Best Personal Loan Rates in Newark, Delaware (DE) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Newark, Delaware include: Citizens BankCitizens Bank40 Chestnut Hill Plz, Newark, DE, 19713A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, Discover BankDiscover Bank800 Prides Xing Ste 100, Newark, DE, 19713A-5.0 ★Texas Ratio: 15.64% offering Personal Loan at 6.99% APR, Fulton BankFulton Bank287 E Main St, Newark, DE, 19711A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, American Spirit Federal Credit UnionAmerican Spirit Federal Credit Union1110 Elkton Rd, Newark, DE, 19711A5.0 ★Texas Ratio: 6.43% offering Clean-Slate Loan at 8.50% APR, and Dexsta Federal Credit UnionDexsta Federal Credit Union1 Possum Park Rd, Newark, DE, 19711A5.0 ★Texas Ratio: 8.79% offering Personal Loan at 9.99% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Newark, Delaware can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Newark, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Newark, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
As Low As; 9.99%
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
As Low As; Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
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As Low As; Rates as low as 8.50% APR are available to qualified borrowers and are based on creditworthiness. The maximum loan amount is $10,000 with a maximum repayment term of 24 months. Not all applicants will qualify for the lowest rate. Rate and terms are subject to change without notice. Other restrictions may apply. Membership eligibility required.
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As Low As; Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As
$2,000 (MAX); Nov 1st - Nov 30th
As Low As
As Low As
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
No additional details available.
As Low As; available July - September
As Low As; Loans available January - April (loan proceeds must be paid to the tax agency)
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX); 72 Month (MAX)
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As Low As
As Low As
As Low As
As Low As; Minimum Loan Repayment Term; No Minimum Term
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As Low As; Borrow $500-$4,000
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As Low As; Borrow as little as $500 and up to $3,000.
As Low As
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As Low As
$10,000 - $50,000
As Low As
As Low As
As Low As
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As Low As
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$100 - $9,999
$20,000 or more
$2,000 (MAX); Nov 1st - Nov 30th
No additional details available.
No additional details available.
$15,000 (MAX); 72 Month (MAX)
Application Fee - $20.00
Application Fee- $20.00
As Low As; Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
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As Low As; Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As
As Low As
As Low As
As Low As
$10,000 - $50,000
As Low As
$100 - $9,999
$20,000 or more
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX); 72 Month (MAX)
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX); 72 Month (MAX)
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Newark, Delaware?
What are the best personal loan rates in Newark, Delaware?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
- Discover Bank: 6.99% (Personal Loan)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- American Spirit Federal Credit Union: 8.50% (Clean-Slate Loan)
- Dexsta Federal Credit Union: 9.99% (Personal Loan)
Personal Loan Calculators
