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Mortgage Lenders and Brokers in Middletown, Delaware

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Middletown, Delaware mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA490 Middletown Warwick Rd, Middletown, DE 19709A+5.0 ★Texas Ratio: 3.68%, WSFS bankWSFS bank400 E Main St, Middletown, DE 19709A+5.0 ★Texas Ratio: 3.10%, Wells Fargo Bank NAWells Fargo Bank NA310 Dove Run Centre Dr, Middletown, DE 19709A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.460 W Main St, Middletown, DE 19709A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank399 E Main St, Middletown, DE 19709A+5.0 ★Texas Ratio: 4.11%, Fulton Bank, National AssociationFulton Bank, National Association468 W Main St, Middletown, DE 19709A+5.0 ★Texas Ratio: 4.85%, Citizens Bank, NACitizens Bank, NA460 E Main St, Middletown, DE 19709A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank804 Kohl Ave, Middletown, DE 19709A+5.0 ★Texas Ratio: 3.71%, Dexsta Federal Credit UnionDexsta Federal Credit Union110 Sandhill Dr, Middletown, DE 19709 5806A5.0 ★Texas Ratio: 6.88%, and Dover Federal Credit UnionDover Federal Credit Union330 Dove Run Centre Dr, Middletown, DE 19709A5.0 ★Texas Ratio: 8.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Middletown, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Middletown are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Middletown, Delaware

