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Best Personal Loan Rates in Dagsboro, Delaware (DE) - May 2026

Current personal loan options available to borrowers in Dagsboro, Delaware include: New Castle County Delaware Employees Federal Credit UnionNew Castle County Delaware Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Title Loans at 4.24% APR, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit UnionA5.0 ★Texas Ratio: 7.37% offering Personal Loan at 4.99% APR, edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.99% offering Holiday Loan at 5.90% APR, Community Powered Federal Credit UnionCommunity Powered Federal Credit UnionA+5.0 ★Texas Ratio: 4.20% offering Credit Builder Loan at 7.00% APR, and Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.58% offering Holiday Loan† at 7.00% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.

Dagsboro borrowers have access to 15 lenders serving the Delaware area, with personal loan rates as low as 4.24% APR from New Castle County Delaware Employees Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Dagsboro, Delaware.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Dagsboro, Delaware. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Title Loans
4.24%
APR4.24%
Last UpdatedMay 14, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
4.99%
APR4.99%
Last UpdatedMay 14, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.65%

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Holiday Loan
5.90%
APR5.90%
Last UpdatedMay 14, 2026
Details

$2,000 (MAX); Nov 1st - Nov 30th

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
Credit Builder Loan
7.00%
APR7.00%
Last UpdatedMay 14, 2026
Details

As Low As

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Holiday Loan†
7.00%
APR7.00%
Last UpdatedMay 14, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.; Holiday Loans available October 23 through January 31 each year.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
7.50%
APR7.50%
Last UpdatedMay 14, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Vacation Loan
7.50%
APR7.50%
Last UpdatedMay 14, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
7.90%
APR7.90%
Last UpdatedMay 14, 2026
Details

$15,000 (MAX)

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Vacation Loan
8.00%
APR8.00%
Last UpdatedMay 14, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Credit Builder Loan
8.00%
APR8.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
8.00%
APR8.00%
Last UpdatedMay 14, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Unsecured Optionline Tier 1
8.00%
APR8.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Clean-Slate Loan
8.50%
APR8.50%
Last UpdatedMay 14, 2026
Details

As Low As; Borrow up to $10,000

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Collateral Personal Loans
8.65%
APR8.65%
Last UpdatedMay 14, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Collateral Loan
8.75%
APR8.75%
Last UpdatedMay 14, 2026
Details

No additional details available.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Holiday Loan
8.90%
APR8.90%
Last UpdatedMay 14, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Holiday Loans
8.90%
APR8.90%
Last UpdatedMay 14, 2026
Details

As Low As; We offer a seasonal Holiday Loan October 1st - January 31st. Borrow $500-$4,000 and you'll have 12 to 24 months to pay off the loan. You can also apply to refinance holiday credit card debt to reduce your rate and save!

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Unsecured Personal Loans
8.99%
APR8.99%
Last UpdatedMay 14, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Debt Freedom Loan
9.00%
APR9.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
9.49%
APR9.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

$10,000 - $50,000

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

As Low As

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Promotional Loan
10.00%
APR10.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.49%
APR10.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Unsecured Optionline Tier 2
10.50%
APR10.50%
Last UpdatedMay 14, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature / Unsecured Loan
10.75%
APR10.75%
Last UpdatedMay 14, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature Tax Loan
10.75%
APR10.75%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

$100 - $9,999

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 14, 2026
Details

$20,000 or more

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
11.74%
APR11.74%
Last UpdatedMay 14, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Holiday Loan
11.90%
APR11.90%
Last UpdatedMay 14, 2026
Details

$2,000 (MAX); Nov 1st - Nov 30th

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 14, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Step Up Loan (Signature)
13.99%
APR13.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Personal Loans
14.00%
APR14.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

New Castle County Delaware Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Title Loans
14.99%
APR14.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
17.90%
APR17.90%
Last UpdatedMay 14, 2026
Details

$15,000 (MAX)

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Title Loans
18.00%
APR18.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Payday Alternative Loan (PAL II) - Option 2
28.00%
APR28.00%
Last UpdatedMay 14, 2026
Details

