New Castle, Delaware Best CD Rates October 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
New Castle, Delaware CD rates range from 0.01% to 4.75% APY, verified by MonitorBankRates as of October 23, 2026. Current New Castle, Delaware CD rates include TD BankTD Bank82 Christiana Rd, New Castle, DE 19720A+5.0 ★Texas Ratio: 3.71%Real return: +0.60%APY minus CPIRate verified Oct 22, 2026 offering 24 Month TD Choice CD at 4.30% APY, Dexsta Federal Credit UnionDexsta Federal Credit Union118 Jestan Blvd, New Castle, DE 19720A5.0 ★Texas Ratio: 6.88%Real return: +0.37%APY minus CPIRate verified Oct 23, 2026 offering 18 Month IRA/ESA Certificate at 4.07% APY, Dover Federal Credit UnionDover Federal Credit Union499 Pulaski Hwy, New Castle, DE 19720A5.0 ★Texas Ratio: 8.00%Real return: +0.30%APY minus CPIRate verified Oct 23, 2026 offering Business Share Certificate 1-Year at 4.00% APY, Community Powered Federal Credit UnionCommunity Powered Federal Credit Union235 Christiana Rd, New Castle, DE 19720A+5.0 ★Texas Ratio: 3.08%Real return: +0.30%APY minus CPIRate verified Oct 23, 2026 offering 12 Month Share Certificate (Jumbo) at 4.00% APY, and M&T BankM&T Bank210 Delaware St, New Castle, DE 19720A+5.0 ★Texas Ratio: 4.11%Real return: +0.15%APY minus CPIRate verified Oct 22, 2026 offering 18 MONTH SELECT Certificate of Deposit at 3.85% APY. CD rates as of October 23, 2026 according to verified data from MonitorBankRates.
New Castle has 152 local institutions in our database, with CD rates as high as 4.30% APY from TD Bank at 82 Christiana Rd, New Castle, DE 19720. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Delaware area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 23, 2026
Compare Best CD Rates in New Castle, Delaware & the Surrounding Area
New Castle 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 3 Month
$2,500
3.00%
▲ 0.88% above Delaware avg
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▲ 0.88% above avgNationally 2.13%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
3 Month TD Choice CD
$250
2.00%
▼ 0.12% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.12%▼ 0.12% below avgNationally 2.13%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
3 Month TD Choice CD
$250
1.99%
▼ 0.13% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.12%▼ 0.13% below avgNationally 2.13%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
3 Month Share Certificate
$0
0.20%
▼ 1.92% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.12%▼ 1.92% below avgNationally 2.13%
Details
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 9 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 3 Months
$1,000
0.03%
▼ 2.09% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▼ 2.09% below avgNationally 2.13%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 3 Months
$1,000
0.02%
▼ 2.10% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▼ 2.10% below avgNationally 2.13%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 3 Months
$1,000
0.01%
▼ 2.11% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▼ 2.11% below avgNationally 2.13%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
Comenity Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.12%
Retirement CD - 3-month
$1,500
3.95%
▲ 1.83% above Delaware avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▲ 1.83% above avgNationally 2.13%
Details
Retirement certificate of deposit in an IRA; fixed rate
Rate History
No change since Oct 20, 2026 · 3.95% APY · checked 2 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 3 Month
$500
3.75%
▲ 1.63% above Delaware avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▲ 1.63% above avgNationally 2.13%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
3 Month Regular / IRA
$500
3.50%
▲ 1.38% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.12%▲ 1.38% above avgNationally 2.13%
Details
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 9 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 3 MONTH
$0
3.50%
▲ 1.38% above Delaware avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.12%▲ 1.38% above avgNationally 2.13%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.50% APY · checked 3 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
3 Month Share/IRA Certificate
$500
3.14%
▲ 1.02% above Delaware avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.12%▲ 1.02% above avgNationally 2.13%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 2.68% → 3.14% ▲ 0.46 pts · high 3.14% / low 2.68%
- Oct 23, 20263.14%▲ from 2.68%
- Sep 25, 20262.68%first recorded
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate of Deposit - 3 Months
$1,000
3.00%
▲ 0.88% above Delaware avg
▼
Rate2.97%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▲ 0.88% above avgNationally 2.13%
Details
Interest Rate 2.97%; Annual Percentage Yield 3.00%
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 3 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 3 Months
$0
2.50%
▲ 0.38% above Delaware avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.12%▲ 0.38% above avgNationally 2.13%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 7 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
90 Day Certificate of Deposit OR IRA
$500
2.40%
▲ 0.28% above Delaware avg
▼
Rate2.38%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▲ 0.28% above avgNationally 2.13%
Details
Rate History
No change since Sep 7, 2026 · 2.40% APY · checked 10 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Jumbo 90 Day Certificate of Deposit OR IRA
$100,000
2.40%
▲ 0.28% above Delaware avg
▼
Rate2.38%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▲ 0.28% above avgNationally 2.13%
Details
Rate History
No change since Oct 20, 2026 · 2.40% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 3 Months
$500
2.00%
▼ 0.12% below Delaware avg
▼
Rate1.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▼ 0.12% below avgNationally 2.13%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month TD Choice CD - Promotional
$250
2.00%
▼ 0.12% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▼ 0.12% below avgNationally 2.13%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month TD Choice CD - Non-Promotional
$250
1.99%
▼ 0.13% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▼ 0.13% below avgNationally 2.13%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 3-Month
$0
0.70%
▼ 1.42% below Delaware avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▼ 1.42% below avgNationally 2.13%
Details
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 8 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
90 Day Fixed Rate Time Deposit/IRA
$500
0.10%
▼ 2.02% below Delaware avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▼ 2.02% below avgNationally 2.13%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.10% APY · checked 7 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Standard Fixed Rate CD 3 month - Relationship
$2,500
0.06%
▼ 2.06% below Delaware avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▼ 2.06% below avgNationally 2.13%
Details
Relationship rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Standard Fixed Rate CD 3 month
$2,500
0.05%
▼ 2.07% below Delaware avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.12%▼ 2.07% below avgNationally 2.13%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit - 90 Day
$1,000
0.05%
▼ 2.07% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▼ 2.07% below avgNationally 2.13%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo Certificate of Deposit - 90 Day
$95,000
0.05%
▼ 2.07% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.12%▼ 2.07% below avgNationally 2.13%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
New Castle 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
6 Month Share Certificate (Jumbo)
$25,000
4.00%
▲ 1.35% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 1.35% above avgNationally 2.78%
Details
Rate History
1 change since Sep 14, 2026 · 1.00% → 4.00% ▲ 3.00 pts · high 4.00% / low 1.00%
- Oct 9, 20264.00%▲ from 1.00%
- Sep 14, 20261.00%first recorded
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Share & IRA Certificate 6-Month
$500
3.75%
▲ 1.10% above Delaware avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 1.10% above avgNationally 2.78%
Details
Not available on IRA Certificates
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Share Certificate - 6 Months
$0
3.56%
▲ 0.91% above Delaware avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 0.91% above avgNationally 2.78%
Details
Share Certificates - $500 Minimum; Effective September 1, 2026
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.56% ▲ 0.26 pts · high 3.56% / low 3.30%
- Oct 5, 20263.56%▲ from 3.30%
- Sep 14, 20263.30%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
6 Month Share Certificate
$500
3.55%
▲ 0.90% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 0.90% above avgNationally 2.78%
Details
Rate History
1 change since Sep 14, 2026 · 0.90% → 3.55% ▲ 2.65 pts · high 3.55% / low 0.90%
- Oct 9, 20263.55%▲ from 0.90%
- Sep 14, 20260.90%first recorded
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
6 Month Jumbo IRA Share Certificates
$0
3.35%
▲ 0.70% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 0.70% above avgNationally 2.78%
Details
Effective September 1, 2026; $25,000 Minimum
Rate History
No change since Oct 5, 2026 · 3.35% APY · checked 3 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Jumbo Share Certificates - 6 Months
$0
3.35%
▲ 0.70% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 0.70% above avgNationally 2.78%
Details
Minimum $25,000; Effective September 1, 2026
Rate History
No change since Sep 25, 2026 · 3.35% APY · checked 7 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
6 Month IRA Share Certificate
$500
3.30%
▲ 0.65% above Delaware avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 0.65% above avgNationally 2.78%
Details
Effective September 1, 2026
Rate History
1 change since Sep 21, 2026 · 3.04% → 3.30% ▲ 0.26 pts · high 3.30% / low 3.04%
- Oct 23, 20263.30%▲ from 3.04%
- Sep 21, 20263.04%first recorded
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 6 Month
$2,500
3.00%
▲ 0.35% above Delaware avg
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▲ 0.35% above avgNationally 2.78%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
6 Month TD Choice CD
$250
2.00%
▼ 0.65% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▼ 0.65% below avgNationally 2.78%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
6 Month TD Choice CD
$250
1.99%
▼ 0.66% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▼ 0.66% below avgNationally 2.78%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificate - 6 Month
$500
1.36%
▼ 1.29% below Delaware avg
▼
Rate1.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▼ 1.29% below avgNationally 2.78%
Details
IRA Certificates; $500 minimum; early withdrawal penalty equal to 31 days dividends
Rate History
No change since Sep 14, 2026 · 1.36% APY · checked 7 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Share Certificate - 6 Month
$500
1.36%
▼ 1.29% below Delaware avg
▼
Rate1.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▼ 1.29% below avgNationally 2.78%
Details
Regular Certificates; $500 minimum; early withdrawal penalty equal to 31 days dividends
Rate History
No change since Sep 14, 2026 · 1.36% APY · checked 7 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
6 Month IRA/ESA Certificate
$0
1.00%
▼ 1.65% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▼ 1.65% below avgNationally 2.78%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 1.00% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
6 Month Regular Certificate
$0
1.00%
▼ 1.65% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▼ 1.65% below avgNationally 2.78%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 4 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
6 Month Share Certificate
$0
0.25%
▼ 2.40% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▼ 2.40% below avgNationally 2.78%
Details
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 9 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
6 Month TD No Catch CD
$0
0.05%
▼ 2.60% below Delaware avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▼ 2.60% below avgNationally 2.78%
Details
6 Month TD No Catch CD
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 6 Months
$1,000
0.03%
▼ 2.62% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.62% below avgNationally 2.78%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 6 Months
$250
0.03%
▼ 2.62% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.62% below avgNationally 2.78%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 6 Months