Market share is the lender's share of all home loans closed in Middletown, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Middletown 490 Middletown Warwick Rd, Middletown, DE 19709 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	18 +2 HELOCs	1.8%	90%	$412,222	View
WSFS bank 1 office in Middletown 400 E Main St, Middletown, DE 19709 A+5.0 ★Texas Ratio: 3.10%	Conventional, FHA, HELOC	10 +29 HELOCs	1%	100%	$357,000	View
Wells Fargo Bank NA 1 office in Middletown 310 Dove Run Centre Dr, Middletown, DE 19709 A+5.0 ★Texas Ratio: 5.36%	Conventional	10	1%	100%	$313,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Middletown 460 W Main St, Middletown, DE 19709 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	4 +31 HELOCs	0.4%	66.7%	$390,000	View
M&T Bank 1 office in Middletown 399 E Main St, Middletown, DE 19709 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	4 +23 HELOCs	0.4%	80%	$460,000	View
Fulton Bank, National Association 1 office in Middletown 468 W Main St, Middletown, DE 19709 A+5.0 ★Texas Ratio: 4.85%	Conventional, FHA, HELOC	4 +5 HELOCs	0.4%	100%	$310,000	View
Citizens Bank, NA 1 office in Middletown 460 E Main St, Middletown, DE 19709 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +37 HELOCs	0.2%	66.7%	$530,000	View
TD Bank 1 office in Middletown 804 Kohl Ave, Middletown, DE 19709 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +6 HELOCs	0.2%	66.7%	$295,000	View
Dexsta Federal Credit Union 110 Sandhill Dr, Middletown, DE 19709 5806 A5.0 ★Texas Ratio: 6.88%	Conventional, HELOC	16 +4 HELOCs	1.6%	94.1%	$145,000	View
Dover Federal Credit Union 330 Dove Run Centre Dr, Middletown, DE 19709 A5.0 ★Texas Ratio: 8.00%	Conventional	10	1%	62.5%	$108,000	View
Artisans' Bank 1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99%	Conventional	4	0.4%	100%	$380,000	View
Bank of America NA 230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +14 HELOCs	0.3%	100%	$268,333	View
Community Powered FCU 1758 Pulaski Hwy, Bear, DE 19701 1712 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0.1%	100%	$155,000	View
Shore United Bank, N.A. 4580 S Dupont Hwy, Camden, DE 19934 A5.0 ★Texas Ratio: 9.61%	Conventional	1	0.1%	100%	$635,000	View
Pike Creek Mortgage Services, Inc.	Conventional, FHA, VA	74	7.4%	98.7%	$338,513
Keystone Funding, Inc	Conventional, FHA, VA	20	2%	100%	$378,500
Del-One Federal Credti Union	Conventional, HELOC	7 +9 HELOCs	0.7%	43.8%	$129,285
Discover Bank	Conventional	3	0.3%	27.3%	$135,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	80	8%	83.2%	$297,500
K. Hovnanian American Mortgage	Conventional, FHA, VA	73	7.3%	97.3%	$526,506
United Wholesale Mortgage	Conventional, FHA, VA	67	6.7%	87.3%	$488,731
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	64	6.4%	82.1%	$501,562
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	57	5.7%	98.3%	$537,105
Guild Mortgage Company	Conventional, FHA, VA	31	3.1%	97.1%	$500,483
Pennymac Loan Services LLC	Conventional, FHA, VA	25	2.5%	72.2%	$287,800
Paramount Residential Mortgage	Conventional	23	2.3%	100%	$536,739
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA, VA, HELOC	21 +1 HELOCs	2.1%	100%	$409,761	View
Freedom Mortgage Corporation	Conventional, FHA, VA	19	1.9%	95.2%	$420,263
Newrez LLC	Conventional, FHA, VA	19	1.9%	69%	$397,631
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	18	1.8%	100%	$448,888
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	15 +6 HELOCs	1.5%	72.7%	$442,333
Embrace Home Loans, Inc.	Conventional	11	1.1%	93.3%	$307,727
Nationstar Mortgage	Conventional, FHA	11	1.1%	91.7%	$325,909
New American Funding, LLC.	Conventional, FHA, VA, HELOC	10 +3 HELOCs	1%	83.3%	$516,000
Primary Residential Mortgage, INC.	Conventional, FHA	10	1%	100%	$292,000
Amerisave Mortgage Company	Conventional, FHA	10	1%	41.7%	$190,000
loanDepot.com LLC	Conventional, FHA, HELOC	9 +1 HELOCs	0.9%	100%	$361,666
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	9	0.9%	100%	$483,888
Movement Mortgage, LLC	Conventional, FHA, VA	9	0.9%	100%	$345,000
Aberdeen Proving Ground FCU	Conventional, HELOC	7 +3 HELOCs	0.7%	70%	$85,000
MDE Home Loans LLC	Conventional	7	0.7%	100%	$509,285
Abnb Federal Credit Union	Conventional	7	0.7%	100%	$553,571
Guaranteed Rate, Inc.	Conventional, VA	6	0.6%	85.7%	$396,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	6	0.6%	100%	$358,333	View
AmWest Funding Corp	Conventional	6	0.6%	100%	$488,333
Nations Direct Mortgage, LLC	Conventional	6	0.6%	100%	$605,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	6	0.6%	100%	$403,333
American Neighborhood Mortgage Acceptance Company	Conventional, VA	6	0.6%	100%	$415,000
Tidewater Mortgage Services, Inc	Conventional, FHA, VA	5	0.5%	100%	$415,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.5%	100%	$335,000
Mortgage Research Center	VA	5	0.5%	41.7%	$491,000
Police and Fire Federal Credit Union	Conventional, HELOC	4 +2 HELOCs	0.4%	33.3%	$270,000
Better Mortgage Corporation	Conventional, HELOC	4 +2 HELOCs	0.4%	40%	$370,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	4	0.4%	100%	$395,000	View
Nbkc Bank	Conventional	4	0.4%	66.7%	$487,500
Nation One Mortgage Corporatio	Conventional, FHA	4	0.4%	80%	$392,500
Union Home Mortgage Corp.	Conventional, FHA	4	0.4%	100%	$445,000
The Loan Store, Inc	Conventional	4	0.4%	100%	$507,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	66.7%	$220,000	View
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.3%	33.3%	$105,000
Absolute Home Mortgage	Conventional, FHA	3	0.3%	100%	$438,333
Ivy Mortgage, Inc.	Conventional	3	0.3%	100%	$451,666
Nfm, Inc	Conventional, VA	3	0.3%	100%	$301,666
Cardinal Financial Company, Li	Conventional	3	0.3%	100%	$325,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.3%	100%	$448,333	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	42.9%	$181,666
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0.2%	100%	$540,000
Citadel Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$150,000
EMM Loans LLC	Conventional, VA	2	0.2%	100%	$535,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo	2	0.2%	40%	$805,000	View
Guaranteed Rate Affinity, LLC	Conventional	2	0.2%	100%	$545,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.2%	100%	$695,000	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	44.4%	$335,000
Sage Home Loans Corporation	Conventional	2	0.2%	75%	$320,000
Equity Prime Mortgage LLC	FHA, VA	2	0.2%	100%	$490,000
Kind Lending, LLC	Conventional	2	0.2%	100%	$375,000
Allied Mortgage Group, Inc A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$285,000	View
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$240,000
American Financial Network, Inc.	Conventional, FHA	2	0.2%	100%	$360,000
Lower, LLC A5.0 ★Texas Ratio: 8.00%	FHA, VA	2	0.2%	66.7%	$520,000	View
Riverfront FCU	Conventional	2	0.2%	100%	$85,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.2%	100%	$395,000	View
Plaza Home Mortgage, Inc	Conventional	2	0.2%	50%	$205,000
Tammac Holdings Corporation	Conventional	2	0.2%	22.2%	$110,000
TruMark Financial Credit Union	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$75,000
Philadelphia Federal Credit Un	Conventional, HELOC	1 +2 HELOCs	0.1%	25%	$75,000
State Employees Credit Union of MD	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000
Affinity Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000
Mutual of Omaha Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$595,000
Genisys Credit Union	Conventional	1	0.1%	100%	$35,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$345,000
First Community Mortgage, Inc.	Conventional	1	0.1%	50%	$575,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$695,000
Primelending	Conventional	1	0.1%	100%	$495,000
Wesbanco Bank, Inc. A+5.0 ★Texas Ratio: 3.87%	VA	1	0.1%	100%	$615,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$325,000	View
Envoy Mortgage, Ltd	FHA	1	0.1%	100%	$345,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$565,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$335,000
Triad Financial Services, Inc.	Conventional	1	0.1%	100%	$55,000
Advancial Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,295,000
Firstrust Savings Bank	Conventional	1	0.1%	100%	$255,000
United Trust Bank	VA	1	0.1%	50%	$585,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$305,000	View
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$615,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$175,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	66.7%	$485,000
Das Acquisition Company, LLC	FHA	1	0.1%	100%	$325,000
Intercoastal Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$375,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$555,000
Bay Equity LLC	Conventional	1	0.1%	100%	$325,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$635,000
Real Genius LLC	Conventional	1	0.1%	100%	$725,000
Weichert Financial Services	Conventional	1	0.1%	100%	$735,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$485,000	View
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$545,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$295,000	View
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	FHA	1	0.1%	100%	$305,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$325,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$95,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$655,000	View
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$385,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$465,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$315,000	View
Evolve Bank & Trust	Conventional	1	0.1%	100%	$585,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$425,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$235,000
TowneBank	VA	1	0.1%	50%	$385,000
Ardent Federal Credit Union	Conventional	1	0.1%	100%	$455,000
Summit Mortgage Corporation	FHA	1	0.1%	100%	$565,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$175,000	View
First Central Savings Bank	Conventional	1	0.1%	100%	$495,000
United Nations Federal CU	Conventional	1	0.1%	100%	$635,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$665,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	8.3%	$45,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$335,000
Orrstown Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$385,000	View
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$325,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$325,000	View
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$345,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$605,000
Village Capital & Investment	VA	1	0.1%	50%	$585,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Franklin Mint Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union A5.0 ★Texas Ratio: 8.00%	HELOC	0 +2 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
Sun East Federal Credit Union A5.0 ★Texas Ratio: 9.77%	HELOC	0 +1 HELOCs	0%	0%
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
BHCU d/b/a Propell Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Clearview Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Sun Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
American Heritage Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Middletown Mortgage Rate Trends

