What are the current interest rates at Queenstown Bank?

Current rates for Queenstown Bank include: Savings: 0.50%

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Queenstown Bank Rates & Review May 2026

Q: How many branches does Queenstown Bank operate?

Queenstown Bank currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Queenstown Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Queenstown Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 5, 2026

Queenstown Bank's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Queenstown Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 05/05/2026.

Queenstown Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Queenstown Bank? Share your experience about Queenstown Bank by leaving a review below, or read customer reviews before you decide to use Queenstown Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.71%

Excellent Lower than avg

The Queenstown Bank of Maryland

7101 Main St
Queenstown, MD 21658

https://wwww.queenstownbank.com

Queenstown Bank Savings Rates

Product	Rate	APY	View More
QRewards Savings	-	0.50%
Min Deposit $20 Details Qualifications Required: Monthly Direct Deposit/ACH credit or ACH payment; e-statement enrollment/paperless delivery; Qualifying balance up to $20,000.00 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.71%

Queenstown Bank Checking Rates

Product	Rate	APY	View More
QRewards Plus Checking	-	4.50%
Min Deposit $20 Details Qualifications Required: Have at least 1 direct deposit or ACH payment transaction(s); Have at least 12 debit card purchases post and settle; Be enrolled in and agree to receive eStatements rather than paper statements; Qualifying balance up to $20,000; Get paid back ATM fees, nationwide (up to $25 monthly)*; Link a QRewards Plus account to a QRewards Savings account for free! Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.71%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Queenstown Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Queenstown Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Queenstown Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Queenstown Bank

Bank Holding Company QUEENSTOWN BCORP OF MD INC

Address 7101 Main St, Queenstown, MD 21658 · Queen Anne'S

Website https://www.queenstownbank.com

FDIC Certificate # 8816

Established 01/01/1899

FDIC Insurance Date 01/01/1934

Domestic Offices 9

Total Branches 9

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.71%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9146%

Return on Equity (ROE) 10.6900%

Non-Performing Loans (NPL) 0.06%

Total Assets $714,601,000

Total Deposits $635,779,000

Equity Capital $73,606,000

Net Income $5,686,000

Headquarters Queenstown

Total Offices 9

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Queenstown Bank

How many branches does Queenstown Bank operate?

Queenstown Bank currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Queenstown Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Queenstown Bank provides members with tools to manage their accounts and build a solid financial history.

Does Queenstown Bank offer online and mobile banking?

Most modern institutions like Queenstown Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.queenstownbank.com.