$1,000
0.02%
▼ 2.63% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.63% below avgNationally 2.78%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 6 Months
$250
0.02%
▼ 2.63% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.63% below avgNationally 2.78%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 6 Months
$1,000
0.01%
▼ 2.64% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.64% below avgNationally 2.78%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 6 Months
$250
0.01%
▼ 2.64% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.64% below avgNationally 2.78%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
6-Month CD
$1,000
4.20%
▲ 1.55% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.55% above avgNationally 2.78%
Details
APY available on a new CD opened with a minimum of $1,000.00; no additional deposits during the term; early withdrawal penalty may apply; APY accurate as of October 22nd, 2026
Rate History
1 change since Sep 28, 2026 · 4.09% → 4.20% ▲ 0.11 pts · high 4.20% / low 4.09%
- Oct 7, 20264.20%▲ from 4.09%
- Sep 28, 20264.09%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CD - 6 Month
$1,000
4.10%
▲ 1.45% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.45% above avgNationally 2.78%
Details
Online Only; Minimum balance to open account online: $1,000; Balance: More than $0
Rate History
No change since Oct 14, 2026 · 4.10% APY · checked 2 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit - 6 months
$1,000
4.10%
▲ 1.45% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.45% above avgNationally 2.78%
Details
Exclusively for HSBC Premier clients; funded with New Money; minimum balance to open and obtain APY is $1000; available to individuals only, not business customers; apply online
Rate History
1 change since Sep 28, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Oct 14, 20264.10%▲ from 4.05%
- Sep 28, 20264.05%first recorded
Comenity Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.12%
Retirement CD - 6-month
$1,500
4.05%
▲ 1.40% above Delaware avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.65%▲ 1.40% above avgNationally 2.78%
Details
Retirement certificate of deposit in an IRA; fixed rate
Rate History
No change since Oct 20, 2026 · 4.05% APY · checked 2 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
6 Month Certificate of Deposit
$0
4.05%
▲ 1.40% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.40% above avgNationally 2.78%
Details
Featured rate
Rate History
No change since Sep 16, 2026 · 4.05% APY · checked 8 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 6 Months
$0
4.05%
▲ 1.40% above Delaware avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.40% above avgNationally 2.78%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 4.05% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate IRA 6 Months
$0
4.05%
▲ 1.40% above Delaware avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.40% above avgNationally 2.78%
Details
IRA; penalty may be incurred for early withdrawal
Rate History
No change since Oct 14, 2026 · 4.05% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 6 Months
$0
4.00%
▲ 1.35% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▲ 1.35% above avgNationally 2.78%
Details
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 4 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CD - 6 Month
$1,000
4.00%
▲ 1.35% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.35% above avgNationally 2.78%
Details
Online Only; Only available to existing Premier customers; Minimum balance to open account online: $1,000; Balance: More than $0
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 7 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit - 6 Months
$1,000
4.00%
▲ 1.35% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.35% above avgNationally 2.78%
Details
HSBC Premier customers only; requires new or existing HSBC Premier checking account; Online Only; not available to business customers; penalty may be imposed for early withdrawal; APYs accurate as of 10/22/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 7 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Wealth Center/Telephone CD - 6 Month
$1,000
4.00%
▲ 1.35% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 1.35% above avgNationally 2.78%
Details
Wealth Center or Telephone Only; Minimum balance to open account: $1,000; Balance: More than $0
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Share Certificate - 6 Months
$500
4.00%
▲ 1.35% above Delaware avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 1.35% above avgNationally 2.78%
Details
Regular And IRA Share Certificates ($500 Minimum); Not offered for IRA Certificate
Rate History
1 change since Sep 17, 2026 · 3.35% → 4.00% ▲ 0.65 pts · high 4.00% / low 3.35%
- Oct 23, 20264.00%▲ from 3.35%
- Sep 17, 20263.35%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
6 Month Regular / IRA
$500
3.70%
▲ 1.05% above Delaware avg
▼
Rate3.63%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 1.05% above avgNationally 2.78%
Details
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 9 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
6 Month Youth Certificate
$250
3.70%
▲ 1.05% above Delaware avg
▼
Rate3.63%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 1.05% above avgNationally 2.78%
Details
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 9 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 6 MONTH
$0
3.70%
▲ 1.05% above Delaware avg
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 1.05% above avgNationally 2.78%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.70% APY · checked 3 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 6 Month
$500
3.65%
▲ 1.00% above Delaware avg
▼
Rate3.58%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▲ 1.00% above avgNationally 2.78%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 2 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
6 Month Share/IRA Certificate
$500
3.40%
▲ 0.75% above Delaware avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.65%▲ 0.75% above avgNationally 2.78%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 2.94% → 3.40% ▲ 0.46 pts · high 3.40% / low 2.94%
- Oct 23, 20263.40%▲ from 2.94%
- Sep 25, 20262.94%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month 360 CD
$0
3.30%
▲ 0.65% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▲ 0.65% above avgNationally 2.78%
Details
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.30% ▼ 1.00 pts · high 4.30% / low 3.30%
- Oct 14, 20263.30%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate of Deposit - 6 Months
$1,000
3.25%
▲ 0.60% above Delaware avg
▼
Rate3.21%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▲ 0.60% above avgNationally 2.78%
Details
Interest Rate 3.21%; Annual Percentage Yield 3.25%
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 3 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Certificate - Fixed 6 Months
$100
3.25%
▲ 0.60% above Delaware avg
▼
Rate3.20%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▲ 0.60% above avgNationally 2.78%
Details
IRA Certificate of Deposit; early withdrawal penalty may be imposed
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 3 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 6 Months
$1,000
3.14%
▲ 0.49% above Delaware avg
▼
Rate3.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 0.49% above avgNationally 2.78%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.14% APY
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 6 Months
$1,000
3.03%
▲ 0.38% above Delaware avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.65%▲ 0.38% above avgNationally 2.78%
Details
Balance: Under $100,000; Minimum of $1,000 to open account; Minimum of $500 for 12 Month Term only for under 18 years old; Rates effective 10/21/2026
Rate History
No change since Oct 22, 2026 · 3.03% APY
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 6 Months
$500
3.00%
▲ 0.35% above Delaware avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.65%▲ 0.35% above avgNationally 2.78%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month TD Choice CD - Promotional
$250
2.00%
▼ 0.65% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.65%▼ 0.65% below avgNationally 2.78%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
6 Month TD Choice CD - Non-Promotional
$250
1.99%
▼ 0.66% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.65%▼ 0.66% below avgNationally 2.78%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 6-Month
$0
0.70%
▼ 1.95% below Delaware avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 1.95% below avgNationally 2.78%
Details
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 8 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
6 Month Fixed Rate Time Deposit/IRA
$500
0.20%
▼ 2.45% below Delaware avg
▼
Rate0.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.65%▼ 2.45% below avgNationally 2.78%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.20% APY · checked 7 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Standard Fixed Rate CD 6 month - Relationship
$2,500
0.06%
▼ 2.59% below Delaware avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.65%▼ 2.59% below avgNationally 2.78%
Details
Relationship rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; Bay Area CA counties only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 4 times
New Castle 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
12 Month TD Choice CD
$250
4.15%
▲ 1.25% above Delaware avg
▼
Rate4.07%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.25% above avgNationally 2.99%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.15% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
12 Month TD Choice CD
$250
4.14%
▲ 1.24% above Delaware avg
▼
Rate4.06%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.24% above avgNationally 2.99%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.14% APY · checked 2 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Business Share Certificate 1-Year
$500
4.00%
▲ 1.10% above Delaware avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 1.10% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.00% → 4.00% ▲ 1.00 pts · high 4.00% / low 3.00%
- Sep 18, 20264.00%▲ from 3.00%
- Sep 14, 20263.00%first recorded
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Share & IRA Certificate 1-Year
$500
4.00%
▲ 1.10% above Delaware avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
12 Month Share Certificate (Jumbo)
$25,000
4.00%
▲ 1.10% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 1.10% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 1.25% → 4.00% ▲ 2.75 pts · high 4.00% / low 1.25%
- Oct 5, 20264.00%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
12 Month IRA/ESA Certificate
$0
3.82%
▲ 0.92% above Delaware avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.92% above avgNationally 2.99%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 3.82% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
12 Month Regular Certificate
$0
3.82%
▲ 0.92% above Delaware avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.92% above avgNationally 2.99%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 3.82% APY · checked 4 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Share Certificate - 12 Months
$0
3.72%
▲ 0.82% above Delaware avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.82% above avgNationally 2.99%
Details
Share Certificates - $500 Minimum; Effective September 1, 2026
Rate History
2 changes since Sep 14, 2026 · 3.45% → 3.72% ▲ 0.27 pts · high 3.72% / low 3.45%
- Oct 5, 20263.72%▲ from 3.46%
- Sep 25, 20263.46%▲ from 3.45%
- Sep 14, 20263.45%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
12 Month IRA Share Certificate
$500
3.55%
▲ 0.65% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.65% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 1.25% → 3.55% ▲ 2.30 pts · high 3.55% / low 1.25%
- Oct 9, 20263.55%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
12 Month Share Certificate
$500
3.55%
▲ 0.65% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.65% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 1.15% → 3.55% ▲ 2.40 pts · high 3.55% / low 1.15%
- Oct 9, 20263.55%▲ from 1.15%
- Sep 14, 20261.15%first recorded
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
12 Month Jumbo IRA Share Certificates
$0
3.51%
▲ 0.61% above Delaware avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.61% above avgNationally 2.99%
Details
Effective September 1, 2026; $25,000 Minimum
Rate History
No change since Oct 5, 2026 · 3.51% APY · checked 3 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Jumbo Share Certificates - 12 Months
