Mortgage Lenders and Brokers in Wilmington, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wilmington, Delaware mortgage lenders include WSFS bankWSFS bank501 Carr Rd Ste 100, Wilmington, DE 19809A+5.0 ★Texas Ratio: 3.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4700 Limestone Rd, Wilmington, DE 19808A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5215 Concord Pike, Wilmington, DE 19803A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA814 Philadelphia Pike, Wilmington, DE 19809A+5.0 ★Texas Ratio: 5.36%, Fulton Bank, National AssociationFulton Bank, National Association3812 Kirkwood Hwy, Wilmington, DE 19808A+5.0 ★Texas Ratio: 4.85%, Artisans' BankArtisans' Bank2961 Centerville Rd, Wilmington, DE 19808A+5.0 ★Texas Ratio: 5.99%, PNC Bank N.A.PNC Bank N.A.300 Delaware Ave, Wilmington, DE 19801A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA2098 Naamans Rd, Wilmington, DE 19810A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank4300 Governor Printz Blvd, Wilmington, DE 19802A+5.0 ★Texas Ratio: 4.11%, and Dexsta Federal Credit UnionDexsta Federal Credit Union300 Foulk Rd, Wilmington, DE 19803A5.0 ★Texas Ratio: 6.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wilmington, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wilmington are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wilmington, Delaware
Market share is the lender's share of all home loans closed in Wilmington, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9 offices in Wilmington 501 Carr Rd Ste 100, Wilmington, DE 19809 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, VA, Jumbo, HELOC | 45 +46 HELOCs |
5.2% | 95.7% | $251,000 | View |
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6 offices in Wilmington 4700 Limestone Rd, Wilmington, DE 19808 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 21 +2 HELOCs |
2.4% | 95.7% | $302,142 | View |
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5 offices in Wilmington 5215 Concord Pike, Wilmington, DE 19803 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 16 +7 HELOCs |
1.8% | 76.2% | $261,875 | View |
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5 offices in Wilmington 814 Philadelphia Pike, Wilmington, DE 19809 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 13 | 1.5% | 65% | $245,000 | View |
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2 offices in Wilmington 3812 Kirkwood Hwy, Wilmington, DE 19808 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 9 +4 HELOCs |
1% | 75% | $202,777 | View |
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2961 Centerville Rd, Wilmington, DE 19808 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 9 | 1% | 100% | $181,666 | View |
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★ 1.7 stars, 3 reviews 57 offices in Wilmington 300 Delaware Ave, Wilmington, DE 19801 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 6 +45 HELOCs |
0.7% | 75% | $211,666 | View |
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5 offices in Wilmington 2098 Naamans Rd, Wilmington, DE 19810 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +37 HELOCs |
0.5% | 57.1% | $252,500 | View |
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8 offices in Wilmington 4300 Governor Printz Blvd, Wilmington, DE 19802 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 4 +17 HELOCs |
0.5% | 80% | $272,500 | View |
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300 Foulk Rd, Wilmington, DE 19803 A5.0 ★Texas Ratio: 6.88% |
Conventional, HELOC | 3 +4 HELOCs |
0.3% | 75% | $48,333 | View |
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3 offices in Wilmington 300 Delaware Ave, Wilmington, DE 19801 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 66.7% | $210,000 | View |
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3 offices in Wilmington 2901 Concord Pike, Wilmington, DE 19803 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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499 Walmart Drive, Camden, DE 19934 A5.0 ★Texas Ratio: 8.00% |
Conventional | 2 | 0.2% | 40% | $125,000 | View |
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1815 Newport Gap Pike, Wilmington, DE 19808 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
Louviers Federal Credit Union
984 Centre Rd, Wilmington, DE 19805 |
Conventional | 2 | 0.2% | 100% | $40,000 | |
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1 Penns Way, New Castle, DE 19721 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 98 | 11.3% | 92.5% | $237,755 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 34 | 3.9% | 97.3% | $268,529 | |
Del-One Federal Credti Union
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Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.5% | 26.3% | $317,500 | |
Discover Bank
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Conventional | 2 | 0.2% | 28.6% | $65,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA | 62 | 7.1% | 98.4% | $218,870 | View |
Rocket Mortgage
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Conventional, FHA, VA | 62 | 7.1% | 70.3% | $184,516 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 55 | 6.3% | 91.7% | $283,000 | |
Nation One Mortgage Corporatio
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Conventional, FHA, VA | 29 | 3.3% | 93.5% | $216,724 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 3.2% | 83.8% | $283,214 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 28 | 3.2% | 90.3% | $138,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 27 | 3.1% | 81.8% | $267,962 | |
Guild Mortgage Company
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Conventional, FHA, VA | 16 | 1.8% | 100% | $218,750 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 14 | 1.6% | 100% | $267,857 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 1.5% | 59.1% | $214,230 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 1.5% | 72.2% | $208,846 | |
Mortgage Research Center
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FHA, VA | 11 | 1.3% | 64.7% | $240,454 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 10 | 1.2% | 83.3% | $229,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 9 | 1% | 75% | $303,888 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 1% | 81.8% | $216,111 | |
loanDepot.com LLC
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Conventional, Jumbo | 9 | 1% | 50% | $259,444 | |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 0.9% | 88.9% | $141,250 | |
Absolute Home Mortgage
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Conventional, FHA | 7 | 0.8% | 100% | $302,142 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA, Jumbo | 7 | 0.8% | 100% | $436,428 | |
Fairway Independent Mort Corp
