Dover, Delaware mortgage lenders include Dover Federal Credit UnionDover Federal Credit Union1075 Silver Lake Blvd, Dover, DE 19904 2411A5.0 ★Texas Ratio: 8.00%, Shore United Bank, N.A.Shore United Bank, N.A.800 S Governors Ave, Dover, DE 19904A5.0 ★Texas Ratio: 9.61%, WSFS bankWSFS bank290 S Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA837 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA100 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank1001 E Lebanon Rd, Dover, DE 19901A+5.0 ★Texas Ratio: 4.11%, TD BankTD Bank758 N Dupont Hwy, Dover, DE 19901A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA1399 Forrest Ave, Dover, DE 19904A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.3 Loockerman Plz, Dover, DE 19901A+5.0 ★Texas Ratio: 4.24%, and Keystone Funding, IncKeystone Funding, IncDover, DE. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dover, Delaware in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dover are listed first, then lenders elsewhere in Delaware, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Dover, Delaware. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1075 Silver Lake Blvd, Dover, DE 19904 2411 A5.0 ★Texas Ratio: 8.00% |
Conventional | 23 | 2.3% | 65.7% | $122,826 | View |
|
1 office in Dover 800 S Governors Ave, Dover, DE 19904 A5.0 ★Texas Ratio: 9.61% |
Conventional | 17 | 1.7% | 77.3% | $231,470 | View |
|
2 offices in Dover 290 S Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 14 +28 HELOCs |
1.4% | 93.3% | $213,571 | View |
|
1 office in Dover 837 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 7 | 0.7% | 63.6% | $260,714 | View |
|
1 office in Dover 100 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 5 | 0.5% | 100% | $209,000 | View |
|
2 offices in Dover 1001 E Lebanon Rd, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 3 +18 HELOCs |
0.3% | 100% | $238,333 | View |
|
1 office in Dover 758 N Dupont Hwy, Dover, DE 19901 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +6 HELOCs |
0.2% | 40% | $135,000 | View |
|
2 offices in Dover 1399 Forrest Ave, Dover, DE 19904 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +48 HELOCs |
0.1% | 100% | $325,000 | View |
|
★ 1.7 stars, 3 reviews 2 offices in Dover 3 Loockerman Plz, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +20 HELOCs |
0.1% | 66.7% | $365,000 | View |
Keystone Funding, Inc
|
Conventional, FHA, VA | 58 | 5.9% | 93.2% | $311,551 | |
Del-One Federal Credti Union
|
Conventional, HELOC | 23 +16 HELOCs |
2.3% | 51% | $78,043 | |
|
100 Eden Circle, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.3% | 60% | $268,333 | View |
|
230 Foxhunt Dr, Bear, DE 19701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 50% | $365,000 | View |
|
6349 N Dupont Highway, Dover, DE 19901 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
|
1758 Pulaski Hwy, Bear, DE 19701 1712 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
Pike Creek Mortgage Services, Inc.