$0
3.51%
▲ 0.61% above Delaware avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.61% above avgNationally 2.99%
Details
Minimum $25,000; Effective September 1, 2026
Rate History
No change since Sep 25, 2026 · 3.51% APY · checked 7 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
12 Month IRA Share Certificate
$500
3.46%
▲ 0.56% above Delaware avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.56% above avgNationally 2.99%
Details
Effective September 1, 2026
Rate History
1 change since Sep 21, 2026 · 3.45% → 3.46% ▲ 0.01 pts · high 3.46% / low 3.45%
- Oct 23, 20263.46%▲ from 3.45%
- Sep 21, 20263.45%first recorded
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 N Dupont Hwy, New Castle, DE 19720
1 Year Online CD
$0
3.25%
▲ 0.35% above Delaware avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▲ 0.35% above avgNationally 2.99%
Details
Interest rate 3.20%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 9 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 12 Month
$2,500
2.75%
▼ 0.15% below Delaware avg
▼
Rate2.71%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 0.15% below avgNationally 2.99%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 2 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificate - 12 Months
$500
1.76%
▼ 1.14% below Delaware avg
▼
Rate1.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▼ 1.14% below avgNationally 2.99%
Details
IRA Certificates; $500 minimum; early withdrawal penalty equal to 31 days dividends
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 7 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Share Certificate - 12 Months
$500
1.76%
▼ 1.14% below Delaware avg
▼
Rate1.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▼ 1.14% below avgNationally 2.99%
Details
Regular Certificates; $500 minimum; early withdrawal penalty equal to 31 days dividends
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 7 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
12 Month Share Certificate
$0
0.30%
▼ 2.60% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▼ 2.60% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 9 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
IRA Share Certificate 12 Month
$0
0.30%
▼ 2.60% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▼ 2.60% below avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 4 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
12 Month Easy Access Share Certificate
$0
0.25%
▼ 2.65% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▼ 2.65% below avgNationally 2.99%
Details
Rate History
No change since Sep 21, 2026 · 0.25% APY · checked 6 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
12 Month TD IRA Add-Vantage CD
$0
0.05%
▼ 2.85% below Delaware avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▼ 2.85% below avgNationally 2.99%
Details
12 Month TD IRA Add-Vantage CD; IRA certificate
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
12 Month TD No Catch CD
$0
0.05%
▼ 2.85% below Delaware avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▼ 2.85% below avgNationally 2.99%
Details
12 Month TD No Catch CD
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 12 Months
$1,000
0.03%
▼ 2.87% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 2.87% below avgNationally 2.99%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 12 Months
$250
0.03%
▼ 2.87% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 2.87% below avgNationally 2.99%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 12 Months
$1,000
0.02%
▼ 2.88% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 2.88% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 12 Months
$250
0.02%
▼ 2.88% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 2.88% below avgNationally 2.99%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 12 Months
$1,000
0.01%
▼ 2.89% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 2.89% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 12 Months
$250
0.01%
▼ 2.89% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▼ 2.89% below avgNationally 2.99%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 12 Months
$0
4.50%
▲ 1.60% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▲ 1.60% above avgNationally 2.99%
Details
Rate History
1 change since Oct 7, 2026 · 4.25% → 4.50% ▲ 0.25 pts · high 4.50% / low 4.25%
- Oct 14, 20264.50%▲ from 4.25%
- Oct 7, 20264.25%first recorded
Comenity Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.12%
Retirement CD - 1-year
$1,500
4.45%
▲ 1.55% above Delaware avg
▼
RateN/A
Min Deposit$1,500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.90%▲ 1.55% above avgNationally 2.99%
Details
Retirement certificate of deposit in an IRA; fixed rate
Rate History
No change since Oct 20, 2026 · 4.45% APY · checked 2 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CD - 12 Month
$1,000
4.40%
▲ 1.50% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.50% above avgNationally 2.99%
Details
Online Only; Minimum balance to open account online: $1,000; Balance: More than $0
Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit - 12 months
$1,000
4.40%
▲ 1.50% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.50% above avgNationally 2.99%
Details
Exclusively for HSBC Premier clients; funded with New Money; minimum balance to open and obtain APY is $1000; available to individuals only, not business customers; apply online
Rate History
1 change since Sep 28, 2026 · 4.35% → 4.40% ▲ 0.05 pts · high 4.40% / low 4.35%
- Oct 14, 20264.40%▲ from 4.35%
- Sep 28, 20264.35%first recorded
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
12-Month CD
$1,000
4.30%
▲ 1.40% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.40% above avgNationally 2.99%
Details
APY available on a new CD opened with a minimum of $1,000.00; no additional deposits during the term; early withdrawal penalty may apply; APY accurate as of October 22nd, 2026
Rate History
1 change since Sep 28, 2026 · 4.20% → 4.30% ▲ 0.10 pts · high 4.30% / low 4.20%
- Oct 7, 20264.30%▲ from 4.20%
- Sep 28, 20264.20%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CD - 12 Month
$1,000
4.30%
▲ 1.40% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.40% above avgNationally 2.99%
Details
Online Only; Only available to existing Premier customers; Minimum balance to open account online: $1,000; Balance: More than $0
Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 7 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit - 12 Months
$1,000
4.30%
▲ 1.40% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.40% above avgNationally 2.99%
Details
HSBC Premier customers only; requires new or existing HSBC Premier checking account; Online Only; not available to business customers; penalty may be imposed for early withdrawal; APYs accurate as of 10/22/2026
Rate History
No change since Sep 24, 2026 · 4.30% APY · checked 7 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Wealth Center/Telephone CD - 12 Month
$1,000
4.30%
▲ 1.40% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 1.40% above avgNationally 2.99%
Details
Wealth Center or Telephone Only; Minimum balance to open account: $1,000; Balance: More than $0
Rate History
No change since Oct 14, 2026 · 4.30% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Month TD Choice CD - Promotional
$250
4.15%
▲ 1.25% above Delaware avg
▼
Rate4.07%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.90%▲ 1.25% above avgNationally 2.99%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.15% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
12 Month TD Choice CD - Non-Promotional
$250
4.14%
▲ 1.24% above Delaware avg
▼
Rate4.06%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.90%▲ 1.24% above avgNationally 2.99%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.14% APY · checked 2 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Share Certificate - 12 Months
$500
4.10%
▲ 1.20% above Delaware avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 1.20% above avgNationally 2.99%
Details
Regular And IRA Share Certificates ($500 Minimum)
Rate History
1 change since Sep 17, 2026 · 3.30% → 4.10% ▲ 0.80 pts · high 4.10% / low 3.30%
- Oct 23, 20264.10%▲ from 3.30%
- Sep 17, 20263.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1-year online CDs
$0
4.00%
▲ 1.10% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▲ 1.10% above avgNationally 2.99%
Details
Online CD
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Month 360 CD
$0
4.00%
▲ 1.10% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 12 Months
$500
3.75%
▲ 0.85% above Delaware avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.90%▲ 0.85% above avgNationally 2.99%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
12 month Regular / IRA
$500
3.70%
▲ 0.80% above Delaware avg
▼
Rate3.63%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 9 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
12 Month Youth Certificate
$250
3.70%
▲ 0.80% above Delaware avg
▼
Rate3.63%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.80% above avgNationally 2.99%
Details
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 9 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 12 MONTH
$0
3.70%
▲ 0.80% above Delaware avg
▼
Rate3.63%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.80% above avgNationally 2.99%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.70% APY · checked 3 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
12 Month Share/IRA Certificate
$500
3.66%
▲ 0.76% above Delaware avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.90%▲ 0.76% above avgNationally 2.99%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 3.04% → 3.66% ▲ 0.62 pts · high 3.66% / low 3.04%
- Oct 23, 20263.66%▲ from 3.04%
- Sep 25, 20263.04%first recorded
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Jumbo 12 Month Certificate of Deposit OR IRA
$100,000
3.60%
▲ 0.70% above Delaware avg
▼
Rate3.60%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.90%▲ 0.70% above avgNationally 2.99%
Details
Rate History
No change since Oct 20, 2026 · 3.60% APY · checked 2 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
12 Month Certificate of Deposit OR IRA
$500
3.55%
▲ 0.65% above Delaware avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.90%▲ 0.65% above avgNationally 2.99%
Details
Rate History
No change since Sep 7, 2026 · 3.55% APY · checked 10 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 12 Month
$500
3.50%
▲ 0.60% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.90%▲ 0.60% above avgNationally 2.99%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 12 Months
$1,000
3.29%
▲ 0.39% above Delaware avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.90%▲ 0.39% above avgNationally 2.99%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.29% APY
New Castle 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
18 Month TD Choice CD
$250
4.25%
▲ 1.19% above Delaware avg
▼
Rate4.17%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 1.19% above avgNationally 2.88%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.25% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
18 Month TD Choice CD
$250
4.24%
▲ 1.18% above Delaware avg
▼
Rate4.16%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 1.18% above avgNationally 2.88%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.24% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
18 Month IRA/ESA Certificate
$0
4.07%
▲ 1.01% above Delaware avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 1.01% above avgNationally 2.88%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 4.07% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
18 Month Regular Certificate
$0
4.07%
▲ 1.01% above Delaware avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 1.01% above avgNationally 2.88%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 4 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
210 Delaware St, New Castle, DE 19720
18 MONTH SELECT Certificate of Deposit
$1,000
3.85%
▲ 0.79% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 0.79% above avgNationally 2.88%
Details
Featured CD rate; Requires a qualifying M&T Bank checking account; Schedule an appointment to open
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 5 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
210 Delaware St, New Castle, DE 19720
18-Month M&T Select CD
$1,000
3.85%
▲ 0.79% above Delaware avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 0.79% above avgNationally 2.88%
Details
Featured M&T Certificate of Deposit; requires a qualifying M&T Bank checking account to open (M&T Select CD); minimum balance to obtain APY is $1.00 after opening
