Mortgage Lenders and Brokers in Bear, Delaware
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bear, Delaware mortgage lenders include WSFS bankWSFS bank210 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.10%, Wells Fargo Bank NAWells Fargo Bank NA1601 Governors Pl, Bear, DE 19701A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA230 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank1001 E Songsmith Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.250 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA146 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank10 Foxhunt Dr, Bear, DE 19701A+5.0 ★Texas Ratio: 4.11%, Community Powered FCUCommunity Powered FCU1758 Pulaski Hwy, Bear, DE 19701 1712A+5.0 ★Texas Ratio: 3.08%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, and Dexsta Federal Credit UnionDexsta Federal Credit Union110 Sandhill Dr, Middletown, DE 19709 5806A5.0 ★Texas Ratio: 6.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bear, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bear are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bear, Delaware
Market share is the lender's share of all home loans closed in Bear, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Bear 210 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, HELOC | 12 +11 HELOCs |
2.5% | 92.3% | $213,333 | View |
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1 office in Bear 1601 Governors Pl, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.5% | 100% | $283,571 | View |
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1 office in Bear 230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +8 HELOCs |
1% | 71.4% | $313,000 | View |
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1 office in Bear 1001 E Songsmith Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 5 +3 HELOCs |
1% | 83.3% | $149,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Bear 250 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +25 HELOCs |
0.4% | 66.7% | $245,000 | View |
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1 office in Bear 146 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +18 HELOCs |
0.2% | 100% | $225,000 | View |
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1 office in Bear 10 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +12 HELOCs |
0.2% | 100% | $395,000 | View |
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1758 Pulaski Hwy, Bear, DE 19701 1712 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
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837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 2.1% | 90.9% | $303,000 | View |
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110 Sandhill Dr, Middletown, DE 19709 5806 A5.0 ★Texas Ratio: 6.88% |
Conventional | 4 | 0.8% | 83.3% | $70,000 | View |
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584 N Dupont Hwy, Dover, DE 19901 A5.0 ★Texas Ratio: 11.39% |
Conventional, FHA | 2 | 0.4% | 100% | $320,000 | View |
Louviers Federal Credit Union
185 S Main St, Newark, DE 19711 |
Conventional | 1 | 0.2% | 100% | $85,000 | |
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1124 Pulaski Hwy, Bear, DE 19701 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 42 | 8.8% | 97.7% | $327,619 | |
Keystone Funding, Inc
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Conventional, FHA, VA | 10 | 2.1% | 100% | $329,000 | |
Del-One Federal Credti Union
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Conventional, HELOC | 6 +6 HELOCs |
1.3% | 53.3% | $143,333 | |
Discover Bank
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Conventional | 4 | 0.8% | 57.1% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 9% | 83% | $220,348 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 38 | 7.9% | 66.7% | $401,578 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 17 +2 HELOCs |
3.6% | 70.8% | $350,882 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, HELOC | 14 +3 HELOCs |
2.9% | 93.3% | $305,714 | View |
New American Funding, LLC.
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Conventional, FHA | 14 | 2.9% | 100% | $327,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.7% | 84.2% | $327,307 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.5% | 70.6% | $203,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 12 | 2.5% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 9 | 1.9% | 100% | $325,000 | View |
Navy Federal Credit Union
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Conventional, HELOC | 8 +1 HELOCs |
1.7% | 72.7% | $123,750 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 8 | 1.7% | 100% | $381,250 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.7% | 100% | $262,500 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 8 | 1.7% | 88.9% | $310,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.7% | 90% | $91,250 | |
21St Mortgage
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Conventional | 8 | 1.7% | 27.6% | $58,750 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 7 | 1.5% | 87.5% | $269,285 | |
Police and Fire Federal Credit Union
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Conventional, HELOC | 6 +2 HELOCs |
1.3% | 66.7% | $90,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 1.3% | 21.9% | $81,666 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA, USDA | 5 | 1% | 100% | $399,000 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 4 | 0.8% | 100% | $290,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 0.8% | 100% | $382,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 4 | 0.8% | 100% | $275,000 | |
Goodleap, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $270,000 | |
Newrez LLC
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Conventional | 4 | 0.8% | 33.3% | $225,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.8% | 31.2% | $212,500 | |
Mortgage Research Center
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VA | 4 | 0.8% | 44.4% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.8% | 80% | $300,000 | View |
Spring Eq, LLC
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Conventional | 4 | 0.8% | 36.4% | $87,500 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA | 3 | 0.6% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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FHA | 3 | 0.6% | 63.6% | $221,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.6% | 33.3% | $275,000 | |
Plaza Home Mortgage, Inc
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Conventional | 3 | 0.6% | 75% | $441,666 | |
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A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $345,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.4% | 66.7% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.4% | 100% | $285,000 | View |
Triad Financial Services, Inc.
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Conventional | 2 | 0.4% | 83.3% | $80,000 | |
Movement Mortgage, LLC
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VA | 2 | 0.4% | 100% | $470,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 0.4% | 100% | $270,000 | View |
Absolute Home Mortgage
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Conventional | 2 | 0.4% | 100% | $265,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $270,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 66.7% | $235,000 | |
Aberdeen Proving Ground FCU
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Conventional | 2 | 0.4% | 100% | $75,000 | |
Franklin Mint Federal Credit Union
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Conventional, HELOC | 1 +6 HELOCs |
0.2% | 33.3% | $65,000 | |
Citadel Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $25,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $475,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 50% | $385,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.2% | 14.3% | $215,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $245,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.2% | 100% | $275,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $455,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 66.7% | $15,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Freedom Credit Uniton
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 50% | $435,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Ivy Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $445,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
First Heritage Financial LLC
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.2% | 100% | $575,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Mortgage Equity Partners LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
State Financial Network LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.2% | 100% | $535,000 | View |
American Heritage Federal Credit Union
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Conventional | 1 | 0.2% | 50% | $355,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Philadelphia Federal Credit Un
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Conventional | 1 | 0.2% | 50% | $25,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Ardent Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.34% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 100% | $455,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
Texana Bank
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FHA | 1 | 0.2% | 100% | $215,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 33.3% | $95,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 40% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 8.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bear Mortgage Rate Trends
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bear, Delaware
Looking for mortgage lenders near me or mortgage brokers near me in Bear? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bear in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bear, DE
Use these to narrow the list above. Each category shows how many Bear, DE lenders fit and what that kind of lender is usually best for.
Who Lends in Bear, DE
Independent mortgage companies closed 72.4 percent of home loans in Bear, Delaware in 2025, banks 19.5 percent and credit unions 8.2 percent. Pike Creek Mortgage Services, Inc. was the largest mortgage company, WSFS bank the largest bank and Community Powered FCU the largest credit union. Among lenders headquartered in Delaware, WSFS bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
More Delaware Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bear, DE
By home loans closed in 2025, WSFS bank was the largest mortgage lender in Bear, Delaware with 12 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
47 lenders closed FHA loans in Bear, Delaware in 2025, led by Nvr Mortgage Finance, Inc. with 15. 18 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 20 credit unions closed home loans in Bear, Delaware in 2025, alongside 71 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bear, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bear, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bear. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
