Mortgage Rates Newark, Delaware (DE) for March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current 30-year fixed mortgage rates in Newark, Delaware as of March 21, 2026 are as follows, according to verified data from MonitorBankRates: Citizens BankCitizens Bank1 University Plz, Newark, DE, 19702A5.0 ★Texas Ratio: 8.28% at 6.25%, Wells FargoWells Fargo2450 Glasgow Ave, Newark, DE, 19702A5.0 ★Texas Ratio: 7.44% at 6.25%, Sun East Federal Credit UnionSun East Federal Credit UnionConcord Gallery Shopping Center, Wilmington, DE, 19803A5.0 ★Texas Ratio: 9.14% at 5.88%, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union1102 Quintilio Dr, Bear, DE, 19701A5.0 ★Texas Ratio: 7.37% at 6.12%, and HSBC Trust Company (Delaware)HSBC Trust Company (Delaware)300 Delaware Ave Ste 1401, Wilmington, DE, 19801A+5.0 ★Texas Ratio: 0.00% at 6.38%.
Mortgage rates in Newark, Delaware (DE) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Delaware borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Newark, DE Mortgage Rate Trends
Compare local Newark, DE mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
For buyers in Newark, DE, the broader Delaware 30-year fixed average mortgage rate rose 0.172 points this week to 6.257%, according to MonitorBankRates trend data.
For buyers in Newark, DE, the broader Delaware 15-year fixed average mortgage rate fell 2.019 points this week to 5.752%, according to MonitorBankRates trend data.
Compare Mortgage Rates Today in Newark, Delaware & the Surrounding Area
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Rates shown include 0.125% autopay and paperless discount.
$50,000; As Low As
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Rates shown include 0.125% autopay and paperless discount.
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$50,000; As Low As
$50,000; As Low As
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$806,500; As Low As
$806,500; As Low As
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Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Newark, Delaware directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Newark, Delaware. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Newark, Delaware
How does my credit score affect my rate in Delaware?
What is a 30-Year Fixed Mortgage?
What are closing costs in Delaware?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Newark, Delaware?
Do I need 20% down to buy a house in Delaware?
What is the difference between Interest Rate and APR?
How do I find the best lender in Newark, Delaware?
What are the best Mortgage rates in Newark, Delaware?
- Citizens Bank: 6.25% (30-Year Fixed Rate)
- Wells Fargo: 6.25% (30-Year Fixed Rate)
- Sun East Federal Credit Union: 5.88% (Conforming Mortgage Loan Amounts from to $806,500 30 Year Fixed)
- Franklin Mint Federal Credit Union: 6.12% (30-Year Fixed Rate)
- HSBC Trust Company (Delaware): 6.38% (30 Year Fixed Rate)