|
Conventional, FHA, VA | 48 | 4.9% | 94.1% | $282,916 | |
Discover Bank
|
Conventional | 4 | 0.4% | 26.7% | $130,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 79 | 8% | 79.2% | $196,645 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 58 +1 HELOCs |
5.9% | 80.8% | $301,551 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 43 | 4.4% | 84.6% | $215,697 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, HELOC | 36 +3 HELOCs |
3.7% | 97.3% | $311,111 | View |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 33 | 3.4% | 95.5% | $356,818 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 31 | 3.2% | 96.9% | $176,935 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 30 | 3.1% | 90.9% | $233,666 | |
Mortgage Research Center
|
VA | 28 | 2.9% | 70% | $312,500 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 28 | 2.9% | 69% | $297,142 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 21 +3 HELOCs |
2.1% | 81.5% | $187,380 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
2.1% | 84% | $287,857 | |
Newrez LLC
|
Conventional, FHA, VA | 19 | 1.9% | 59.4% | $279,736 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 17 | 1.7% | 91.3% | $275,000 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 16 +5 HELOCs |
1.6% | 69.6% | $240,625 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 15 | 1.5% | 93.8% | $294,333 | |
Nation One Mortgage Corporatio
|
Conventional, FHA, VA | 14 | 1.4% | 100% | $292,857 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 13 | 1.3% | 76.5% | $212,692 | |
Nationstar Mortgage
|
Conventional, VA | 11 | 1.1% | 78.6% | $96,818 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 10 | 1% | 90.9% | $310,000 | View |
Absolute Home Mortgage
|
Conventional, FHA, VA | 9 | 0.9% | 90% | $239,444 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 9 | 0.9% | 100% | $345,000 | |
Tidewater Mortgage Services, Inc
|
Conventional, FHA | 8 | 0.8% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 8 | 0.8% | 100% | $267,500 | |
Equity Prime Mortgage LLC
|
FHA, VA | 7 | 0.7% | 87.5% | $235,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
FHA, VA | 7 | 0.7% | 100% | $295,000 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 7 | 0.7% | 100% | $157,857 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 6 | 0.6% | 36.4% | $131,666 | |
Triad Financial Services, Inc.
|
Conventional | 6 | 0.6% | 58.3% | $106,666 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 6 | 0.6% | 31.6% | $178,333 | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA | 6 | 0.6% | 66.7% | $270,000 | |
The Loan Store, Inc
|
Conventional | 6 | 0.6% | 85.7% | $195,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 6 | 0.6% | 85.7% | $268,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 5 +4 HELOCs |
0.5% | 41.7% | $51,000 | |
American Financial Resources LLC
|
FHA | 5 | 0.5% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 5 | 0.5% | 100% | $281,000 | View |
Cmg Mortgage Inc
|
FHA, VA | 5 | 0.5% | 100% | $351,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 5 | 0.5% | 100% | $335,000 | View |
Village Capital & Investment
|
FHA, VA | 5 | 0.5% | 71.4% | $363,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 4 | 0.4% | 100% | $220,000 | |
New Day Financial, LLC.
|
VA | 4 | 0.4% | 35.7% | $307,500 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 0.4% | 80% | $315,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA, VA | 4 | 0.4% | 100% | $312,500 | |
Carrington Mortgage Services LLC
|
FHA, VA | 4 | 0.4% | 53.8% | $262,500 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA, USDA | 4 | 0.4% | 100% | $272,500 | |
Envoy Mortgage, Ltd
|
FHA, VA | 3 | 0.3% | 75% | $308,333 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 3 | 0.3% | 100% | $341,666 | View |
Guidance Residential, LLC
|
Conventional | 3 | 0.3% | 100% | $568,333 | |
PHH Mortgage Corporation
|
Conventional, FHA | 3 | 0.3% | 100% | $255,000 | |
Sun West Mortgage Company, Inc
|
VA | 3 | 0.3% | 100% | $301,666 | |
Nfm, Inc
|
Conventional, VA | 3 | 0.3% | 100% | $331,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $335,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 3 | 0.3% | 60% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 50% | $111,666 | View |
EMM Loans LLC
|
Conventional, VA | 2 | 0.2% | 100% | $310,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 2 | 0.2% | 50% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 2 | 0.2% | 100% | $260,000 | View |
Bayshore Mortgage Funding
|
Conventional, FHA | 2 | 0.2% | 100% | $205,000 | |
Lennar Mortgage, LLC
|
Conventional, VA | 2 | 0.2% | 100% | $360,000 | |
Credit Human Federal Credit Un
|
Conventional | 2 | 0.2% | 50% | $115,000 | |
American Heritage Lending, LLC
|
Conventional | 2 | 0.2% | 100% | $205,000 | |
Shoreham Bank
|
FHA | 2 | 0.2% | 66.7% | $25,000 | |
Credence Funding Corporation
|
VA | 2 | 0.2% | 100% | $310,000 | |
First Credit Corporation of Ny, Inc.