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 9 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Share Certificate - 18 Months
$0
3.67%
▲ 0.61% above Delaware avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 0.61% above avgNationally 2.88%
Details
Share Certificates - $500 Minimum; Effective September 1, 2026
Rate History
1 change since Sep 14, 2026 · 3.41% → 3.67% ▲ 0.26 pts · high 3.67% / low 3.41%
- Oct 5, 20263.67%▲ from 3.41%
- Sep 14, 20263.41%first recorded
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
18 Month Jumbo IRA Share Certificates
$0
3.46%
▲ 0.40% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 0.40% above avgNationally 2.88%
Details
Effective September 1, 2026; $25,000 Minimum
Rate History
No change since Oct 5, 2026 · 3.46% APY · checked 3 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Jumbo Share Certificates - 18 Months
$0
3.46%
▲ 0.40% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 0.40% above avgNationally 2.88%
Details
Minimum $25,000; Effective September 1, 2026
Rate History
No change since Sep 25, 2026 · 3.46% APY · checked 7 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
18 Month IRA Share Certificate
$500
3.41%
▲ 0.35% above Delaware avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 0.35% above avgNationally 2.88%
Details
Effective September 1, 2026
Rate History
No change since Sep 21, 2026 · 3.41% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 18 Month
$2,500
2.50%
▼ 0.56% below Delaware avg
▼
Rate2.47%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 0.56% below avgNationally 2.88%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 18 Months
$1,000
0.03%
▼ 3.03% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 3.03% below avgNationally 2.88%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 18 Months
$250
0.03%
▼ 3.03% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 3.03% below avgNationally 2.88%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 18 Months
$1,000
0.02%
▼ 3.04% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 3.04% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 18 Months
$250
0.02%
▼ 3.04% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 3.04% below avgNationally 2.88%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 18 Months
$1,000
0.01%
▼ 3.05% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 3.05% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 18 Months
$250
0.01%
▼ 3.05% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 3.05% below avgNationally 2.88%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 18 Months
$0
4.50%
▲ 1.44% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▲ 1.44% above avgNationally 2.88%
Details
Rate History
1 change since Oct 7, 2026 · 3.00% → 4.50% ▲ 1.50 pts · high 4.50% / low 3.00%
- Oct 14, 20264.50%▲ from 3.00%
- Oct 7, 20263.00%first recorded
SFGI Direct
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
18-Month CD
$1,000
4.40%
▲ 1.34% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 1.34% above avgNationally 2.88%
Details
APY available on a new CD opened with a minimum of $1,000.00; no additional deposits during the term; early withdrawal penalty may apply; APY accurate as of October 22nd, 2026
Rate History
1 change since Sep 28, 2026 · 4.30% → 4.40% ▲ 0.10 pts · high 4.40% / low 4.30%
- Oct 7, 20264.40%▲ from 4.30%
- Sep 28, 20264.30%first recorded
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 18 MONTH
$0
4.35%
▲ 1.29% above Delaware avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 1.29% above avgNationally 2.88%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.35% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Month TD Choice CD - Promotional
$250
4.25%
▲ 1.19% above Delaware avg
▼
Rate4.17%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▲ 1.19% above avgNationally 2.88%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.25% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Month TD Choice CD - Non-Promotional
$250
4.24%
▲ 1.18% above Delaware avg
▼
Rate4.16%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▲ 1.18% above avgNationally 2.88%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.24% APY · checked 2 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
18 Month Certificate of Deposit OR IRA
$500
4.10%
▲ 1.04% above Delaware avg
▼
Rate4.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▲ 1.04% above avgNationally 2.88%
Details
Rate History
1 change since Sep 7, 2026 · 3.20% → 4.10% ▲ 0.90 pts · high 4.10% / low 3.20%
- Oct 14, 20264.10%▲ from 3.20%
- Sep 7, 20263.20%first recorded
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Jumbo 18 Month Certificate of Deposit OR IRA
$100,000
4.10%
▲ 1.04% above Delaware avg
▼
Rate4.06%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▲ 1.04% above avgNationally 2.88%
Details
Rate History
No change since Oct 20, 2026 · 4.10% APY · checked 2 times
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
18-Month CD
$500
4.00%
▲ 0.94% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 0.94% above avgNationally 2.88%
Details
Available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL (Miami-Dade, Monroe, Broward counties, Collier county ZIP Code 34141); In-Branch Only; Minimum deposit of $500 to open and receive this APY; early withdrawal penalty applies
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 6 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
18 Month Share/IRA Certificate
$500
3.82%
▲ 0.76% above Delaware avg
▼
Rate3.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 0.76% above avgNationally 2.88%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 3.14% → 3.82% ▲ 0.68 pts · high 3.82% / low 3.14%
- Oct 23, 20263.82%▲ from 3.14%
- Sep 25, 20263.14%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month 360 CD
$0
3.60%
▲ 0.54% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▲ 0.54% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 18 Month
$500
3.50%
▲ 0.44% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▲ 0.44% above avgNationally 2.88%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
18 Month Regular / IRA
$500
3.50%
▲ 0.44% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average3.06%▲ 0.44% above avgNationally 2.88%
Details
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 9 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 18 Months
$1,000
3.43%
▲ 0.37% above Delaware avg
▼
Rate3.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 0.37% above avgNationally 2.88%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.43% APY
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 18 Months
$1,000
3.33%
▲ 0.27% above Delaware avg
▼
Rate3.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▲ 0.27% above avgNationally 2.88%
Details
Balance: Under $100,000; Minimum of $1,000 to open account; Rates effective 10/21/2026
Rate History
No change since Oct 22, 2026 · 3.33% APY
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 18 Months
$500
3.25%
▲ 0.19% above Delaware avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▲ 0.19% above avgNationally 2.88%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.25% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Rising Rate (CDs + IRAs) - 18 Months
$500
3.00%
▼ 0.06% below Delaware avg
▼
Rate2.97%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▼ 0.06% below avgNationally 2.88%
Details
Minimum to open for IRAs: $250
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 18 Months
$0
2.90%
▼ 0.16% below Delaware avg
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▼ 0.16% below avgNationally 2.88%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 2.90% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate IRA 18 Months
$0
2.90%
▼ 0.16% below Delaware avg
▼
Rate2.86%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average3.06%▼ 0.16% below avgNationally 2.88%
Details
IRA; penalty may be incurred for early withdrawal
Rate History
No change since Oct 14, 2026 · 2.90% APY · checked 2 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Certificate - Fixed 18 Months
$100
2.89%
▼ 0.17% below Delaware avg
▼
Rate2.85%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 0.17% below avgNationally 2.88%
Details
IRA Certificate of Deposit; early withdrawal penalty may be imposed
Rate History
No change since Oct 14, 2026 · 2.89% APY · checked 3 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate of Deposit - 18 Months
$1,000
2.73%
▼ 0.33% below Delaware avg
▼
Rate2.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 0.33% below avgNationally 2.88%
Details
Interest Rate 2.70%; Annual Percentage Yield 2.73%
Rate History
No change since Oct 14, 2026 · 2.73% APY · checked 3 times
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
Certificate of Deposit (CDs) - 18 Months
$500
2.00%
▼ 1.06% below Delaware avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▼ 1.06% below avgNationally 2.88%
Details
Minimum balance to obtain APY: $500.00
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 7 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 18-Month
$0
0.95%
▼ 2.11% below Delaware avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average3.06%▼ 2.11% below avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 0.95% APY · checked 8 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
18 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 2.66% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▼ 2.66% below avgNationally 2.88%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 7 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Share Certificate 18 Months
$100
0.15%
▼ 2.91% below Delaware avg
▼
Rate0.15%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Delaware Average3.06%▼ 2.91% below avgNationally 2.88%
Details
Compounded: Monthly; Minimum to Earn APY: $100
Rate History
No change since Oct 13, 2026 · 0.15% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit - 18 Month
$1,000
0.05%
▼ 3.01% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▼ 3.01% below avgNationally 2.88%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo Certificate of Deposit - 18 Month
$95,000
0.05%
▼ 3.01% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average3.06%▼ 3.01% below avgNationally 2.88%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
New Castle 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
24 Month TD Choice CD
$250
4.30%
▲ 1.57% above Delaware avg
▼
Rate4.22%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.57% above avgNationally 2.90%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.30% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
24 Month TD Choice CD
$250
4.29%
▲ 1.56% above Delaware avg
▼
Rate4.21%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.56% above avgNationally 2.90%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.29% APY · checked 2 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
24 Month Share Certificate (Jumbo)
$25,000
4.00%
▲ 1.27% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 1.27% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 1.76% → 4.00% ▲ 2.24 pts · high 4.00% / low 1.76%
- Oct 9, 20264.00%▲ from 1.76%
- Sep 14, 20261.76%first recorded
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
24 Month IRA/ESA Certificate
$0
3.56%
▲ 0.83% above Delaware avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.83% above avgNationally 2.90%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 3.56% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
24 Month Regular Certificate
$0
3.56%
▲ 0.83% above Delaware avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.83% above avgNationally 2.90%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 4 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Share Certificate - 24 Months
$0
3.41%
▲ 0.68% above Delaware avg
▼
Rate3.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.68% above avgNationally 2.90%
Details
Share Certificates - $500 Minimum; Effective September 1, 2026
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.41% ▲ 0.26 pts · high 3.41% / low 3.15%
- Oct 5, 20263.41%▲ from 3.15%
- Sep 14, 20263.15%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
24 Month IRA Share Certificate
$500
3.29%
▲ 0.56% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.56% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 1.76% → 3.29% ▲ 1.53 pts · high 3.29% / low 1.76%
- Oct 9, 20263.29%▲ from 1.76%
- Sep 14, 20261.76%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
24 Month Share Certificate
$500
3.29%
▲ 0.56% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.56% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 1.66% → 3.29% ▲ 1.63 pts · high 3.29% / low 1.66%
