What are the current interest rates at Queenstown Bank?

Current rates for Queenstown Bank include: Savings: 0.01%

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Queenstown Bank Rates and Review March 2026

Content reviewed by

Brian McKay

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Queenstown Bank Deposit Rates

Queenstown Bank's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Queenstown Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 03/05/2026.

Queenstown Bank

Rate Updates and Availability

Queenstown Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Queenstown Bank? Share your experience about Queenstown Bank by leaving a review below, or read customer reviews before you decide to use Queenstown Bank.

Queenstown Bank Texas Ratio

Queenstown Bank's Texas Ratio is at 0.71%, which is considered excellent. The Texas Ratio for Queenstown Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Exceptional

Out of 5.0 Stars

Queenstown Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Queenstown Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Overall Health & Safety Grade

A+

Exceptional Health

Score: 100/100

Queenstown Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

0.01%

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Rates Last Updated: 03/05/2026

Queenstown Bank

7101 Main St
Queenstown, MD 21658

https://www.queenstownbank.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCEPTIONAL

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Queenstown Bank Savings Rates

Product	Rate	APY	View More
QRewards Savings	0.01%	0.01%
Min Deposit$20 DetailsWhen your linked QRewards Plus account qualifications are not met, the entire daily balance in the QRewards Savings account earns an interest rate of 0.01% resulting in an annual percentage yield of 0.01% APY. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Monthly Direct Deposit/ACH credit or ACH payment, and e-statement enrollment/paperless delivery are condition(s) of this account. Last Updated 03/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.71%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Queenstown Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Queenstown Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Queenstown Bank's official website for the most current offers and terms.