inc
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Conventional, FHA | 12 | 3.7% | 100% | $305,000 | |
Del-One Federal Credti Union
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Conventional, HELOC | 5 +1 HELOCs |
1.5% | 60% | $221,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8.2% | 69.2% | $139,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 6.1% | 91.7% | $312,500 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, HELOC | 16 +1 HELOCs |
4.9% | 94.4% | $298,750 | View |
Envoy Mortgage, Ltd
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Conventional, FHA, VA | 14 | 4.3% | 100% | $309,285 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 11 | 3.4% | 100% | $304,090 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 2.7% | 100% | $331,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 9 | 2.7% | 90% | $315,000 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 2.4% | 100% | $240,000 | |
Newrez LLC
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Conventional, FHA | 7 | 2.1% | 63.6% | $137,857 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 6 | 1.8% | 100% | $331,666 | View |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 1.8% | 38.9% | $163,333 | |
Mortgage Research Center
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VA | 6 | 1.8% | 75% | $356,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.5% | 77.8% | $305,000 | |
Absolute Home Mortgage
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Conventional, FHA | 5 | 1.5% | 100% | $345,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.5% | 55.6% | $309,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 5 | 1.5% | 100% | $297,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
1.2% | 40% | $75,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 1.2% | 100% | $210,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.2% | 80% | $247,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 1.2% | 100% | $330,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 1.2% | 62.5% | $215,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 3 +6 HELOCs |
0.9% | 100% | $258,333 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.9% | 60% | $295,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $245,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 3 | 0.9% | 100% | $201,666 | |
Lennar Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $348,333 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.6% | 100% | $310,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.6% | 40% | $205,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.6% | 100% | $170,000 | |
Police and Fire Federal Credit Union
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Conventional | 2 | 0.6% | 100% | $45,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 42.9% | $270,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 66.7% | $270,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 0.6% | 100% | $150,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $55,000 | |
Citadel Federal Credit Union
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Conventional | 1 | 0.3% | 33.3% | $345,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 20% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
MLB Residential Lending, LLC
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FHA | 1 | 0.3% | 100% | $225,000 | |
American Financing Corporation
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FHA | 1 | 0.3% | 100% | $305,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $295,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 3.15% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Riverfront FCU
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Aberdeen Proving Ground FCU
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Philadelphia Federal Credit Un
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
New Castle Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in New Castle, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in New Castle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Castle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in New Castle, DE
Use these to narrow the list above. Each category shows how many New Castle, DE lenders fit and what that kind of lender is usually best for.
Who Lends in New Castle, DE
Independent mortgage companies closed 77.4 percent of home loans in New Castle, Delaware in 2025, banks 17.4 percent and credit unions 5.2 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, WSFS bank the largest bank and Dexsta Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in New Castle, DE
By home loans closed in 2025, WSFS bank was the largest mortgage lender in New Castle, Delaware with 7 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in New Castle, Delaware in 2025, led by Pike Creek Mortgage Services, Inc. with 11. 14 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 16 credit unions closed home loans in New Castle, Delaware in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Castle, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Castle, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Castle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