- Oct 9, 20263.29%▲ from 1.66%
- Sep 14, 20261.66%first recorded
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
24 Month Jumbo IRA Share Certificates
$0
3.20%
▲ 0.47% above Delaware avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.47% above avgNationally 2.90%
Details
Effective September 1, 2026; $25,000 Minimum
Rate History
No change since Oct 5, 2026 · 3.20% APY · checked 3 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
Jumbo Share Certificates - 24 Months
$0
3.20%
▲ 0.47% above Delaware avg
▼
Rate3.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.47% above avgNationally 2.90%
Details
Minimum $25,000; Effective September 1, 2026
Rate History
No change since Sep 25, 2026 · 3.20% APY · checked 7 times
Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
235 Christiana Rd, New Castle, DE 19720
24 Month IRA Share Certificate
$500
3.15%
▲ 0.42% above Delaware avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.42% above avgNationally 2.90%
Details
Effective September 1, 2026
Rate History
No change since Sep 21, 2026 · 3.15% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 N Dupont Hwy, New Castle, DE 19720
2 Year Online CD
$0
3.00%
▲ 0.27% above Delaware avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▲ 0.27% above avgNationally 2.90%
Details
Interest rate 2.96%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Business Share Certificate 2-Year
$500
2.50%
▼ 0.23% below Delaware avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▼ 0.23% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Share & IRA Certificate 2-Year
$500
2.50%
▼ 0.23% below Delaware avg
▼
Rate2.48%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▼ 0.23% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 24 Month
$2,500
1.50%
▼ 1.23% below Delaware avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 1.23% below avgNationally 2.90%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 2 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
IRA Certificate - 24 Months
$500
1.06%
▼ 1.67% below Delaware avg
▼
Rate1.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▼ 1.67% below avgNationally 2.90%
Details
IRA Certificates; $500 minimum; early withdrawal penalty equal to 31 days dividends
Rate History
No change since Sep 14, 2026 · 1.06% APY · checked 7 times
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Churchmans Rd, New Castle, DE 19720
Share Certificate - 24 Months
$500
0.50%
▼ 2.23% below Delaware avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▼ 2.23% below avgNationally 2.90%
Details
Regular Certificates; $500 minimum; early withdrawal penalty equal to 31 days dividends
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
24 Month Share Certificate
$0
0.40%
▼ 2.33% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▼ 2.33% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 9 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
IRA Share Certificate 24 Month
$0
0.40%
▼ 2.33% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▼ 2.33% below avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 0.40% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 24 Months
$1,000
0.03%
▼ 2.70% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 2.70% below avgNationally 2.90%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 24 Months
$250
0.03%
▼ 2.70% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 2.70% below avgNationally 2.90%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 24 Months
$1,000
0.02%
▼ 2.71% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 2.71% below avgNationally 2.90%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 24 Months
$250
0.02%
▼ 2.71% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 2.71% below avgNationally 2.90%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 24 Months
$1,000
0.01%
▼ 2.72% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 2.72% below avgNationally 2.90%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 24 Months
$250
0.01%
▼ 2.72% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 2.72% below avgNationally 2.90%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 24 Months
$0
4.75%
▲ 2.02% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▲ 2.02% above avgNationally 2.90%
Details
Rate History
1 change since Oct 7, 2026 · 4.35% → 4.75% ▲ 0.40 pts · high 4.75% / low 4.35%
- Oct 14, 20264.75%▲ from 4.35%
- Oct 7, 20264.35%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money CD - 24 Month
$1,000
4.60%
▲ 1.87% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.87% above avgNationally 2.90%
Details
Online Only; Minimum balance to open account online: $1,000; Balance: More than $0
Rate History
No change since Oct 14, 2026 · 4.60% APY · checked 2 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Money Certificate of Deposit - 24 months
$1,000
4.60%
▲ 1.87% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.87% above avgNationally 2.90%
Details
Exclusively for HSBC Premier clients; funded with New Money; minimum balance to open and obtain APY is $1000; available to individuals only, not business customers; apply online
Rate History
1 change since Sep 28, 2026 · 4.45% → 4.60% ▲ 0.15 pts · high 4.60% / low 4.45%
- Oct 14, 20264.60%▲ from 4.45%
- Sep 28, 20264.45%first recorded
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online CD - 24 Month
$1,000
4.40%
▲ 1.67% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.67% above avgNationally 2.90%
Details
Online Only; Only available to existing Premier customers; Minimum balance to open account online: $1,000; Balance: More than $0
Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 7 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Online Certificate of Deposit - 24 Months
$1,000
4.40%
▲ 1.67% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.67% above avgNationally 2.90%
Details
HSBC Premier customers only; requires new or existing HSBC Premier checking account; Online Only; not available to business customers; penalty may be imposed for early withdrawal; APYs accurate as of 10/22/2026
Rate History
No change since Sep 24, 2026 · 4.40% APY · checked 7 times
HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Wealth Center/Telephone CD - 24 Month
$1,000
4.40%
▲ 1.67% above Delaware avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 1.67% above avgNationally 2.90%
Details
Wealth Center or Telephone Only; Minimum balance to open account: $1,000; Balance: More than $0
Rate History
No change since Oct 14, 2026 · 4.40% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Month TD Choice CD - Promotional
$250
4.30%
▲ 1.57% above Delaware avg
▼
Rate4.22%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.73%▲ 1.57% above avgNationally 2.90%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.30% APY · checked 2 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 24 MONTH
$0
4.30%
▲ 1.57% above Delaware avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 1.57% above avgNationally 2.90%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.30% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Month TD Choice CD - Non-Promotional
$250
4.29%
▲ 1.56% above Delaware avg
▼
Rate4.21%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.73%▲ 1.56% above avgNationally 2.90%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.29% APY · checked 2 times
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 24 Months
$500
4.00%
▲ 1.27% above Delaware avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.73%▲ 1.27% above avgNationally 2.90%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 4.00% APY · checked 2 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
24 Month Share/IRA Certificate
$500
3.92%
▲ 1.19% above Delaware avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 1.19% above avgNationally 2.90%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 3.20% → 3.92% ▲ 0.72 pts · high 3.92% / low 3.20%
- Oct 23, 20263.92%▲ from 3.20%
- Sep 25, 20263.20%first recorded
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Rising Rate (CDs + IRAs) - 24 Months
$10,000
3.75%
▲ 1.02% above Delaware avg
▼
Rate3.70%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.73%▲ 1.02% above avgNationally 2.90%
Details
Minimum to open for IRAs: $10,000.00
Rate History
1 change since Sep 24, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
- Oct 20, 20263.75%▲ from 3.25%
- Sep 24, 20263.25%first recorded
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 24 Months
$1,000
3.52%
▲ 0.79% above Delaware avg
▼
Rate3.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 0.79% above avgNationally 2.90%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.52% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
24 Month 360 CD
$0
3.50%
▲ 0.77% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▲ 0.77% above avgNationally 2.90%
Details
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 24 Month
$500
3.50%
▲ 0.77% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▲ 0.77% above avgNationally 2.90%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 24 Months
$1,000
3.41%
▲ 0.68% above Delaware avg
▼
Rate3.37%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▲ 0.68% above avgNationally 2.90%
Details
Balance: Under $100,000; Minimum of $1,000 to open account; Rates effective 10/21/2026
Rate History
No change since Oct 22, 2026 · 3.41% APY
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
24 Month Regular / IRA
$500
3.40%
▲ 0.67% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.67% above avgNationally 2.90%
Details
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 9 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (24-Month)
$0
2.86%
▲ 0.13% above Delaware avg
▼
Rate2.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.73%▲ 0.13% above avgNationally 2.90%
Details
Share Certificates ($1,000 Minimum Balance); Minimum Balance for Dividends: $1,000
Rate History
No change since Sep 21, 2026 · 2.86% APY · checked 7 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
IRA Certificate - Fixed 24 Months
$100
2.84%
▲ 0.11% above Delaware avg
▼
Rate2.80%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▲ 0.11% above avgNationally 2.90%
Details
IRA Certificate of Deposit; early withdrawal penalty may be imposed
Rate History
No change since Oct 14, 2026 · 2.84% APY · checked 3 times
Calvin B. Taylor Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate of Deposit - 24 Months
$1,000
2.68%
▼ 0.05% below Delaware avg
▼
Rate2.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 0.05% below avgNationally 2.90%
Details
Interest Rate 2.65%; Annual Percentage Yield 2.68%
Rate History
No change since Oct 14, 2026 · 2.68% APY · checked 3 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 24 Months
$0
2.50%
▼ 0.23% below Delaware avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▼ 0.23% below avgNationally 2.90%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate IRA 24 Months
$0
2.50%
▼ 0.23% below Delaware avg
▼
Rate2.47%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.73%▼ 0.23% below avgNationally 2.90%
Details
IRA; penalty may be incurred for early withdrawal
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 24-Month
$0
0.95%
▼ 1.78% below Delaware avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.73%▼ 1.78% below avgNationally 2.90%
Details
Rate History
No change since Sep 18, 2026 · 0.95% APY · checked 8 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
24 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 2.33% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.73%▼ 2.33% below avgNationally 2.90%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 7 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Share Certificate 24 Months
$100
0.20%
▼ 2.53% below Delaware avg
▼
Rate0.20%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Delaware Average2.73%▼ 2.53% below avgNationally 2.90%
Details
Compounded: Monthly; Minimum to Earn APY: $100
Rate History
No change since Oct 13, 2026 · 0.20% APY · checked 2 times
New Castle 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
36 Month Share Certificate (Jumbo)
$25,000
3.75%
▲ 1.38% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 1.38% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.01% → 3.75% ▲ 1.74 pts · high 3.75% / low 2.01%
- Oct 9, 20263.75%▲ from 2.01%
- Sep 14, 20262.01%first recorded
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
36 Month IRA/ESA Certificate
$0
3.45%
▲ 1.08% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 1.08% above avgNationally 2.81%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 3.45% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