|
Conventional | 2 | 0.2% | 100% | $140,000 | |
Horizon Farm Credit, ACA
|
Conventional | 2 | 0.2% | 100% | $150,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.2% | 100% | $305,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, VA | 2 | 0.2% | 75% | $325,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +2 HELOCs |
0.1% | 60% | $175,000 | |
Police and Fire Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $485,000 | |
Cornerstone First Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $265,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Atlantic Coast Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $65,000 | |
Affordable Mortgage Advisors
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Canopy Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $295,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $305,000 | |
United Trust Bank
|
VA | 1 | 0.1% | 100% | $305,000 | |
American Financial Network, Inc.
|
VA | 1 | 0.1% | 100% | $525,000 | |
Fidelity Direct Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $355,000 | |
First Home Mortgage
|
Conventional | 1 | 0.1% | 50% | $295,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.1% | 50% | $145,000 | |
Valon Mortgage
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 0.1% | 50% | $275,000 | |
Universal Mortgage & Finance, Inc
|
FHA | 1 | 0.1% | 100% | $355,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Intercoastal Mortgage, LLC
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Connexus Credit Union
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
American Federal Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $345,000 | |
Service Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Cardinal Financial Company, Li
|
VA | 1 | 0.1% | 100% | $245,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 66.7% | $345,000 | View |
Atlantic Bay Mortgage Group
|
Conventional | 1 | 0.1% | 100% | $485,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.1% | 50% | $155,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
First Heritage Financial LLC
|
Conventional | 1 | 0.1% | 100% | $245,000 | |
Vellum Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
Aberdeen Proving Ground FCU
|
Conventional | 1 | 0.1% | 100% | $35,000 | |
Andrews Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Pentagon Federal Credit Union
|
FHA | 1 | 0.1% | 100% | $365,000 | |
Mortgage Solutions of Colorado
|
FHA | 1 | 0.1% | 100% | $425,000 | |
Genway Home Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Nationwide Mortgage Bankers, Inc.
|
FHA | 1 | 0.1% | 50% | $525,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
FHA | 1 | 0.1% | 100% | $305,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.1% | 50% | $365,000 | View |
|
A+5.0 ★Texas Ratio: 0.70% |
VA | 1 | 0.1% | 100% | $335,000 | View |
21St Mortgage
|
Conventional | 1 | 0.1% | 20% | $95,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.1% | 100% | $325,000 | |
Nexera Holding LLC
|
FHA | 1 | 0.1% | 100% | $525,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 4.5% | $295,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.1% | 100% | $255,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.1% | 100% | $345,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Northwest Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Franklin Mint Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Delaware compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Dover? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dover in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Dover, DE lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.3 percent of home loans in Dover, Delaware in 2025, banks 13.2 percent and credit unions 7.4 percent. Keystone Funding, Inc was the largest mortgage company, Shore United Bank, N.A. the largest bank and Dover Federal Credit Union the largest credit union. Among lenders headquartered in Delaware, Dover Federal Credit Union led with 23 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Delaware. Realty transfer tax of 4 percent (2.5 percent state plus 1.5 percent county or municipal), customarily split evenly between buyer and seller; qualifying first-time buyers get 0.5 percent off the state portion on the first $400,000; no mortgage recording tax.
By home loans closed in 2025, Dover Federal Credit Union was the largest mortgage lender in Dover, Delaware with 23 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dover, Delaware, Keystone Funding, Inc approved the highest share of completed applications in 2025 at 93.2 percent, against a 76.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
59 lenders closed FHA loans in Dover, Delaware in 2025, led by Keystone Funding, Inc with 34. 57 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 18 credit unions closed home loans in Dover, Delaware in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dover, Delaware during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dover, Delaware for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dover. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.