Daily average mortgage rates for Delaware compared with the national average, updated every evening.

30-Year Fixed DE Avg

7.506%

▲ 0.125 vs 7 days ago

15-Year Fixed DE Avg

6.919%

▲ 0.062 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Middletown, Delaware

Looking for mortgage lenders near me or mortgage brokers near me in Middletown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Middletown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Middletown, DE

Use these to narrow the list above. Each category shows how many Middletown, DE lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 88 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 41 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 43 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in DE 9 lenders headquartered in Delaware, the closest thing to a mortgage lender near you

Who Lends in Middletown, DE

Independent mortgage companies closed 78.7 percent of home loans in Middletown, Delaware in 2025, banks 13 percent and credit unions 8.3 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Dexsta Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 10 loans.

78.7%

Mortgage companies

13%

Banks

8.3%

Credit unions

12%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.

More Delaware Mortgage Lender Pages

All Delaware lenders 413 lenders Dover 129 lenders Wilmington 122 lenders Smyrna 132 lenders Milford 122 lenders Millville 111 lenders Bear 111 lenders Newark 107 lenders Millsboro 107 lenders St. Georges 95 lenders Milton 102 lenders Seaford 82 lenders New Castle 86 lenders

Frequently Asked Questions About Mortgage Lenders in Middletown, DE

Who is the largest mortgage lender in Middletown, DE?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Middletown, Delaware with 18 loans, about 1.8 percent of the market. The largest lender headquartered in Delaware was WSFS bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Middletown, DE have the highest approval rates?

Among lenders with meaningful volume in Middletown, Delaware, Pike Creek Mortgage Services, Inc. approved the highest share of completed applications in 2025 at 98.7 percent, against a 83.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Middletown, DE mortgage lenders offer FHA, VA and USDA loans?

43 lenders closed FHA loans in Middletown, Delaware in 2025, led by Pike Creek Mortgage Services, Inc. with 14. 36 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Middletown, DE lender list?

Yes. 41 banks and 31 credit unions closed home loans in Middletown, Delaware in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Middletown, DE ranked on this page?

Lenders are ranked only by the number of home loans they closed in Middletown, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Middletown, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Middletown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.