36 Month Regular Certificate
$0
3.45%
▲ 1.08% above Delaware avg
▼
Rate3.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 1.08% above avgNationally 2.81%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 3.45% APY · checked 4 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
36 Month IRA Share Certificate
$500
3.29%
▲ 0.92% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 0.92% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.01% → 3.29% ▲ 1.28 pts · high 3.29% / low 2.01%
- Oct 9, 20263.29%▲ from 2.01%
- Sep 14, 20262.01%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
36 Month Share Certificate
$500
3.29%
▲ 0.92% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 0.92% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 1.91% → 3.29% ▲ 1.38 pts · high 3.29% / low 1.91%
- Oct 9, 20263.29%▲ from 1.91%
- Sep 14, 20261.91%first recorded
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 N Dupont Hwy, New Castle, DE 19720
3 Year Online CD
$0
2.75%
▲ 0.38% above Delaware avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▲ 0.38% above avgNationally 2.81%
Details
Interest rate 2.71%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Business Share Certificate 3-Year
$500
2.25%
▼ 0.12% below Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▼ 0.12% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Share & IRA Certificate 3-Year
$500
2.25%
▼ 0.12% below Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▼ 0.12% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
3 Year TD Choice CD
$250
2.00%
▼ 0.37% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.37%▼ 0.37% below avgNationally 2.81%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
3 Year TD Choice CD
$250
1.99%
▼ 0.38% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.37%▼ 0.38% below avgNationally 2.81%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 36 Month
$2,500
1.00%
▼ 1.37% below Delaware avg
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 1.37% below avgNationally 2.81%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 36 Months
$1,000
0.03%
▼ 2.34% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 2.34% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 36 Months
$250
0.03%
▼ 2.34% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 2.34% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 36 Months
$1,000
0.02%
▼ 2.35% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 2.35% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 36 Months
$250
0.02%
▼ 2.35% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 2.35% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 36 Months
$1,000
0.01%
▼ 2.36% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 2.36% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 36 Months
$250
0.01%
▼ 2.36% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 2.36% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 36 Months
$0
4.50%
▲ 2.13% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▲ 2.13% above avgNationally 2.81%
Details
Rate History
1 change since Oct 7, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
- Oct 14, 20264.50%▲ from 2.50%
- Oct 7, 20262.50%first recorded
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 36 Months
$500
4.25%
▲ 1.88% above Delaware avg
▼
Rate4.18%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▲ 1.88% above avgNationally 2.81%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 4.25% APY · checked 2 times
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
36 Month Share/IRA Certificate
$500
4.07%
▲ 1.70% above Delaware avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 1.70% above avgNationally 2.81%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 3.20% → 4.07% ▲ 0.87 pts · high 4.07% / low 3.20%
- Oct 23, 20264.07%▲ from 3.20%
- Sep 25, 20263.20%first recorded
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 36 Months
$1,000
3.63%
▲ 1.26% above Delaware avg
▼
Rate3.58%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.37%▲ 1.26% above avgNationally 2.81%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.63% APY
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 36 Months
$1,000
3.53%
▲ 1.16% above Delaware avg
▼
Rate3.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.37%▲ 1.16% above avgNationally 2.81%
Details
Balance: Under $100,000; Minimum of $1,000 to open account; Rates effective 10/21/2026
Rate History
No change since Oct 22, 2026 · 3.53% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
36 Month 360 CD
$0
3.50%
▲ 1.13% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▲ 1.13% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 36 Month
$500
3.50%
▲ 1.13% above Delaware avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▲ 1.13% above avgNationally 2.81%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
36 Month Regular / IRA
$500
3.40%
▲ 1.03% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 1.03% above avgNationally 2.81%
Details
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 9 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 36 MONTH
$0
3.40%
▲ 1.03% above Delaware avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 1.03% above avgNationally 2.81%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.40% APY · checked 3 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (36-Month)
$0
3.06%
▲ 0.69% above Delaware avg
▼
Rate3.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 0.69% above avgNationally 2.81%
Details
Share Certificates ($1,000 Minimum Balance); Minimum Balance for Dividends: $1,000
Rate History
No change since Sep 21, 2026 · 3.06% APY · checked 7 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Share Certificate - 36 Months
$500
2.52%
▲ 0.15% above Delaware avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▲ 0.15% above avgNationally 2.81%
Details
Regular And IRA Share Certificates ($500 Minimum)
Rate History
No change since Sep 17, 2026 · 2.52% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year TD Choice CD - Promotional
$250
2.00%
▼ 0.37% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▼ 0.37% below avgNationally 2.81%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 36 Months
$0
2.00%
▼ 0.37% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.37%▼ 0.37% below avgNationally 2.81%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate IRA 36 Months
$0
2.00%
▼ 0.37% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.37%▼ 0.37% below avgNationally 2.81%
Details
IRA; penalty may be incurred for early withdrawal
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year TD Choice CD - Non-Promotional
$250
1.99%
▼ 0.38% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▼ 0.38% below avgNationally 2.81%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 36-Month
$0
1.01%
▼ 1.36% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.37%▼ 1.36% below avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 8 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
36 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 1.97% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▼ 1.97% below avgNationally 2.81%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 7 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Share Certificate 36 Months
$100
0.25%
▼ 2.12% below Delaware avg
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Delaware Average2.37%▼ 2.12% below avgNationally 2.81%
Details
Compounded: Monthly; Minimum to Earn APY: $100
Rate History
No change since Oct 13, 2026 · 0.25% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Year TD Step Rate CD
$0
0.10%
▼ 2.27% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▼ 2.27% below avgNationally 2.81%
Details
No longer for sale; composite APY; Year 1: 0.05%; Year 2: 0.10%; Year 3: 0.15%
Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 3 times
edU Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.00%
3 Year Share Certificates
$500
0.10%
▼ 2.27% below Delaware avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.37%▼ 2.27% below avgNationally 2.81%
Details
No dividend paid for early withdrawal; Effective July 23, 2021
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 6 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit - 36 Month
$1,000
0.05%
▼ 2.32% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▼ 2.32% below avgNationally 2.81%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo Certificate of Deposit - 36 Month
$95,000
0.05%
▼ 2.32% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.37%▼ 2.32% below avgNationally 2.81%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
New Castle 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
48 Month Share Certificate (Jumbo)
$25,000
3.75%
▲ 1.27% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 1.27% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.27% → 3.75% ▲ 1.48 pts · high 3.75% / low 2.27%
- Oct 9, 20263.75%▲ from 2.27%
- Sep 14, 20262.27%first recorded
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
48 Month IRA/ESA Certificate
$0
3.35%
▲ 0.87% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.87% above avgNationally 2.81%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 3.35% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
48 Month Regular Certificate
$0
3.35%
▲ 0.87% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.87% above avgNationally 2.81%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 4 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
48 Month IRA Share Certificate
$500
3.29%
▲ 0.81% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.81% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.27% → 3.29% ▲ 1.02 pts · high 3.29% / low 2.27%
- Oct 9, 20263.29%▲ from 2.27%
- Sep 14, 20262.27%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
48 Month Share Certificate
$500
3.29%
▲ 0.81% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.81% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.17% → 3.29% ▲ 1.12 pts · high 3.29% / low 2.17%
- Oct 9, 20263.29%▲ from 2.17%
- Sep 14, 20262.17%first recorded
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 N Dupont Hwy, New Castle, DE 19720
4 Year Online CD
$0
2.75%
▲ 0.27% above Delaware avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▲ 0.27% above avgNationally 2.81%
Details
Interest rate 2.71%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Business Share Certificate 4-Year
$500
2.25%
▼ 0.23% below Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▼ 0.23% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Share & IRA Certificate 4-Year
$500
2.25%
▼ 0.23% below Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▼ 0.23% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
4 Year TD Choice CD
$0
1.99%
▼ 0.49% below Delaware avg
▼
Rate1.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.48%▼ 0.49% below avgNationally 2.81%
Details
No Longer for Sale
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 48 Month
$2,500
0.75%
▼ 1.73% below Delaware avg
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 1.73% below avgNationally 2.81%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 48 Months
$1,000
0.03%
▼ 2.45% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 2.45% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 48 Months
$250
0.03%
▼ 2.45% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 2.45% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 48 Months
$1,000
0.02%
▼ 2.46% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 2.46% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 48 Months
$250
0.02%
▼ 2.46% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 2.46% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 48 Months
$1,000
0.01%
▼ 2.47% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 2.47% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 48 Months
$250
0.01%
▼ 2.47% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 2.47% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 48 Months
$0
4.50%
▲ 2.02% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▲ 2.02% above avgNationally 2.81%
Details
Rate History
1 change since Oct 7, 2026 · 2.50% → 4.50% ▲ 2.00 pts · high 4.50% / low 2.50%
- Oct 14, 20264.50%▲ from 2.50%
- Oct 7, 20262.50%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
48 Month Share/IRA Certificate
$500
4.07%
▲ 1.59% above Delaware avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 1.59% above avgNationally 2.81%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 3.30% → 4.07% ▲ 0.77 pts · high 4.07% / low 3.30%
- Oct 23, 20264.07%▲ from 3.30%
- Sep 25, 20263.30%first recorded
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 48 Months
$500
3.75%
