Best Personal Loan Rates in Winterthur, Delaware - June 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Winterthur, Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Title Loan at 4.24% APR, edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.64% offering Holiday Loan at 5.90% APR, Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.56% offering Holiday Loan at 7.00% APR, Community Powered Federal Credit UnionCommunity Powered Federal Credit UnionA+5.0 ★Texas Ratio: 4.02% offering Credit Builder Loan at 7.00% APR, and Cecil County School Employees Federal Credit UnionCecil County School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 5.18% offering AnyTime Personal Loan at 7.50% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Winterthur borrowers have access to 15 lenders serving the Delaware area, with personal loan rates as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Winterthur, Delaware.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Winterthur, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Winterthur Personal Loan Rates
As Low As; maximum rates up to 14.99% APR*; 2017 or newer, some restrictions apply. APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
$2,000 (MAX); Nov 1st - Nov 30th
Holiday Loans available October 23 through January 31 each year.
Holiday Loans available October 23 through January 31 each year.; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
$15,000 (MAX)
No additional details available.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
No additional details available.
As Low As; The maximum loan amount is $10,000 with a maximum repayment term of 24 months. Not all applicants will qualify for the lowest rate. Rate and terms are subject to change without notice. Other restrictions may apply. Membership eligibility required.
As Low As; Rates may vary from the rate shown based on your credit score. View the loan rate sheet for details.
No additional details available.
As Low As; *See important disclosures
As Low As; **See important disclosures
No Transfer Fee. APR = Annual Percentage Rate based on creditworthiness. Pay no interest within the 25-day grace period. See Full Visa Disclosure
$5.00. APR = Annual Percentage Rate based on creditworthiness. Pay no interest within the 25-day grace period. See Full Visa Disclosure
No Annual Fee. APR = Annual Percentage Rate based on creditworthiness. Pay no interest within the 25-day grace period. See Full Visa Disclosure
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; 17.99% APR maximum; 0.25% rate discount with automatic payment transfer from Sun East checking.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
Application Fee - $20.00. Payment Protection- Not available. Membership requirement - 12 months. 50 basis points (0.50%) reduction for payroll deduction. Must provide two pay stubs or review of account to ensure consistent direct deposit from employer.
Application Fee- $20.00. Payment Protection- Not available. Membership requirement - 6 months. 50 basis points (0.50%) reduction for payroll deduction. Must provide two pay stubs or review of account to ensure consistent direct deposit from employer. Credit report is not required However, all loans will be reported to the credit bureaus. One PAL (Option 1 or Option 2) loan at a time.
$500
$200
Winterthur Personal Loan Rates
As Low As; Funding For Your Summertime | Loan amounts up to $45,000
As Low As; Rates may vary from the rate shown based on your credit score. View the loan rate sheet for details.
As Low As; *See important disclosures
As Low As; **See important disclosures
As Low As
No additional details available.
As Low As
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; 17.99% APR maximum; 0.25% rate discount with automatic payment transfer from Sun East checking.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
No additional details available.
Winterthur Debt Consolidation Loan Rates
No additional details available.
Winterthur Signature Loan Rates
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
$15,000 (MAX)
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.
No additional details available.
No additional details available.
No additional details available.
Winterthur, DE Personal Loan Rate Trends
Compare local Winterthur, DE personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware personal loan rates fell 0.674 points over the past 7 days to 11.206% APR.
Delaware signature loan rates fell 0.097 points over the past 7 days to 10.978% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Winterthur, Delaware personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Winterthur, Delaware directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Winterthur, Delaware. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in DE.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Delaware?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Delaware?
Are credit unions or banks better for personal loans in Winterthur, Delaware?
What are the best personal loan rates in Winterthur, Delaware?
- New Castle County Delaware Employees Federal Credit Union: 4.24% (Title Loan)
- edU Federal Credit Union: 5.90% (Holiday Loan)
- Priority Plus Federal Credit Union: 7.00% (Holiday Loan)
- Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
- Cecil County School Employees Federal Credit Union: 7.50% (AnyTime Personal Loan)
Personal Loan Calculators
