Best Personal Loan Rates in New Castle, Delaware (DE) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in New Castle, Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit Union100 Churchmans Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 0.00% offering Title loans at 4.24% APR, Citizens BankCitizens Bank130 N Dupont Hwy, New Castle, DE, 19720A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Dover Federal Credit UnionDover Federal Credit Union499 Pulaski Hwy, New Castle, DE, 19720B4.5 ★Texas Ratio: 21.46% offering Land Loans at 6.45% APR, Community Powered Federal Credit UnionCommunity Powered Federal Credit Union235 Christiana Rd, New Castle, DE, 19720A+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR, and DEL ONEDEL ONE80 Christiana Rd, New Castle, DE, 19720 3118A+5.0 ★Texas Ratio: 0.36% offering Personal at 8.50% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in New Castle, Delaware can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Castle, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Castle, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
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Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As
As Low As; available July - September
As Low As; Loans available January - April (loan proceeds must be paid to the tax agency)
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As Low As; Minimum Loan Repayment Term; No Minimum Term
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As Low As
Fixed rates
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Variable rates
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
As Low As; Regular APR: 6.99% - 24.99%
As Low As; Holiday Loans available October 23 through January 31 each year.
As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
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No additional details available.
As Low As
No additional details available.
As Low As; Rates as low as 8.50% APR are available to qualified borrowers and are based on creditworthiness. The maximum loan amount is $10,000 with a maximum repayment term of 24 months. Not all applicants will qualify for the lowest rate. Rate and terms are subject to change without notice. Other restrictions may apply. Membership eligibility required.
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$10,000 - $50,000
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No additional details available.
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$100 - $9,999
$20,000 or more
No additional details available.
$2,000 (MAX); Nov 1st - Nov 30th
No additional details available.
$15,000 (MAX)
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
As Low As
As Low As
As Low As; Regular APR: 6.99% - 24.99%
No additional details available.
As Low As; Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As
$10,000 - $50,000
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As Low As
$100 - $9,999
$20,000 or more
No additional details available.
No additional details available.
Your APR will be between 7.99% and 24.99% based on creditworthiness at time of application for amounts between $2,500-$40,000 and loan terms of 36-84 months.
No additional details available.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
As Low As
No additional details available.
No additional details available.
No additional details available.
$15,000 (MAX)
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in New Castle, Delaware?
What are the best personal loan rates in New Castle, Delaware?
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title loans)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Dover Federal Credit Union: 6.45% (Land Loans)
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
- DEL ONE: 8.50% (Personal)
Personal Loan Calculators