▲ 1.27% above Delaware avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.48%▲ 1.27% above avgNationally 2.81%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 48 Months
$1,000
3.69%
▲ 1.21% above Delaware avg
▼
Rate3.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.48%▲ 1.21% above avgNationally 2.81%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.69% APY
Cross River Bank
Institution Rating:
B4.5 ★Texas Ratio: 20.61%
Certificate of Deposit - Branch - 48 Month
$500
3.60%
▲ 1.12% above Delaware avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▲ 1.12% above avgNationally 2.81%
Details
Branch Only; Effective: 12/17/2025
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 48 Months
$1,000
3.59%
▲ 1.11% above Delaware avg
▼
Rate3.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.48%▲ 1.11% above avgNationally 2.81%
Details
Balance: Under $100,000; Minimum of $1,000 to open account; Rates effective 10/21/2026
Rate History
No change since Oct 22, 2026 · 3.59% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
48 Month 360 CD
$0
3.50%
▲ 1.02% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▲ 1.02% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
48 Month Regular / IRA
$500
3.40%
▲ 0.92% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.92% above avgNationally 2.81%
Details
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 9 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 48 MONTH
$0
3.40%
▲ 0.92% above Delaware avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.92% above avgNationally 2.81%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.40% APY · checked 3 times
American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.98%
Share Certificate (48-Month)
$0
3.11%
▲ 0.63% above Delaware avg
▼
Rate3.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.48%▲ 0.63% above avgNationally 2.81%
Details
Share Certificates ($1,000 Minimum Balance); Minimum Balance for Dividends: $1,000
Rate History
No change since Sep 21, 2026 · 3.11% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 48 Months
$0
2.00%
▼ 0.48% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.48%▼ 0.48% below avgNationally 2.81%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate IRA 48 Months
$0
2.00%
▼ 0.48% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.48%▼ 0.48% below avgNationally 2.81%
Details
IRA; penalty may be incurred for early withdrawal
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Year TD Choice CD (No Longer for Sale)
$0
1.99%
▼ 0.49% below Delaware avg
▼
Rate1.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.48%▼ 0.49% below avgNationally 2.81%
Details
No longer for sale
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 48-Month
$0
1.01%
▼ 1.47% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.48%▼ 1.47% below avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 8 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
48 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 2.08% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.48%▼ 2.08% below avgNationally 2.81%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 7 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Share Certificate 48 Months
$100
0.30%
▼ 2.18% below Delaware avg
▼
Rate0.30%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Delaware Average2.48%▼ 2.18% below avgNationally 2.81%
Details
Compounded: Monthly; Minimum to Earn APY: $100
Rate History
No change since Oct 13, 2026 · 0.30% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit - 48 Month
$1,000
0.05%
▼ 2.43% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.48%▼ 2.43% below avgNationally 2.81%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo Certificate of Deposit - 48 Month
$95,000
0.05%
▼ 2.43% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.48%▼ 2.43% below avgNationally 2.81%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
New Castle 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
60 Month Share Certificate (Jumbo)
$25,000
3.75%
▲ 1.51% above Delaware avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.51% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 2.52% → 3.75% ▲ 1.23 pts · high 3.75% / low 2.52%
- Oct 5, 20263.75%▲ from 2.52%
- Sep 14, 20262.52%first recorded
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
60 Month IRA/ESA Certificate
$0
3.35%
▲ 1.11% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.11% above avgNationally 2.92%
Details
IRA/ESA; Minimum Balance $100
Rate History
No change since Oct 15, 2026 · 3.35% APY · checked 2 times
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
118 Jestan Blvd, New Castle, DE 19720
60 Month Regular Certificate
$0
3.35%
▲ 1.11% above Delaware avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.11% above avgNationally 2.92%
Details
Regular Certificates; Minimum Balance $1,000
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 4 times
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
60 Month IRA Share Certificate
$500
3.29%
▲ 1.05% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.05% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 2.52% → 3.29% ▲ 0.77 pts · high 3.29% / low 2.52%
- Oct 9, 20263.29%▲ from 2.52%
- Sep 14, 20262.52%first recorded
Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
235 Christiana Rd, New Castle, DE 19720
60 Month Share Certificate
$500
3.29%
▲ 1.05% above Delaware avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.05% above avgNationally 2.92%
Details
Rate History
1 change since Sep 14, 2026 · 2.42% → 3.29% ▲ 0.87 pts · high 3.29% / low 2.42%
- Oct 9, 20263.29%▲ from 2.42%
- Sep 14, 20262.42%first recorded
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 N Dupont Hwy, New Castle, DE 19720
5 Year Online CD
$0
2.75%
▲ 0.51% above Delaware avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▲ 0.51% above avgNationally 2.92%
Details
Interest rate 2.71%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 N Dupont Hwy, New Castle, DE 19720
Online CD - 5 Year
$0
2.75%
▲ 0.51% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▲ 0.51% above avgNationally 2.92%
Details
Online CD; Open online; APY accurate as of 07/28/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Business Share Certificate 5-Year
$500
2.25%
▲ 0.01% above Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 0.01% above avgNationally 2.92%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 9 times
Dover Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
499 Pulaski Hwy, New Castle, DE 19720
Share & IRA Certificate 5-Year
$500
2.25%
▲ 0.01% above Delaware avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 0.01% above avgNationally 2.92%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
5 Year TD Choice CD
$250
2.00%
▼ 0.24% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▼ 0.24% below avgNationally 2.92%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
82 Christiana Rd, New Castle, DE 19720
5 Year TD Choice CD
$250
1.99%
▼ 0.25% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▼ 0.25% below avgNationally 2.92%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
144 N Dupont Hwy, New Castle, DE 19720
Fixed Rate CD - 60 Month
$2,500
0.75%
▼ 1.49% below Delaware avg
▼
Rate0.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 1.49% below avgNationally 2.92%
Details
Open Online
Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 2 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
60 Month Share Certificate
$0
0.55%
▼ 1.69% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▼ 1.69% below avgNationally 2.92%
Details
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 9 times
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
814 W Basin Rd, New Castle, DE 19720
IRA Share Certificate 60 Month
$0
0.55%
▼ 1.69% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▼ 1.69% below avgNationally 2.92%
Details
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 60 Months
$1,000
0.03%
▼ 2.21% below Delaware avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 2.21% below avgNationally 2.92%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 2, 2026 · 0.03% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 60 Months
$250
0.03%
▼ 2.21% below Delaware avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 2.21% below avgNationally 2.92%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 60 Months
$1,000
0.02%
▼ 2.22% below Delaware avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 2.22% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 2, 2026 · 0.02% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 60 Months
$250
0.02%
▼ 2.22% below Delaware avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 2.22% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 2 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
Certificate of Deposit - 60 Months
$1,000
0.01%
▼ 2.23% below Delaware avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 2.23% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 2, 2026 · 0.01% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1 E Basin Rd, New Castle, DE 19720
IRA CD 60 Months
$250
0.01%
▼ 2.23% below Delaware avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 2.23% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 2 times
Barclays Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Online CD - 60 Months
$0
4.75%
▲ 2.51% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▲ 2.51% above avgNationally 2.92%
Details
Rate History
1 change since Oct 7, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
- Oct 14, 20264.75%▲ from 4.25%
- Oct 7, 20264.25%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
60 Month Share/IRA Certificate
$500
4.07%
▲ 1.83% above Delaware avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.83% above avgNationally 2.92%
Details
Effective October 8, 2026
Rate History
1 change since Sep 25, 2026 · 3.45% → 4.07% ▲ 0.62 pts · high 4.07% / low 3.45%
- Oct 23, 20264.07%▲ from 3.45%
- Sep 25, 20263.45%first recorded
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Regular CD - 60 Months
$500
3.75%
▲ 1.51% above Delaware avg
▼
Rate3.70%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▲ 1.51% above avgNationally 2.92%
Details
Minimum to open IRAs: $250; APY based upon funds on deposit for one year at this rate; penalty may be imposed for early withdrawal
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 60 Months
$1,000
3.70%
▲ 1.46% above Delaware avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▲ 1.46% above avgNationally 2.92%
Details
Balance: $100,000-$249,999; Rates effective 10/21/2026; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.70% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
5-year online CDs
$0
3.60%
▲ 1.36% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▲ 1.36% above avgNationally 2.92%
Details
Online CD
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 7 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Month 360 CD
$0
3.60%
▲ 1.36% above Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▲ 1.36% above avgNationally 2.92%
Details
5-year online CD
Rate History
No change since Oct 14, 2026 · 3.60% APY · checked 2 times
Farmers Bank of Willards
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Certificate of Deposit - 60 Months
$1,000
3.60%
▲ 1.36% above Delaware avg
▼
Rate3.55%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▲ 1.36% above avgNationally 2.92%
Details
Balance: Under $100,000; Minimum of $1,000 to open account; Rates effective 10/21/2026
Rate History
No change since Oct 22, 2026 · 3.60% APY
First Shore Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
Rising Rate (CDs + IRAs) - 60 Months
$500
3.50%
▲ 1.26% above Delaware avg
▼
Rate3.46%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▲ 1.26% above avgNationally 2.92%
Details
Minimum to open for IRAs: $250
Rate History
1 change since Sep 24, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50%
- Oct 20, 20263.50%▲ from 2.50%
- Sep 24, 20262.50%first recorded
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
60 Month Regular / IRA
$500
3.40%
▲ 1.16% above Delaware avg
▼
Rate3.34%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.16% above avgNationally 2.92%
Details
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 9 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 60 MONTH
$0
3.40%
▲ 1.16% above Delaware avg
▼
Rate3.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▲ 1.16% above avgNationally 2.92%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.40% APY · checked 3 times
Shore United Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Certificate of Deposit - 60 Month
$500
2.50%
▲ 0.26% above Delaware avg
▼