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Conventional | 7 | 0.8% | 87.5% | $299,285 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 7 | 0.8% | 41.2% | $149,285 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 6 | 0.7% | 54.5% | $135,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 0.7% | 100% | $161,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 0.7% | 25% | $61,666 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +2 HELOCs |
0.6% | 100% | $191,000 | |
Goodleap, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
0.6% | 83.3% | $181,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 0.6% | 41.7% | $221,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
0.5% | 100% | $172,500 | |
Cornerstone First Mortgage, LLC
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FHA | 4 | 0.5% | 100% | $195,000 | |
PHH Mortgage Corporation
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Conventional, VA | 4 | 0.5% | 71.4% | $295,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 4 | 0.5% | 100% | $380,000 | |
Beeline Loans, Inc.
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Conventional | 4 | 0.5% | 100% | $222,500 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 4 | 0.5% | 80% | $357,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.5% | 80% | $255,000 | |
Navy Federal Credit Union
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Conventional, VA, Jumbo, HELOC | 3 +4 HELOCs |
0.3% | 33.3% | $658,333 | |
TruMark Financial Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
0.3% | 75% | $338,333 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 3 | 0.3% | 75% | $168,333 | |
First Community Mortgage, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 3 | 0.3% | 50% | $175,000 | |
State Financial Network LLC
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Conventional | 3 | 0.3% | 100% | $281,666 | |
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A5.0 ★Texas Ratio: 8.00% |
FHA | 3 | 0.3% | 75% | $188,333 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 60% | $368,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +3 HELOCs |
0.2% | 37.5% | $100,000 | |
Citadel Federal Credit Union
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Conventional | 2 | 0.2% | 60% | $70,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.2% | 100% | $300,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 100% | $195,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $710,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 2 | 0.2% | 100% | $135,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.2% | 100% | $390,000 | |
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A+5.0 ★Texas Ratio: 1.26% |
Conventional | 2 | 0.2% | 100% | $300,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 2 | 0.2% | 100% | $120,000 | View |
Tjc Mortgage Inc
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Conventional, FHA | 2 | 0.2% | 50% | $100,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.2% | 66.7% | $380,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 2 | 0.2% | 100% | $190,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.2% | 100% | $410,000 | View |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $235,000 | |
Philadelphia Federal Credit Un
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $35,000 | |
Eagle One FCU
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $75,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $565,000 | View |
Affordable Mortgage Advisors
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FHA | 1 | 0.1% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.1% | 100% | $245,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $195,000 | |
Firstrust Savings Bank
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Conventional | 1 | 0.1% | 50% | $205,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $295,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.1% | 100% | $235,000 | |
Police and Fire Federal Credit Union
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Conventional | 1 | 0.1% | 33.3% | $35,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.1% | 100% | $175,000 | |
Weichert Financial Services
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Nfm, Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 33.3% | $375,000 | View |
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A+5.0 ★Texas Ratio: 3.94% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
First Heritage Financial LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $415,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.1% | 100% | $155,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Philadelphia Mortgage Advisors, Inc.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.1% | 100% | $125,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.1% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $275,000 | View |
Texana Bank
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 50% | $485,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Franklin Mint Federal Credit Union
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HELOC | 0 +5 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Heritage Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.00% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Affinity Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Nasa Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wilmington Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wilmington, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Wilmington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wilmington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wilmington, DE
Use these to narrow the list above. Each category shows how many Wilmington, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Wilmington, DE
Independent mortgage companies closed 70.3 percent of home loans in Wilmington, Delaware in 2025, banks 26.7 percent and credit unions 3 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, WSFS bank the largest bank and Dexsta Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 45 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wilmington, DE
By home loans closed in 2025, WSFS bank was the largest mortgage lender in Wilmington, Delaware with 45 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wilmington, Delaware, Meridian Bank approved the highest share of completed applications in 2025 at 98.4 percent, against a 79.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Wilmington, Delaware in 2025, led by Meridian Bank with 42. 31 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 26 credit unions closed home loans in Wilmington, Delaware in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wilmington, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wilmington, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wilmington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