Minimum Loan Amounts - $200.00; Maximum Loan Amount -$2,000.00; Maximum Repayment Term - 365 days/12 months; Application Fee - $20.00; Payment Protection- Not available; Membership requirement - 12 months

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
Payday Alternative Loan (PAL) - Option 1
28.00%
APR28.00%
Last UpdatedMay 14, 2026
Details

Minimum Loan Amount - $200.00; Maximum Loan Amount - $1,000.00; Maximum Repayment Term - 180 days/6 months; Application Fee- $20.00; Payment Protection- Not available; Membership requirement - 6 months

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
4.99%
APR4.99%
Last UpdatedMay 14, 2026
Details

Intro rate expires: 6 months; Regular APR: 11.65%

American Spirit Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.43%
Collateral Personal Loans
8.65%
APR8.65%
Last UpdatedMay 14, 2026
Details

No additional details available.

Delaware State Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.11%
Unsecured Personal Loans
8.99%
APR8.99%
Last UpdatedMay 14, 2026
Details

As Low As

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
9.49%
APR9.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

As Low As

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

$10,000 - $50,000

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.49%
APR10.49%
Last UpdatedMay 14, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

$100 - $9,999

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.99%
APR10.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 14, 2026
Details

$20,000 or more

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
11.74%
APR11.74%
Last UpdatedMay 14, 2026
Details

No additional details available.

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
11.74%
APR11.74%
Last UpdatedMay 14, 2026
Details

No additional details available.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 14, 2026
Details

As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Personal Loans
14.00%
APR14.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Debt Freedom Loan
9.00%
APR9.00%
Last UpdatedMay 14, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
7.50%
APR7.50%
Last UpdatedMay 14, 2026
Details

As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Account.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
7.90%
APR7.90%
Last UpdatedMay 14, 2026
Details

$15,000 (MAX)

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
Signature Loan
8.00%
APR8.00%
Last UpdatedMay 14, 2026
Details

As Low As; APR = Annual Percentage Rate based on creditworthiness.

Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
APR9.99%
Last UpdatedMay 14, 2026
Details

As Low As

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature / Unsecured Loan
10.75%
APR10.75%
Last UpdatedMay 14, 2026
Details

No additional details available.

Provident Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.71%
Signature Tax Loan
10.75%
APR10.75%
Last UpdatedMay 14, 2026
Details

No additional details available.

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
Step Up Loan (Signature)
13.99%
APR13.99%
Last UpdatedMay 14, 2026
Details

No additional details available.

edU Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
Signature Loan
17.90%
APR17.90%
Last UpdatedMay 14, 2026
Details

$15,000 (MAX)

No home improvement personal loan rates found in Dagsboro, DE currently.

Dagsboro, DE Personal Loan Rate Trends

Compare local Dagsboro, DE personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware Personal Loan Trends →
Personal Loan — DE Avg
11.128%
▼ 0.150 vs 7 days ago

Delaware personal loan rates fell 0.150 points over the past 7 days to 11.128% APR.

Signature Loan — DE Avg
11.699%
Unchanged vs 7 days ago

Delaware signature loan rates currently average 11.699% APR.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Delaware?

Most lenders in Dagsboro, Delaware require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Delaware often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Dagsboro, Delaware require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Delaware?

Yes. Debt consolidation is one of the most common uses of personal loans in Dagsboro, Delaware. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Dagsboro, Delaware?

Credit unions in Dagsboro, Delaware often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Dagsboro, Delaware?

  • New Castle County Delaware Employees Federal Credit Union: 4.24% (Title Loans)
  • Franklin Mint Federal Credit Union: 4.99% (Personal Loan)
  • edU Federal Credit Union: 5.90% (Holiday Loan)
  • Community Powered Federal Credit Union: 7.00% (Credit Builder Loan)
  • Priority Plus Federal Credit Union: 7.00% (Holiday Loan†)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Dagsboro, Delaware. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 10, 2026.