Rate2.47%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▲ 0.26% above avgNationally 2.92%
Details
Rates effective as of 06/25/26; withdrawals during term subject to penalty of 90 days of interest
Rate History
No change since Oct 20, 2026 · 2.50% APY · checked 2 times
Fsnb
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
Certificate of Deposit (CDs) - 60 Months
$500
2.50%
▲ 0.26% above Delaware avg
▼
Rate2.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▲ 0.26% above avgNationally 2.92%
Details
Minimum balance to obtain APY: $500.00
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Tidemark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Share Certificate - 60 Months
$500
2.01%
▼ 0.23% below Delaware avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▼ 0.23% below avgNationally 2.92%
Details
Regular And IRA Share Certificates ($500 Minimum)
Rate History
No change since Sep 17, 2026 · 2.01% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year TD Choice CD - Promotional
$250
2.00%
▼ 0.24% below Delaware avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 0.24% below avgNationally 2.92%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 2 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate Certificate of Deposit (CDs) - 60 Months
$0
2.00%
▼ 0.24% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▼ 0.24% below avgNationally 2.92%
Details
APYs accurate as of 07.10.2026
Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 7 times
Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Fixed Rate IRA 60 Months
$0
2.00%
▼ 0.24% below Delaware avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 22, 2026
Delaware Average2.24%▼ 0.24% below avgNationally 2.92%
Details
IRA; penalty may be incurred for early withdrawal
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year TD Choice CD - Non-Promotional
$250
1.99%
▼ 0.25% below Delaware avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 0.25% below avgNationally 2.92%
Details
Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 2 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Certificate of Deposit - 60-Month
$0
1.01%
▼ 1.23% below Delaware avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 20, 2026
Delaware Average2.24%▼ 1.23% below avgNationally 2.92%
Details
Rate History
No change since Sep 18, 2026 · 1.01% APY · checked 8 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
60 Month Certificate of Deposit OR IRA
$500
0.40%
▼ 1.84% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 1.84% below avgNationally 2.92%
Details
Rate History
No change since Sep 7, 2026 · 0.40% APY · checked 10 times
County Bank Rehoboth Beach, DE
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
Jumbo 60 Month Certificate of Deposit OR IRA
$100,000
0.40%
▼ 1.84% below Delaware avg
▼
Rate0.40%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 1.84% below avgNationally 2.92%
Details
Rate History
No change since Oct 20, 2026 · 0.40% APY · checked 2 times
Community Bank Delaware
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
60 Month Fixed Rate Time Deposit/IRA
$500
0.40%
▼ 1.84% below Delaware avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 1.84% below avgNationally 2.92%
Details
IRA available
Rate History
No change since Sep 11, 2026 · 0.40% APY · checked 7 times
Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Share Certificate 60 Months
$100
0.35%
▼ 1.89% below Delaware avg
▼
Rate0.35%
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 19, 2026
Delaware Average2.24%▼ 1.89% below avgNationally 2.92%
Details
Compounded: Monthly; Minimum to Earn APY: $100
Rate History
No change since Oct 13, 2026 · 0.35% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5 Year TD Step Rate CD
$0
0.15%
▼ 2.09% below Delaware avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 2.09% below avgNationally 2.92%
Details
No longer for sale; composite APY; Year 1: 0.05%; Year 2: 0.10%; Year 3: 0.15%; Year 4: 0.20%; Year 5: 0.25%
Rate History
No change since Oct 14, 2026 · 0.15% APY · checked 3 times
edU Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 17.00%
5 Year Share Certificates
$500
0.15%
▼ 2.09% below Delaware avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 23, 2026
Delaware Average2.24%▼ 2.09% below avgNationally 2.92%
Details
No dividend paid for early withdrawal; Effective July 23, 2021
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 6 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit - 60 Month
$1,000
0.05%
▼ 2.19% below Delaware avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 2.19% below avgNationally 2.92%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
Applied Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jumbo Certificate of Deposit - 60 Month
$95,000
0.05%
▼ 2.19% below Delaware avg
▼
Rate0.05%
Min Deposit$95,000
Min BalanceN/A
Verified and UpdatedOct 21, 2026
Delaware Average2.24%▼ 2.19% below avgNationally 2.92%
Details
Rates effective 10/20/2026; APY assumes interest remains on deposit until maturity
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 2 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
New Castle, DE CD Rate Trends
Compare local New Castle, DE CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD DE Avg
2.902%
▲ 0.077 vs 7 days ago
Delaware 12-month CD rates rose 0.077 points over the past 7 days to 2.902% APY.
6-Month CD DE Avg
2.654%
▲ 0.036 vs 7 days ago
Delaware 6-month CD rates rose 0.036 points over the past 7 days to 2.654% APY.
As of Oct 25, 2026 • Rate data sourced from 8,500+ monitored institutions
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DE CD Rate Forecast, Next 12 Months
Where are Delaware CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
DE 12-Month Avg APY
2.902%
6-Month Forecast
2.902%
Range: 2.70%, 3.05%
12-Month Forecast
3.152%
Range: 2.95%, 3.30%
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What Your Savings Earn at DE CD Rates Today
Annual interest earnings at today’s Delaware average APYs. State average used where available; national average as fallback.
| CD Term | DE Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.120% | $106.00 | $212.01 | $530.03 | $1,060.05 |
| 6-Month CD | 2.654% | $132.72 | $265.43 | $663.58 | $1,327.15 |
| 12-Month CD | 2.902% | $145.10 | $290.19 | $725.48 | $1,450.95 |
| 18-Month CD | 3.063% | $153.14 | $306.28 | $765.70 | $1,531.40 |
| 24-Month CD | 2.734% | $136.70 | $273.39 | $683.48 | $1,366.95 |
| 36-Month CD | 2.374% | $118.70 | $237.40 | $593.50 | $1,187.00 |
| 48-Month CD | 2.478% | $123.88 | $247.76 | $619.40 | $1,238.80 |
| 60-Month CD | 2.240% | $111.98 | $223.96 | $559.90 | $1,119.80 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 23, 2026. | |||||
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Sample CD Ladder for New Castle, Delaware Savers
$25,000 split equally across 5 terms using today’s Delaware average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | DE Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.120% | $106.00 |
| 2 | 6-Month CD | $5,000 | 2.654% | $132.72 |
| 3 | 12-Month CD | $5,000 | 2.902% | $145.10 |
| 4 | 24-Month CD | $5,000 | 2.734% | $136.70 |
| 5 | 36-Month CD | $5,000 | 2.374% | $118.70 |
| Total ($25,000 invested) | $25,000 | 2.557% blended | $639.22/yr | |
Ladder example uses equal $5,000 rungs and Delaware average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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421
CD Rates
Tracked in New Castle, Delaware
Tracked in New Castle, Delaware
23 Banks
13 Credit Unions
About Our New Castle, Delaware CD Rate Database
MonitorBankRates tracks 421 CD rates from 23 banks and 13 credit unions with locations in New Castle, Delaware, plus national online institutions available to Delaware residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: TD Bank offers a CD at 4.30% APY with a minimum deposit of $250. Use the rate table above to compare all current offers in New Castle, Delaware.
How to Find the Best CD Rates in New Castle, Delaware
What to compare when shopping for a CD in New Castle, Delaware
To find the best APYs in New Castle, Delaware, start with credit unions and online-only banks: New Castle, Delaware has 13 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in New Castle, Delaware
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in New Castle, Delaware: 36 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare New Castle, Delaware savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare New Castle, Delaware money market rates
New Castle, Delaware Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
22.9%
National avg: 17.3%
Median Individual Earnings
$57,648
National avg: $47,340
Poverty Rate
4.7%
National avg: 11.1%
Unemployment Rate
1.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$167/yr
At DE 12-mo avg 2.902% APY
22.9% of residents are 65 or older, above the national average of 17.3%, making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 1.3% reflects a strong local economy. At today’s DE 12-month CD average of 2.902%, saving 10% of the local median salary ($5,764/year) and putting it in a CD would earn an additional $167 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in New Castle, Delaware
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in New Castle, Delaware
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in New Castle, Delaware typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in New Castle, Delaware as everywhere in the U.S.
Choosing a CD Term in New Castle, Delaware
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give New Castle, Delaware savers easier access to their funds. For example, Community Powered Federal Credit Union is offering its 6 Month Share Certificate (Jumbo) at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Community Powered Federal Credit Union is offering its 60 Month Share Certificate (Jumbo) at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for New Castle, Delaware Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a New Castle, Delaware saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in New Castle, Delaware
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the New Castle, Delaware CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in New Castle, Delaware
Most CDs carry a fixed rate that is locked for the entire term, protecting a New Castle, Delaware depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in New Castle, Delaware
Are CD rates in New Castle, Delaware FDIC insured?
Yes, most established banks in New Castle, Delaware are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in New Castle, Delaware?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in New Castle, Delaware.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in New Castle, Delaware may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in New Castle, Delaware?
Here are recent top rates found for this area:
- TD Bank: 4.30% APY (24 Month TD Choice CD)
- Dexsta Federal Credit Union: 4.07% APY (18 Month IRA/ESA Certificate)
- Dover Federal Credit Union: 4.00% APY (Business Share Certificate 1-Year)
- Community Powered Federal Credit Union: 4.00% APY (12 Month Share Certificate (Jumbo))
- M&T Bank: 3.85% APY (18 MONTH SELECT Certificate of Deposit)
- Delaware State Police Federal Credit Union: 3.72% APY (Share Certificate - 12 Months)
- Citizens Access: 3.25% APY (1 Year Online CD)
- Wilmington Savings Fund Society (WSFS): 3.00% APY (Fixed Rate CD - 3 Month)
- New Castle County Delaware Employees Federal Credit Union: 1.76% APY (IRA Certificate - 12 Months)
- Union Building Trades Federal Credit Union: 0.55% APY (60 Month Share Certificate)
Rates reflect recent verified offers available in New Castle, Delaware. Last Updated: October 23, 2026
New Castle, Delaware CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current New Castle, Delaware rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for New Castle, Delaware
New Castle, Delaware CD Calculator
At today’s DE top rate of 4.30% APY, a $10,000 deposit earns $430 in the first year. Enter your amount to see your exact return.
New Castle, Delaware CD LadderDE CD rates currently range from 2.120% (3-month) to 2.374% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a New Castle, Delaware CD at 4.30% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsDelaware’s average 12-month CD is 2.902% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Castle, Delaware CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for New Castle, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Castle, Delaware. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 23, 2026
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